Cost of Living in LONDON as a 27 Year Old | What I Spend In A Month 2023

[@CoffeeShopOfHorror]

That's almost all of my paycheck omg 💀💀💀

[@overseaswithkey]

nooooo 😂😅

[@CoffeeShopOfHorror]

@Overseas With Key I shoulda moved with you 💀😂

[@overseaswithkey]

@@CoffeeShopOfHorror believe me girl I am struggling too LOL

[@CoffeeShopOfHorror]

@Overseas With Key life of the expat 😂

[@zilamott4]

Girl, you rent is actually pretty good! I used to pay £870 for a bedroom in Bow sharing with 4 other girls. After that, I started paying £950 to share with two other roommates - but the location was amazing and I saved a lot with transportation. Thank you for your video, super on point!

[@leahmcdermott4189]

Omggg, you’re my spirit animal. I’m 26 and I live in Elephant & Castle, so pretty central but my spending is super low like yours. I live with my parents fortunately so ‘rent’ is only £300, transport for me is about £75, groceries is around £125 (but I’m very careful and mindful, I couldn’t imagine spending over £200 😭), eating out is my biggest category at around £100-£150. Outside of that, I spend nothing. Just in the phase of saving money and fortunately, I’ve managed to find like minded chill friends where we do cheap food dates, activities and go for hikes. We don’t spend lots! So if you’re looking for a friend, heyy girlll 👋🏾💖

[@louiscarmichael9260]

Good to see you're travelling and making the most of life! I'm leaving London after 7 years - it's become so much more expensive in the past few years and unless you're on 40k + it's really tricky to live. My 2 bedroom apartment in Greenwich last year cost £750 each, now my new 2 bedroom apartment in Haringey is £1,147 each before bills 🥲 Keep up the good work on your channel, you got a new subscriber here!! 🙌🏻❤️

[@rawanfouda2291]

Is that gross or net?

[@gatekeeperboxing5898]

I've never earned 40k at work, though i've not worked for a while since I quit to look after my mum full time. I find London perfectly fine expenditure wise but then i'm not really a spendthrift, I spend less than £1000 per month in total for essential and non-essential expenditure.

[@cloudsurfer73]

It's great hearing from another Canadian, I was shocked coming to Europe because you're right our phone plans are ridiculously expensive for no reason. I get more GBs of data for much less in Europe. I have almost 100 GB a month for little under 20 euro, whereas the same would probably cost me a $100 or more in Canada. I never bought a monthly pass for transportation in Canada because I had a car which I miss sooooo much. It's funny that you're from Montreal because I've been contemplating moving either there or to England recently. I'm from Toronto. I used to use the Mint app to budget in Canada (does this work in the UK) and since I didn't pay rent as an owner, the most I spent was on groceries which has become ridiculously expensive. In France, I spend maybe around 30-40 euro a week. Depends on what I'm making because I meal prep. I'm nervous about paying rent for the first time because I know that's where most of my cheques are going. How did you find your place? Which sites would you recommend using? Montreal is a lot cheaper than Toronto, so I get why you think that's a ridiculous price. But even if you convert that to CAD that's over a $1000 for one room. Your total isn't bad, if you were making minimum say 3000 CAD (which I think is the mim wage amount if you earn $20/hr) you'd be able to save like 1400 a month to put into your savings. Not bad. But I heard jobs don't pay that well over there.

[@kamaniwilliams1738]

Algorithm hit me with your channel and this video, pretty insightful. On that note welcome to London - where the housing market is 9X the average London wage 😔. But you’ve earned a subscriber and looking forward to what you produce!

[@overseaswithkey]

Aw wow Kamani thanks so much ☺️ the housing market is insane!!! Can't be living here for too long I have to collect my check and dip 😅 Thanks so much for the support, happy to have ya here 💞

[@pauls.arts.and.craft.]

For London, that seems more then reasonable. But your shared amount in rent also includes amenities? WiFi, electric, council tax etc?

[@overseaswithkey]

It definitely is! Living in London is very manageable as long as you can stick to a budget! Quite hard most times though.. so much to do here 😅 and yes exactly! I forgot to mention that but yes that includes everything including amenities, wifi, council tax, heating, etc!

[@onenation9510]

Your expenditure is good for London. I'm amazed you only spend £97 on public transport a month. My tip would be (if you're a confident cyclist) buy a decent peddle bike and cycle to work. Also, you can explore different places like Richmond Park or Hampstead Heath. This will be an existing way to stay fit and you can cancel your gym membership! Greenwich Park has so much interesting history. During the 2012 London Olympics it held the Horse Jumping event!

[@dolorismachina2]

£640 for rent in Greenwich is not too bad I think. I used to pay £600 in Leyton living with more people back in 2021.

[@overseaswithkey]

Really?! Yes I've been told that my rent is actually on the cheaper side but it sure doesn't feel that way 😅 although I love living in Greenwich, I don't think I'll be staying in London for too long.. simply not practical for someone trying to save up and build wealth

[@whatsleft100]

£640 including bills is now cheap . I think it was spare room who recently said only 2 London boroughs are now rentable at this price and I think they were in zone 3

[@Jay-Kay-Buwembo]

£97 in a month for public transport in London is excellent. I live in Zone 4 & pay around £240 per month on public transport.

[@overseaswithkey]

Omg! Probably because you're 2 more zones farther out than me?? I also only travel to go to work and back because.. no real social life so 😂

[@Jay-Kay-Buwembo]

@@overseaswithkey Yeah it's based on zoneage, London transport has been expensive, so for the price I pay it's what I expect.

[@eeeesss1209]

Hi, I will move and live in zone3. How much currently for zone3 to zone1?

[@overseaswithkey]

@@eeeesss1209 it really depends on what you're looking for and what neighbourhood you're living in. the closer you get to zone 1, the more you will be paying. I'm in zone 2 on the border of zone 3 and I pay £640 for one room in a shared home.

[@jamessmithson-br7rm]

It’s funny, I’d say you need to make at least £100k to live a comfortable life in London. But I suppose it depends what you mean by a comfortable life. I’m 30 based in Greenwich and I pay over £1600 a month for a one bed flat (not a flat share). Then I pay about £700 a month for mortgage on a property outside of London, which I’ve been trying to sell (so I can buy in London). I don’t feel remotely comfortable.

[@assleepyassayu4619]

do you have a 26-30 railcard? you can link it to your oyster for cheaper travel during non-peak times!

[@andreaharrington9705]

Your on track it’s about average well done

[@mylamagoo]

I live in California and $1,300 is usually the cost of rent alone I’m honestly shocked at how cheap it is over there.

[@overseaswithkey]

Wow! Well the majority of my expenses really go to my rent. It's super expensive here.. I just choose not to go out anywhere other than the gym or work..😅 I think any place that's super expensive can be manageable if you're smart about it. It's a sacrifice I'm willing to make for the opportunity to be here 🙏🏽

[@rw6817]

It's not cheap at all, remember you spend dollars and here in the UK we spend pound coins. It's very expensive, especially if you live alone.

[@endera782]

in the US $1300 is the cheapest you'll get for a one bedroom alone not to mention other bills that just for an apartment

[@overseaswithkey]

This is a fairly new thing don't ya think? I remember when everything used to be so cheap.. getting way too expensive just to live 😳

[@roderickburns5151]

Thank you beautiful lady for this very informative video. God Bless You!!!!

[@overseaswithkey]

You're very welcome and thank you! 🙏🏼

[@evanchisamorejohnston5819]

I live in London ontario and that’s low spending, my fixed costs are higher than your total spending

[@godwineffiong4301]

Your disclaimer is the reason I clicked this video just go on 😂😂

[@gatekeeperboxing5898]

I spend less than £200 For food fun and miscellaneous & for Bills I pay less than £750 and I live in London too.

[@junjunandomu]

640 is cheap! is your pure gym membership an annual one?

[@Burak-gm2je]

How you found out a place to live about these prices? Do you have any tips for that? And would be great if you can suggest some websites, apps etc. to rent a room for a student.

[@overseaswithkey]

Sure! I used the websites Zoopla and Rightmove the most.. with those 2 alone I got leads on a lot of different places. You really have to dig a lot and do it consistently (I was calling 50+ ads per day for 2 weeks). Most of the rentals I came across were of a decent price and available to students... but I consider myself lucky. The place I ended up with was really nice for a good price.. I think it just takes time and patience to find the right one! I wish you all the best with your search though 😊

[@B16CTY]

My mortgage alone in London is £1400pm!

[@sunnni_]

Food; Groceries- definitely spend less than me lol. I'm not sure if maybe my calculations off but I got that $1180 -$1200 for USD. Which is pretty normal for the city I live in in the states, I feel your lifestyle is definitely cheaper compared to Canada.

[@overseaswithkey]

What do you mean you got $1180-$1200? Is that how much you spend in a month? Tbh my lifestyle is only cheaper here because I go out so much less here than back home.. most likely because I don't know anyone here + I'm just in a different mindset over here

[@sunnni_]

@@overseaswithkey oh my currency conversion for the USD that’s what I meant. Sorry if that confused you. And oh that makes sense, I wonder how much it would be to spend socially, I feel like London is mad expensive compared to where I live in the states

[@overseaswithkey]

@@sunnni_ ah okay. I converted $1117 to USD in Google and $1300 is what it gave me.. and it is definitely super expensive to have a social life in London 😅 what state do you live in btw?

[@sunnni_]

@@overseaswithkey Illinois. Midwest corn 😂😂😂

[@TheAlexis123987]

Its relatively cheap. How do you handle 4 housemates ?

[@overseaswithkey]

Good question! 😂 I don't LOVE sharing a space just because different people have different values in terms of cleanliness, loudness, etc and I'm a very neat and quiet person so sometimes it's tough but overall we're all respectful of each other and communicate if we have any problems which is so important! Definitely can not wait to live alone again... but definitely won't be happening in London anytime soon 🙃😅

[@TheAlexis123987]

I get that. And i am an introvert and love my own space but thats pricey. Trying to determine if i should get a home mate or live alone. Its between absolutely peace and disposal income

[@overseaswithkey]

@@TheAlexis123987 honestly, as much as peace by yourself is nice, I would recommend a housemate! I'm an introvert as well but I never REALLY see my flat mates unless we pass by in the hallway occasionally. And having more $ for myself gives me more peace than being alone would 😂

[@TheAlexis123987]

@@overseaswithkey that's a good point! Thanks

[@fiyonaguitunga9335]

For London, it is affordable

[@overseaswithkey]

I'm being very conservative over here 😂 but yes it isn't bad if you know how to save

[@welovepies]

Are you working in London or make money remotely?

[@overseaswithkey]

Currently both! I work 2-3 days a week at a physical location job and the rest of the time I work remotely for myself.

[@andreaharrington9705]

I’m moving to London in July and can’t wait!

[@overseaswithkey]

@@andreaharrington9705 So exciting!!! Wish you all the best with your move Andrea ✨

[@cmdjk1]

Besides the groceries I think your rent, what you spend on going out, transportation etc is very cheap 🤙🏾

[@overseaswithkey]

Ya I'm working on the groceries part I can definitely get better in that department 😅

[@cmdjk1]

@@overseaswithkey But since you spend so little on everything else why not splash out on your groceries if it’s what you like.

[@overseaswithkey]

@@cmdjk1 "splash out" never heard that before but I like it 🤣 and you're definitely right! gotta have fun somewhere

[@cmdjk1]

@@overseaswithkey Haha yes some of us folks use that expression in the U.K. Yes you need to do somethings you enjoy and be kind to yourself. You deserve it given how hard you’ve saved in other areas.

[@TheSecretName_]

284 💷’s isn’t a lot at all. Especially in dollars. You should make a video on how you shop cause I’m trynna be that efficient lol.

[@overseaswithkey]

I have a recent video I did food shopping for £20 in a week! But definitely I will do more of those types of videos

[@TheSecretName_]

@@overseaswithkey Yea I caught that one while looking thru your vids. Definitely would like to see more of those 👌🏾

[@overseaswithkey]

@@TheSecretName_ coming in hot! 🙏🏼

[@Cassidykazolar5193]

I gotta say u spend a loooooot on feeding lol

[@overseaswithkey]

Is £234 a month a lot?! I thought £58 a week on food is pretty good. Different perspectives I guess.