What's Wrong With America's Houses

Whether looking for affordable housing or staying same from climate disasters, housing in the United States can be difficult.
Existing home sales last year reached their highest levels since 2006. However, increasing numbers of climate disasters across the country have sparked concern about how safe homes are.
Potential buyers rarely wonder “what the flood plain is here, or do they look around and see this beautiful forest and say, ‘Oh, my God, it’s going to be on fire in two years?’” American Institute of Architects consultant David Collins said.
Last year was the worst fire season in U.S. history. In California, five of the state’s six-largest fires began within a two-month window. Overall, more than a dozen severe weather storms each dealt more than $1 billion in damages across the U.S. However, building homes that can withstand natural disasters are expensive and keep people, including the more than 500,000 thousand homeless counted in 2019, outside.
When it comes to costs, the Covid-19 pandemic caused a surge in housing costs and a rise in unemployment, leaving nearly 600,000 Americans unhoused in 2020. In 2019, New York City spent a record-breaking $3 billion to support its homeless population. California is also expected to break its record, allocating $4.8 billion to the same issue over the next two years.
Despite the rising budget, overall homelessness in the U.S. has improved by only 10% compared with 2007. It’s even worse for certain subgroups, such as individual homelessness, which dropped by only 1% in the same period. For decades, the U.S. has relied on a “housing first” approach to homelessness, where permanent housing is provided for homeless people without preconditions such as sobriety or employment.
Lastly, the affordable housing crisis in the United States continues to be a problem and it is only getting worse. And in places like San Francisco, where construction costs are some of the highest in the world, overcoming the housing shortage seems impossible. However, one solution is gaining traction that could dramatically reduce the cost and time to build new housing - factory-built apartments.
SEGMENTS:
00:00 Why The U.S. Builds Houses Wrong (March 2021)
13:57 Why The U.S. Can’t Solve Homelessness (January 2022)
29:09 Can Factory-Built Homes Help Solve The Housing Crisis? (February 2021)
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What's Wrong With America's Houses

[@Seanpfree]

34 years old middle Tennessee all my life 150k house is now 450k. Cannot afford my first home. Great credit, 25k to put down, 100k HHI, but still lost 37+ bids to wall street institutional investors buying neighborhoods with cash to rent out. How long do we allow this theft of the middle class to continue?

[@Blaze6432]

If we ask for regulation people will cry communism

[@tdvh2181]

“Free market”

[@alark8903]

East Tennessee. Check out Johnson City, Kingsport and Bristol. Growing areas with cheap houses including acres of land. Great hospitals and lots of jobs in the area.

[@Seanpfree]

@@alark8903 I have looked because of my job I can't be that far from Nashville my commute is already bad enough.. I average 1000 miles a week on my car. Kingsport would be the only realistic option if i can ever win a bid. My territory goes from Nashville west to the TN River and south to the Bama line. Mostly I'm working in Franklin, spring hill, Columbia, Lawrenceburg.

[@zion3335]

@@tdvh2181 its free for some people...not others....for the middle and lower classes its government mandated corporatism, where do these banks get this extra money to lend to these funds?, interest rate is low while savings are low!!! what a joke....i thought low interest rates were given out to banks to lend to industry and create jobs and spur consumption....why are they buying land and people's homes with it? this whole system is a SHAM

[@raquelporter4927]

Will never understand why houses are so expensive if they are built with pretty much cardboard filled with cotton. LOL

[@jwwalker688]

High ceilings and transom doors. Gotta pay for the space you don't use.

[@j18qwerty4]

1. Stop non-person entities (hedge funds, corporations) from purchasing single family homes. 2. Limit the number of housing units individuals can own in addition to their primary residence. Especially if they are a foreign investor. 3. Limit the number of short term rentals (airbnb). Having places to live should be a higher priority than having places to vacation. 4. Build cities up, not out. Suburban sprawl leads to exponentially higher infrastructure costs. 5. Build more affordable, modest homes. The average house does not need to be 2500+ sqft.

[@Blaze6432]

Don't forget about zoning laws.

[@supadave422]

Corporations are considered a person, you'd have to get rid of that law first for your proposal to work.

[@junior1497]

@@supadave422 corporation are people when it benefits them, tell me how many corporations have gone to jail for killing people and environments? Example, banana ward, oil spills etc

[@Po101080]

This would be great, but then where would money laundering be able to happen?

[@jgreaders2451]

do you know any economics, or history?

[@lovelyday6243]

So many empty homes & so many homeless, gosh what a system in America🤨

[@johnames6430]

our corrupt system requires that if you have a place to live you pay insane levels of tax, because we still are paying the teachers who retired 30yrs ago.

[@PaulBroekemeier]

@@johnames6430 Good, we should take care of the elderly. That's not the reason taxes are super high, it's to offset the bankruptcy of suburbs

[@kinky_Z]

It's Marx's "Crisis of Overproduction", one of the crises of Capitalism.

[@debrafirestone861]

My fear is that the middle class won’t be able to buy a house ever. We need to stop the insanity. Affordable housing is a must

[@LiveForPanda]

@@maeudaou7347 you are right, the idea of “middle class” is becoming more absurd in today’s America. Houses and higher education are becoming more inaccessible.

[@ianhomerpura8937]

More like the millenials and Gen-Zs in the middle class. Boomers are fine, given that most of them are NIMBYs blocking every new housing development everywhere.

[@pharag4886]

@@maeudaou7347 I find nitrite funny that people who call themselves middle class but don't own a home. How can you put yourself in a "middle" class if you can't even afford a home. Like get real... You're poor.

[@dzim8822]

This is temporary. Extreme outliers in the economy not based on fundamentals, like this, don't last. Even the federal government has warned that this is a bubble. In 2 years from now these houses will have lost 50% of their value

[@taxthesocialist2602]

Let's address two things: there 330+ million living here. Over the past few years the population has been redistributed to other states. The hordes that come are ruining everything and jacking up the cost of living. Look at how many Americans changed addresses since the scandemic was intentionally unleashed by Chyna. The population redistribution can't continue because there is NO INFRASTRUCTURE TO HANDLE THE SHIFT!!! It's weird how in third world countries rural populations will do anything to get to the cities. In America no one wants to live in the cities and they want to live rural or suburb. This mentality must change. The population is way too large for everyone moving at once. We need to start restricting how many people can move to another state. This will solve the nonexistent homes problem.

[@alanc7772]

Every day around 11AM I can look forward to another video regarding the hopeless situation our country and world are in lol!

[@juliosanchez4036]

So true . I'm a renter and I'm living paycheck to paycheck here in LA

[@a.m.doesit9347]

HAHA yup all talking points and nothing ever gets done

[@mirabella2154]

🤣 It's not like they didn't announce it with "The Great Reset"...

[@alark8903]

@@juliosanchez4036 You might like Tennessee. It's a lot cheaper to live.

[@coolkiddwightps3-hoopsetc561]

@@juliosanchez4036 how much ur rent?

[@bronzeageancientone4844]

I have worked in new home construction for 31 years as a supplier. About 33% of all the homes we work in every year are built to be sold to a builder's rental arm. Yep, 1/3 of the homes built in my metro area are designated as rentals.

[@AJourneyOfYourSoul]

There aren’t enough homes, so they have to build rental homes vs buying them.

[@ripvanrevs]

Historically, about 2/3rds of people own and 1/3rd rent. When they tried to artificially increase that number in the 200s, we ended up with massive foreclosures.

[@kineticstar]

The problem is that the market is focused on luxury homes rather than starter homes. Also, there is no investment in any development that would benefit low income communities. Communities need to be built with infrastructure and community needs (markets, schools, and amenities) then you can built out from those central places. That way everyone is serviced equally.

[@eric4946]

This is driven by high fixed costs. We need to start figuring out how to decrease fixed costs of housing. Currently when you think of everything involved from utilities and regulations there’s 10s of thousands in just fixed cost not including land itself. It makes no sense to make

[@a.m.doesit9347]

but then they built affordable housing but the majority of people dont want to live in anything labeled affordable housing

[@saagisharon8595]

So there's not enough money to be made by catering to the lower income (or people who like to save money), but plenty to be made by predatory companies with the "services" they provide

[@scifirealism5943]

The market isn't the solution because the big problem like you mentioned is that there are too many poor people.

[@momof4121]

They have low income housing everywhere. The limits are too low ! If you are a married couple you would have to make 7.25 hourly both to qualify for these programs. The income guidelines needs to change. Unfortunately the guidelines don’t count that you may have multiple children needing childcare which will wipe out most of income for that family . The federal poverty guidelines needs to be updated it’s extremely outdated!

[@patricks8364]

Most of the American houses are made of cheap materials like wood and vinyl siding with cheap labor cost.

[@mirabella2154]

True. Europeans always wonder about the poor choice of material concerning American houses.

[@jermainec2462]

Trust me if they was to build homes better stronger more durable longer lasting material and they reject the price up of a family home so high even the upper middle class will find it hard to buy a house, way worse than the nonsense we see now...

[@mrparts]

The value of the houses is not the materials. It’s the location.

[@jermainec2462]

@Unknown Comment well you know that's what they don't want to do inport labor even though that what's going on behind the wall no pun intended

[@colechapman3382]

Difference also is I suppose size too. American houses, in general, are way bigger than other countries houses, so it means less quality materials for larger houses that can house more people comfortably and cheaply

[@FinanceMind]

If you’re building or buying a home it’s really important to check the flood zone maps. This will really help to know if you’re at risk of a major flood event and then you can get the proper insurance. Don’t leave it up to chance!

[@tira2145]

Yep, look to the government. They have NEVER been wrong.

[@zion3335]

flood.....haha...any wind or little flame or some natural calamity can blow away or burn these glorified cardboard boxes with fake foam and plastic used as decorations....thats not a house....

[@yvonnefarrell1029]

Look at a map of the US and find a place where there is no natural disaster. Fireproof houses, we love them. Climate is not the only source of destruction either, earthquakes. Poor people are all about cost not about the elites and their games.

[@maxwellgriffith]

If you’re in a flood zone, the mortgage company is gonna know already, since the federal govt is the one who assesses those zones and generates the maps

[@isabelchaparro2608]

Add sink holes to the list, FL is getting eaten alive by Mother Nature

[@mrrice117]

I just want a good house, that's it. I don't even need a big house. Im willing to pay more for a well built solid house over a big home. Im tired of these big cheapy built cardboard houses with Karen run HOAs. Also gotta stop these investors from buying homes

[@rambo3801]

Seems like the real problem is that housing used to be for homeowners and the past few decades its been turned over to the investors.

[@smoothoperator1083]

Exactly why the housing market will never collapse as bad as 2008

[@johnbee7729]

And too many 'homeowners' are using their houses as investments

[@saagisharon8595]

Maybe both are the problem

[@financeroyce474]

No one should be able to buy more then 10 homes

[@travisblackwell3995]

Nailed it

[@BendItMakeItClap69]

Sprinklers?! I think the issue is much greater than watering systems. Let this be an example on the people in charge, where their head is at.

[@Flosseveryday]

Seriously wth they are out of touch with normal people.

[@isabelchaparro2608]

Right. Sprinkles are nice but that’s a bandaid for the real issue

[@AIartBonaza]

Agree

[@ThatBronxgirl7]

They're too big, made of cheap materials but cost a fortune, they all look alike, nearly all the same square footage and are not energy efficient.

[@ladybug3380]

We just want home that don’t cost an arm and a leg. Even the homes in the ghetto are too expensive wtf!!

[@thomasridley8675]

Housing prices (both sales and rentals) are so high that a major set back in the economy could bring this speculative house of cards crashing down. And create a homeless problem we haven't seen since the great depression. They complain about high inflation while creating an overly inflated market that helps feeds it. 😠

[@saagisharon8595]

So there's not enough money to be made by catering to the lower income (or people who like to save money), but plenty to be made by predatory companies with the "services" they provide

[@thedude5040]

Except the house of cards is not speculative. We really do have a shortage of housing. The only way there is a crash is if there are no disasters and new housing supply rapidly comes available

[@thomasridley8675]

@@thedude5040 The capitalism of the housing market is a very speculative system. Betting that the prices will always rise has pushed us to where we are today. Where home prices are unsustainable. And creating the rising homeless problem we see today. A constant reminder that all is not well in the land of capitalism.

[@erikprestonTV]

The Great Depression looks rosey compared to current times.

[@kaipirinha8871]

Living in Germany which is WAY more densely populated than the US, I am wondering why land can be so expensive. Houses are mostly made from wood and should also not be expensive (which is a bizarre idea for Germany where we build houses from bricks although we have no natural disasters...). Also, the regulations for building houses are less strict than here. Price level of houses is comparable while you have bigger gardens in the US.

[@maPetr]

Thanks for watching, ☝️Get in touch . I've got a new project where I'm looking to guide few of my Subscribers on Investments '

[@Q269]

This feels under researched, or at least focused on a minor problem to distract us from the lack of housing people that need homes.

[@erikprestonTV]

They're just wasting time talking about this. How about just don't build under sea level?

[@ripvanrevs]

@@erikprestonTV All climate change cultist garbage.

[@Q269]

@Tonya Thurbush we have more homes than people, we dont need to build more houses.

[@johnames6430]

it's make by 20 somethings at CNBC who are in charge of all the youtube stuff, they dont' get paid much so don't expect too much

[@inveele]

They are large, expensive, wooden boxes !

[@BryceJohnson88]

Omg a sprinkler system! I'm now safe from wild fires.... lol this is so dumb

[@HermannTheGreat]

Allowing companies to use leverage and special loans rates and buy up all the residential housing to turn it around for renting to the populace won't work long-term. Or you can buy the pre-built fab homes in an inflationary environment and pay for more than you would have a decade ago for a surburban family home for a lesser quality product.

[@DK-zu6tt]

Most companies buying up homes are paying cash. That IS their advantage. Loans require a lot of paperwork, a long process and less guarantee of closing the sale. All Cash Offers---close in 10 days, no massive paperwork, no variable to botch the sale. That is why sellers prefer an all cash buyer.

[@AnthonyEllis_Au]

We know how to end homelessness. We know how to end the affordable housing crisis. There's just no incentive for Congress to do what must be done.

[@DK-zu6tt]

If we had publicly funded federal elections, and outlawed payed lobbying, then Congress would do the right thing. Right now, several of the heads of industry interviewed in this documentary, are the very people who have paid lobbyists walking the halls of Congress, making sure their needs are met.

[@FelixTheAnimator]

"People don't want fireproof houses" guy. What?! What're you on? Adobe, cob, earth block, & (yes) strawbale construction are all extremely fire resistant & awesome!

[@M13x13M]

The building codes started out as fire prevention codes.

[@hotdog7346]

Who the hell wants a sprinkler system in a home adding huge costs? Office buildings have higher concentration of people. Do the math. These idiot government policies are horrible.

[@M13x13M]

@@hotdog7346 - Its the law in California. Did I vote for that ? No .

[@derpmansderpyskin]

And yet, everyone buys woodframe houses, and almost none of them have sprinklers. If people wanted fireproof homes, they'd buy them.

[@SoundScientist1]

@Henscratch. @0:52- Dude, most avg. americans are so uneducated & dumb that they don't know what those building/construction alternatives are!

[@M3ganwillslay]

What wrong with America's housing : Everything

[@Rommie26]

It could be worse

[@KingLarbear]

Well we live in a housing-required society. I'm homeless and I stay in airbnb and I had my bank accounts set up to a po box and they called me and threatened to close all of my accounts just because I used a po box. Jobs won't hire you without housing, you can't receive official documents, you can't get an ID if you're homeless. You can not do anything without a home, including the home that you need to have a job, and to take care of yourself

[@DK-zu6tt]

Absolutely. The entire system is stacked against the homeless. Most government services also require a mailing address, like EBT (food stamps), and there are minimum income requirements for some programs, which is asinine. And how are you supposed to get to a job interview, take a shower and put on clean clothes if you don't have access to a shower or laundry. And in our society anymore, it seems like I have to go to 10 job interviews to get 1 job offer. It's a lot of work and I HAVE A HOME. Good luck to you Lawrence. I wish you the best.

[@SerpkoBakotiinii]

Just Build 4-5 floor buildings with 2-3 rooms where people can walk by feet to school, shop and work. The cost for such flats will be quite low and people will be healthy as they will walk, not drive old Toyota Camry. Everywhere in Europe, Asia, Russia people live in such way and happy. Of course you can't build a house for every family in good location, if you have 300+ million people.

[@saagisharon8595]

But zoning laws and the fact that there's not enough money to be made by catering to the lower income (or people who like to save money), but plenty to be made by predatory companies with the "services" they provide

[@yosefmacgruber1920]

Somehow such flats will not be cheap, and if they are, they just attract trashy Americans who won't take care of them.

[@SerpkoBakotiinii]

@@yosefmacgruber1920 maybe, but once again in Europe, Russia and China doctors and factory workers living in the same buildings. And average level of people are quite good in this mix.

[@saagisharon8595]

@@SerpkoBakotiinii except that doesn't work in the states because it was designed that way

[@yosefmacgruber1920]

@@SerpkoBakotiinii So maybe I should leave high-stress Babylon America? Do the people just toss their trash all over, like ungrateful moron Americans do? Oh, but so many Americans have expensive import cars, with probably big fat car payments. Sounds like China is *NOT* the place to be right now. Still trying to do ineffective stupid illegal lockdowns against ControlYaVirus plan-demic? I knew way back in 2020, just got to trust God for the natural immunity. Most everything our medical "experts" pushed was utter crap. Face diapers that don't work, experimental "poison jabs". I think if I had a home so small, I would need a place to store my shipping container until I could work out something better.

[@rambo3801]

Los Angeles gave $1B to Venice to build homeless housing unit. When the money ran out all they had done was bought a parking lot.

[@junior1497]

Sounds about right

[@sincerebtch]

😳😳😳

[@loveand166]

Here in Puerto Rico almost all houses are made in Concrete I believe all houses in the tornado area in US should follow suit

[@caesars7hills892]

One key reason that housing is expensive, that no one seems to discuss, is that the money is being debased. This causes people to invest in housing as a store of value, rather than money.

[@adiposerex5150]

It’s really like the meltdown in 2008. Homes were bought with flaky financing and packaged and traded as commodities.

[@austinh1028]

I mean, a sprinkler system in one home isn't going to help anything if the entire neighborhood is ablaze

[@TheLastLineLive]

The idea is to have it in all homes.

[@ok.ok.5735]

1 home? LoL name me one city with 1million people with only 1 sprinkler. I bet you couldn’t find 1

[@yosefmacgruber1920]

I think sprinklers are only effective against internal fires. Sprinklers do not protect attics? The value of sprinklers is that they knock down the fire before it can take hold. The automatic quick reaction time, is what makes sprinklers so highly effective. And thus there is far less water damage than from the fire department once they show up too late.

[@Alex_I690]

Just build concrete houses! It's slightly more expensive but it saves lives

[@eyeofthetiger7]

Or brick houses. If California builds tunnels for roads, they could use the extra rock and soil displaced to make bricks. California might have to resort to that in some places.

[@fernandovazquezcueto9606]

Bricks are pretty bad in an earthquake generally. Concrete can be made more resistant to seismic events.

[@eyeofthetiger7]

@@fernandovazquezcueto9606 yeah that's a good point for California.

[@julietardos5044]

Good idea, except that concrete is very carbon polluting. Someone mentioned brick. Not in an earthquake zone!

[@NashHinton]

Or just live in the woods. China is going to take everyone's houses and if we stick with capitalism, everyone will be homeless.

[@crystalwalker9227]

It's made of wood not brick and it's a million dollars 💸 That is crazy

[@funnlivinit]

It's interesting that the last part of this piece, manufactured housing, failed to address the first portion of this piece, fire, flood and wind resistance, IE; hardening to natural disasters. Nor did the manufactured housing sector address energy efficiency (Passive House standards for example) and renewable energy integration. When will a company incorporate ALL of these considerations into affordable, efficient, sustainable, low cost housing?

[@magnem1043]

Its not low cost, also it dosent help to build in areas that are at risk either way (which are not always mapped)

[@DK-zu6tt]

I was thinking the same thing, Jordan. They are putting some of those buildings in the bay area. We are still waiting for the "Big One" earthquake when the San Andreas Fault finally gives. It may move the upper end of the Richter scale because it will like nothing ever seen before. I wonder how earthquake proof those are. Another thing that was not mentioned: Toxicity. Traditional manufactured homes were horrible for leaching off chemicals. Will these give people cancer in 20 years?

[@Cyrus992]

We need to restore the architectural beauties pre 1930s for new homes

[@harleye2323]

Really!

[@E69apeTheMatrix420]

Americas homes are terrible. They are made of wood and usually just a single storey. They also cost a fortune. In UK our houses are expensive but they are built from 2 skins of bricks with a cavity in the middle filled of insulation. You can't compare them

[@DK-zu6tt]

When was the last time you had an 8.0 earthquake? Wildland fires? Floods? Tornados? Hurricanes? Blizzard? We have all these conditions spread out across the US. Your climate and conditions are very different from ours.

[@E69apeTheMatrix420]

@@DK-zu6tt wooden homes that are also expensive are the last thing to build houses from if you have that kind of weather. Proper bricks and mortar dual skin sat on foundations would be fine. In a tornado the roof would be damaged and that's all. You have to build the whole house again becasue you make flimsy houses out of wood.

[@firefalcoln]

One of my housemates was a structural engineer in California. It’s incredibly difficult to pass all of the college classes to get that career from a good school like he did. And recently he quit that job because if was very thankless to repeatedly tell people how expensive their home plans are going to be for them if they wanted the home to remain safe. And he mostly worked with really rich people in multi-million dollar estates in Santa Barbra county who could usually afford to pay more. I can only imagine how frustrating it would be to try to develop safe building plans for starter homes which are meant to be more affordable to the average person.

[@garrbearr5703]

Make housing out of brick, clay, adobe, etc. Dirt is a great insulator and it's fire resistant it's perfect.

[@Zytri92]

Doesn’t work everywhere. Brick falls apart in earthquakes

[@paladain55]

Dirt is actually a very mediocre insulator but I guess it is fire proof.

[@ThisisTulsa918]

All the materials used for building or dwelling, have to be approved, inspected, inventory and account for. So you can use inferior steel rebar made in china, by Abc steel. If the rebar is required usa, by cryptonite steel company with a icc seal of approval. to build submit building plans. best to purchase. If you do a custom build then you will have hire a approved architect and engineer , pay permit fee, and proof of resources and 5 copies of the building plan, to the municipality for approval.

[@DK-zu6tt]

But the cost of labor will be higher for those materials. It's very specific and specialty knowledge at this point, and to do it to last for decades, it's not a hack thing. Masons make good money.

[@MONi_LALA]

In my country, we have frequent floods and extreme monsoon. So it's more and more common to build with steel and brinks. I couldn't imagine have steel and brink structure homes in the US, firstly heat will cost too much and the labour to build it will be too expensive. But I rather have those houses than houses that will crumpled after some wind and storms.

[@markspark7347]

Love the wood guys haha. We use stone to build our houses and guess what. When it’s a little windy, they don’t just blow away

[@hectoralejandro9883]

19:27 if everything has turned around 360 degrees, you’re going in the same direction, you just went for a spin.

[@TheSpatulaCity]

1:39 I'd say that fire sprinklers are more there to protect the property owner's structure but will absolutely trash all of a renter's household property with nasty, stagnant water if it ever goes off accidentally. From a renter's perspective, I see them as more of a liability than a benefit.

[@papyrinez7883]

*Hit up for more profitable insight*

[@zachkonicek]

How much of homeless spend is graft? This segment did not address corruption.

[@RP-le1fp]

Build dome homes like half a bowl out of concrete and steel. Attach various sizes. Fast, cheap, indestructible and cosmetically appealing.

[@kornaros96]

Concrete and steel? Sounds like brutalism.

[@MegaMijit]

THERE HAS NEVER BEEN A LABOR SHORTAGE! ONLY A SHORTAGE OF BENEFITS/LIVING WAGES

[@steelstone4039]

Crazy how other parts of the country doesn't build with concrete, 20 gauge metal studs, sprinkler system throughout. This is key in all of our buildings.

[@papyrinez7883]

*Thanks for watching ☝️Get in touch. I’ve got a new project where I’m looking to guide my subscribers*

[@jmonsted]

Can we please stop these reruns or at least clearly introduce them as such?

[@kendrapratt2098]

They’ve been making so many videos that are just compilations, lately

[@eh1176]

Housing is a form of treatment for the homeless. I pray for the homeless. I pray for their access to food, water, medicine, hygiene products, safety, employment, and a place of peace. I pray that policymakers receive insight and wisdom to make better decisions that’ll help get people off the streets and back into society. In Jesus Christ name, Amen 🙏

[@julietardos5044]

Thoughts and prayers don't stop bullets either....

[@eh1176]

Chris. You are a 49 year old man. I am a 23 year old woman. I have no checkbook. That clearly shows your age! You can not disgrace my prayer with your trolling! My tax money works the same as yours. We’re already paying for it, whether you want to or not!

[@thedude5040]

Forcibly removing drugs and handcuffing the homeless to a hospital bed until they are sober is also treatment.

[@SimonKelly7836]

Let's not forget that the biggest payouts in the markets don't come from great performances but rather it's great promotions. Stay invested, diversification for streams of incomes is very important

[@Tonyforeman659]

Facts! Every new day, Bitcoin gains support and patronage of more and more politicians, billionaires, finance institutions and institutional investors. Could even surpass the 60k June 2022 forecast.

[@pablosmith1747]

@Miriam Lopez You're absolutely right Waiting for the government to provide is a big waste of time. Investing is how you create Wealth, I started investing from pandemic crash

[@Maricel_oronan]

How can someone who is just starting out navigate the crypto space? I don't have the heart to see the bulk of my portfolio go from green to red

[@jasmineitzen8228]

Well said,. Investing is good but investing in the right things is the actual key to success. I think Investing in the CRYPTO, and FOREX market is the future to financial freedom 🔆💯

[@Kokoben1]

@Jonathan Taylor There might be so many investment out there but if profit must be considered which is the actual sole aim of every investment then I'll advice you to go into bitcoin trading because it has a higher profit rate than most investments.

[@debrafirestone861]

We need to stop all the greed

[@hoshifuyo4494]

The wisest thing that should be on everyones' mind currently, should be, To invest in different streams of income that doesn't depend on the government, especially with the current economic crisis around the world.

[@hoshifuyo4494]

And also, Being of age and how to manage the sequence of returns in those early periods is what seems quite scary in the current market. The market is never a loser in the twenty year cycle, but the 2000s decade scenario scares me and could really disrupt my retirement. When you're no longer accumulating but withdrawing, it's hard to be anything but cautious.

[@jachikeonwuka3824]

The pandemic really taught people the importance of multiple streams of income. Unfortunately, having a job doesn't guarantee 100% security, rather having different investments is the real deal.

[@anouchkabalog6627]

@@jachikeonwuka3824 That's true, I believe that the secret to financial stability is having the right investment ideas to enable you earn more money. But for now, investors getting started can feel overwhelming. Risk loom large and complicated, unfamiliar financial jargons can be intimidating.

[@alexmontrey5372]

Some investors look to their investments as a source of income while others use it as a means to grow or preserve their wealth.

[@alexmontrey5372]

Also, It is mostly disastrous for newbies or anyone who doesn't adhere to a well thought-out strategy and over all, a professional broker.

[@MooreMoney]

I'm a big investor into us home builders.

[@Adrianirsyad1]

im from indonesia, the average american suburb house is like home for rich people here, yo

[@Lousasshol]

People here must work their whole life and are lucky to get it half way paid off

[@willblack8575]

@@Lousasshol lol no

[@Rommie26]

@@Lousasshol dude what are you talking about? You do know America has one of the highest home ownership rates right?

[@linusmlgtips2123]

@@Rommie26 **ownership** is not the same thing as actually 100% owning your home. Most people take out 30yr mortgages.

[@Rommie26]

@@linusmlgtips2123 I’m pretty sure ownership means you own the home 🤷🏻‍♂️ either way if you compare other first world countries America is still on top

[@johnfausett3335]

I live in a fireproof house, and most would love to call it home.

[@Bonifeks51]

“Make safety a priority” while I’m being outbid 50k by 30+ offers on a shed where I live. I’d love to prioritize safety, but it isn’t an option when things are this competitive.

[@eric4946]

The problem is these codes drive the fixed costs of housing. I understand the reality of making sure housing is “safe” but when house fires are caused by cooking or thing people do in the house most of the time I think home economics classes can probably save more property than 1000s per home in fire proofing and 1000s in inspections and development and regulation of those materials .

[@djwoosie98]

This doesn't make sense. People start fires, droughts increase the risk of fires, and more. Reducing safety isn't a solution nor is home economics. Even skilled people can cause accidents.

[@Blaze6432]

@@djwoosie98 the Moron who commented this probably has 0 idea of any statistics of fires in the US and is just giving an opinion instead of using logic and facts.

[@DK-zu6tt]

The fire proofing is not for a cooking accident, it's for a catastrophic wildland fire of 200,000+ acres that is so volatile, it's hard to even fight for seasoned firefighters. That means 100 foot plus flame lengths. Not a cooking fire.

[@maheshvemulapalli7759]

when I see usa houses, I feel that building with mainly wood is quite stupidity. waste of money, time, investment, resources.

[@jamie7664]

Americans move frequently. We don’t care about what happens in the future, as someone else will own it, and it will be someone else’s problem. 🤷🏻‍♂️😂

[@maheshvemulapalli7759]

its ok to move. but what if a house last for 100-150 years, then how much resources, money will be saved for the planet and people. let new owners enjoy it. no problem. its like planting a fruit giving tree for all. we have to wisely use resources as poqpulation is growing and people becoming greedy. we have only one earqth

[@jamie7664]

@@maheshvemulapalli7759 I live in a brick condo built in 1910. It’s costing us a small fortune to restore and maintain the brick. It’s worth it because it’s historical, but it’s extremely expensive here.

[@capitalismismoderndayslavery]

NO taxation without representation!

[@shesh32]

A question, why American houses are built mostly using wood? Why not bricks and cement for walls and concrete for basement and roof?

[@Rommie26]

Not all of them are that way. A good chunk are made of brick

[@Alex_I690]

Nobody can explain. Old habits die hard I guess

[@DSGLABEL]

Much easier, faster construction. Americans move pretty frequently. So they look at houses in 10-30 year life cycles.

[@Rommie26]

@@DSGLABEL and better insulation too

[@Lousasshol]

I watched video of a guy making a mud house , was pretty coo .. think it sold for 275k

[@gregparrott]

The suggestion to remove window on sides facing other homes would help, but only in some instance. In a firestorm, such as what we've seen in the western states, the benefit of window elimination would at best be marginal. Window elimination would also reduce many to 'shoeboxes', with only a tiny amount of much valued/needed, natural lighting. To see WHY I say it is only a marginal aid, look at the video (link below). Just watch 35 seconds of this 9 minute video, starting where I time stamped it. It shows the Tubbs fire, which destroyed 5,000 structures and killed 22 (including a close friend's father). Three things stand out #1) The SPEED at which the fire spread. ALL the homes on the block ignited within a couple minutes. #2) Unburned trees remain, yet the homes torched. This shows that the radiant heat of one home's flat sided wall radiated so much heat across to the next flat and mostly parallel surface of the adjacent home that the whole wall flashed, and did so without affecting a more complex shape like a tree #3) What's shown is an affluent neighborhood, where the homes are spaced considerably further apart than most urban homes. Some homes are spaced apart by over 50 feet. All the homes on the block are ablaze, yet many trees near them are NOT burning. In particular, items #2 and #3 suggest that just eliminating windows, when most homes are more closely spaced than the ones shown here, would be insufficient at stopping the radiant heat from essentially 'frying' the adjacent home's wall to the point of igniting what is behind a fire resistant outermost layer (commonly 2x4s, plywood). kzbin.info/www/bejne/oWi4lahsnc1gb7c The wife of my friend's father survived and recounted how fast the fire approached, enveloped their entire cul de sac, and left her lying in the middle of the cul de sac (extensive 2nd degree burns) until the homes and entire cul de sac was reduced to embers. Sprinklers would help. But if a firestorm ignites a bunch of homes in quick succession, the water line pressure would drop and render the system useless to the homes that were in the path. It seems the REAL solution to these firestorms is to SPACE HOMES FURTHER APART

[@dontknowjack596]

Homelessness is an easy answer, NIMBYS, codes, zoning, minium required standards for a habitat. And most of the overpriced cost applied to government spending.

[@tennesseetexan1957]

I built an 1800 sq ft, 4 bedroom, 2 bath home in Tennessee for $230k. & did it in 2021 when materials were at their highest.

[@thedude5040]

2800sq ft for 315k with a pond view, oversized 3 car garage, and screed deck.

[@DivineMisterAdVentures]

Know it all here. I'm thinking - yeah - it's all about the exterior shell of the home. It needs to be fireproof. So, fiberglass and fire-insulation. I'm also big on having a yard sprinkling system, and a cistern. Not a big deal. Fire comes - you go under it and it goes around you. But wow - seeing mailboxes and driveways and a chimney being all that's left standing of all they once were - can't can't can't be.

[@papyrinez7883]

*Hit up for more profitable insight*

[@phungphan2245]

The biggest problem is the pervasive nonsense permitting and zoning rules. Join your municipality and change those rules! Mixed zoning and more relaxed permitting to help capitalism build the homes that the politicians will never build. Multifamily and manufactured homes in mixed business and residential zoning would be a car-less bike-filled haven!

[@ocampbell1954]

Someone with common sense.

[@noomibotarchives9330]

yea, all the zoning is still frozen from the 1950s that were written by car companies , so people are forced to buy cars.

[@Alejandracamacho357]

The current situation in the country is really disturbing, I am confused if i should sell or hold on to my stocks. please i need your honest suggestions on what to do to avoid losses.

[@Robertgriffinne]

The stock business is volatile and as a result subject to unprecedented changes. If one is not careful, one could lose hundreds of thousands in matter of days! As a beginner, Nicole Ann Sabin has been handling my investments for a long while now and I've gotten impressive profits as a result.

[@Natalieneptune469]

@@Robertgriffinne Creating wealth isn't easy because some natural human characteristics that need to be fought. Investors lack patience & get tempted to reorganizing their portfolio when small movements occur in the market. Just start holding with conviction & only focus on the balance sheet.

[@Alejandracamacho357]

@@Natalieneptune469 Please how do i reach out to Ann for her ideas?

[@Natalieneptune469]

@@Alejandracamacho357 Just look up her name, her info and services she provides are all online.

[@marianparker7502]

@@Robertgriffinne The crazy part is that those F.A are probably outperforming the index and raising good returns. I will give this a look, I'm really thankful that i can came across such a conversation.

[@timelapse3828]

I can not afford to buy a house in Phoenix Metro ara. Even low income area is very expensive. 2-3 years ago housing was affordable in Phoenix. It was possible to buy a house within 200k. Now it is hard to find a house within 400k.

[@Cyrus992]

Yet there is no land shortage

[@timelapse3828]

@@Cyrus992 there are many empty lots in Phoenix area that they can still build housing for thousands of families.

[@taxthesocialist2602]

There's 330+ million living here. We need to address the elephant in the room.

[@jayhorton4088]

All government's should be held to accountability for allowing China for controlling the manufacturing power and medical supplies the world choose cheap labour over sercruity and now we are all suffering including here in Australia

[@maryharper3395]

It's called greed and now it has come back to bite us in the ass.

[@sandorski56]

Housing is a Need, not an Investment.

[@capitalismismoderndayslavery]

100% agree; humans literally NEED affordable one time cost durable housing just to be able to function in society. Humans literally cannot do anything in peace if they are in constant distress! Housing should be a fixed low price for life under $35,000 based on the economy being made up mostly of low wage jobs!

[@ryanfrazier8153]

And yet we've got people flocking to places like Phoenix so that in a decade they can decide whether they leave because there's no water or because their house is on fire.

[@Cyrus992]

Phoenix is pumped by California, Rustbelt and immigration

[@juliosanchez4036]

This is the real problem here in America. Let everyone know that !

[@juliosanchez4036]

We need government to get involved to allow everyone that works here in America to be able to afford a home .

[@17napps38]

Is this a repost? I feel like I’ve seen this video before 🤔

[@Blaze6432]

it's a rebranded report that compiles several stories. its recycled....

[@t.texastimmy1022]

The Trotskyites in Washington would say that we need Central Planning, with a strict allocation of materials and manpower.

[@LuisMendoza-pp9qi]

😡😡 spend 3-4 billion dollars a year in hobos....WHILE IGNORING MINIMUM WAGE WOKERS THAT ACTUALLY contribute to society??

[@LightStreamer]

building codes need less regulation and not more. Affordability is more important. What would you rather have? No home at all because you cant afford one. Or have a 1/100000 chance of dying in a fire. I would say no home is the real killer here. These are perceived problems that only rich people will argue for because they dont understand the absolute and utter hopelessness of homelessness.

[@rashadmyers4330]

These ppl are idiots if they think homelessness is not directly connected to substance abuse. I know recovering addicts that lived on the streets for years. They will tell, the worse thing you can give an addict is money!

[@allenhu1802]

Should build with concrete and steel!

[@SillyTube9]

And start supporting 3D printed, factory-built, modular housing, in mixed-use areas.

[@dustywilson5461]

So we need to trade fire damage for water damage. Gotcha.

[@vincentanguoni8938]

And the houses keep getting bigger and bigger..poor middle class!! I'm gonna cry!!

[@papyrinez7883]

*hit up for more profitable insight*

[@artisanhome8980]

If corporate investors are buying today's homes, then what are they buying? What is available to buyers to purchase these days, isn't worth it! Many homeowners have for years complained about cookie-cutter homes that now dominate the real estate industry. In most communities, you can't tell one house from the next. There is hardly any differentiation. Home buyers are usually told to just pick one of three models. Then, the real estate developer hires contractors to construct the same house over and over, with slight variations, throughout the entire neighorbood as fast as possible. It is no wonder people aren't in a rush to purchase homes today, especially considering there isn't much to them. Most homes today look like homes you can build yourself. Homeowners must demand real estate developers to do better. Homeowners want both affordable AND well-constructed homes that will last.

[@eric4946]

Homelessness starts early on and recurring homelessness is driven by addiction and poor mental health. Once that occurs the up hill battle is incredibly extreme. The problem is “x” first, no it’s needs to be extreme and immediate. Housing (not a home, a safe place to sleep) , treatment and a purpose/job all at once.

[@ThisisTulsa918]

Shure some pf what you are saying is true about addictions. Now the person home are apartments fire the may have been from lack of maintenance or code violation and with some cases arson..A d far shelters they are for live stock not human.. Why should the low of the lowest be bundled up in a, bedbugs, lice, common pathogens treated like a animals or criminal.. I ordered using the property maintenance code for all non dwellers to apply for housing. results. half did not want housing. Several went to a hotel for free, some of them vandalized the hotel.. Why because they think it not illegal to not have a dwelling. Now the biggest problems are with, government, non dwellers and children. I can do any thing I want, you can't tell me what to do..coping and follow the wrong person, or copy follow but not with the same technique..My solutions is to let them know a restraining order for the maximum time and distance. Housing voucher any a few landlords will honor a housing voucher. Housing authority here some person I know had to wait five years. On average 1 year residing in a shelter before a housing is available. A person must appreciate the time skills and cost to build and occupy a dwelling or building. A renovation ideally should not cost more 35% of the current value. thank you building safety code official .

[@ThisisTulsa918]

some typography errors...

[@aspirational8282]

In the tropics homes are built strong made with concrete cement to withstand the very very strong typhoons, hurricanes, earthquakes and yes fire too in some cases. Why not in the U.S. ?! We know it's because it's economics$$ !! Example, builders will continue to build... it's job security for carpenters to build with wooden homes, builders use cheaper materials for construction, job security for workers, carpenters, electricians, masons, home depot stores etc. 🙄 Let's be truthful!

[@ianandersen265]

Not everyone has the extra money to pay for better housing short term, and not everyone is going to lose their home due to a climate disaster. Creating more rules to protect us from climate change, runs the risk of making house prices more expensive, pricing poorer people out of the market, and killing supply. If we the people have enough demand for a house to be made with these extra safety features, entrepreneurs will see that demand and gladly supply it for a profit, making the consumer and entrepreneur happy with the agreement.

[@DK-zu6tt]

Tell that to the people of Paradise, Ca who survived the Camp fire. Most are still stuck in trailers. They can't afford to rebuild. Rebuilding is harder than just doing it right the first time.

[@sterlingbradford3799]

Leave it to CNN to talk about housing issues and pivot turn it into a climate disaster video lol.

[@mikezerker6925]

CNBC… but same thing LOL!

[@CJCody2006]

The only real way to resolve the homeless is individualized approaches to properly address each person's and each family's distinct needs, which can be of a seemingly endless variety. The reason people keep skirting around this is they're in denial about the reality of the situation. There is no simple quick fix where someone waves a magic wand and 10 million homes appear out of thin air, there's a lot of logistics that need to be taken into consideration

[@goldcicvibefel7628]

Reenforced fibrecement fireproof geodesic dome homes high up half underground. Stone wall around home. Good drainage w/underground food, water & air filtered sealed bunker. Ham Radio, Solar & solar generators.

[@hotdog7346]

More government micro managing your life. Kick them out.

[@Snadzies]

More corporate greed squeezing you dry for every cent they can. Charging you more while paying you less. Eat the rich.

[@eckankar7756]

Friends of mine bought a new house a year ago. Beautiful home but it's falling apart. The foundation is crumbling already. I suspect they used the wrong kind of sand to mix the cement. one room is falling away from the rest of the house. A smell in the wall, he broke through the dry wall and found stacks of Popeye's Chicken sacks with bones, containers for mashed potatoes and drink cups sealed up behind the drywall during construction. Insects and rat droppings around this area in a brand new home. The ceiling is cracking in a year, is it the crumbling foundation or are there other structural issues? He's hired an attorney as has his neighbors with similar complaints.

[@barthanson3043]

Smaller simpler homes on cheaper land is needed. Whether it is built as community housing or by an individual, it does not matter. Lower the entry costs and provide stepping stone ownership of accomodation so that as equity and capital is accrued people can trade up, as the family grows. I also believe that if people wish to carry the risk of fire or other natural disaster then they should be allowed to build outside the code following only basic noise, pollution and nuisance requirements. If they want insurance then they should build to code and the resale value will be reflected in the fact that the house is code compliant and insurable. It has never been easy to save up for a deposit and then to work for decades until finally one day you are freehold, but it is worth it. I am not in USA but the principles are the same everywhere.

[@maPetr]

Thanks for watching, ☝️Get in touch . I've got a new project where I'm looking to guide few of my Subscribers on Investments

[@DK-zu6tt]

"...cheaper land is needed." Umm, OK. How do you do that? Land values are definitely one of the problems. In the town in CA where I live, one city lot, with no home will sell for $300,000. Just a small lot, like 7,000 sq ft. There is no way to build an affordable home on that.

[@raktmaw1566]

not just housing is a problem, EVERYTHING else are also problems. political is the cause.

[@jwwalker688]

What you talking about, Maw?

[@gqp3215]

Why do you guys make videos with different sound levels so we have to turn it up or turn it down during same video. There should be a you tube standard for voice sound levels. Lots are worse than this one. Aggravating.

[@betonich4290]

I ve spent about 7.5 million years and found out, that if you raise profitability of government bonds wall street investors will not be interested in buying houses

[@Oregon-Aquascaping]

How much does it cost to install a sprinkler system in a residential house and how much time does that add to Start to Completion process time? You really think this is what’s wrong with the housing market. Poorly done article from CNBC.

[@billydbigpoppa]

Only you can prevent forest fires!

[@maxswagcaster5315]

Maybe build something besides 2000sq ft one story wood framed ranch homes? It’s not that difficult to imagine, maybe build homes that don’t have yards the size of a parking lot, maybe also replace many parking lots with a single multi floor parking garage to free up wasted parking lot canyon space, the establishment just doesn’t want to lmao what can’t the media understand about all that?

[@connorleschinsky]

Some people hates people and want to be away from each other with peace and privacy. Cattle/chicken packed compacted homes aren't for everyone.

[@BryceJohnson88]

Is this a video on the housing market or climate change? 🤔 The weather hasn't changed at all where I live....

[@zion3335]

WHAT's WRONG.........Everything!!!!.....they are glorious cardboard boxes being called houses......

[@MrWaterbugdesign]

Very funny a renter pointing to a fire sprinkler saying she's protected. Those protect the structure of the building. Most of the renter's property would be ruin by water damage.

[@kpitts8921]

That sprinkler in your house is gonna work real well on a wild fire!

[@maPetr]

Thanks for watching☝️Get-in-touch , Let's discuss on Financial investments..

[@DK-zu6tt]

Anyone living in a heightened and chronic Fight/Flight/Freeze bodily response will be highly unlikely to "get their act together." Housing first is such a "duh" thing. Meanwhile, western states are still not meeting the need. Tiny homes are the way, while localities try to build transitional apartment housing, which can take years or decades. Small communities (10-15 homes) on city land with tiny homes and common kitchen/bath/laundry building, community gardens and one formerly homeless person who is paid a salary and who lives there to manage the space. Wrap around services will come during the week to support residents. Small communities are more "palatable" to people with NIMBY impulses, who don't want their neighborhood "taken over." We can do this.

[@Jack-bs7cy]

Most of the world lives in concrete or brick houses so by in large people don't want to live in those houses? Well fire insurance is less