WHAT I SPEND IN A MONTH + what I save!💰 | The REAL Cost Of Living in London | 2023 EDITION

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How Much Does it Really Cost to Live in London?💰
Let's break down my monthly expenses as a doctor working in London.
00:00 Intro
00:29 I have made cuts in my life :(
00:41 Inflation in the U.K
1:34 London is expensive
1:49 Why do we want to continue living in London?
2:23 On an average monthly spending...
2:46 Forbes - Most expensive cities in the world
2:59 Home bills
5:50 Grocery bills
6:58 Membership fees
9:01 Subscriptions
11:17 Total Cost
11:41 Why I made this video
12:01 Do I end up saving any money every month?
13:04 Concluding thoughts
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🙋🏻‍♀️ 𝐖𝐡𝐨 𝐚𝐦 𝐈?
Hi! My name is Monisha...your friendly neighbourhood junior doctor currently training in Psychiatry in London. I was born and raised in India and moved to England in 2018. I make videos about my International Medical Graduate(IMG) journey, life in the U.K as an expat and given you an insight into the life of a doctor in the U.K
This channel's ethos will always be about trying to strike that - 'work life balance'. So, I hope you enjoy watching the vlogs!
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[@nir9790]

Very detailed and transparent analysis Hats off to ur efforts👏🏻👏🏻👏🏻👏🏻👏🏻 Keep posting such informative videos

[@DrJoyeetaDas98]

Moving to London for my first job in early 2024, thank you for this ! ❤ Also, back in 2020 when I was an intern , you were the first person who inspired me to take up practice as a doctor in the UK ! ❤

[@drmonishamishra]

Oh wow, Joyeeta. Massive congratulations!! 💃🏻💪🏽

[@puneetyadav9112]

wow

[@puneetyadav9112]

wow@@drmonishamishra

[@MuskaanArora15]

This video was much needed!! Thankyou!!

[@jointheconversation2782]

Thank you very much for your very useful info.

[@DrAntara]

Liked the video even before it began ❤❤ also, love what you’re wearing 😍😍😍

[@drmonishamishra]

Thank you 😍☺️

[@ham_solo08]

Again a deep insight to living in uk😄... loving your content and getting inspired to be working in uk soon

[@drmonishamishra]

Thank you for watching 💪🏽💃🏻

[@harshgunjal7998]

Great elaboration you did⚡

[@zeynepeylulbakr1565]

Thank you for this amazing video. Currently I am considering London for foundation year but I have questions in my mind, especially about the neighborhoods for accommodation. Which areas would you recommend for a first year junior doctor, regarding safety, environment and costs as well? Thanks a lot again Dr. Monisha, you are amazing. I have been following you for a long time and you inspired me a lot with your videos❤

[@avip9]

Monisha youre glowing...just saying. great video thank you for being so honest!!!

[@hard_dil]

So inshort your answer to compensate cost of living in London is to get married ASAP 😭

[@ujjwalkaushik629]

😅

[@rubenlarotin3141]

🎉😂

[@azganx91]

Never do that mate, women will shatter your a$$ up when divorced

[@Youralllate]

@@azganx91stop projecting

[@dr.soubhagyaranjanmohapatr2258]

😂😂😂😂😂

[@piunayak4079]

Hi..great insight..I've read posts about the hardness of water in UK especially London..is it true that ur skin and hair gets affected a lot?

[@Tahmid_khan2021]

Thank you for such an informative video. It will be helpful for me if you answer my question. After completing a royal college degree like MRCEM and then entering into national training program in UK ,will i be paid enough to bear my all basic costs and also save some money if i plan to stay in expensive places like London?

[@drzayamshahidkhan4796]

In another video you mentioned you earn around 4K as take home salery. So 1200 expenditures months saves around 3K per month. So pretty good 👍🏻

[@rahulchawla20]

Monisha, you can consider switching your Apple ID location to India and then pay for Apple One for INR 365 per month for family ;)

[@dylanthomas7443]

was some very personal info but like you said I would have loved to find out what others make because it makes clear your vision. Thank you again. About staying in London it's all about passion. I grew up in India reading Enid Blyton, Sherlock Holmes, Agatha Christie. So..... I've been trying to look at properties in westminister area or anywhere north of the Thames but all north of 4 million GBP.

[@flyingskhan467]

Trying to come Uk as a dentist hopefully 🎉

[@tindrums]

when i visited london-- taxi airport to hotel was 100 pounds (Rs 8000 then), One city bus journey GBP 2.50 (Rs 200 then), one taxi local ride (GBP 22) (Rs 1760).. cheapest meal was from mcDonald.

[@shlokedutta5166]

I have a doubt like what if I start there as FY 1....like will i earn anything to even pay my own rents in UK or I have to be dependent on parents

[@harshavardhanven]

Mam What if our college is not recognised by WHO directory of health , can't I apply for PLAB?

[@godsveryown986]

Please do a video on locums 🥺🥺.. thanks in advance

[@nova7w]

First comment 💝💝💝

[@drmonishamishra]

💪🏽💪🏽💪🏽

[@vimeopictures5170]

I don't understand why people are being soo harsh...it feels like you are pretty mindful about your expenses.

[@supergiant563]

is the situation not good in UK ?

[@Dr.AdnanJutt]

So many facilities no its dont matter the cost . ❤London ✌

[@rubenlarotin3141]

i can barely hold my sanity computing it helps a lot if i win the lottery

[@alfesaanibelim]

Ma'am You have good speech & u r beautiful too...why u don't start vlogging....!

[@skKhan-jw8lt]

Hello thanks for making great content. I have booked plab 1 recently. But there is a concern. I got sick during my internship in my home country. I did medicine and allied for 6 months, then got sick and took 5 months break. After that, i did 6 months surgery and allied. I have all the medical reports with me. Will gmc grant me full registration in this case? I need ur opinion Regards

[@prinsprins7895]

GMC has a WhatsApp chat channel and they can answer your individual question specifically

[@raffaelamartuccio7001]

What area of London?

[@nightowl3x]

Hey I'm planning to do a bachelor's in uk and I'm doing bsc computer science, but the thing is im taking an education loan so after graduation what are the chances of me getting a job so that i can start paying back the loan

[@Anirudh7755]

As much knowledge as i have it is not a good idea to go for graduation in uk.. you cannot pay fees by working 20 hours.. as much as i have heard or watched… you can try and search but i don’t think study for 3 years will be worth it and the loan amount will add up. Lastly when you have a break in bachelor’s degree then you have a chance to work full time if then you can work your ass off and save some of it then it might be possible but please try and search everywhere.. dont go on my word or anyone else’s strictly.

[@nightowl3x]

@@Anirudh7755 well, I'm planning to take education loan so that i can pay later, i mean after graduation when i get a full time job, so i think I'll have to pay by X amount money emi per month, so my plan is to focus on my studies and not paying off my loans, I'll worry about loans after i graduate and i can pay that later. Thanks for your response ❤️

[@Anirudh7755]

@@nightowl3x yeah that can happen buddy… interest wont be there until your study is completed and when it is done then you can pay the loan amount. Sounds like a solid plan..go for it mate. 🙌🏻

[@nightowl3x]

@@Anirudh7755 🙏❤️

[@Bandhu241]

@@Anirudh7755 Wo ! Who told you that ? From the moment you take out the loan, interest continues to accrue. You can wait until you start earning to start paying however.

[@Dr_Rahu]

Love u ma'am

[@dr.ranajay]

Monisha , dunno if its good or bad,but maybe youre indirectly increasing competition for IMGs in the UK 😅

[@kaustubhmeshram1108]

Maam can you tell me how much time does it take to get first job in uk as a doctor

[@doc_vader2776]

If you are an MBBS graduate in 2023 and not booked plab 1 , it will take a minimum of 2 years to get a job.

[@drmonishamishra]

It is a very subjective question. Everybody’s timeline is different. Few people receive a job offer within a month of GMC registration and some struggle for months-years.

[@LuckyLucky-il3rv]

@@drmonishamishra hi! mam I want know about plab exam

[@LuckyLucky-il3rv]

@@drmonishamishra I want to be come neurosurgeon in London pls mam can u explain me about this 💝

[@gurleenkaur6186]

Can you tell me about scholarships to study mbbs in uk for non EU students?? Please....

[@victorychillchineke824]

There is NONE

[@rakeshshil2937]

Great

[@anutrisha2294]

👍

[@yashasvigupta9914]

Hello dr Monisha,you must be earning through KZbin too right? For a normal doctor there to pay for expenses might be more than you because you can pay through KZbin money as well? It would have been more helpful if you included that too because not every nhs doctor is a KZbinr as well,however thankyou for the video it was very informative 💕

[@drmonishamishra]

I don’t earn via KZbin. I’m an IMG, on a tier2 visa. So, I can’t have another source of income. ☺️

[@zeelgoti9966]

​@@drmonishamishra what about the "investment" portion from the salary breakdown? Won't that be considered extra income as well?

[@drmonishamishra]

I haven’t encashed any of my investments in stocks as they are long term.

[@rahulchawla20]

@@drmonishamishra Do you have pay taxes on the dividend pay outs?

[@SurajInd89]

@@rahulchawla20 Yeah, if it’s above dividend allowance for that financial year.

[@fatimarehman3463]

How much do you make off of KZbin?

[@anumita4470]

Is the rent monthly or annually?

[@drmonishamishra]

The video is about my monthly expenses.

[@nightowl3x]

LOL

[@frendupandey3759]

It is annually

[@drmonishamishra]

It’s monthly rent like I’ve mentioned above.

[@paradoxff5583]

Maturity when u know every single thing about money in KZbin is directly proportional to money 😅😅

[@rishavrajborah1148]

mr. mature is back

[@penguinfrangipani]

Which borough do you rent in

[@user-dr3zk7wd2v]

150 km outside of london i think😂

[@Mes287]

I actually can’t believe how cheap your rent is my sons is 2000which he shares with his girlfriend so 1000 each

[@gourabsarker9552]

Mam how much do you earn as a doctor in UK? Plz reply. Thanks a lot.

[@shanmugasundaram1456]

She made an entire video what's salary of doctors in UK look like u can check it out..

[@vgvignesh5115]

PAMPERING @ 20% is the best Doc.. Being kind to one self !! GOD Speed. GOD Bless. 🙏🇮🇳💙

[@vishalsathwal7278]

Hey doc., I really love ur content nd ur videos are really inspiring for me to do residency in uk . Could you plz tell me that I took 2 year drop for NEET ug , does it affect my cv for getting job in NHS ? Is it necessary to do electives to make my cv/resume good ?

[@manoj3813]

Bro, nothing matters what happened before you joined mbbs.. You think uk ppl will know neet ug, drops etc?

[@HiteshPatel-mb8oi]

TWO YR DROP FOR NEET UG ! SO FOR NEET PG, IT WILL BE 3 YR DROP. SO BETTER GO TO UK ,AFTER MBBS IN INDIA, AND PREPARE FOR PLAB DURING MBBS

[@nova7w]

Mam I have just completed my 12th standard And i have started classes for IELTS Can you suggest some of the best universities for MBBS in the UK.....

[@harshalpanchal9602]

Pakistan ke madarse se karle na mbbs

[@nova7w]

@@harshalpanchal9602 bro i'm Indian A follower of shivaji Maharaj 🦁🦁

[@UKStudentLife747]

​@@nova7w jai shivaji

[@nova7w]

@@UKStudentLife747 Jay shivaji

[@aliturk6692]

imagine being so pathetic that to prove that you're not a bad person you have to glorify a bandit.

[@varinderkaur986]

0.36 sec 😂😂😂😂

[@akashshrivastava8422]

what is your husband name ?

[@drsasif4428]

so basically its 2400 single person expense unmarried ...better everyone get married to working man before shifting london.

[@helheimpanda]

Or a woman? Getting married to a working woman before shifting to london right? Or are you gay? That's understandable then

[@Doc_Ventures]

When you are single and setting up in a city ..there is something called room sharing /room mates

[@UKStudentLife747]

When a privileged make a informative video

[@preetham4194]

I have sent you a message on Instagram, so could you revert back there once. Additionally, it says that this account is unable to receive your messages.