I fully retired in my early 60s but was semi retired for much longer . Not a big savings but my frugality keeps things stable . I got to spend allot of time with my kids growing up . I am my daughters personal assistant to research things with her busy life . I am a personal nanny when needed for my grandkids from my son and daughter in-law that need help to make their lives a bit easier . I helped to coach my granddaughters softball team with my son . I am physically active mountain biking and kayaking and looking to a return to surfing . The biggest thing is finding strategies to be healthier and improve healrhspan and share that knowledge with others . As Clark always talks about being in-service to others and maybe make the world a better place . My mom was a big-time into volunteering. There is plenty to do if you like . Especially in-service to others
@Clark5 ай бұрын
Sounds like you have a happy retirement! 💚
@MarkJohnson-ht8wd5 ай бұрын
I'm 67 and for the first time in my life I enjoy my job. It pays well and I am treated with respect. They let work part-time. Life at home would be boring as my wife and I have few mutual interests. My younger coworkers talk about the future and that keeps my spirits up. Nature will tell me when it's time to hang up the tool belt.
@Clark5 ай бұрын
Love it! 💚
@MNP2085 ай бұрын
Same. I work per diem as a nurse. I get to pick my own hours. This prevents burnout and makes nursing enjoyable again.
@MarkJohnson-ht8wd5 ай бұрын
@@MNP208 Hospital support staff and loving it!
@BarbB_in_TN5 ай бұрын
Clark, please continue with your personable personality. I have tried to watch many other podcast/KZbin shows to no avail due to their lack of charisma. Please don’t change.
@JesusRuiz-c3k5 ай бұрын
I retired from the US Army in 2015. I served for 34 years. I have done "nothing" since retirement and I'm very happy...
@crazykat19845 ай бұрын
Doing nothing is underrated
@AnnieHardy-fq6nm5 ай бұрын
We've been retired 8 years and are enjoying every minute! We do household chores together and even work together on making banana bread. :) We both enjoy photography and, weather permitting, we go out each evening for sunset photos in different locations. We also take photos at the Zoo. We just love being together!
@Clark5 ай бұрын
Amazing, happy retirement! 💚
@bradleyvanzile11115 ай бұрын
I’ve been retired 18 years and I am completely happy with everything that has transpired, I am 54
@guitarhero95925 ай бұрын
Your speak speed is too fast?? Are you kidding me? Can’t believe people have nerve to complain about that. Your speak speed is FINE! It’s part of your personality Clark! Keep up the great work you do! Been hearing or seeing you for many many years here in SoCal 🤙
@tomjohnson57005 ай бұрын
True you can get more out of SS at age 70 but you have to make it there. Little brother died at 65 and never collected a dime. I took mine at FRA and never regretted it.
@retired84845 ай бұрын
70 is the correct age.
@autohelix5 ай бұрын
@@retired8484That I agree with.
@tomjohnson57005 ай бұрын
@@retired8484 If it works for you. Perhaps not for all, though.
@TheLifetraveler15 ай бұрын
I'm sorry, I retired at 50. In fact it was a force retirement. But I immediately found other things to do other than wanting to go back to work .. photography has always been my passion now I get to do it as much as I want to and I travel the world doing it. Sometimes for profit sometimes just for fun. .
@SpencerHeckwolf18 күн бұрын
Whiney NIMBY’s calling into the Clark Howard show. ADU’s are awesome!!!
@janboozell54455 ай бұрын
Today's compliment from an immigrant was so beautiful and transparent. The best comment today!
@TheLifetraveler15 ай бұрын
I don't know why anybody does not understand this. Two Factor authentication is perfectly fine. As long as you don't have the banking app on your phone. Do your banking on a computer. Get the authentification on the phone. Two separate items
@dpporlando5 ай бұрын
For anyone bored in retirement please go to your local Boys&Girls club and see what opportunities are available. You can pass along what you've learned in life and make a huge positive impact on a child's future. Pay it forward.
@mattmorris21415 ай бұрын
If you like kids, do it! If you don't like kids, volunteer in some other way. (But if you don't like kids, you should also try to figure out why.)
@makeyourlifeeasier57945 ай бұрын
I've worked with thousands of retired people for years. Many should not retire! So many of them are depressed or lost or even get sick! Maybe work much less but completely retiring might be a big mistake.
@MNP2085 ай бұрын
A family member just sits and watches Fox News 12 hours/day. Not good!
@Joce1235 ай бұрын
One of the things that I am emphatic about is that I do not like to volunteer.. I wish people would stop telling retirees to volunteer as a way to solve some of their life challenges. I'm more than already donated at the office.
@Clark5 ай бұрын
It's not for everyone. Find what works best for you! 💚
@MNP2085 ай бұрын
I volunteered so much - for 15 years of my kids’ activities. I loved it then but burned myself out. I’m not sure if I’d do it again.
@Anthony-zw1qb5 ай бұрын
Depends on where you live also. I live at the beach and it’s great. As well as what makes you happy in life. If buying things makes you happy you’ll get depressed and broke real quick.
@charlessommers72185 ай бұрын
Great show. You guys are the best 😊
@Rashad30005 ай бұрын
This is why you need to detach yourself from your career early on. You have an identity outside of work.
@Clark5 ай бұрын
Good point! 🙌
@virginiamoss70455 ай бұрын
There's nothing wrong with Clark being real and human; if he took the guy's advice I'd find Clark to be too dry and robotic. Leave him be. And his verbal speed is just right for absorbing all the information he offers.
@rcfnc4 ай бұрын
Can you please link to a reliable USB charger that was mentioned in Clark stinks?
@colemant68455 ай бұрын
Paint Delamination is a typical problem with only some Ford (and ALL others) and certain paint colors. If it is a known defect in Material or Process, Ford (with the Supplier like PPG Industries, the Paint supplier on the Escape) will take care of it. Make a claim ... with knowledge.. and it will be quickly repaired. Ford and PPG are the BEST Automotive Companies on earth and stand by their products.
@squidward665 ай бұрын
Retirement: Self-absorption is a fast track to misery. Give yourself away for others.
@MarkSullivan-n6e5 ай бұрын
I look forward to not having to set my alarm clock for the first time in over 40- years in retirement
@e-care-books98675 ай бұрын
#BonusTerms ... 1. YIMBY - "Yes in my backyard." In cities with crazy expensive housing, YIMBies are in favor of building large condo buildings and ADUs (Auxiliary Dwelling Units). 2. “Casita” - Arizonans call a backyard rental a “casita.”
@Clark5 ай бұрын
💚 #bonusterms
@janboozell54455 ай бұрын
Up north are major hobby was going to auctions and reselling. In our retirement it's no longer convenient or profitable. Thanks for that 3.5 number of core pursuits. I plan to diligently apply myself to finding a replacement.
@NancyFarrar-ik1cq5 ай бұрын
wow! Paint is the least of the many problems with multi years of Ford Escape's
@blissfuljoy60495 ай бұрын
I used to really try and get away with not using a cart. Not so much in big box stores, although I have only been to Sam's and BJs, not Costco. With kids I need way too much to carry it. Lists are a must and preferably not taking the kids 😂. Or order pickup!
@Clark5 ай бұрын
😂 @ "not taking the kids." They throw everything in the cart.
@blissfuljoy60495 ай бұрын
@@Clark Please, please, please can we have this thing we didn't even know about until five seconds ago 🥺...🤣
@romanhollow29855 ай бұрын
People that are lost in retirement had no life to begin with, except work. They never developed hobbies and interests while they were working. Sad.
@pamcornelius91225 ай бұрын
That’s me. My entire life was enjoying spending time with my husband, who died very suddenly and unexpectedly three years ago at the age of 61. My retirement is not enjoyable because he is gone.
@lynnhensley43265 ай бұрын
I just retired at 72 from 30 years of full-time teaching elementary education and 20 years doing a variety of part-time jobs in education. I loved what I did and will miss the kids, teachers, and a schedule. And I have raised 2 kids and 1 grandchild. I have hobbies, volunteering activities, church activities, and friends and family. Love you! Listened to you on youtube as I drove to work. Friday is my favorite day for Clark stinks. Keep up the great job!🤑😄🙂🤑😄🙂🤑
@Clark5 ай бұрын
@@pamcornelius9122 💔 Sorry for your loss. Hope you're able to regain some enjoyment soon.
@pamcornelius91225 ай бұрын
@@Clark Thank you 💝
@MNP2085 ай бұрын
It’s tough when one spouse was very physically and wants to continue to hike, bike, etc and the other spouse is sedentary. 😕
@selenabailey14315 ай бұрын
I like hearing about the personal stories!
@har0ld551-hn6fm5 ай бұрын
A happy retirement really depends on having a diversified portfolio. Given the current state of the US economy, with inflation and market volatility, it's crucial to balance your investments between stocks, bonds, and other assets.
@rcfnc4 ай бұрын
Yeah, not interested in retiring. I am PT and I plan to work until they lay me off. Retirement sucks.
@Brayness5 ай бұрын
The money should be left in any ROTH accounts as long as possible and that money should become the emergency savings account since it as liquid as the money market account at his age since that is far more tax efficient to do that . Investments in the ROTH could be sold and converted to money market funds to maintain the risk profile of the money market account in the taxable account. The same decision regarding traditional IRAs or 401ks depends on their tax situation
@daninraleigh5 ай бұрын
Re: speaking speed. The Enhancer for KZbin extension will take care of this automatically, by setting the video speed to 1.2x and makes it easy to speed up even faster.
@crazykat19845 ай бұрын
More retirees are going into consulting work.
@colemant68455 ай бұрын
How about a YT video Presenting to Retirees the "Most Popular Core Pursuits for Retirees in America"" That might be a great new YT video idea?
@marietaylor51745 ай бұрын
Thank you Team Clark.
@chrischapman43145 ай бұрын
Happy Friday
@Joce1235 ай бұрын
I would not spend my inheritance on commingling funds... Your retired husband should go back to work.
@domfer25405 ай бұрын
Different parts of the country is different, there is no shortage of housing in my area and ADU is NOT acceptable. We have many home and apartments not renting. I do not believe in price freeze, it is up to a person to live within your means. You want better living improve yourself. Also believe government needs to stay out housing for low income. Please end min wage, pay what they are worth. Each person makes their own life. My first retirement at 42, when’s to college and received BA. Retired at 62 and live very comfortable. I live different, there are banks I will not bank with, I do not use social media and we insured that all bills were paid off years before retirement. We paid the price, miss family, and sometimes I had to travel from family. But, my goal was at least 5 retirements. Love to travel, motorcycles and cruises. Plus my cars.
@kr1ck3tul5 ай бұрын
@clark reply?
@lisastillittano33475 ай бұрын
Who could ask for more wonderful, perfect people than Clark and Krista. Gag me!!!!! It is over the top self agrandizing on this podcast.
@jbeav39025 ай бұрын
The husband wants to use non marital money. Inherited money is separate. He wants to commingle the money. My wife is going inherit A fortune from her grandfather trust. I will want to commingle that money too.
@donbachmeier76175 ай бұрын
Everything I planned on doing after retirement require an automobile. Inflation has built a brick wall for that to be practical.
@autohelix5 ай бұрын
You did not save for a good retirement.
@retired84845 ай бұрын
No, definitely don't buy dumb gadgets like that.
@nadinejohnson21895 ай бұрын
🕊Retire from a job 👍🏽 🕊 Not from Ministry 🕊Thank you🌹?👸🏽
@richk31355 ай бұрын
Costco carts are perfect for taking the grandkids for a spin, they both fit.
@Clark5 ай бұрын
Ha! 🛒
@jeanbazemore57685 ай бұрын
I tried to use your app to get help on a financial question but I found I had to join which was $46 a month before I could get free help. Very disappointing 😢
@autohelix5 ай бұрын
Not true.
@retired84845 ай бұрын
You should definitely NOT be impressed with Brad. What a mess he's created.
@makeyourlifeeasier57945 ай бұрын
Clark Stinks...because he won't dance! Come on Clark! Wstch Christa & learn!
@Clark5 ай бұрын
🕺🕺💚
@LlpLyllc5 ай бұрын
Gee whiz the way clark is always.talking. He must NEVER sleep. Or have more than 24 hours a day. Or exaggerating things.
@drz40735 ай бұрын
I prefer Clark's speech cadence over Ben Shapiro's any day... Wait, didn't Clark already retire back when he was 30?
@jstephens27585 ай бұрын
This ... is ... T h e ... V o i c e ... o f ... A m e r i c a ... n e w s ... in ... s p e c i a l ... E n g l i s h. it was a news service where the announcers spoke very slowly and clearly for new English language learners. Perhaps a retirement job for Clark?