అప్పు చేసి ఇల్లు🏘️ కొనాలా?

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[@daytradertelugu]

My answer: will go with RAM, as I can even get income tax benefit Over Home Loan To support Us 🤝 Try to Use the Below channel referral links 👉𝗭𝗘𝗥𝗢𝗗𝗛𝗔: zerodha.com/open-account?c=ZMPOJT 👉𝗨𝗽𝘀𝘁𝗼x (FREE)&ZERO AMC Offer🌟 upstox.com/open-account/?f=ZUBF 👉𝐅𝐘𝐄𝐑𝐒 FREE DEMAT(LIFETIME) ⤵️ open-account.fyers.in/?utm-source=AP-Leads&utm-medium=AP0942 👉𝗔𝗻𝗴𝗲𝗹 𝗕𝗿𝗼𝗸𝗶𝗻𝗴(𝙁𝙧𝙚𝙚): tinyurl.com/yhct4vto 👉5𝒑𝒂𝒊𝒔𝒂 (𝑭𝑹𝑬𝑬): www.5paisa.com/landing/partners-elite?rcode=NTk5MDIyODQ 👉𝗔𝗹𝗶𝗰𝗲 𝗕𝗹𝘂𝗲 (𝗙𝗥𝗘𝗘): alicebluepartner.com/open-myaccount/?H=SHYD190&DayTraderTelugu

[@oneough]

Super bro

[@oneough]

Wonderful

[@gangadharreddy4606]

Good question. Food for thought.

[@chiranjeevisai0549]

Hari Better Bro...Tana Daggira unna money ni utilize cheysi vaka assest ( house ) ni build cheysukunnadu. & inka regular ga money ni equity market lo invest cheystunnadu..

[@myaim505]

Loan emi rates perugutunau

[@PradeepKumar-ei1bl]

Obviously Hari. He lived with peace of mind.

[@DilrubaHyd]

Vesesav bhayya🤣🤗

[@vikramkumarp]

And what about rent ram should pay every month.. 50 lak property 30 years ago will cost more than 10 crore in the present..

[@ramrajbharath1792]

Also RAM will get tax benefit aldo

[@SatishPeddireddi3]

​@@vikramkumarpRam have own house same as Hari

[@myopinion6969]

Yes absolutely

[@venkatareddysanaga8925]

Hari endukante tanaku appu undi anna alochana ledu life chala happy ga undi tanadi e tention lekunda

[@raviteja-so2jn]

Healthy ga undhi body damage kakunda work chesukuntu manchi food thintu happy ga life enjoy cheyali

[@akhilkumargummadivalli7544]

Bro make full vedio on this topic if possible 🙏

[@naveee572]

Yes

[@jayendarjay4199]

Yes

[@abcdnocopyrightmusic1880]

Im also need full video on this bro if possible explain briefly

[@sarojaprakash452]

Yes

[@DriveNexploreHarish]

Yes

[@Maheshbabukommuri.]

Hari lage chesthanu Endukante naku ram laga oke sari invest chesi a vitality ni nenu chudalenu kani monthly SIP chestu voltality ni kuda cash chesukovadame naku comfortable ga untadi

[@praveenchittipati1019]

Aa rendu cheppav chudu nuvve great😀

[@yourfavoritebucket9476]

Ma dhagara money lekhapoina memu me videos chusthunam ga so memay great...✌️

[@nareshgoud5513]

I will go with Hari, because there is no pressure of paying EMI's every month because there is no guarantee of job getting monthly income, anything can be happened in future. At least house will be there for his family members. If I go with Ram if something happened to him their family members cannot manage the invested amount or implementing those capital. And the home is in EMI, they have to pay those emi's every month. So in long term those tricks are not possible and not a good sign.

[@avinashbattula7382]

Going with Hari, no dependency of EMI

[@manjunath5727]

Exactly.

[@darkflanker3479]

You know we have a option to choose the insurance for home along with emi mostly we opt it.

[@naveenreddydepa8324]

I agree with you and Hari will be obvious choice

[@goodsoul_07]

But ram can also sell his index fund when ever he wants and repay the loan.

[@sagar6864]

Yeppudu positive side hey kadhu bro...loss ki velle valla gurinchi chepu. Vadi peru Sagar anii pettu 😅😭

[@prashanthnani3268]

Assal stock market lo loss anedhi undadhu bro

[@vijays123]

Lol..

[@lavansagar797]

😂😂😂

[@harichowdary7560]

@@prashanthnani3268 GOD joke vroo

[@srinivªªªs]

😆

[@NadupuruLokesh]

Nenu rendu kaakunda adde intlo vund adhey 50 lakhs ni 500 crore appudu 100 crore illu konukkunta but maa parents oppukoru😀😀😀😀😀👍👍

[@adithyagrandhi1564]

Hari is better, because he secured his life and created an asset.

[@bajarangkonatham]

I prefer Hari. Ram is completely focused on drawing his money where is Hari focussed on living and growing with that money. Dabbuki andam aanandam ❤

[@Vikram_OG]

Hari case is better, bcoz he save home loan interest and have property appreciation too. Ram take home loan and he may get tax benefits but he burn in home loans interest.

[@a.yashwanth]

Ok. He burn in home loan interest. But what about the return he gets in stock market?

[@SANJUTechVlog]

i like the way hari generated the returns

[@DurgaPrasad-kd8fw]

Hari will have a peace of mind. As he do not have an EMI tension. Peace of mind is very much important

[@bhanuchatraboina8047]

Obviously Hari ...is great because he lived with peace of mind that period of time

[@kondalaraochadaram3804]

Please do a dedicated video on home loans vs investment bro

[@rekulaKiran]

I will go with Hari's Decision. Hari has 4 Benefits 1. No loan burden compared with ram 2. Rental Income/Own house 3. Income tax benefit 4. His emi is compounding at rate more than Loan interest

[@Amarnathandugul]

Hari did the right thing, a property of 50 lakh will get appreciation and grow multi fold times in 30 years if it's in a developing location. Maybe Ram can purchase a home now but there won't be much difference as the difference in the corpus is just 3 crore. One important thing is the pace of mind Hari enjoyed all these years owning a home.

[@sunilvuyyala]

Hari is great, because no risk and no tension and finally there is no much difference in their earnings.

[@bharathtalla2309]

Both are well. But it change according to person. a personl Like good treader, invester. Related to finance background regularly tracking market. He choose ram. But a normal teache doctor who are not related to finance the choose hari

[@teja2775]

Hari at end of day peace of mind emi katalana tension undadu money is not only the life peace also needed with out peace money is nothing..

[@mosesrajkumar3818]

వీళ్లిద్దరి గురించి చెప్పిన నువ్వు గ్రేట్ అన్నా

[@manamohandb]

correct ga artham kaaledhu bro😬, these shorts are very informative. But if possible try to upload one particular video on this type of topics by elaborating the consequences. This is a small request bro. Thank you 😊

[@daytradertelugu]

sure andi

[@shafirihan6081]

​@@daytradertelugu Market epudu stable ga undadu So long term investment in Stocks are nothing but to lose Stock market is best for short term investments For long term investment real Estate and other paper investments like bonds FD SIP ivi Best Machi returns vachedi Real estate lone than other investments

[@divyatejachepuru5187]

Interesting debate - please do a detailed video on this topic!

[@chinniiloveap9414]

Anna mi videos ni last one week nunchi watch chesthunnanu , ippudu edict aipoya anna , chala intresting videos and use full ga vunnai , 🎊🎊

[@sandeepmanyam7967]

No one is great. It is just financial unawareness. Financial knowledge should be included as curriculum from school itself. And thanks to you for sharing these things with examples 🙏

[@sridharbasavaraju9097]

Bro, super.. Please breakup and explain more detail (i) How can we invest such bulk money.. I see markets falling.. We don't have clarity.. Take care points for bulk investment. (II) Please suggest EMI kind of investment (III) Diversification (not only investment) - importance from life perspective - Insurance (life & health) - kids education - life style - investment

[@kurubasreenivasulu6765]

Both are good but Hari have peace of mind. So Hari. U r answer bro...

[@narendra1112]

Hari is better considering risk factor

[@OMNICIENT.KRISHNA]

Rupeee value yelaa penchukogalamoo Oka vide cheyyandi annayyaa

[@AJITHkumar-lj7gp]

I will go with ram , the everyones dream is to have home without any loan, not always keep investing until die how long will invest at last we should enjoy with that returns also , in practical Hari trick will not work in investing there is no guarantee of getting return anything can be happened between the time he starting investing and pay emis . For listening every thing is fine but in general it is not applicable to everyone.

[@nareshgoud5513]

I think you mentioned Ram instead of Hari. Ram took the loan

[@sivashankar1361]

What about interest paid on housing loan which becomes 50 lakhs at the end of emi period. Which is better "running and drinking milk or walking and drinking water?

[@psanthoshkumar6339]

A fund lo pettadu bro mi dad mari antha takkuva profit ? 16y ki minimum 10 times aina peragali

[@nareshgoud5513]

@@psanthoshkumar6339 okavela 10 times ayina kuda ippudu 1cr ayedi. Adey 2006 lo land value approximately 2000rs per square yard undi, so 500 square yards vochedi. Ippudu per square yard 60,000 undi. 500X60,000=3cr value ippudu.

[@naniprasad2434]

broo full video chayee broo for investment purpose plzz bro for investment

[@maheshhhhhh22]

RaM & Hari big confuse bro, 😂

[@durgaprasadvemula1150]

Of course Hari. No need to worry to pay regular EMI for bank, every day cannot be same. You will have a house. Investment is upon his personal interest when he want to pay and all, nobody will presure him like banks.

[@peramkumar5177]

Hari is the best.... With peace of mind...

[@vinayreddy1527]

Hari bro without risk and peace of maind is important then running beyond money

[@kspatel5179]

Tqs for efforts bro 🔥🔥

[@PRASADVFXStudios]

Hari is better, he went safe side, we don’t know whether we will get good return or not.

[@anilkumarreddyd2859]

Bro continuous ga risk lekunda anta returns chesinavadu great.

[@sunilkotta7455]

Ram. Get tax benefit on home loan also.

[@krishnakishorepeddisetti4387]

But he will also be ending paying a lot more than actual cost of the property

[@arjunpanda9]

😂

[@manjula6784]

loan interest compensate

[@sheshidhard23]

Hari best bro ,own house lo unNtadu and no tension for EMI monthly basis

[@drbh6331]

but rent lo unttaduga ? house prices increase avvava. My dad ma ilu kattinaddpaudu it costed us 3 lakhs 18 years back now it costs us 20 lakhs to pay the same house ? think about it .

[@sivakumargardens3691]

Revanth garu, Hari investment lo house value kuda include chesi cheppali. Leka pothe ramu great ga kanipisaru

[@oneough]

Wonderful, Mutua funds withdrawal meeda kuda oka short or video cheyyandi bro

[@sivakumarveluri5761]

Super bro hari

[@marketahead5155]

You missed out the interest paid for home loan …

[@satyareddisatti]

EMI includes intrest too brother

[@dharani_kadaram]

Amazing concept.... Please do example the difference and give us good suggestion

[@yogawithnikhil3963]

Depends person to person if it's a Govt Job then I'll prefer Ram garu. And if I feel Job insecurity and EMI as burden then I'll prefer hari's strategy 😅 simple

[@nrk7772]

Ram also saved income tax through home loan that you didn't mention bro...

[@daytradertelugu]

time limit is 60sec andi

[@111Rajashekar]

And if he dies, his family members never have to pay as it is generally insured

[@blacksoldier1674]

I think 🤔 2nd one..!! correct. okavela RAM ki lose vasthe em chesevaadu.

[@thirumalesh32]

Super 👌 Bro... Full video pettandi.

[@MOHAN_official693]

Hari ❤️

[@TechclouT]

Loan tesukunte nidra patadhu health karab aythadhi, we need peace not tax redemption. Tax redemption ki vache money kosam manam mana life lo grow aythu skills nerchukoni kotha income kosam try cheyali.emis unte manam future goal pai 100per concentrate cheyalem. Anything can happen in mid of our life. I prefer peace and increasing skills.

[@venkateshm1039]

Hari betar aftar emi remining ball tho 1% ganret cheshina the can lot off benefit in hari

[@Ksurendrasharma]

Hari ne better but pratinela money dachadam kashtam ade loan kattali ante tappadu kabatti definite ga achieve chestam.. so it depends on income source and mind set

[@rajashekar4640]

Hari

[@justmakingmore2564]

Need more clarification bro..😊👍

[@daytradertelugu]

will go with RAM, as i can even get income tax benefit

[@bhavanaharsha785]

what about the interest paid for the loan by ram

[@raju-pb4gg]

Hari great...?? Tax benfit harki vertisundhi... ..

[@jagadisheluri9375]

Term life insurance kosam oka full detailed video cheyyandi sir and compare money return term plans as well

[@anilbond8275]

25 Lakh Investment and 25 Lakh Home and.

[@Aditri599]

I need your answer

[@daytradertelugu]

I will go with RAM, as i can even get income tax benefit

[@newinstaideas]

Anna index fund lo ala invest cheyalo oka video chy anna teliyadam ledhu ala cheyalo....

[@mymachinevlogs178]

Hari great... Bro..🤝

[@chinnarao6594]

Sir question clartiy ga Ladu bro One more Detail explain 2video please

[@Mahesh-jo5xs]

I would go with a mix of both… say 60% of Hari 40% of Ram. It takes lot of discipline to be like Hari to invest money on monthly basis. So it’s good to have a mix. It’s not just about return, also about peace of mind..

[@maheshuma741]

Both ideas are good. Depending individual person risk they can take a decision.. My opinion hari

[@MrSK22]

Anna meeru kastapadi pedda videos chesey kante....re short videos lo information bagudi and fast reach vundi.....plz speed up and keep it up.....thank u

[@ShaikKhaja-tm7us]

Hari is great Ram Ram is paying interest on 50 lakhs and the interest will be even higher

[@ramanjaneyuluk9513]

Hi Brother. Please make full video on this topic. Thank you.

[@sanath111]

Hari work is better for safe side because ikkada problem entante next 30 years market 12% CAGR grow avvadam anedhi important.... Where as history lo 1910 ah time lo oka 20-30 years bear market nadichindi kadha ala kani jarguthe we don't get any amount on investment

[@larapandavagallu7628]

Anna mii videos mottam chustunna miru epudu ekkuva amount gurinchi chestuntaru .Maa kosam takkuva amount gurinchi cheyana

[@maheshkalyan7028]

About the money ram is best but as no tension Hari is intelligent with peace of mind

[@harika218]

Hari is correct in my opinion because he don't want worry about emi payment as well as investing in market in sip

[@babulreddy8066]

Aslu ippdu antha ledhu le bro endhuku le ippdu matladukobatam. But meri great 👏👏

[@NAGARJUNAJAMPALA]

Hari is correct he will have peace of mind, and over the 30years situation and commitment can change for Ram..

[@mygameworld4343]

Bro Index fund's lo Ella invest cheyalo chapandi

[@mohan9839]

Appulo kuruku poyi bayatapadda na ku pice of mind antay telusu so hari is right.

[@Arunkumar-Dandothi]

Superb anna for you short videos. Bro make a full video on this.

[@shyamhangon]

Hari is best planner actually..no worried life..

[@Vamshi19999]

Hari is correct from my side if ram get any loss in stock market he is unable to pay bank loan but for Hari he can generate money from house also like rents

[@thulasikumar770]

Bro please do video on, is it better to live in own house or rented house. Anyway apartment will last for only 50 years

[@ravikirannunavath1358]

Thanks for Ur kind efforts.... 💐

[@kolasitaram]

Both are correct, Whatever way they believe, they both have Home and huge savings...

[@gellusrinivas568]

50 laks సంపాదించడానికి చాలా టైం పడుతుంది అన్ని రోజులు రెంట్ కూడా వేస్ట్, సెకండ్ పర్సన్ మనీ లేకున్నా డైరెక్ట్ గా own హోసే కి వెళ్ళాడు

[@sathishroyal8550]

Hari is a right person

[@lovedancersentertainment8961]

Risk thisukovali ante ram laa cheyyali Thakkuva money vacchina parledhu anukunte hari laa cheyyadam better🤝

[@manikantagalla1071]

Hi annayya Bank properties auction medha oka full video cheyyandi

[@hashtagvizag]

Both r correct in their own way, perception, comfort and risk taking...

[@vinod9498]

Hari is better for not taking risk and he can sleep in a peace of mind

[@satishp5440]

Hari better peaceful mind vuntundhi

[@sivaodiboyina3637]

Hari. Is. Intelligent idea 💡💡. 😎😎 Two. Side. Things. Life. Weee

[@truthhurts2516]

Appudu appudu Mental Health kuda investment aay bro... Hari ki Mental tension and stress undadhu 20 years tension free life bathukuthadu.. danivalla family ni baga chuskuntadu and inko 10 years yekkuva bathukuthadu

[@MithunKumar-xy9pp]

Hari.. As he has diversified his investment between real estate and equity.

[@shaikNaveed23]

Currently I'm thinking like RAM. Please explain on this briefly from your point of view

[@balu._.4404]

Naku already home undi anna naku katte Pani ledu so oka 50% mathrm investment cestha🙂 Anyway tq 4 the info🤍

[@bharagavsaim-0055]

Hari is best and super in my point of vu

[@EasyRecipes19773]

Hari made right choice, even if their investment went to zero, Hari atleast has a home.

[@drumdoll1805]

kaadu bro Construction Kalvasina raw material price kuda perugutundi gaa ..? So ado small difference a kanipistuni

[@rajashekarraosantapuri6189]

I will go with Hari.. life is unsure.. at least family Ki okaa home ichinatuu untadiii .. 12 Ki 15 Ki difference EMI undaduu peace of mind lekapotee..