COMPLETE GUIDE 📕 ON BUYING A OWN HOUSE IN NETHERLANDS 🏡 | TAMIL [ENGLISH SUBS]

[@giridharg82]

Vera level explanation. Semma informative! Thumbs up..

[@anandkrish7740]

Thank you so much. It's very informative. Is it possible to make a video on who owns the land in case of a row house, is it possible to make alterations to the house? Land share in apartments, who takes care of maintenance in case of apartment (like lift, common area cleaning, electricity, bulbs etc)?

[@TimeandTrial]

Thank you. Indeed a good point, I will try making a video in this direction..

[@thinakaran1963]

Tq akka.we get many information.we planning to migrate Netherlands on this year August

[@TimeandTrial]

You are most welcome bro... Good luck...

[@ankitasanjeevi4934]

Nice one and very informative for new expats Jayadurga 😊 Would like to add two points. 1. Boat/Canal houses are also another type of house for sale 2. Walterliving website also has similar information like huispedia 👍 Hope this added information helps others

[@TimeandTrial]

Thanks for your Feedback Ankita. Wow Canal house is a news to me!.. Thanks for adding other websites here it helps.

[@subramaniamkrishnasamy1401]

Excellent Janani, Arumai, arputham,enna thellivu. ovoru pathivum theliva seiyirengga

[@TimeandTrial]

Mikka nandri... 🙏

[@gannety2686]

Hello.. your video was informative.. can you please make a new video with the present market trend with interest rates crossing more than 3%.

[@rajgraha]

Thanks Akka! Informative :)

[@TimeandTrial]

Welcome 🤗

[@chellaiyasanthi7431]

I proud of you ma! Keep it up da!

[@TimeandTrial]

😊

[@mohank6358]

im in tamilnadu ur vlog very useful thank u

[@TimeandTrial]

Thank you

[@pktricks6621]

Hello Mam, But the current minimum interest rate is 3.7% approx. The house price also boomed around 4Lakhs euro. I think it's not the right time to buy a house. If it's possible, can you make the video based on the current situation.

[@AvinShanbhag]

Great informational video! Thank you very much. Also, I am not sure if this was covered. For the mortgage amount that can be borrowed, banks estimate 5 times one’s gross salary income. (For eg 50k euros x 5 = 250k).

[@TimeandTrial]

Thanks Avin.. indeed we missed it. Thanks for adding..

[@josephsathiaraj8900]

Very useful and informative video. Thank you Janani.

[@TimeandTrial]

Thank you...

[@sgn4525]

Well designed content and presented nicely. Is there any requirement like credit history for laon application? If yes how do expats prove credit ratings in NL?

[@TimeandTrial]

Thanks for the feedback... No credit history requirements here...

[@balaji3229]

What could the emi say for example for a house worth 3.5 lac euros, do we have a website that shows emi calc?

[@TimeandTrial]

Check independer

[@sundararajann6526]

Well said, useful information

[@TimeandTrial]

Thank you... 😊

[@kirubakarana4878]

Hello Bro & Sis, Keep up the good work, can you also post more videos comparing EU countries for student and experienced with Netherlands, for example I got permanent transfer to europe in my company (IT banking software) and I had option Netherlands and luxembourg to choose, I have chosen Luxembourg as I visited there once and some of my friends are there but would have been better I knew more about work life comparison with Netherlands.

[@TimeandTrial]

Yes Kirubakaran, That's in the plan. will make such videos soon.

[@ranandla3]

Quite interesting to know sister

[@manimarankalimuthu5099]

Very useful Janani! Could you advice which bank is good for loan process and less mortgage interests?

[@TimeandTrial]

There are a lot of banks from which you can choose... Your financial advisor can help you with this list of banks...

[@meenambigaigovindarajan5215]

This gives clear idea and also motivation to buy house.

[@TimeandTrial]

Thank you ma

[@sankaranarayanan756]

Hello Sister. The video was quite informative. I value your extensive knowledge and expertise in all areas. God's blessings. I have a question about the three types of insurance you mention. If a person loses their job during the loan period, what are the consequences? A person will either gain or lose his home. Please clarify, sister. Thanking you.

[@TimeandTrial]

Thanks for your feedback. If you lose your job, you will not face legal complications for not paying mortgage, NHG will takeover your home, sell it, settle the balance and give the remaining money if any. Also, as an expat if we lose our job technically we cannot stay here.. To know more on NHG you can read here www.nhg.nl/english-summary/keeping-your-home/

[@sankaranarayanan756]

@@TimeandTrial Thank you very much for your prompt and kind reply.

[@kanchanakaruppannan4528]

Excellent

[@TimeandTrial]

Thank you

[@balajidurairaj6838]

Sirappu 👌

[@TimeandTrial]

Nandri... 🙏

[@AiswaryaM739]

Hi akka. Your videos are informative. I have a doubt. Can Masters students learn Dutch for free? If so, can u pls tell the options (learning platforms) where students can learn Dutch?

[@TimeandTrial]

Thanks For your feedback Aiswarya, there are few limited options to learn dutch for free. Some univ. might have these options. Also, there is some Taal Centrum too but I will chk the details of it. Apart from that, you can use Duolingo app which is good imo. Also, there are quite some youtube channels you can chk here. blog.feedspot.com/dutch_learning_youtube_channels/

[@AiswaryaM739]

@@TimeandTrial Thank you akka 🙂

[@artstudio229]

How to start new business in Netherlands

[@TimeandTrial]

kzbin.info/www/bejne/Y6K9iGB3e5mgrNU

[@ifarchemist]

Hi Janani, so informative and thanks for explaining the processes with such clarity. Got two quick questions. How soon can I buy a house after moving to Nederlands, is there a mandatory waiting period? Secondly, what is the maximum tenure that I can repay the loan back?

[@TimeandTrial]

Hello Rafi.. thanks for the feedback... 1. You don't have any waiting period. If you are eligible for a loan you can buy a home anytime. 2. Max tenure could be 30 years..

[@Joshua_Jayakumar]

Is there allow to buy a second own house in netherlands, if yes how much percentage we have to pay tax for second house ( compare with first house) . Hosue tax have to pay one time in life (during the purchase) or yearly basis have to pay ?

[@TimeandTrial]

For second house you need to pay 8% transfer tax at the time of purchase and your property tax will have to be paid yearly...

[@Joshua_Jayakumar]

Thanks Sister . Property tax percentage for first and second house are same ? Or second house's property tax higher?

[@TimeandTrial]

@@Joshua_Jayakumar property tax remains same

[@hemaraju9676]

Hey Janani, Hope You are fine!! I recently got through the Kpmg interviews process as an audit supervisor. And currently planning to move to Amstelveen and join kpmg from march next year. I'm just looking for a person who can help me out with the process there, like a person who can share a room or a flat nearby.? Could you please guide me on this. Thanks for your help!!

[@TimeandTrial]

Hello Hema... Congratulations and welcome to Netherlands... You can reach us thru insta for specific questions... Or even write to [e-mail] Good luck with relocation...

[@worldmedia9010]

Super ra sonniga akka

[@TimeandTrial]

Thank you...

[@kumarkavia6403]

Great

[@sibikarthik]

Nice sister,neenga veedu vangitingala

[@TimeandTrial]

Thanks bro... Yes...

[@bainkaran2576]

maar belangrijke * Salaris lening 💵 €2000 salaris max lening € 120,000 Huis prijs min € 250,000

[@TimeandTrial]

That's true. But, that's what I meant by affordability and eligibility. May be we should not only focus in city centre.

[@gchandrasegar1]

Super

[@TimeandTrial]

Thank you..

[@Najath1]

Hi

[@mithrasaral4379]

House rate

[@TimeandTrial]

It varies per type, size and location

[@nishanthkumarns1927]

Minimum how many months should we have stayed in Netherlands to buy a house

[@TimeandTrial]

No min duration. but for loan you might need 3 months payslip..

[@sandanamsivakumar7836]

Hello Madam my son is in DELFT doing masters Is there any possibility you can help to find a apartment for a year. My name is sivakumar

[@TimeandTrial]

Hello sir... DELFT is almost 150km away from my place... So not sure if I can help directly. But I'll definitely check with my contacts...

[@rajeshrajan5531]

Hi madem super

[@bharathip3294]

So nice.. well explained