Condo Life in Cebu, Philippines - Monthly Expenses For a Single Expat

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[@GiointhePhilippines]

Condo Life in Cebu, Philippines - Monthly Expenses For a Single Expat In this video I go over my monthly expenses as a single expat living in a condo in Cebu, Philippines. Join this channel to get access to perks: kzbin.info/door/lMlXTxpTNMZRE4AEjlc5RAjoin AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. Travel & Medical Insurance & Covers Covid-19. Protect yourself from a travel emergency. bit.ly/36pHlVf ------------------------------------------------ My Top Dating Sites I recommend for finding a Filipina partner: #1 Dating Site to meet quality Filipina girls: Christian Filipina Meet Beautiful Christian Singles Today! They check every profile. Best overall results of any dating site in the Philippines. bit.ly/30bPjP8 ----------------------------------------------------- #2 FilipinoCupid is the #1 Filipino Dating Site with Over 5.5 million Members cupidlinks.com/?a=142230&c=1&p=r&s1= ----------------------------------------------------------- Book your hotel when traveling: bit.ly/38CvDgr or flight: bit.ly/3HzOB4w -------------------------------------------------------------------------------------------- Need a Throw away ticket, look no further $14 for a valid ticket ( I use this all the time). onwardticket.com/giointhephilippines ----------------------------------------------------------------- Gio's Essentials Traveling List (Must have items for living or traveling in the Philippines) Order today! giointhephilippines.com/shop/ ------------------------------------------------------------------ If you would like to buy me a coffee: www.buymeacoffee.com/italiagio71 ------------------------------------------------------------------------------- If you would like to help support my channel: paypal.me/GioSanTeaching ------------------------------------------------------------------- Visiting or moving to The Philippines? 1 on 1 Consultation with Gio: e-mail: [e-mail] ----------------------------------------------------------- My Patreon account: Over 70 Exclusive videos not found on KZbin www.patreon.com/giointhephilippines ------------------------------------------------------------- Wise get your first transfer for free: bit.ly/2Z4xxfZ ---------------------------------------------------------------------- Check out my website for more information on the Philippines. giointhephilippines.com/ ----------------------------------------------------------------------------- Gio's Moving to The Philippines Checklist PDF: 1drv.ms/w/s!Ah6Pwkh_BLpPgb8Lvn5ag3G2QY_QZQ?e=xxRB4X -------------------------------------------------------------------------- Contact Information: facebook.com/GiointhePhilippines Contact me by visiting my website and clicking contact Gio giointhephilippines.com/ ------------------------------------------------------------------------------------- About me: My name is Gio and I left the USA over 5 years ago to travel SE Asia and live a better life. Follow my journey as I travel around The Philippines showing everyday life and travels. My channel: Reviewing different islands and cities in The Philippines as places to visit or live, condo and apartment reviews, dating tips, & how to travel and live inexpensively in The Philippines.

[@sosodave4192]

you mentioned about having Netflix and Hulu and all of these other video streaming services, but I am curious which heading those costs fall under?

[@colincresser3405]

Can't find your condo video

[@sangamverma6303]

Great video again!!! which visa category you replied under if not married and under 50?

[@yoyojoe9240]

Finally a current video from a Single guy's perspective.

[@claritagalvez4374]

I have a similar life style in the Philippines, but I have lesser expenses than you! I’m glad you like living in my home country. I’ve lived in eastern U.S for 55 years, I love it here, but life in Cebu is better. Thank you for appreciating the Filipino lifestyle.

[@mromneyobama]

Women's retirement are way simpler than men's especially single men's. My goodness what will you be doing with all your money if you have less expenses than him. 55 years in US is huge money. The house alone practically tripled in value. I suggest you eat all the food in expensive restaurants now and spend the money down so you don't give them indirectly to people who will squander them. You earned them.

[@lons5472]

Can you briefly describe why life might be better in Cebu vs Manila per se. I am thinking about retiring there less than Five Years from now, most likely going there a divorcee, also i am using the Asawa's acct here lol, Korean guy writing this...

[@markledesma2396]

I live in Bacolod, my expenses are much lower but I can get my daily macadamia nut cookie at Starbucks, for the phone I pay 400 pesos a month for unlimited data, for the most part I use 2 electric fans unless it's really warm then I'll use the ac for 4 hours then use the fans, food including eating out $200, I often eat at home to lower my salt intake, haven't done any travelling, hate the new protocols, I often use public transport as I'm in no hurry to go from point a to b. I eat a big meal for lunch but dinner can just be a sandwich or a blizzard at DQ.

[@rbfarrell1]

It cost me $4000-$5000 to live basic life is Southern California and the female population here sucks so that does not include dating. Can not wait for Thailand to open up and enjoy life again.

[@rasputinswalloper475]

You'll do well in Thailand with half that budget.

[@ciaranmcmanus3840]

I would of thought Southern California would of been over run with Women

[@ckSport3000]

I lived in Jomtien in 2019, a 5 minute baht bus ride to Pattaya but MUCH better beach rentals and prices! 900 meters to the beach, huge pool, cable TV, wifi.. $220 usd a month. Fresh street Thai food $1.70.. great weather, $9 one hour body massage, smiling faces, 10 baht (33 cents) bus rides, and I walked the beach boardwalk daily for free. My Navy pension is $2500 a month.. I spent $1500, had fun and saved $1000.. but I DON'T drink alcohol, so give yourself $300 for beer money if you drink. But with all the extra costs and quarantine, I'm in Mexico City "NO restrictions" until November. Curtis from San Diego

[@JJ38255]

You can go to Thailand now, just have arrange a visa in advance, have a negative COVID test no more than 72 hours before departure and do 14-day quarantine in a state-approved hotel once you arrive. Need travel / medical insurance too. So, not good for those wanting to just do a short vacation

[@danielhackney7806]

@Robert Farrell, I also live in Southern California. If you were making $40K - $50K per month dating young pretty women would be fairly easy. Owner of the company I worker for made around $40K per month living in Newport Beach. He is a FAT (335 lbs) 55 yr old and dating thin good looking 20ish girls. So I'm moving to the Philippines and hope my my $2K per month retirement income will attract a nice younger women. LOL

[@Jarretv69]

Hi Gio, I lived in Cebu IT park Calyx for over a year. I kept a budget just from my credit cards and bank ATM statements. I was dead on your average during the pandemic. I was $2000 average before covid. The difference was I went out a lot more when I could. I will hit bars or clubs once in a while and just enjoy life. I don't budget, I just keep track every few months from bank records. Life is more fun when you don't have a budget. Also, I was almost always with a gf and paying for her. I can't wait to get back there.

[@johndoe851]

That's really good that is the kind of lifestyle I plan on living. I don't like having a budget either so I planned for $3,000-$5,000 a month. But it sounds like I can keep it way under 3,000 and still do everything I want.

[@GeneRogers-lo1qy]

I was a but surprised by your costs per month. I don’t go to Starbucks every day and I can eat much cheaper at a nearby small restaurant. My apartment was in a high rise and had all the amenities needed for myself. I didn’t pay for parking my electric bike under the building which has charges for 2 Chinese dollars. I realize you work so I understand. I go to the supermarket, the barber and the Mall where I went to Pizzahut! I think it’s fine but in China you can’t work past 60 years old which I have been doing. I respect your lifestyle but I now speak Chinese and have so many Chinese friends to do things with. But, I’m still considering coming to the Philippines. Thanks for your video. In China you pay on an average 6,000 rmb every three months which is about $1,000 US Dollars. They have cheaper apartments as well as I’m sure in the Philippines. Not to sound like I’m complaining as I have always worked in China. So I never touched my money back home in my American bank. But, I joined your KZbin site as you explained it honestly and I appreciate it. The problem with China the government is so very strict unless you have a business here or are married to a Chinese woman. Sadly, most Chinese women are always concerned about your money. I see not so in the Philippines. Thanks again! 再见👋

[@mallgimp7916]

I'm curious what kinds of jobs can one do in the Philippines while getting paid U.S. dollars? I bet it's mostly computer related since it can be done remotely?

[@icelugedoctor]

Hell I could live on 2k a month in America

[@brianp6097]

Thanks for the breakdown Gio, that’s a enviable lifestyle for the money. Batchelor life in the Philippines would suit me just fine now, and a condo with a pool is ideal for dating. Enjoy it while it lasts buddy, I envy you a lot.

[@wmjohns881]

Do all newer condo developments include an exercise and workout room?

[@excitinglymundane8028]

@@wmjohns881 typically newer higher end condos have gyms and pools.

[@ericweninger9812]

thank you. Moving to the phillipines this Summer. Need all the help I can get.

[@lindrahena9024]

YOU TALK ABOUT REAL, ALL CORRECT, AND RELIABLE INFORMATION. EXCELLENT EXPLAINATION!!!!!!!!!!!!!!!!!!!!!!!!!

[@jpsmusicandmore5457]

Well it is your life and you can afford it so I got you on that. Thank you for the video it is very informative. I am a few months away from retiring and I am ready to start my new life.

[@wmjohns881]

I am already semi retired and enjoy working part time. I’m considering full time retirement in either Thailand or the Philippines after the Pandemic, not before. I have a feeling the Pandemic and related travel restrictions are going to be with us for a least another year or two (but I hope I am wrong)

[@LootGoblin4510]

@@wmjohns881 , we ALL hope you are wrong... ;)

[@thomasc4777]

Nice work. Thank you for the time and effort. No need to justify your costs. It's about your quality if life. While I understand it's relative, like you, I always enjoyed an upward and higher quality. Life's too short. Stay well.

[@GiointhePhilippines]

Thank you

[@juancarlosvaldes4538]

Hello Gio and I agree with your monthly expense report analysis. If anyone spends about $1500 per month, dont come at all making ONLY that amount. ALWAYS make sure you have ENOUGH money over that amount to keep and for any emergency along your way. Plus the fact that I'm sure too many expats UNDERESTIMATE their cost of living because they think that they don't need this or that or don't do this or that! Great review and best wishes until the next video!

[@119jle]

Exactly. $1000-1500 is broke. They will not be living like a king

[@markledesma2396]

I live under $500 a month and still live like a king, the maid costs me 4,000 pesos a month, zero for rent, zero for visa, I use public transport, often eat at home to save on cost, I can still get my daily macadamia nut cookie at Starbucks, my brunch is a fruit-veggie shake, a big meal for lunch then a sandwich for dinner, cost of living in the province is cheaper.

[@alals6794]

@@markledesma2396 haha.....Thanks for your province cost of living input. Great.

[@francesdraper9675]

Agreed. Going to Philippines thinking $600/month with no medical insurance and nothing for emergencies will afford living like a king is delusional and irresponsible. This is for an expat without family who can support them whilst in the Philippines. If a Filipino retiree runs out of funds, they can always work again or rely on family for some support. Whereas the expat does not.

[@robertklouse]

@makingthemovebydarren9255 Yup

[@robertberglund8321]

Hey Good, live the way you want. You're doing an awesome job letting everyone know stuff about the Philippines. Thank you.

[@GiointhePhilippines]

I appreciate that!

[@swatcop74]

Just watched this video and I totally understand what you’re saying about your budget for you and how you want to live. I have watched several videos on monthly budgets and I feel they all share some great insights and honestly it really boils down to how you have and how you want to live. If I get to make my way down there in a couple of years, which I hope to, everyone sharing there budgets and how they do things is a great help. I’m really going to have a lot of research to do, I want to be prepared. Thank you for sharing your budget.

[@daviddarden1915]

Gio, Military veteran brother. You made my day with this video. This was on point as a single man perspective. I am glad you max out on all your expenses as examples. Oh yes, we know each individual would be different. Pretty much, if I was there. I am at least 90 percent concurrent on that budget you gave. So, I would do exactly as you advised. Your maximum expenses is within my budget for the future when I do decide to move to the Philippines and retire. All those haters, complaining about your numbers most have never lived in the Philippines like you and I. Time to share this video to the world. Thanks again Gio for your intelligence. By the way. I do that too. Sit in place by myself and people watch. Since Philippines have lots of outdoor restaurants, I would never get tire of that. Ordering food, drinking a monster energy drink (I hope they have that?). Watch all the pretty views. From US American Air Force Military Veteran and former US Military in the Philippines.

[@GiointhePhilippines]

Thank you fellow vet!

[@GeneRogers-lo1qy]

I think that’s great but I don’t get a pension worth $5,000 a month and I was in the military. But, I was able to sustain myself working at several schools and universities which supplemented my income. I actually don’t know many Americans getting that a month. Maybe I live in the wrong neighborhood. I am Not bitter or jealous and respect your lifestyle; but I’m more realistic to my needs and those expenditures I don’t need every day. I think that’s great! Again another fine video. I’m looking at the countryside to live and be near a city. I’ve been a foreign teacher in China many years but I use to work in another field. Great perspective for me to think on and decide. However, I saw they had a veteran’s hospital if I’m correct in Cebu City which is great as I get free medical all my life which is what I have been doing and using when I go visit the States except for small medical emergencies then I go to the Chinese hospital where I get free medical from my job.

[@joelvega9200]

I am Army veteran , how is the food in the Philippines? What city you recommend to check first . I never been to the Philippines before.

[@thaimaxcan]

Yes, condo or service apartment living is great if you are single. I did that in the past when I first came to live in Thailand.

[@GiointhePhilippines]

Very true!

[@allencushmen8352]

Thank you for your honesty, and understand the way you think about living a comfortable life.

[@scottthompson8946]

Nice job. So often we have to FFWD through the obligatory "everyone is different" lecture. I think we all know that. Giving hard numbers in a concise manner is preferred. The "expectations of local girls" on a date was also insightful. Well done.

[@garyburgmylifeandtimes6354]

Great video Gio. Very informative and detailed. Great place for people to start if they want to try to live in the Philippines. Location and lifestyles will definitely be an influencing factor but you have given a lot of explanation on those factors.

[@GiointhePhilippines]

Thank you

[@rignacio9586]

Thanks for that detail monthly expense vlog; yes, anybody can spend less or more but if you're perfectly happy with what you're doing now, keep doing it! Stay safe, Gio!

[@charlesdecker8660]

Thank you very much for showing your budget. I think it is very reasonable what you pay each month . I am retired . I have a steady income of $3000 a month ..if they ever drop the restrictions there, I will be there ..

[@edwarddebroe309]

Good advice Gio, thanks

[@daynevickers1079]

Very thorough, Gio. VERY realistic budget for us spoiled Westerners; I can't think of any expense category you didn't cover.

[@user-DrJoe-Future]

I find your figures very reasonable for "non-extravagant" low-key Western style Living in a major city. I am looking at $2,000 a month minimum, mostly a rent based on $700.00. My health insurance would be MUCH more -- I am much older than you. I prefer a rental house to condo because they are less expensive and much more space. However, condos have advantages.

[@BrooklynsFinest34]

I was always told to rent month to month outside of the USA bc as we all saw, a country will kick an expat out of their country with the quickness during the pandemic. Now if you owned property you would be screwed like so many expats have been bc of these reasons. Rent my fam, you can come & go as you please & change locations with little friction. Anyway be well & I wish you the best in paradise.

[@bonsaitreehouse5534]

I would probably be happy living where you are. I like being able to walk to most of the things I need.

[@GiointhePhilippines]

Me too, I will often park my bike and not even use it for a week.

[@davidridland]

Yes I prefer apartment living with amenities and security and having everything close by to each their own and everyone is different when it comes to type of lifestyle they prefer and are use to

[@plantworks100]

Hey Gio my friend, That is my plan. I definitely plan on renting a condo in either Mactan Newtown, or IT Park. My fiancée will be joining me there as well. I have budget will be roughly 4000 per month. But that's just a rough estimate. Once I'm there, I can always adjust. And I already have traveler's / medical insurance. Thank you Gio my dear friend for sharing this awesome video. Please stay safe and healthy, and God bless you always.😊 😊 😊 ❤️ ❤️ ❤️

[@TG-vk5uy]

You’ll be living like a king with a $4k budget.

[@dovoso5685]

Nice video ! Like you said - rent is cheap because no tourists during pandemic, health insurance is cheap because you are under 50, cost of buying/renting the bike itself is not included, some people probably eat 3-4 times a day or bigger meals. So, if I try to adjust your budget for a 66 y/o retiree after borders reopen, I think 2K USD per month on a tourist visa. With SRRV , there is a big deposit to make, so budget will grow accordingly. Great video, thanks for sharing.

[@DosMasTequila]

Sounds like you are living the dream!

[@keyser_sozeevil_genius1152]

This is great! I plan on visiting the Cebu City area in October. I eventually want to move there. We have similar expenses, so this was very valuable information for me. Like you, I always allot more money than what seems reasonable on paper because I'm a human being, not a robot. Besides, I'd rather budget more than what I need than not budget enough. This was a a very transparent video! Thank you for sharing this.👍

[@GiointhePhilippines]

good idea!

[@elitedata]

thanks for the informative video. i am 51 and plan to use the SRRV classic and this video gives me an idea of average expenses.

[@truthbetold6496]

I am a single 50y old man, Canadian and i was actually looking to retire in Thailand but after doing lots of research and talking to people this visa thing and the price is going up on everything i decided to pass. Someone recommended the Philippines and i really like what i saw in Cebu condo by the beach etc. The one thing i would like men to know because i been single for 10 years now and i tried to find a good western women but got a rude awakening at 41. There is nothing wrong being single and you don't have to go somewhere to date nor find love. For me my reason to move from Canada is the huge inflation everywhere, the winter, and i want a stress free life. If i end up meeting a good women great if not its ok to

[@williamdoubtbury6579]

Canadians are being kidnapped here be careful bud

[@MrBenHaynes]

Thank You so much Gio. If I moved to PI, this is how I wish to live (I'm not prepared to give up all of my Western comforts and conveniences). Very interesting and informative. I look forward to checking out your other videos.

[@GiointhePhilippines]

Glad it helped, thank you for watching 🙂

[@suzanguarino4466]

Yeah to give up western comforts , need to think a million times because if you want to maintain western average standard living , being a Filipina long time living in the western , it’s much much more expensive to live in the Philippines .

[@theseagoat7842]

$1500 is awesome dude. Especially when your adding in dating and entertainment. I live in Florida and I pay $1300 for rent lol. Your Golden dude

[@learningtobefilipino8606]

Brother you can definitely do it too! I am living similar as Gio. Great life and once your here, you are basically a top commodity for the woman. I am also from Florida brother but now living in Philippines

[@xxneoatomicxx]

@@learningtobefilipino8606 i am also in FL and considering this life changing experience.

[@dave1101]

My dad and I live in a senior park we paid $12,000 for a real nice mobile 3 years ago today with all the people moving in its probably worth about 30k and our rent is $650.00 trash,sewer,water and lawn service,electric average $150.00 a month but I'm diabetic with heart and kidney issues that is what's keeping me here although I'm going to look in to the medical info that he talked about,but Florida can be really cheap place to live to

[@Suckerpunchu]

@@dave1101 This guy lives in a Condo with a pool. You live in a Mobile home which might be nicer but you have to evacuate during Hurricane Season. Not to mention there is no way you can entertain yourself on his budget or date on his budget in Florida.

[@farymaldonado3749]

@@learningtobefilipino8606 Hi, I plan on moving there, as a single ex military, do you recommend it ? Where to move for some months first? Thanks,

[@TETRARCHFREAK]

the rent in your place is pretty good Gio considering all the amenities you have there a condo like that would cost thousands of dollars in America

[@chrisj302]

Mactan Newtown is like living on the moon. Units are really nice and quiet but distant from city. It’s like living in a remote part of Houston or the outer edge of Brooklyn NY out towards Long Island.

[@fishonaquabid]

I lived on the far side of Brooklyn. sheepshead bay, and wished I stayed in Park Slope for the food and events. Where Gio lives, from his video's, there appears to be a lot to do that I am interested in. Still a lot of younger people do active stuff where Gio is.

[@randysherman7724]

Lapu-Lapu is a city on the island of Mactan which is connected to the city of Cebu on the island of Cebu by two bridges.

[@hawksbill5037]

Don’t let the haters affect you. Just do you. Be happy. You are on the right track.

[@bganey]

Great video and very realistic budget. Having spent quite a bit of time in the Phils, you make a great point about what type of lifestyle do people want and what does that pricing look like. And I'm with you, coffee, haircuts and dating is a must!

[@alals6794]

My sister cuts my hair for FREE, haha. Well, I don't imagine I'll take her to PH with me though.

[@poppy_5656]

Thanks Gio. Been watching you awhile now,always find you well informed. Appreciate your straight forward attitude.

[@philbrook6855]

I live in mindanao, Davao area. My rent is 140 (2br apartment, new) electric is about 70, wifi 40 (30 mbps), water 4. I sometimes get a load for my phone so total is less than 10. Food is cheap here so I stopped cooking. We only eat out and its pennies on the dollar. I struggle to spend 40 a week on eating out. We go out 2 days a week and eat out/order in all the time, which includes the lady who comes by every morning selling breakfast foods. All in all I spend about 600 on average, but mostly less than that. And yes we travel to mount apo area and many of the beautiful beaches from davao to German, including the private beaches and small islands only acce6by boat. It really depends on area and how one wants to live. I dont need a pool as I'm a few minutes away from 2 beaches too.

[@Lakesider52]

I spend a month every year in the Philippines living with my wife's family (Angono, Rizal) and I fully believe all your expenses plus, as you say, you could live considerably cheaper. The one expense that did surprise me was your medical/travel insurance as I would have expected at least double that. Age increments accepted, would it be a similar amount if you left your expat employment and became a permanent resident of the Philippines?

[@jeffsilverberg5848]

I live in Los Angeles California and rents and housing are so expensive I am probably going to leave in a few years. Looking at KL or Penang, Malaysia. Thank you for this video and it's content. It great to hear other Americans living in other places that have a good quality of life and affordable.

[@GiointhePhilippines]

Sounds great!

[@terryg.9870]

I love living expense videos my wife is from the Philippines we live a comfortable life here in the US and I can assure you that if we were in the Philippines we would also live a comfortable life. Each person needs to live the way that they want to live

[@peterforner3823]

True, however as you know many people in the world are not fortunate enough to live the way they want to live.

[@bigbearhugebear9018]

What ever you do don't cut your dating budget my goodness that's why you have a happy life

[@GiointhePhilippines]

lol

[@tangonista]

Thanks for posting this, from all the other videos I see (thanks all you guys for posting), your situation is more like I'd like. I guess from looking at other videos, I thought that condos like the one you post about were non-existent. I'm thinking to visit the Philippines for and option to live at least part of my retirement. To me, $1500 to $1600 per month for a comfortable life style seems pretty reasonable considering how nice your place appears to be.

[@MrZola1234]

Thanks for sharing your expenses, and I can see the advantages for sure. As a guy who is thinking about the Philippines, Cebu and the surrounding areas is really attractive. Two things come to mind from your video. One, are there suburbs around the area that you could save a little on rent but still be close to the city and take advantage of the lifestyle. Two, at some point in 22 and beyond, the rents in this area are going to go back up to pre-pandemic prices and then continue to rise as they were before the pandemic.

[@onlyhuman3767]

It is possible to live a very good cheap life in the Ph, but I agree $2000 a month is a very good life too in the PH.

[@ThisIsHarderThanIThought]

like in the US, location is what makes how much u spend, ofcourse along with your lifestyle and ur needs/wants...everyone is different.

[@robscott2824]

Thanks Gio,, I have a budget of $2,000 AUD a month when I finally get to the Phillipines, so you’re monthly budget is pretty close to what I have allowed 😀👍… Thanks for sharing… Rob from Melbourne Australia…

[@GiointhePhilippines]

You'll be all set for a good lifestyle.

[@Jarretv69]

Just allow a little extra for the unexpected, Visa extensions, trips and hotels away from the home base, possible hospital visit, if you drink, if you meet girls in bars who are drinking, weekly STD meds, etc hehe. Living a good life for me is $2400 AUD. His video is during a pandemic with lots of BS rules and I'm sure he would agree it goes up during normal times as my pandemic budget was the same as his.

[@Leah_ilongga]

Thank you for the info, we are moving in the philippines in couple years. it’s great to know and have ideas for the expenses. Great stuff! Best regards from Canada

[@GiointhePhilippines]

Thank you both.

[@ocsugar]

Thanks---I will do something similar with more travel---have traveled around SE Asia a bit but I am not decided on a homebase. The Mactan area looks like it has a lot to offer.

[@denniscorvin415]

That's great information. Despite loathing cities, it is interesting to see the lifestyle and the economics. We spend about $2,000/month for a family of four plus my wife's family in the province but we own the house so no rent. We're on the ocean front so we can swim. But we're happy to walk away from the house, her family can just keep it. We thought about retiring there permanently and building quite a compound off Samar. But not now. I'm willing to pay quite a bit for freedom, it turns out. We're running $3,500/month in the USA and also own the property here, no mortgage or rent. Just higher cost of living.

[@JJ-wr4qj]

Wow that's amazing! Congrats. I hope I'm not rude in asking you this. But what did you do for a living? And what passive income do you have to afford all that 😳 I'm only 30, and would love to move now. How much savings do you think i would need for someone who is single living in the province?

[@Exploring_Adventures]

@@JJ-wr4qj this is tough to answer but something I have also thought about. Quick and dirty math below: Assume monthly income required in USD is $1500 based on the video about. That’s $$18,000 per year. You’ll keep your US citizenship so assume you need to pay US income taxes, so add 20% to the $18,000 -> $21,600. Referring to the FIRE movement, If your goal is to live off income you’ve saved and invested primarily so you’re not obligated to get a job while there, if you use the 4% rule then you need $540,000 in a diversified investment account to make this happen. May want to add another $50,000 to $100,000 for an insurance policy at a minimum. Any additional income is a bonus then.

[@ma198912]

this is very enlightening. i am at the point i may be ready to do what you are doing. but i do like your comment that you are happy. that is all that matters. why skimp. you worked hard to get where you are

[@briandumont7272]

I am planning on not so much provencial life, but somewhere like Dumaguete or Bocolod or such, and do some exploring from there. From what I have seen, I should be fine with the 3300 dollar pension and then some, which would be almost a poverty wage here. Then I can use some of my 401k for some out of country travel, buying a motorbike, etc. Here in the States, that 401k would be getting sucked down just to be comfortable. 3 more years. Can't wait.

[@davew.5643]

Thank you, Gio! for sharing this, very valuable!!

[@GiointhePhilippines]

Welcome

[@silvestrenavarro5495]

Thanks for the info, my budget is about $1600 realistically so this helps.

[@GiointhePhilippines]

You're welcome

[@pagpapaitim]

i'm glad you are honest about living there where these old geezers brag about living at $900/mo and they don't look too comfy.

[@Truthhunter]

Great information

[@peterbusdon2372]

Very well documented Gio and very good informative video as usual. The only thing I would add is the cost of premium cigars. I suspect they are a pricy item, probably double the cost of what one would pay in the US.

[@jjkrulikowski1664]

I dont think they that expensive as i know a girl and her family has a farm outside cebu and they grow tobacco aand sell cigarretes, but im not for sure

[@pimpsidious]

Good video, very informative thank you

[@bruceteel7]

Thanks for all the details, I have watched all your videos, very informative and helpful to a guy that hasn't been there yet.

[@StevenGrahamHypnotherapist]

Great breakdown on condo and personal expenses Gio. When my Filipina GF and I shared a furnished condo at Winland Towers in Cebu City, I was paying around $1,400 - $1,600 per month for all of the things you covered here. Nice job!

[@C5nDyM5N]

Question r u living in a mansion or maybe Ike a luxury lifestyle..? then I may understand ur Bills. But if u feel n think ur living lifestyle is an average then either ur being robbed or fool by someone.. its a red flag 🚩 time to evaluate ur situation lifestyle n run 🏃 .. ijs good luck 👍😅

[@starstarranking1]

Hi friends. Today, we start Wednesday morning with a great video from our friend. Korean friends always support you.

[@arentol99]

Another great video Gio. I think the main takeaway, as you conveyed, is that monthly costs are directly related to lifestyle + personal preferences. My own monthly costs here are relatively high, but that's entirely my own choice and circumstance.

[@GiointhePhilippines]

Well said

[@badspasm1]

It's funny it's gonna cost what it costs no matter what kind of life style your living!!! No need to be upset or jealous of the life style or budget one has or doesn't have!!!! Still living on a lot less than if you were in the states that's for sure!!!! Good video thanks

[@Miguel863]

Nice Video and you give me many ideas to look forward to when I start planing to live there... I always thought condo's was the best choice and thanks for confirming it. Looking forward to seeing your other videos. Thanks again..

[@GiointhePhilippines]

Glad it was helpful!

[@exploremore4937]

I get permanent disability of $3k a month. I'm not a partier but I have some eletive medical procedures (dental implants and laser eye surgery) that I want done. Is that enough to live pretty well? I am 53 and want to retire there

[@GiointhePhilippines]

Yes, you will live well off of 3k.

[@garysnider3000]

Great information...Thanks.

[@rogertice8083]

Liked the info and honesty. Thank you.

[@GiointhePhilippines]

Thank you

[@faronray5765]

Thanks Gio for showing your real cost to "live" not exist. If you want to have a life, you have to spend money. Thanks for being honest. I live about 8 miles from downtown Cebu and to live, date, do things, travel, cover break downs, medical, eat well, security, you have to have a good/bigger budget/income. Everyone is different with different situations.

[@GiointhePhilippines]

Exactly right

[@fyibyg7364]

I agree with you gio. That would probably be my life style also. Good video

[@GiointhePhilippines]

Thank you

[@albertthedogeinstein7983]

Starlink coming to the Philippines next year...$500 usd equipment fee and $99 usd ...cannot wait!!!

[@infiad1275]

The Starlink that Elon Musk is involved in? Wow! Very nice.

[@annjean8709]

Great video!👍🏽

[@mromneyobama]

These are awesome benchmark figures and realistic. I'm gonna be budgeting for dating $1000 a month coz I would date a lot and enjoy the food and beach scene. $2K a month would be my budget.

[@altanoa]

Great video and advice!!! Thank you very much.

[@freedommgtow4996]

Thank You, finally done from a single guy.

[@NisarAhmad-dj9xm]

EXCELLENT; YOU EXPLAIND IT VERY WELL.. I have the habit of living comfortably. You can't visit a foreign country and live at a lower level. You wanna enjoy. I lived in Thailand for two months and spent little less than 3000.00 dollars. Thank you

[@ShawnTuber_home]

I like how you broke this down. Good to know this stuff 👌

[@jamesirwin1839]

I've been in Hua Hin Thailand for a year and live in a nice 1-bedroom condo with all the amenities on the south side a minute from the beach. $400 a month for rent and utilities. I'm way older than you but happy to be living it up. Started watching you in 2020 when considering the move. Interesting viewpoints. Cheers!

[@GiointhePhilippines]

Thanks for sharing!

[@Nighthawk2211]

I recently re-discovered your channel, because I didn't have notifications on. Glad to have you back! It's weird that you "only" have 35k subs, your content is great! I am thinking your views are from people not subscribing, which is sad. Thinking of joining your patreon. :-)

[@GiointhePhilippines]

Oh thank you!

[@SoloTravelGuyNow]

Might do a consultation. I’m looking at the Philippines as one option to live 6 months of the year. Coming in December to check it out.

[@GiointhePhilippines]

Sounds good, you can book directly through my website www.giointhephilippines.com

[@jeffgreagrey4585]

Nice options there. Thinking about Cebu as the retirement location a few years out though. Any issues riding your motorbike in town, vs driving a car? I remember the traffic in Cebu, not as bad as Manilla, but still pretty crazy.

[@GiointhePhilippines]

None, that being said I can see it getting worse and worse here.

[@jeffphillips5350]

Great video Gio thanks for info

[@GiointhePhilippines]

No problem 👍

[@yoyojoe9240]

Great Info. ...highly appreciated..!!

[@andylondon9635]

Good info Gio, thanks

[@hirschheisstdermann]

400$ for such a condo. I mean, nothing bad about your condo, but this is ridiculously expensiv considering it is already discounted heavily. I probably will never get how ppl. are willing to pay that in a country like the Philippines. I live in Thailand for 12 years now. And I would get such a condo for the same price in a very good Bangkok district, and without COVID-discount. Also the internet prices are a bad joke. I pay approx 12$ for a fiber 1Gbit/s line in BKK - and it works 24/7, 7 days a week. The rest is pretty compareable.

[@edic2619]

Great videos... Thanks for sharing.

[@TheCatfish1975]

I liked the video, organized and informative.

[@GiointhePhilippines]

Glad you enjoyed it!

[@leadlearner6391]

this is a great ball-park figure Gio; people need to understand that this is Your average monthly expenses. Not everybody else's monthly costs.

[@gowiththeflow777]

Thanks Gio. I always enjoy and learn from your videos. What sort of health coverage are you getting for 67 dollars a month? Medical office visits, prescription coverage, dental? My biggest concern with making the move to the Phil's is that I am a type 1 diabetic. And when I do move to the Phil's I want to live comfortably so I very much appreciate your "realistic" cost of living numbers.

[@GiointhePhilippines]

Link in the description on the travel and medical insurance. It will give a lot more details, it's pretty comprehensive.

[@nicoz7662]

$2k a month is a good round number, for just about anywhere in the world for a single expat incidentally. You could live on $2k a month in the US too, but you'd be probably renting a room, working a full-time job, and have zero social life. Trade-offs.

[@oldskoolscat3925]

Your Numbers are on point, yes you could share off some expenses but your close. I live in Cebu City but I own several condos and they are paid for, my expenses are much less, plus I am married. Good info.

[@lickasto00]

good for you

[@alals6794]

Thanks for the video. I appreciate on knowing how much it can cost to maintain a Western type lifestyle in PH.

[@jannarkiewicz633]

Okay... I am trying to figure out why moving to a province is better for a long term relationship. I'm not being a troll. Where I live is based on 1) English first school for our child and 2) reliable/fast internet for my work. I could be single. I could be married. Those don't change. BTW: you did not say how many bedrooms in your condo -- $400 studio or 3 bedroom :-) There are 2 level, glass wall condos in another build -- OVENS. Your prices match mine in 2023 except my condo is 2 bedroom.

[@joebe4859]

Great audio. Loud and clear.

[@fcguam3939]

Whoa 😳 thats very good , thanks for sharing👍

[@arizonafarang4034]

Are there decent apartments there for $200-$250 in Cebu area, and does security screen your guests at your condo? Also most of that travel insurance just reimburses the insured. A person has to ask for a direct pay policy to the hospitals to avoid having to pay the medical bills upfront.

[@GiointhePhilippines]

There are decent apartments for that range but nothing I personally feel comfortable in but I am sure if you looked hard enough you could find a hidden gem.

[@Kevin-xz4jq]

Awesome video as usual. Thanks man

[@GiointhePhilippines]

Thanks for watching!

[@LuisMorales-bg2dp]

Thank you for the information. I'm thinking on living in San Felipe La Union in the provinces up north. Great blog.

[@donniestricklin3915]

I've been living here for 20yrs in the bicol airea, I bought one hector on the main road built my home and now I only have electric and water bills to pay.

[@GiointhePhilippines]

That saves on one of your biggest expenses for sure.

[@azizaomar4508]

Are you allowed to own land and register it in your name in the Philippines? Thanks, Donnie.

[@martingaunt599]

I built my house in Bicol in the 90's, still have it but have been back in the UK, for many years. I just could not make enough income there. Due to go back out for a long stay 22 or 23.

[@hussainbinthabet3844]

Very reasonable it all depends on one lifestyle and income USD 1500 - 2000 comfortable

[@bigbearhugebear9018]

Agree 2000 min. high end will cost you..3000 or more

[@lifeasithappens]

@@bigbearhugebear9018 $2000 minimum to live in a 3rd world country?? No thanks. I live in upper peninsula Michigan and I live very comfortably for $2,300 per month in USA

[@erikvandeven8344]

I think you are right on. Many people just budget for money to "live" a basic life. But if you gonna spend the next 30 years in the Philippines then you need to account for more than just "survivall expenses. 1600Us$ for a single guy? Yeah sure. If you are like me with a asawa in the province really "living" and sometimes spending money to keep myself busy yeah sure. I own a car to go places. You wanna be always in your condo and just your entertainment is drinking coffee and beer in town? All day every day? For the next 20 years? No that's it is not it for me. I need to go places and enjoy the Philippines or improve my house or do a solar project etc. That's life. Imo. Really living similar like where you come from takes $2000 easy.

[@GiointhePhilippines]

When I settle down I don't see myself in a condo. I'll also want something similar to your life. For now I'm happy.