Debt Free Friday | New Year, New Financial GOAL! Saving to pay CASH for a car.

[@DearDebt]

Frequently referenced links: ○ MINT MOBILE: trymintmobile.com/deardebt ○ PFC COURSE: courses.personalfinanceclub.com/?ref=026c5f ○ Try Walmart+: share.walmartplus.com/amy84563 ○ UPSIDE: upside.app.link/932ZG ○ RAKUTEN: Get $30 when you spend $30! www.rakuten.com/r/YGF7T8?eeid=44749 DOWNLOAD my net worth and financial goal tracker for free here!: docs.google.com/spreadsheets/d/1IjKeXOxJ08JRhgJYtp4bG6O6THiAmv8rMR4a0LZLyp8/copy **Want to support my channel? www.buymeacoffee.com/deardebt **My Etsy Shop: go.magik.ly/ml/1qtku/ See you in my next video! XO, Amy

[@PattisPurse]

Hi. I would recommend looking at the Toyota Highlander - it's a got a 3rd row seat and it drives great.. one fell in our lap a couple of years ago.. it's a 2020, I think & had only 47,000 miles on it.. we love it.. it's roomy & a great drive!

[@DearDebt]

On the list to test drive!!

[@barbaralynnbudgets8801]

I just shared my 2025 goals video. I really want to max out my $8k Roth this year. 🤞🏼 I hope this year is super nice to you 😊

[@DearDebt]

You got this!! 👏🏻♥️

[@megwyn1611]

Having $8000 for next years Christmas Holiday trip, and covering our $18,000 insurance bill is my focus this year. And adding to my Europe trip in 2028 is also a focus

[@DearDebt]

Amazing! Europe in 2028 that is sooo exciting 🤩🤩🤩

[@amycolucci6769]

Great job

[@DearDebt]

Thank you!

[@karenhalsa8903]

I would definitely recommend checking out the cars you are interested in person as the third row might not be large enough for a kid or significantly shrinks the trunk space. I really like my Chevy Traverse. Spacious and lots of trunk space too.

[@DearDebt]

That is a great suggestion!!

[@emmahebert9400]

I second this! I like to Toyota Highlander with the third row but it makes for a tight fit.

[@Sitasbudgetingjourney]

Happy Friday Amy, great job with the savings for the car. That’s an awesome start. I just paid off my debt so I’m working on completing my first month ahead and starting on my second. Looking forward to following your progress❤

[@DearDebt]

Woo great job!!! Congrats on your debt payoff 👏🏻♥️👏🏻♥️

[@Sitasbudgetingjourney]

@ Thank you so much❤️🎉

[@GlendaWarren-f1n]

Cash flowing our sons bachelor ! That’s it this year BUT taking out as small a dispersement as we can for 2025 for much needed travels … it doesn’t get easier to shuffle monies in retirement Amy 😮we fear taxes are going to kill us ! ❤glenda

[@DearDebt]

Excited to hear about your travels in 2025!

[@kendra7512]

My main financial goal for this year is to stay within my budget each month so that we can save and invest more.

[@DearDebt]

Great goal, we got this!

[@Berryjoyfulbudget]

I love my Volvo XC90. It seats my family of 7 great. 4 adults and 3 children with 2 in car seats. As also, enjoyed your video. Happy New Year

[@DearDebt]

Thank you! Adding to my list of options to check out

[@catharinabra]

I know it’s a new year but when I saw your video I felt a ”OMG it’s a new year” 😅 new year, new possibilities! Get well soon!

[@DearDebt]

Thank you! I know, it doesn’t really feel like a new year to me LOL I keep reminding myself we’re in 2025 now!

[@genealotech]

I love my Honda Fit and I’ve heard that Subaru vehicles usually have fewer repair expenses.

[@DearDebt]

Yes I’ve heard that about Subaru as well!

[@summerjoy247]

We have a Highlander and Caravan but they are old 😂 We don’t use the third row on the Highlander bc it would feel like we’re putting a kid in the trunk 😳 we love having a minivan bc then we have space for my inlaws when they visit and for roadtrips. I wouldn’t necessarily recommend Dodge though

[@DearDebt]

Definitely not against a mini van!

[@ro2409]

Maxing out my Roth IRA is my main goal for the year. Along with adding money to my sinking funds.

[@DearDebt]

Excellent goals!

[@genealotech]

After a fire 2 years ago and the vet bills for two very missed cats I’m working on getting my emergency fund as nd sinking funds restocked. 😁

[@DearDebt]

I hope that it happens very quickly for you, I’m so sorry to hear about the fire. That’s absolutely heartbreaking.

[@genealotech]

@ I consider myself to be extremely blessed. The fire was caused by the roofers who were refreshing the foam on the flat roof. They were hired and vetted by the HOA (I live in a condo complex). The fire erupted over the unit for my neighbor across the hall from me and his unit was completely gutted. Mine had smoke damage and the busted door jam from the fire department. I was at work when this happened and a friend of mine called me to tell me my home was on fire. My entire building had the electricity cut off for a week and thankfully my cats were safe. It was just an expensive week until my home was checked and approved to come back after a week. Between that and a lot of expensive vet bills for the cats that came up suddenly pretty much ate up all of my emergency funds.

[@amycolucci6769]

Toyota or honda all the way!

[@DearDebt]

We’ve had great luck with our Hondas!

[@MicheleL-ve6bm]

Highlander is great

[@DearDebt]

Definitely on our list of things to test drive!

[@amybeauchamp7834]

Question: Do you work on one goal at a time?

[@DearDebt]

Yes! I just prefer it that way because we can focus all our attention on it. However, we are always investing in the background (401ks) and also saving (sinking funds)

[@amybeauchamp7834]

@@DearDebt Thank you! I plan to copy you.