Critical Illness or Hospitalization? WHY NOT BOTH??! Problem Solved! AIA Health Cover Product Review

It's always been a dilemma for people who wants to buy health insurance which one to get first. Ideally we are covered with both critical illness benefit and hospitalization benefit but when budget does not permit, we have to choose one.
AIA Health Cover answers it both for ages 25-55 yrs old, they can now have coverage for life insurance, critical illness, and hospitalization. These are the 3 main risks that the concept of protection trinity would like to cover.
Here in Philam Life, we make it happen.
Watch our AIA Health Cover product review.
This is the link on How to Maximize your Philam Vitality membership • PHILAM VITALITY MEMBER...
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[@reandergregorio9960]

Sir gusto ko to.. completo na

[@djdimaliuatofficial]

Ok dn ito sir

[@aisadelacruz1043]

Sir may plan po ba kayo plan na covered critical condition? Like heart diseases

[@djdimaliuatofficial]

Yes meron. Pls message me at my FB Page DJ Dimaliuat

[@vanezacereligia2646]

Hi. Do you have plan that covers out-patient po sir?

[@djdimaliuatofficial]

Sa ngayon wala pa. Maybe soon pag naglabas ng new products with the acquisition of Medicard

[@SherrizahLagmay]

hello sir, pag paid in full na health invest, pwd ba i redeem in full, pati yung fund value? how po, thank you

[@djdimaliuatofficial]

Kung ano ang account value yun lang makukuha less applicable charges if any.

[@djdimaliuatofficial]

Mawawala na rin lahat ng insurance benefits mo if you withdraw in full

[@cryptonnialgen4586]

My VUL na pure life lang anak ko sa SL , want to get medical health insurance age 20. And mqganda product ? Yung pang confinement .

[@djdimaliuatofficial]

If may confinement either our Med Assist or Medicard Healthcard. Message me at my FB Page facebook.com/djdimaliuatofficial so I can assist you

[@paasuhanbbqhouse]

Hi. Do you have Health Insurance for seniors(60-65)?

[@djdimaliuatofficial]

Pwede pa sila sa AIA Critical Protect. Critical illness coverage upto age 100 nasa 100k+ an ang premium for 1M coverage

[@somisomi62]

Covered din ba neto yung hospitalization due to accidents?

[@djdimaliuatofficial]

Yes basta confined ng at least 12hrs

[@rheas.2615]

May health insurance po ba kayu na covered ang pre-existing condition 55-65 yrs old?

[@djdimaliuatofficial]

Baka health card nlng with limitations

[@CheCheCabug]

Meron po ba med assust plan na walang room and board daily limit for confinements?

[@djdimaliuatofficial]

Wala po eh. Lahat tlga may limit.

[@JenetArca]

Dok bayad n ako pag naconfine ba ako at nagksakit ako coverd b ng philam

[@markanthonyvirgilioomambac4755]

Hello po Sir, naka Health Invest Plan po Mama ko and at this moment naka ICU siya as Critical Covid patient due to pneumonia.

[@djdimaliuatofficial]

Meron bang hospital confinement benefit na rider un health invest nya? Dun po meron marereimburse if ever meron

[@BethLeuterio]

Pede pong pa quote 54years old no existing illness

[@djdimaliuatofficial]

Sure Pls message me at my FB Page DJ Dimaliuat facebook.com/djdimaliuatofficial

[@AnimeAccord]

sir meron po ba offered insurance si Phil-Am na adjusted sa inflation yung benefit amount specially basic coverage?

[@djdimaliuatofficial]

Wala po kaming tumataas ang basic coverage eh. What we have is coverage na Face amount plus account value. Yun Family secure. So pagtaas ng account value lumalaki insurance mo

[@AMUSIQUO]

Pwede din po ba hospitalization due to childbirth delivery?

[@djdimaliuatofficial]

Hindi po covered ang child birth

[@rj5238]

What if you got critical illness after a month of purchasing this product? Will you be able to get the entire benefit?

[@djdimaliuatofficial]

May 90 days elimination period ito. So it will be considered pre existing kung 1 month lang

[@annaleegarina8959]

Hi! If i will get this product and i am 49 years old, what will be my annual premium if i will have a 10-year term? Thank you...

[@djdimaliuatofficial]

Will check. Can you send me your full name and birthdate at my FB Page? facebook.com/djdimaliuatofficial

[@anthonyksa1984]

helo Sir, isa po akong ofw. maari po ba ako mag avail kahit naririto ako sa abroad?

[@djdimaliuatofficial]

Dapat po andito kayo sa Pinas kapag pumirma. Send me a message sa FB Page ko search DJ Dimaliuat

[@just4funtv900]

Sir yong mga illnesses na d na mention sa policy d na po ba covered yan ng insurance?or benefits?kasi yong naka mention sa policy is yong mga illness na kakaiba

[@djdimaliuatofficial]

Yes if wala sa list ndi sya covered ng critical illness. Sa hospitalization naman any cause of hospitalization basta inpatient

[@lynpahang7413]

Sir Ano po iyong. nga critical illness na coveted by the insurance…

[@djdimaliuatofficial]

Depende sa product eh. May list per product

[@micomarinas2753]

ask ko lng if a person who is already 12years clear of a stage4 cancer age 50 kung pwd pa ma approved sa ganyan plan?

[@djdimaliuatofficial]

We can try. Possible sya

[@richie24rizendorf]

Sir how about ung buildplus5?

[@djdimaliuatofficial]

Sa BPI Philam po ata un

[@mariambarquez7173]

Until what age covered ng card

[@djdimaliuatofficial]

10 years or 20 years depende sa payment terms mo, after payment ndi ka na rin covered

[@mariannedilan7836]

@@djdimaliuatofficial which is better, 10 years or 20 years po?

[@djdimaliuatofficial]

Depende po sa budget. Usually mas mataas premium pag 10yrs

[@mariannedilan7836]

@@djdimaliuatofficial Thank you!

[@paulinecustodio367]

How can I get a quote po?

[@djdimaliuatofficial]

Pls. send me your full name and birthdate at my FB Page facebook.com/djdimaliuatofficial

[@harvinong6166]

What's the difference between Health Invest Plus? They both sound similar

[@djdimaliuatofficial]

Health invest plus mas heavy sa investment side kaya mababa ang life insurance and Critical illness benefit. Health cover more on insurance side, negligible halos ang VUL part nya

[@harvinong6166]

@@djdimaliuatofficial I see... Thank you. How about AIO? which would you recommend for a first timer who is around 23 yrs old, AIO or Health Invest Plus and why?

[@djdimaliuatofficial]

AIO. Mahal n ng minimum ng Health Invest, 100k+ na kasi 5yrs to pay nlng ang naiwan.

[@harvinong6166]

@@djdimaliuatofficial Thanks a lot!

[@djdimaliuatofficial]

You're welcome

[@daleannevillegas2331]

How much po for 52 years old? 10 years to pay.

[@djdimaliuatofficial]

Pls send me your full name and birthdate at my FB Page facebook.com/djdimaliuatofficial

[@kachicams9571]

same here

[@djdimaliuatofficial]

Pls send me your full name and birthdate at my FB Page facebook.com/djdimaliuatofficial

[@Ianbrian]

Ano diff nya sa med assist?

[@djdimaliuatofficial]

May critical illness insurance sya na additional

[@danicamaygeniega858]

Sir for example pregnancy and nahospital may coverage po ba iyon?

[@djdimaliuatofficial]

Ndi po covered pag pregnancy related sa daily hospital income benefit. Pero sa in patient benefits like room and board covered

[@danicamaygeniega858]

So meaning pag pregnant and nahospital wala pong daily benefits sa room? even room na lang po?

[@djdimaliuatofficial]

For health cover meron po depende sa plan mo. Sa Plan A po 1k a day ang sagot nila sa room

[@sweetheartmaningdes.8751]

Sir tanong lang po. Kong 65 year old na po ang kukuha nyan po. Mag kano po montly po. Nyan?

[@djdimaliuatofficial]

Ndi npo ata pwde sa plan n to

[@pal6618]

how about po yung meron na pong existing illness

[@djdimaliuatofficial]

Usually po pag ganun pure life insurance nlng ang pwede in case maapprove man

[@elliejayalternative1425]

Sir meron po bang health insurance for people with disability? My sister kasi has Down Syndrome. She's 23 now but she's more of a mild case naman. Very functional siya. Please let me know if there's any health insurance for them.

[@djdimaliuatofficial]

I will ask if possible pa macover

[@iwanch3192]

AIA TUMATAAS BA ANG PREMIUM?AS YOU AGE BA

[@djdimaliuatofficial]

Sa Health cover yes only if may Medical Benefit Rider

[@dalisaysuertefelipe3907]

Magkano po ang annual fee ng term insurance pag 60 years old na?

[@djdimaliuatofficial]

Nasa approx 20k+ na po for 1M coverage

[@glyzamiebandillo2329]

sir what if yung insured nag positive sa covid but naka home isolation lang...pwede bang maka claim ng daily hospitalization benefits?

[@djdimaliuatofficial]

Depende sa contract. Yun mga policies mostly hindi kasama ang quarantine facility. Dapat confinement talaga.

[@cindyd.5449]

I have benign breast mass. Pre-approved lang ako sa Sunlife meaning lahat ng illness related sa breast di na nila covered. May health insurance po ba na pwede ako macover?

[@djdimaliuatofficial]

I think something like Pacific cross can cover you after 1yr

[@cindyd.5449]

@@djdimaliuatofficial is this health insurance po and not just HMO? :O

[@djdimaliuatofficial]

Critical illness coverage sya plus health card

[@sweetheartmaningdes.8751]

Gusto ko po sana kuhanan asawa ko. Po. Pero gusto ko po montly ang hulog ko po.

[@djdimaliuatofficial]

Pwde naman po

[@ladydonne575]

To confirm lang, reimbursement type ang ACP100? Or ang recovery benefit rider lang ba yung reimbursement type?

[@djdimaliuatofficial]

Payout type yun buong 1M. Makukuha mo un buong face amount basta madiagnose ng covered critical illness upon submitting forms ng doctor. Ndi tinitingnan kung magkano nagastos mo

[@djdimaliuatofficial]

Even the recovery benefit hindi sya reimbursement type :)