Compare the risk and return of 20 different (mostly) popular portfolios for do it yourself investors

[@milanjurich1526]

Gentlemen ... as always, thank you for your work! You touched on sequence withdrawal rates at the tail end which impact retirees. However, at a glance, it appears these concepts are fantastic for those within the Accumulation phase of their life or for those in a Decumulation phase with assets more than required for living and are looking to make an impact on their legacy. For those in a pre-retiree/retiree phase, do you still recommend these portfolio options at record high equity levels with a higher potential for a liquidation event? There are other "asset classes" being shared by others that include some risk-mitigation other than biasing towards Value or Small or greater Fixed Income. Examples would be "asset classes" that typically are not correlated to liquidity events such as Commodity Trend Following, or Managed Futures or those ETF's with Convexity to minimize tail risk or maximize a market melt-up. I know Paul has indicated in the past that he looks to allocate 50% to this diversified types of portfolios and 50% to Tactical alternatives. Don't get me wrong ... I love your work for those who are accumulating assets, but would like to see more alternative ideas for those in or approaching a decumulation phase. Thanks.

[@johnbrown1851]

How about start date sensitivity between the different asset allocations?

[@d.l.4857]

Thanks for your informative video. May I inquire how the value parts of the return are calculated? As we know very well, the value part is kind of art of Vudu, every value index or ETF or fund is different, let alone a lot of them have not very long history, so I'm very curious on what are the return be calculated, that should help a lot in selecting the actual vehicle to achieve the results.

[@macgregormagruder4606]

This was wonderful, thank you. Looking forward to seeing the data on the portfolio Chris and his daughter settled on for her long-term plan :)

[@GilreathDental]

What incredible information! Thanks so much guys. I'll be using this for reallocating and will b mandating my kids watch the video and use the info. Many thanks Paul!

[@Steve_ToYourHealth]

Would it make sense to add a bond etf to the 4 fund portfolio for post retirement? I'm about 6 weeks away from pulling the retirement trigger. I would be using this in a traditional IRA as we as in a ROTH IRA. I will be doing yearly ROTH conversions at a level taxes and IRMAA allow. Thanks!

[@smalltalk.productions9977]

Steve L- a year later and I'm about 6 weeks away from pulling the semi-retirement trigger! what did you end up doing? and are you pleased? thumbs up.

[@glendavis1266]

It would have been helpful if the spreadsheet was on your website for us to print and examine. Hard to read on KZbin video.

[@amirsinno5833]

Thank you for your helpful and informative work , very appreciated. Would you consider a US and an international dividend growth etf appropriate for some one in his late fifties who is planning to retire in a couple of years.

[@iambyteman]

I’m only half way through the video so maybe it’s covered later in the presentation , but how do these numbers change if you factor in regular contributions?

[@iambyteman]

In playing with Portfolio Visualizer, it looks like S&P 500 beats 50% large value and 50% small value from 1990 forward IF regular contributions are made. I’m new to this and I cannot exactly replicate the funds you used. So I may be wrong. Thoughts?

[@donwood35]

Those tables were a little tough to read on screen. Are they available on the website?

[@PaulMerrimanSoundInvesting]

Yes, they are, there is also a link to them in the description and here is a direct link paulmerriman.com/wp-content/uploads/2022/02/No-Nonsense-Portfolios-2021-V1.8.pdf

[@dlg5485]

Wonderful presentation! However, I am curious why mid cap gets no love in these portfolios, except for the Betterment portfolio. Mid caps are the ignored middle child of investing, but there is massive opportunity there, in my opinion. Why not diversify even further, beyond just large and small? I just changed to an 8-fund strategy: US large blend and value, US mid blend and value, US small blend and value, international blend and value, all equally weighted. I believe this is the portfolio of the ages.

[@mpcross06]

Good data. A young person, old person,family and long/short term investor really should be different portfolio. Small cap and vale can beat the system long term (Decades) over benchmark S&P. The great thing I see is for grandkids and great grandkid,, significant portfolios can be made with a long term value/Small Cap portfolio compared to the S&P as a benchmark.