Ranking My 3 Bank Accounts Worst To Best (High Yield)

[@DayanaPlays]

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[@luisserrano863]

Great video and it’s true that the best fit is a different thing for everyone. I rank Sofi as #1 because their SoFi vaults are a unique feature that is highly underrated. Setting up a direct deposit and automatic vault transfers is basically an automatic budget and is truly a game changer to be able to accrue the high interest yet still keep everything budgeted in vaults. I’d rank Capital One as #2, but my #3 is Schwab Checking since their ATM card is free at any ATM worldwide, so I keep them for the ATM card only since its a game changer for that feature.

[@Wiltothefee]

Glad to see you posting again. I love the content. Keep it coming.

[@DayanaPlays]

Thank you my friend that's the plan! 💜

[@geneb2131]

Love SOFI!

[@DayanaPlays]

Me too! 🧡

[@AyjayAlleyway]

Me too.

[@jonlukas3483]

I use sofi and I love them

[@DayanaPlays]

Same! 😎

[@Jose-e4l2g]

Capital one gives me $2,200 in interest with the Performace Savings.

[@DayanaPlays]

🔥🔥

[@alfredoayala5770]

I heard you can deposit cash at Wal-Mart for discover

[@markbell1089]

Im seriously considering Sofi, because after hearing the rumors im just trying to get away from wells fargo. Thank you for this

[@DayanaPlays]

You're very welcome! 💛

[@Karmakarkoushik99]

I am using SoFi checking and high yield savings account for 2 years now and I am more than happy. They recently integrated Zelle inside their mobile app as well (earlier you had to download Zelle app and setup with your debit card). Withdrawing money is even easier now as I have more walgreens and CVS with all point atm near me than BoFA or chase ATMs.

[@RedSupremeIsHalfMexican]

Sofi is awesome, with no issues whatsoever, and if you invest, it's a time saver and very informative. Hopefully, Capital catches up soon.

[@guadalupeurizar4440]

Halloween! This is so helpful. I am new to this and learning so much!

[@discountcodes]

Great video!

[@DayanaPlays]

Thank you, I'm glad you liked it! 💜

[@MeMyselfIrenJones]

I have capital one 360 🥰

[@DayanaPlays]

Great choice! 💜

[@jeanettemccay]

my ranking keybank, capital one then sofi. i use zelle between keybank and capital one. i dont have direct deposit so mostly use my local bank. for online i just do bank to bank transfers

[@DayanaPlays]

Nice picks! 😊

[@Rizzzzzzzzzzzzzzzzzzzzzzzzzzzz]

Halloween Really wanted to do SOFI, but since I’m paid in cash, it seems capital one is the best choice for the APY

[@LMBeck]

Halloween. Ally is good also. But Sofi is my main online bank.

[@AndersonChao-vs3zf]

I got Charles SW for my Checking no ATM fee charge debit card and Capital one and American express for my saving both of them 4.35 not much different from Sofi but I don't have to set up direct deposit

[@debbiesherrill7228]

What about Ally? It's a great bank for savings. Could you do a video on Ally, please?.

[@smancharlie]

Halloween! This is good info. I use these banks myself.

[@LMBeck]

Halloween. Ally is good also. But Sofi is my main online bank.😂

[@DayanaPlays]

I like them both but personally prefer SoFi haha! 😎

[@ediah5]

This young lady is legit 👍 … really knows her stuff … excellent video, thank you kindly for sharing

[@DayanaPlays]

Aw, thank you so much for your kind words. 🙏🏽💜

[@SEEKANDSTREAM]

i have capital one its awsome

[@DayanaPlays]

Sure is! 🚀🚀

[@click888ms]

Great video - are the hi yield saving account interest rates fixed or do they change periodically ?

[@DayanaPlays]

Hey, thank you so much. 😊 HYSA interest rates are variable and can change at any time.

[@IriamTamayo]

Halloween!! Dayana , what do you think about the American Express saving account?

[@verbalkint4258]

I personally had a terrible and tedious experience with the Amex savings account, had to close it. I don’t recommend it.

[@AngieMBlanco]

HALLOWEEN 🎃 I love my Capital One and SoFi savings accounts. I’ve made soo much interest on them 🤑🤑 btw, nice new background! 🎉❤

[@xocheenahox]

You have two HYSA?

[@RedSupremeIsHalfMexican]

I have both as well. Capitol One's app always has problems when logging in it sucks and it's so annoying that they freeze your account for the simplest reasons, claiming security reasons inconveniencing my time and progress. I'm thinking of switching to another bank. I had no problems with Varo, I may have to go back and Ally sucks smh.

[@ReconPro]

Hi hope all is well for everyone ❤😊

[@DayanaPlays]

Hey hey! 👋🏽 Hope all is well my friend! 💜

[@paulprince906]

Do Capital one and discover require direct deposit for the higher apy like sofi? I currently have sofi and wish they offered the high apy without direct deposit...still awesome bank though

[@nicholaskeith6614]

No: Capital One nor Discover require a direct deposit for the APY that they offer.

[@Silma10]

@paulprince906 what the APY without the DD?

[@gregoryroth9638]

Intelligent, excellent speaking skills, and cute. TRIFECTA !!! from your newest subscriber !!

[@DayanaPlays]

Haha thank you and welcome aboard my friend! 💜

[@gemed77]

Are there any penalties for transfers from savings to checking ?

[@drbcrb]

We like Amex high yield currently 4.3%

[@DayanaPlays]

Nice choice I'm actually working on a video review of the Amex high-yield savings account due to high demand hehe.

[@Bluegreenred]

I have a question for you regarding Capital One checking, is it a deal breaker for you that Capital One checking does not round up your purchase with every swipe? But SoFi does have this feature. Thanks and keep up the good work with the reviews. They are awesome. 👍👍👌👌🙂🙂

[@turtletrade]

Being able to deposit cash for free at any CVS or Walgreens makes CapitalOne #1 for me.

[@atlec1]

Is being able to withdraw money from Sofi via wire transfer a new feature? Or did she mistaken when she mentioned this?

[@DayanaPlays]

Hey, thanks for pointing this out, it was a mistake on my end. SoFi does allow outgoing wire transfers, but only for home purchases and incoming wires from any domestic institution at this time.

[@Bluegreenred]

Do you recommend Cred ai card at all as a primary use?

[@SEEKANDSTREAM]

No not necessary i had that

[@davidater9]

Good Job

[@xocheenahox]

Do I need to open up a checking account with Capitol one before opening a HYSA?

[@DayanaPlays]

Nope 😊

[@tim4real]

i really love the videos you do and the information you give luv.

[@DayanaPlays]

Thank you! 💜

[@davesteven2058]

Halloween I’m still thinking of which checking & savings account to open tough choices😉

[@DayanaPlays]

Decisions decisions... 🤔😂

[@dmnpl1]

Halloween! Let’s goo!

[@DayanaPlays]

Thank you for watching all the way through my friend! Happy Halloween! 💜

[@JamesSchnapp]

This video provides valuable insights into the world of high-yield bank accounts! I appreciate the transparency and thoroughness in ranking your bank accounts from worst to best. It's refreshing to see someone break down the pros and cons of each account, helping viewers make informed decisions about where to invest their money. Your analysis is not only informative but also engaging, making complex financial topics more accessible to a wide audience. Thanks for sharing your expertise and helping us all make smarter banking choices!

[@antonyfranco5744]

I have a question for SoFi bank acc, if I set up direct deposit for the checking acc does the higher interest 4.20% also apply for the saving acc? Also does the debit card come in the mail? Sorry I’m fairly new to banking.

[@AyjayAlleyway]

Yes to both

[@AccentBwoy]

What u think about PNC bank?

[@Akumay745]

Hi.. how do you create multiple accounts within the capital savings account? I want to do it but unable to

[@jhonlikethese6705]

Holloween!!!

[@DayanaPlays]

💙

[@nana-ce2nz]

Made my decision easier thank you. great video.

[@DayanaPlays]

I’m glad I could help! 💜

[@blikemimi]

I do get 4.5% with Sofi just direct deposit of $50 each paycheck so not much but you do still get the high yield savings which is nice

[@r1tz97]

Can’t wait to be 18 and bank with SoFi thank you for your videos they teach a lot on a subject high-school won’t.

[@DayanaPlays]

Thank you, that means a lot. That's the sole purpose of this channel. If you ever have any questions or need help with anything, let me know. 💜

[@r1tz97]

@@DayanaPlays 🙏👍

[@N0name..]

When i try to add my mother’s discover debit cashback external account in my cashback debit account when i entered routing number it shows error can you please reply on this problem

[@CesarJoel]

Those are some great accounts. I love the Discover HYSA and costumer service. Great video, thanks for the information!

[@DayanaPlays]

I appreciate you, my friend. Keep killing it over on your channel. Happy Halloween to you and the family. 🧡🎃

[@AccentBwoy]

Sounds like discover is the winner in my books

[@spamysamie8731]

My Ranking 1. Capital One 2. Ally Banking

[@MichaelJSNeves]

Halloween 🎃 Also Vanguard just released a savings account would be awesome to see you do a review on it.

[@DayanaPlays]

Nice, I'll look into it. Thanks for watching and dropping some love in the comments! Happy Halloween! 🎃

[@alexegharevba1026]

What of Western Alliance Bank, they have excellent rates above 5%

[@charlesmdietz]

Discover's lowered the ATM withdrawal limit from $2,000 to a paltry $500 w/ zero notice.

[@qves30301]

🌹

[@DayanaPlays]

Appreciate you as always! 💜

[@mikebiggs1337]

The capital one 360 performance savings in not a fixed rate it’s variable so it can go lower so why not do a cd where it’s fixed with a guaranteed rate

[@DayanaPlays]

Yep highyield savings accounts have variable rates and those rates can increase or decrease at anytime. I prefer a highyield savings account over a CD because of the freedom to withdraw my money at anytime. CD’s lock you in at a fixed rate but in exchange you can’t take out your money for a set period, which I don’t like very much. 😊

[@derekrequiem4359]

HALLOWEEN 🎃 also Sofi Squad represent! 😎

[@JimmyGotVlogz]

❤❤❤

[@DayanaPlays]

Appreciate the love J! 💜

[@nelsonvrivera5614]

Halloween 🌷

[@DayanaPlays]

Appreciate you Nelson! 💜

[@nelsonvrivera5614]

Blessings Dayana and don't give up, all the content you always bring is in good shape well executed and very pleased to see and learn.🌷

[@Jay-vt2so]

🍂 🦇 Halloween! 🎃 👻

[@DayanaPlays]

Hehe, Happy Halloween! 🎃🧡

[@geneb2131]

SOFI just raised APY on SAVINGS to 4.6%.

[@DayanaPlays]

I just saw that! They’re super quick at increasing rates; that’s another reason why I really like SoFi.🔥

[@AccentBwoy]

So is Sofi better than discover?

[@geneb2131]

@@AccentBwoy I like SOFI for many reasons but one of the major reasons is because I have their credit card, bank with them, and I also use them to buy and sell stocks. Being able to see all this information from my phone has simplified things for me. I can also see my credit score. You can also link accounts to SOFI. I have my 401k and my wife’s 401k among other things. I can see my net worth in pretty much real time. I also like the savings vault. Every month we have certain amount of our pay go to certain savings vaults like a vacation fund and tuition for my son’s school. I also like that SOFI has a lot of atms to withdraw money. They partnered with allpoint is the name I believe. 55,000 atm’s nationwide at no cost. When I was with TD bank I could only withdraw from TD bank so atm’s were limited.

[@redscorpion9325]

@@AccentBwoyIf you have and Setup Direct Deposit then yet

[@cpaul57]

Vio bank and varo

[@DayanaPlays]

Thanks for sharing! 😊

[@Paniro]

Halloween 💯

[@DayanaPlays]

Thanks for watching! 💜

[@jeysenrodriguez5942]

Halloween 🎃

[@MonaPerez-iy3lp]

Halloween 👻

[@DayanaPlays]

Thank you for watching until the end my friend. Happy Halloween! 🎃

[@RosarySoldier]

Discover mobile deposit has a max limit of $1000 unbelievably inconvenient

[@psdaengr911]

Capital One bought Discover Financial.

[@imarichmultimillionaire5509]

Just opened my 360 savings account after watching your videos. Really like the capital one bank just one thing I’ve noticed: when you transfer from an external bank it takes at least 5 business days to become available for use. Bummer but other than that it’s great

[@abhishekbodas]

did you incur any transfer fees?

[@Wileyg4lify]

I been banking with capital one for like 6 years actually it was the 1st time that my card expired that’s how happy am with capital one but in the other hand I don’t use it daily transactions I only use it to pay some bills I actually use a credit card to use it to pay daily transactions

[@RyanTTrutza]

Hello, i think Current Bank is better then your 3 bank!!)

[@DayanaPlays]

It may be for some people. My 3 banks work amazing for my personal needs & wants. 😊

[@keith5479]

What about pnc bank?

[@bonanzatime]

You're a Cutie-Pie🤗🙂

[@justinjones2973]

Halloween

[@Paol3555]

Halloween

[@danbam465]

She cute

[@DayanaPlays]

Thank you! 💜

[@danbam465]

@@DayanaPlays

[@averageguy1261]

Ha Halloween.

[@ozarkcreativestructuresllc]

Halloween

[@DayanaPlays]

Thank you for always showing love my friend. Happy Halloween! 🧡🎃

[@highway855]

Halloween

[@DayanaPlays]

💙

[@abelluciano]

Halloween

[@DayanaPlays]

🙏🏽💙

[@rxx5499]

Halloween

[@DayanaPlays]

💜