CREDIT CARD INSTALLMENTS - Basics and Tips - 0% Installment -

[@JaxReyes_]

Thanks for all your support guys! Excited to create that giveaway for you all this holiday season!!

[@rampototot]

Hi. For citi, which is better, straight then convert to installment or 0% right away? Price for straight is 18k while 21k for 0%

[@vnsnty]

@@rampototot hi sir, ask ko lang after straight payment of the item you purchased guaranteed ba na pwede sya itawag and maconvert into installment? Thanks

[@rampototot]

@@vnsnty yep. Available naman sya sa citi app

[@aprilcordero1834]

jax panu kung gusto mo mqgadvance payment sa installment..for example 12 months installment pero gusto mo sya tapusin in 6 months lng..so panu ung advance payment?

[@n7animetv600]

++q++++​@@rampototot

[@shltmd1544]

I can really feel that you dont want us na maging careless and mabaon sa utang. So thoughtful thanks very much for this video, i learned things! ❤️

[@JaxReyes_]

Awww ty! Yes of course ayaw ko talaga!!!

[@johannie5739]

First time to have a credit card. andito ako dahil first time ko susubukan ang installment sa credit card. thank you 😊

[@carlosarmiento3362]

this is the kind of person i would love to talk to especially when it comes to personal finance and business. nice content keep it up!

[@JaxReyes_]

awww thank you!! :)

[@tjytpremium8753]

You are soooo articulate!! I loved how you explain things out.❤

[@JaxReyes_]

@@tjytpremium8753 aww thank you naman po!! 😍

[@jaysonhierro1110]

Very informative. Just the enlightenment I need about credit card instalments. Walang daming unnecessary information, deretcho at based on experience. Keep it up 👍🏻

[@JaxReyes_]

aww thank you so much po :)

[@marlenecacho3040]

Tbh, walang halong keme. Pinush ko na talaga ang pagkuha ko ng cc because of your vlogs. Very informative at hindi nakakaintimidate. Yung tipong may friend ako virtually na napapanood ko sa youtube dahil sa very friendly ang approach. Thank you Jax. You are my inspiration to be more responsible in spending. *sending you a virtual hug 🤗💖💖

[@JaxReyes_]

Awww thank you so much Marlene!! Yes ganun lang ang peg natin parang friends lang. Aww thanks so much for the kind words!! :) 😍😍😍😍😍😍

[@JaxReyes_]

Hugs!!!

[@christine_notchristina]

true

[@JaxReyes_]

@@christine_notchristina ❤️❤️❤️

[@irisbarraquio6333]

For the longest time may misconception ako sa mga cc. Thanks sa mga vlogs mo Jax, I'm trying to apply na sa banks. Super simple yet realistic ng tips mo. Thank you ulit. ☺️

[@JaxReyes_]

awww welcome iris!!

[@irisbarraquio6333]

Hello again Jax!! Going back to my first comment here. I just got my first cc as well, finallyyy! ❤️

[@kapitsvlog7469]

Ikaw yung pinaka gusto kong nag bigay ng advice and info regarding credit cards. I love the way you talk and napaka realistic ng mindset mo specially sa interest and fees. More power sa channel mo 😊

[@JaxReyes_]

Aww thank you!!! ❤️❤️❤️❤️❤️

[@spacewarriors5175]

yes. straight to the point

[@marky337]

Hi, new fan here. Gusto kong sabihin, "Where have you been?", I'm glad I found out about you and your advices/lives on Tiktok, then I subscribed when I watched you here on YT. Appreciate your financial advice, the real-world (or hypothetical) examples especially because I'm deciding na which first Credit Card I should get. This particular video on "Installment" is so important. Sana maraming pang fans ang maka discover sayo. Godbless you and thank you for saving our wallets!

[@JaxReyes_]

Awww ty so much Mark!!

[@TM-yx6mr]

Yey! Thank you so much Jax for yet another insightful video❤ I love how you mention all the reminders/notes that credit card users must remember when it comes to installments. I totally agree with the rule of thumb of buying things only when you have the same amount in the bank.

[@JaxReyes_]

Yes diba TM super important yun yan yung rule of thumb talaga!

[@gilliantuazon6027]

Thank you so much for all your insights, Jax! Sobrang helpful to lalo na sa mga excited na mag spend this holiday season! Sobrang agree ako sa sinabi mo na "if wala kang same amount of money in your bank, don't buy that item with an installment plan sa credit card."

[@JaxReyes_]

Thanks Gillian!! Yes tama yan or else mahirap na magkautang sa CC diba?

[@josephroycadiz5410]

Superb! Di ako inantok dito.. Grabe ang energy level kung mag explain. More powers!

[@JaxReyes_]

Awww ty naman po 😍😍

[@gelc9041]

Wala naman nakakahiya duon JAX ... dedma na to the world... dedma to the max.....

[@JaxReyes_]

True

[@hnybee_]

Super insightful! ♥️ Thank you so much for these tips especially to me na first time magka credit card.

[@JaxReyes_]

yey glad nakakatulong!

[@reviosanver]

Omg Jax thank you so much for this discussion. Eto talaga yung mga questions na gusto ko na itanong sayo.

[@JaxReyes_]

Yey!!! Sakto!! Thanks for watching nas!!

[@delg5214]

Nice vlog.Lots of learning❤

[@yazhuelva]

Ang galing. BPI CC First-timer here. You helped me a lot. Truly informative content mo Sir 🙌🏻💕

[@JaxReyes_]

Awww thank you Yaz! Glad nakakatulong!!

[@Noname-zp3xu]

I love the way you explained! Its not boring like the others

[@JaxReyes_]

Awww thank you noname!! :)

[@TarahzeaCortez-zf7fp]

@@JaxReyes_thank you ,it really helps alots.

[@spokenxneneng]

I'm about to buy an iPhone 13 Pro today. I've learned a lot especially how the CC installment works. More videos to upload! Godbless. 🤗

[@JaxReyes_]

thank you!

[@lexvelasco_]

Nun mga nakaraan na buwan wala pa akong CC habang nanunuod sayo, ngayon meron na hahaha. Thank you po! You've been so helpful talaga. Ang daming tips na pwede makuha from you lalo na sa mga 'newbies' sa credit card. Tsaka bet ko yan mag meet and greet tapos chikahan lang hahaha.

[@JaxReyes_]

Aww!! Yey! Glad na meron ka na rin CC!! Use it wisely a!!! Oo naku in better times chikahan na meet and greet!! :)

[@geralddeleon07]

Dami kong natututunan sa video mo as a first time credit card holder. Thank you. ❤

[@JaxReyes_]

aww thank you!

[@paulanthonysudara9647]

We need more contents like this! Clear and comprehensive! Thank you.

[@JaxReyes_]

Aww ty paul!

[@nilturiengreenleaf32610]

that is true. That third advice is very good. Thank you! I do the same. When I use my CC, I make sure I have the cash for it, parang swap ko lang> I can choose which one to use - cash versus CC. I don't want to live beyond my means kc eh, dyan tlga nagkakabaon baon sa utang if you do spend more than what you can afford. I don't want to add stress in my life cuz of money when we can control this situation naman.

[@diannecabrera2741]

I am really happy that I stumbled upon your channel! As a starting adult??? HAHAHA I recently got my first ever credit card and I always always take into consideration everything that you say hahaha like you're my tita talaga! I was just wondering if you can share any budgeting techniques? Do you have your own excel file ba ganon AHAHAHA how do you keep track of ur finances! Not sure if you already have a vid on it. I mostly watch credit card related vids on your channel hehe more power!!!

[@JaxReyes_]

Hi Dianne!! Aww thank you so much for taking the time to leave a comment and watching my content! I do have a related video posted around Jan this year on how I manage my finances but its not really indepth though hehe. :) Baka I can create one soon!! :)

[@JaxReyes_]

P.S. Welcome to the adulting life!!

[@noemiedeguzman4787]

I really like your explanation. It helped me a lot since I'm a first time credit card user. Thank you so much it's very informative ❤️

[@JaxReyes_]

yey!! glad it was helpful!!

[@atitdiaries]

congrats on monetising your channel, very well deserved po. hope you get more viewers for a more financially educated Philippines < 3

[@JaxReyes_]

Aww thank you JC!! Yes! Slowly we'll reach that goal!! ❤️❤️❤️

[@CristinaAldea-kt5tv]

Hi Jax! This is very helpful esp for new cc holders like me ☺️ ! Love watching your blogs 💓☺️ Congrats!!

[@random-accessmemory9201]

Thank you, Jax! Got my first credit card last week. Dati takot na takot ako sa credit card because of you naliwanagan ako. 🥰

[@JaxReyes_]

yey!! glad nakakatulong

[@daniellejanemarinduque8558]

It’s already June 2022, I just found your videos and I really appreciate you educating people how to be responsible financially :-)))

[@JaxReyes_]

Aww thank you Danielle!! :)

[@angelacruz3743]

Thank you very much. Ang dami kong natutunan sa mga videos mo. Having a credit card for a long time, konti lang tlga ang alam ko about dun. But having those kinds of videos, ang dami kong natututunan. Ang sarap din kang panoorin because para lang tayong nagkukwentuhan, wala kang ere sa pagshashare ng knowledge mo,. Love you. Godbless

[@JaxReyes_]

Aww thank you angela! Glad you enjoyed the content!! That’s super my goal creating these videos ❤️❤️❤️

[@kayeelarde6817]

Hi Jax! I've watched almost all your credit card series since the first day have found you here in youtube😉Thanks coz it's really a big help especially to those who are first time credit card users.❤️ I have learned so much from you, REALLY🙏❤️

[@JaxReyes_]

Awww thank you Kaye!!

[@clarkwalks3645]

Wow! This was clearly explained. Thank you Jax. I just got my credit card and will definitely put your notes to mind 😊

[@JaxReyes_]

yey!! glad naging helpful po siya!

[@alvincruz4821]

Hi, can I request if you can do a review on banks that offers secured credit cards as well as no annual fee perpetually? Looking forward dear. Thanks and more power.

[@JaxReyes_]

Alvin! inunuhan mo ako but yes the secured credit card vlog is coming soon!! :)

[@alvincruz4821]

@@JaxReyes_ thanks. Sana makagawa ka ng secured cc na may lifetime free annual fee. Yung iba kasi may catch para makakuha ng lifetime free annual.

[@spacewarriors5175]

@@alvincruz4821 madali lang boss mag reverse ng annual fee basta secured credit card. call the bank once the annual fee reflected in ur statement of account

[@chiediaz5432]

i have been waiting for this kind of video tips sa youtube good thing nag appear videos mo sa FYP ko sa tiktok nakita ko to. Thank you so much !! ❣️❣️ more power !!

[@JaxReyes_]

aww yey! thank you!

[@Passportinks]

Question po.. just in case may installment ka, 6000 divided by 12 months then your credit limit is 20K. Any idea about the CC Utilization? - Is it 500/20K utilization per month? meaning safe ka sa utilization rate per month since monthly balance over credit limit ang pag calculate? - Or 6000/20K first month, 5500/20K second month, 5000/20K 3rd month and so on ang utilization rate? Like it's basing on the total remaining balance divided by credit limit? Just need to understand so I can wisely build my credit score. Salamat po.

[@JaxReyes_]

The second one. So kung whatever is remaining sa total installment balance that will be deducted sa credit limit pa rin. :)

[@jaysoncruz9672]

​@@JaxReyes_ eto yung di ko mahanap sa internet since BNPLs/installments affect credit utilization, sana po masagot if bad or good ba yung installments sa credit score. thank you

[@irenemari8731]

It really help for me as a first time credit card holder. Thank you so much to you.. 😊

[@JaxReyes_]

aww yey! glad it helped! than kyou!

[@rejmallari2721]

“Tinimbang ka, ngunit kulang” 😂😂😂

[@JaxReyes_]

Whahhaha korek!! :)) Yung lumang film whahhaha

[@teamkuting9210]

Thank you po, clear and concise ang explanation kasi first timer here then need ng CC kasi walang pang cash at, hindi aware sa importance and how it works. God bless po.

[@thorc.8571]

May option po ba na dagdagan mo ang babayran mo beyond the monthly plan? i.e. instead na 2k/month as planned, 4k ang ibabayad ko for this month then next balik sa 2k? I mean para lang mas mapablis matapos? Ty po sa sagot. 😉

[@JaxReyes_]

wala its really per month talaga. hindi siya pwedeng advance

[@stansb37]

hello! just an idea for your next video or series of videos, I think sharing like on of the best deals promos for each credit you own for every month would be a good content, you can have a consistent upload monthly for this and I would definitely be looking forward to those videos.

[@JaxReyes_]

Aww thanks for the great idea Mono!! 😍😍😍

[@phyllisynaherradura6793]

This really helped! I just got my first cc and sobrang hesitant ko mag swipe baka may d ako alam about it. Kulang nalang mag hanap ako ng tutor about credit card. Thank uuuu

[@JaxReyes_]

Aww thank you!

[@JohnMarchelle]

Hi. One question, would it be possible to pay in advance for the item bought? Like I would want to pay the amount for this month plus the amount for the next month. I work on ships and sometimes I don't have access to internet to pay on a monthly basis on time. Thank you. :)

[@JaxReyes_]

Yeah pwede so parang may credit ka na sa card mo na yan so parang sa next bill mo may sobra kang payment which imiminus nila sa total due mo

[@mrjyc2893]

Because of you po, natuto ako magpawaive ng mga annual fees haha sobrang thank you. Yung iba for life pa 😆

[@JaxReyes_]

Yey!! So happy nakatulong!! ❤️❤️

[@JaxReyes_]

Bongga yung for life

[@jusjojoful]

almost end of 2023 and first time cc holder na pre-approved platinum agad, browsing all your contents about cc para magkaidea pano gamitin ng tama and build my credit score

[@floraamores]

Reyna ng installment promo😂.. di ka nakakabored pnoorin pramizzz🥰 very informative😄.. very helpful lalo na sa katulad ko na newbie sa credit card.. thanks 😇

[@JaxReyes_]

Aww thank you Florachris!! Glad nakakatulong ako 🥰🥰🥰

[@andreadedios5158]

Now ko lng to nadiscover , much much appreciated lalo pat first time kong magka credit card hahaha mejo naooverwhelmed ako , more infos to come ❤️

[@JaxReyes_]

Aww thank you!! Yes, more videos to come!!

[@AnNe-nq4bu]

I love it sobrang detailed.. sinagot mo na lahat ng tanong ko. Thank you sa info 🤗🤗👌🏻🙌👏🏻

[@JaxReyes_]

Aww thank you An Ne!!

[@minisumbolvil9760]

Very informative yung reviews mo at naging open eye ko po ito when it comes to credit card very clear transparent yung every details mo about it . Thank sa pag share sana mapansin yung tanong ko 🙏

[@JaxReyes_]

aww thank you po!

[@arcanthonycorona5731]

I SUPER LOVE THE WAY YOU TALK!! IT’S SUPER ENGAGING THANK UUU LEARNED A LOT

[@JaxReyes_]

Awww ty ty💕💕

[@mastercloud5847]

You just gained a new subscriber.. Kaka aliw natuto kna parang nakikipak chickahan ka PA sa tropa 😘 more power!

[@JaxReyes_]

Aww thank you! True ganun dapat ang vlog hahhahahahaha

[@jcgcunanan15]

Hi! I always send your videos to friends and colleagues. I even add them to our kaskasan group. Super dami ko nallearn. Thank you for educating Filipinos sa credit cards and finance stuff.

[@JaxReyes_]

awww thank you so much!! :)

[@amayarg1888]

First Time CC user here. Its very informational,

[@jeffreybarruga3483]

first credit card ko bpi, andami ko pang hindi alam re: credit card kaya very helpful po mga videous nyo dami ko natutunan at mga tips, thanks po

[@JaxReyes_]

Aww ty po

[@style668]

Very informative video. Lahat ng tanong ko na hindi mahanap sa Google nakita ko rito. Thanks and more power

[@JaxReyes_]

Awww ty

[@JamesGulles]

This is the most entertaining and informative video i've watched about credit cards. I really appreciate this video

[@JaxReyes_]

awww ty james!!

[@kathleenociman6071]

galing mo po thankyou very informative ❤ I just Enjoy watching you without boredam.

[@JaxReyes_]

aww thank you naman po!!

[@karlaestacio9280]

I was browsing videos about credit card installments and I found your video. This is really helpful. ❤

[@JanusMichaelz]

Salamat! Ang galing at sobrang linaw mo mag-explain!

[@ShaiyaOng]

I love your expressions... feel ko friends talaga tayo kapag nanood ako ng videos mo. I am learning a lot. :) :) :)

[@JaxReyes_]

yey!! hehehe

[@giselletabalno-imnida]

Im so lucky I see this video . Super galing mag explain . Sobrabg thank u feeling ko tloy ang dami kuna din alm hehehe

[@JaxReyes_]

Awww salamat po

[@td5760]

That's the advantage of having multiple cc from different banks huh. Options, options, options!!!

[@DennisEspiritu]

Thank you for this! Malinaw ang pagka-explain and based on experience ✨️

[@janealandria7771]

Hi Jax , I learned a lot about Credit Card, super worth it watching your video ❤

[@JaxReyes_]

awww thank you po!!

[@rosiejeangerman815]

Hi Jax thank you for your videos🥰 marami akong natututunan. Ikaw po palagi pinapanood ko since nagkaron ako ng cc🥰

[@JaxReyes_]

awww thank you so much po!!

[@krystaliamazingly]

Ito na answers sa mga questions ko. Thank you, Jax!

[@zionmananquil]

Hay salamat! All my questions has now been answered! Thank you for this great video! 😇

[@JaxReyes_]

aww thank you!! :)

[@airabells1358]

Thank you really helps a lot sa mga beginner na tulad ko na magsstart palang

[@JaxReyes_]

yey!!!

[@minholly9176]

Sobrang thank you po sa mga tips and yung explanations niyo po sobrang linaw and helpful. I just got my credit card and very much new to this. And I really want to learn first bago I make my first purchase. Thank you so much for this ❤️

[@JaxReyes_]

Aww yey! Glad nakatulong po!

[@corazonlising4014]

Super love it🥰 ito tlga sagot sa tanong ko ❤️

[@JaxReyes_]

Yey welcome!!

[@soraion0260]

Yey!! I really love how you explained every detail. You covered almost everything that I wanted to know. ♥️

[@JaxReyes_]

awww ty po!! :)

[@A2K_JYP]

I wanna get credit card but after watching this I got a lot of ideas ❤. Thanks for sharing us❤

[@richellealcovindas2692]

Feeling ko ang talino ko kasi nagets ko lahat ng explanation mo 😌

[@JaxReyes_]

hahaha yey!!

[@gracedj2461]

Super appreciate your effort! Pashare naman paano yung auto charge using credit card. Thanks

[@JaxReyes_]

Ahh yun pwede irequest sa bank

[@gracedj2461]

@@JaxReyes_ thank you so much! love na love kita

[@JaxReyes_]

@@gracedj2461 aww ty ty so much! love ya too!!

[@arjayescopete7812]

Thanks much, I really need this kind of explanation of yours since I currently working at the SM store and my item was handle is all high value like Printer ❤️

[@JaxReyes_]

yey! welcome po!

[@HeyyBriiii]

Love the energy! Pero most importantly natututo ako. Thankyouuu. 💙

[@JaxReyes_]

Aww yey!!!

[@shopeeindustrialliving1135]

thank u sa time nyo po. malaking tulong tong video na to.

[@JaxReyes_]

yey!! :)

[@Hi_Im_belle]

This is very helpful! Ang daming nasagot na question! Love it!

[@Miemie-wd1vm]

Hello, This is my first time here. This is very helpful and I find you very authentic in sharing your experience. I mean you sounded very natural and genuinely caring. :) Thanks for sharing your time with us.

[@JaxReyes_]

You are so welcome!

[@mr.denmark9147]

The best advice talaga yung.. "if you dont have the money in the bank, dont buy it" yan talaga ang core para makaiwas mabaon sa credit card

[@JaxReyes_]

totoo yan!!

[@charyllabis122]

Thank You for sharing this Jax, may ina eye ako na phone right now and I'm torn between making a straight payment or installment. So sad wala pa ako CC ni BDO sana ma approve soon kasi so far talaga sa mga nakikita ko dn sa mga stores si BDO talaga madami pakulo. Kaya love na love kita pag dating sa mga CC best practices mo. Medjo matagal ako d naka view sa videos mo because of work and family but I'm so happy to see you. Dumadami na viewers mo and I'm proud to say na isa ako sa mga OG ng channel mo :D Take care.

[@JaxReyes_]

yey!! oo I remember you're one of the OG nga Charyl! Yes, pwede mo intaying yung CC mo para diba at least pwede installment yung phone kasi mas magaan talaga siya for us. hehehe :)

[@savage_0217]

meron ako bdo pero hindi din siya beneficial sakin honestly kasi mostly maximum installment term ni bdo is 24 mons lang unlike bpi, metrobank, hsbc and citi which is kakabalik lang nila ulet sa installment scheme.

[@spacewarriors5175]

​@@savage_0217 ok ngayon boss 24 months

[@heyitsric5205]

Firstimer CC BDO user here , learned a lot

[@JaxReyes_]

yey! ty

[@christianpabalinas8566]

What kind of cc did you take po sir.. Ask lng opinion lng po and idea po?

[@aldrinflores7292]

This answered questions na nahihiya akong itanong. Thank you for this 😊❤️

[@JaxReyes_]

Aww thank you! Glad nakatulong

[@maryjaneanacay9819]

GODbless you Jax,now lng ako npadpad sa video mo..very informative,hindi nkkainip panoorin,plus yung personality mo nkakatuwa...hugs to you,thank you so much 😊

[@JaxReyes_]

awwww thank you po! glad nakakatulong

[@maryjoymatudan9091]

Big help talaga yung info na ito sakto naghahanap ako paano idea sa BDO Buy now pay later thank you Jax❤

[@JaxReyes_]

yey!! ty

[@ritchiesantiago5160]

New subscriber po ako. Thank you so much, marami akong natutunan about sa tamang pqggamit ng cc.

[@JaxReyes_]

yey!!!

[@sheenasiwa6825]

Thank you for the knowledge your so thoughtful po regarding sa budgeting❤

[@JaxReyes_]

yey! ty po

[@alenjenu]

I love yur video..thank you for sharing this reliable information about using credit card..now i know how to use mine...super thanks❤️❤️❤️

[@JaxReyes_]

Awww ty po!!

[@dianamaygorospe9486]

Wow.. Nung kailan lang nagdadalawang isip ako kumuha ng credit card hehe pero dahil sayo nagka idea ako about it! Ilang videos mo na napanuod ko. Now i have the courage na to get a credit card. Salamat sa knowledge. May fear na kasi ako gumamit ng debit card daming scammer e mas safe kapag credit card.

[@borgiepangilinan6439]

Thanks Jax! Very helpful ito sa mga newbies. Keep it up!

[@JaxReyes_]

awww thank you po!!

[@jerieldominguez2504]

I love the way you teach.. easy to understand lang kaya subscribe na kita ❤

[@JaxReyes_]

aww thank you jeriel!

[@mainacrisostomo484]

I am Getting to love you Jazz! I really loved your energy and the knowledge it will help us a lot! Keep Going!! New Fan Here!!

[@JaxReyes_]

Awww thank you so much!!!

[@derekyuree1563]

Every sunday I always watching your videos. Hobby ko na sya during my off. 😆 Sana mabigyan ako ng lagayan ng Credit Cards 😆 since credit cards palagi ang vlogs mo which like na like naman namin and vlery informative. 😊

[@JaxReyes_]

Aww thank Derek! Naku abangan mo ang giveaway ko a!! ❤️❤️❤️

[@derekyuree1563]

@@JaxReyes_ yes yes

[@DiamondRank1]

Awesome. Thank you for spending time in creating these informative videos 🥰

[@JaxReyes_]

awww thank you too!!

[@sirjctv2854]

' i love watching ur videos... dami kong natutunan about CC kasi I am planning to get one... very educational...

[@JaxReyes_]

awww ty naman po

[@Ma_Faith-zi2tv]

Napakarami ko pong natutunan, maraming salamat po😊💕

[@DezBozar]

haha, sobrang aliw manood sayoooo! tawang tawa ako sa "tinimbang ka ngunit kulang." Always, very helpful hacks! Thanks

[@JaxReyes_]

Whahahhaahhah!! Aww thanks dez!! ❤️❤️❤️

[@AiraandSteve]

thankyou sa tips so understandable 🥰

[@danielseverino2515]

Galing... Pina nuod ko talaga ng full. Thanks sa info.

[@JaxReyes_]

yey!!

[@dev.jessicabonzo]

Jax!! after almost a year of watching and learning from you about credit cards, i now have my own! thank you for inspiring me ♥️🥹

[@JaxReyes_]

Awww ty naman Jessica. Glad I was able to help virtually :)

[@jamellelamsen964]

Thank you sa advice❤na educate ako sa paggamit ng cc,sarap kc pakinggan ng installment pero pag nagkapatong patong na,sakit sa ulo,,my first cc is bpi mastercard,and i enjoy spending it on valuable thing,,sana masundan kahit 2 cc lng😅magpapasko eh,,more power sa mga vlogs mo

[@nicatsein4681]

Hi Jax, Thank you for this video super helpful. Hulog ka ng langit😂😂😂😂

[@JaxReyes_]

welcome po!