Cost to Retire in Tallinn Estonia

[@lindadorman2869]

I spent a month in Tallinn and loved it, except it was bitterly cold and snowy even in April. It was very safe and totally walkable, friendly people, English-speaking, good transportation and fast, reliable Internet. My only two reservations about retiring here is I'm not sure there would be enough to keep me busy and it's nowhere near a warm beach.

[@00_UU]

How much beach is needed? I live near the beach and I haven’t been there for 7 years. European cold is different from Midwestern cold. Winters are much more mild in Europe. How do I know? I grew up there

[@georgeverdonk1269]

i agree //do not go there

[@claration]

"Safe" means it's still full of native europeans. We will see how long that lasts...

[@00_UU]

Excellent. You keep revealing the most hidden secret locations for an average American. Baltic states are amazing and still very cheap.

[@VagabondAwake]

Glad you like them!

[@walkingestonian]

@@00_UU interesting. When did you visit Tallinn? It has became pretty expensive now, locals are even stating that groceries and cafes are often cheaper in Finland, Norway and Sweden (which used to be super expensive for us before)

[@00_UU]

@@walkingestonian everywhere it is getting more expensive, but compared to the US your groceries are much cheaper. But it would be extremely weird if Finland is cheaper now 🤔

[@walkingestonian]

@@00_UU but when did you visit?

[@Doradoo-h1q]

Cheap wuahhahaaha :) I am local prices here like Finland or Germany but for example pension in Finland 2000 euro man in Estonia max 600 euro with salary is same situation ! Baltic are one of the poorest in EU but shure tourism is funny :)

[@pedrozatravel]

Nice report, I spent a day in Tallin I can't say I really know a lot only being a day there but everyone was very nice to us.

[@johnerd]

I am now a lifetime member. I trust Vagabond Awake because of it's transparency and factual data. Kinda like a breath of fresh air!!!

[@VagabondAwake]

Thank you John! :-) Have a great weekend.

[@FinancialFreedomLifestyle]

loving the content! Keep it up.

[@VagabondAwake]

Happy to hear. Keep watching and I will keep publishing. :-)

[@FinancialFreedomLifestyle]

@@VagabondAwake You got it!

[@joelbadmintoncali]

Cool review. Some info to add from my perspective: Phone and internet are a lot cheaper when you are not a tourist. I pay 6€ for unlimited internet, calls, sms, and 15GB within EU home internet, i pay 20€ for 500Mbps up and down Restaurants are more expressive though in my experience 😁

[@shvedas]

Please come visit Lithuania next! P.S. hello again from Hoi An :)

[@VagabondAwake]

Next week!

[@2Rugrats9597]

Glad you’re on that side of Europe! You definitely should go to Slovenia, it’s beautiful and do a report

[@VagabondAwake]

Thanks for the tip!

[@ParisianThinker]

Slovenia is heavily taxed. Go for 90 days. They speak some English,but insist you learn Slovenian. Only 2M people are Slovenian and speak the language. That's a lot of effort for little value.

[@boink800]

Slovenia is a very beautiful country. It would be a great place to retire to.

[@2Rugrats9597]

@@ParisianThinker 90days for sure, retire there(no). Many Slovenians speak English, there really is no language barrier.

[@ianpatrick23]

Estonia looks so much different and more beautiful than I imagined

[@soundslight7754]

Very interesting introduction to the country

[@VagabondAwake]

Thanks you. Do you have my free eBook yet? vagabondbuddha.com/fire-your-boss-travel-world/

[@newguy43423]

I am local in Tallinn, numbers seem about right. Good job

[@massimozanasi]

Hi Dan! I was in Tallinn last week and also this week for a couple of days. I guess we've been there at more or less the same time! I live in Helsinki and I have lost count of how many times I've been in Tallinn. It is indeed a very beautiful city and the old town is a real jewel. I believe the weather is something that should be taken into serious consideration, as Tallinn is at almost the same latitude as Anchorage. Winters are very long, dark and cold and for many people it could be a little too much. By the way, welcome to Finland!

[@VagabondAwake]

Yes, weather is very important for retirement age people especially. :-)

[@chrissheppard5068]

If you are going to retire here buy an apartment. As for the weather its no big deal buy a coat. The summers are fine and there is a lovely beach in Tallinn. It is safe.

[@VagabondAwake]

Hi @chrissheppard5068, Did you move to Tallin from another country? Would you like to be a guest start on one of my videos? Here is an example guest star video: kzbin.info/www/bejne/r4SwkGWgdqhnrJY Your interview could be just your voice or we could do a zoom call showing your face. If you would like to be a guest star and share your story please leave a personal message here: vagabondbuddha.com/contact/ Thank you for your comment. The detail of your comment makes this real for people. If you have a business, service, or KZbin channel, you could share that on the interview. Best, Dan

[@jimmy999-z2j]

Great content again Dan

[@VagabondAwake]

Retire Overseas Membership Discount Code (limited to lifetime): 150kyoutubesubs Where to register: vagabondbuddha.com/register/ Membership Benefits: vagabondbuddha.com/best-places-travel-cheap/beta-promotion/ My Tallinn Estonia Information and Links: vagabondbuddha.com/cost-to-retire-in-tallinn-estonia/ 𝗗𝗮𝗻’𝘀 𝗙𝗥𝗘𝗘 𝗘-𝗕𝗢𝗢𝗞→ 𝗙𝗶𝗿𝗲 𝗬𝗼𝘂𝗿 𝗕𝗼𝘀𝘀 𝗧𝗿𝗮𝘃𝗲𝗹 𝗪𝗼𝗿𝗹𝗱 vagabondbuddha.com/fire-your-boss-travel-world/ 𝗗𝗮𝗻’𝘀 𝗥𝗲𝘁𝗶𝗿𝗲 𝗖𝗵𝗲𝗮𝗽 𝗥𝗲𝗽𝗼𝗿𝘁𝘀 𝗪𝗼𝗿𝗹𝗱𝘄𝗶𝗱𝗲☆★☆ vagabondbuddha.com/ 𝗗𝗮𝗻’𝘀 𝗥oad Map to Freedom Overseas (Retire Overseas Course)☆★☆ vagabondbuddha.com/courses/the-retire-overseas-course/ 𝗗𝗮𝗻’𝘀 𝗛𝗼𝘄 𝘁𝗼 𝗠𝗮𝗸𝗲 $$$ 𝗢𝗻𝗹𝗶𝗻𝗲 𝘄𝗶𝘁𝗵 𝗬𝗼𝘂𝗿 𝗛𝗼𝗯𝗯𝘆 𝗖𝗼𝘂𝗿𝘀e vagabondbuddha.com/courses/the-hobby-income-course/ Health Insurance I Bought (Free ebook, Video, Agent, not affiliate link): vagabondbuddha.com/expat-health-insurance-ebook/ What kinds of risks are you taking if you move overseas? vagabondbuddha.com/our-liability-disclaimer-the-risk-is-on-you/

[@fishheadbreakroom]

They begin teaching english here in the 2nd grade. Its the international language of business and IT which is huge in Tallinn. Its the tech startup hub of N Europe. It was also ruled by Sweden from 1561 until 1721 and some parts still speak Swedish. Estonian health care is pretty good, I've been happy with it having had a few surgeries here. Dental is greatly improved over the last 10 years and is not (practically) covered. Also transport is not free at any level. Its included in taxes of Tallinn registered residents. The busses/trams/fuel cost money and the drivers are paid. Not free. Non-residents of Tallinn must buy a pass. Heating many times here is per sqM of your flat, so expect that to be high in winter. It can be as much as rent.

[@VagabondAwake]

Thanks for sharing. :-)

[@pffyespff]

Well, there's 60€ per year comp. for working people and 105€ for pensioners for dental work, which is quite ok, if you have healthy teeth and a state health insurance, which costs foreigners 238€ per month if she/he has pension from another country. To get free public transport you need to be registered city resident, not a tax resident, so I'm not sure what you mean by 'incl. in local taxes'. You can live in Tallinn without paying any monthly or yearly taxes, if you are here less than min. needed to become a tax resident, but still would get free public transport.

[@ifh4030]

It really does look beautiful in a lot of ways. Personally, I don't trust the EU/NATO and Russia and their friends to get along well enough for the next 10 years to make plans to live there though.

[@00_UU]

Correct. Military conflict is imminent. Lithuania is going to most likely be invaded first.

[@VagabondAwake]

Only time will tell.

[@Always_sojourning]

Indeed​@@VagabondAwake

[@roomfulofblues3173]

My sentiments exactly.

[@davidgaskins9577]

Great video, as usual. I would love to see a video on Albania. I'm thinking of retiring there .Need all the info I can get on Albania, to make an informed decision on retiring there .😃

[@VagabondAwake]

Coming soon! We head there in about 3 weeks. Jump on my email list and I will let you know when that video and report posts: Thanks you. vagabondbuddha.com/fire-your-boss-travel-world/

[@malcolmnicoll1165]

Tallinn is amazing. Thanks, Dan. Hope you’ll get to Riga soon. It would be most helpful if you could share with us the equipment you use to make these great videos.

[@ifh4030]

If you search through past videos, he did talk about it. He even shows you how he packs it up and stores it safely when he travels. Edit: I use a bunch of his tips for packing my luggage when traveling. Definitely some hard won lessons on his part that I'm taking advantage of.

[@malcolmnicoll1165]

@@ifh4030 Thanks. A link to the video would be most helpful.

[@ifh4030]

@@malcolmnicoll1165 kzbin.info/www/bejne/q5XRnImaqc5kjpIsi=5MTD-mbrcS2CujbX

[@ifh4030]

Just search Vagabond awaken packing for the other ones

[@VagabondAwake]

Riga next week, Vilnius the following week. We use GoPro 9 and iPhone 14. Do you have my free eBook yet? vagabondbuddha.com/fire-your-boss-travel-world/

[@sunmand6136]

Hi Vangabond Awake, Since you are in the area, do you plan on doing something similar for Riga/Latvia and Vilinius/Lithuania? Thanks in advance.

[@VagabondAwake]

That's the plan! Stay tuned. Do you have my free eBook yet? vagabondbuddha.com/fire-your-boss-travel-world/

[@sofyapalankerin1568]

Hello DAN and QIANG ,Thank you very much for your interesting important videos, how i can have your Free E-Book-Fire your Boss Travel World

[@VagabondAwake]

Here you go: vagabondbuddha.com/fire-your-boss-travel-world/

[@boink800]

Will you be going to Latvia next? From what I have seen, Latvia has the lowest monthly income requirement for the retiree visa in the whole EU, it's even lower than countries in Latin America. I still haven't found what the minimum income requirement for Estonia is (retiree visa).

[@VagabondAwake]

Next week. :-)

[@sunmand6136]

Hi Vangabond Awake, A metric you may want to also include, is the cost of healthcare and income taxes. Those of us who are in the U.S. That is our primary concern for relocating. The price of healthcare. Quite honestly, I compaired these prices (medium) to what I pay and with the exception of cell and drinking water they are only a couple of hundred dollars cheaper than what I am paying in Texas today. So, not sure if it is really that cheap for one person. You have, I assume replaced car with public transportation so I guess that could be one area where an American could save money but the kicker is healthcare. And one would have to factor in additional income taxes in Estonia as well.

[@hannesh234]

The majority of healthcare in Estonia is provided and paid for by the state via Estonian Health Insurance Fund. However, to access this fund, you need to be: Employed with a contract for at least one month; or. A permanent or temporary resident paying premiums into voluntary insurance. I am a national and for the most part, it depends of course is quite cheap. The dependencies come from your risk groups or whether you have a refferral for an appointment from your personal physician. I've had a lot of health problems, but for the most part my bloodwork has ranged from 15 euros to 50 euros. My physiotherapist appointments are totally free thanks to my referral. My dentist appointments have been the most expensive, going from 115 euros to 240 for some more extensive surgeries. The taxes for healthcare are included in the social tax, which comes to be 33% all together. However there is a minimum. Most recently, if you earn less than 725 euros, you are completely free from the tax. The taxes in Estonia also differ from the amount you get paid. The more you get paid the more you get taxed, up to a point from which it will not grow. So the 33% is around the max I think. This is for the most part my understanding of it. If there is anything wrong, I'm certain someone will correct me. Also all the info on the taxes in Estonia you can find on emta.ee. The website can be switched to English, so there shouldn't be any need to translate on your own.

[@sunmand6136]

@@hannesh234 Thank you.

[@pffyespff]

@@sunmand6136 there's 60€ per year comp. for working people and 105€ for pensioners for dental work, which is quite ok, if you have healthy teeth and a state health insurance, which costs foreigners 238€ per month (and has full cover) if she/he has pension from another country. To get free public transport you need to be registered city resident, not a tax resident.

[@ParisianThinker]

You were not clear on the health care costs for those of retirement age. I guess there is no retirement visa.

[@Sookisushi]

Yes, I'd like to know bout healthcare there as well.

[@fishheadbreakroom]

you would need to buy health insurance as part of your long term residence visa. Insurance here is included in payroll taxes for those 18-65. There is no retirement visa.

[@pffyespff]

there's 60€ per year comp. for working people and 105€ for pensioners for dental work, which is quite ok, if you have healthy teeth and a state health insurance, which costs foreigners 238€ per month if she/he has pension from another country.

[@VagabondAwake]

Great question @ParisianThinker, I have one report where I explain what I do about health care and another where I show you how I search for health insurance, and a third report sharing which one I decided to finally buy. What I do about health care: vagabondbuddha.com/two-biggest-risks-of-retiring-early-overseas/ Report where I search for health insurance: vagabondbuddha.com/best-health-insurance-for-ex-pats-in-philippines/ Here is the Health Insurance I bought (and scams to avoid): kzbin.info/www/bejne/Zp3Id5J4eLGJgdk By the way, once you search for health care you will start seeing more offers for health insurance and travelers insurance when you are online. Health insurance is one of the most dynamic or changing industries in the travel world because so many people around the world are deciding to live or retire outside their home country. So do a search every year before you renew to make sure you have the best available for your personal circumstances because new ones come out every few months. Thanks for asking so I could answer this for many people! Dan

[@ekkemoor7663]

It’s winter most of the time, though

[@mratp123]

Who forgot the free transport after you move here and become a citizen😊

[@pffyespff]

No need to become a citizen just registered resident of Tallinn