I’m starting the year w $6 in my pocket and a negative bank account 😬 but that’s okay, bc I have a plan
@kikiola47692 күн бұрын
Yes Lord..a plan...and I have no disclaimer!! God will be glorified!!
@ecclesiastesThreeVerseSevenКүн бұрын
God will bless you. He will flip that 6 for you.
@marawashington3280Күн бұрын
And that’s all that matters!!! You got a plan and you got this!!! 😊
@carolynek1875Күн бұрын
I am starting with $2 And I get paid tomorrow.. I'm so grateful.I have a roof over my head...I have a car to drive...I have food on the table.I have a good family and good friends.Whatever extra I can I put away and i'm just thankful to God.. And as far as who makes more money , it should not matter cause you put both paychecks together and go from there We did total together money we were a team..sadly he passed away but I still manage quite well... God bless you all in the new year
@dynomitenash89702 күн бұрын
I have all y'all beat...I'm crashing the New Year with a whopping $0.31 in my checking account!🤣
@ecclesiastesThreeVerseSevenКүн бұрын
Congratulations! Youre only .40 cents short of 1.00 and 4 short of a five. In Jesus name.
@PINKMOUTURE20 сағат бұрын
Happy New Year. I’m single parent starting this year with 60 dollars getting starting is the key , great video 😊
@breasiaherring2 күн бұрын
i started off with $100 …god is so good and im a continue to build it 🙏🏾❤️
@ThenotsobrokeNurseКүн бұрын
Happy New Year! If you are starting with any amount you are doing great. Small amounts turn into big amounts.
@Lyndaayanil2 күн бұрын
I’m starting the year off with $19🎉 I’m blessed. We’re all blessed. Gratitude for what we have is KEY…AND FREE!
@GinaGould-ov7db2 күн бұрын
Girl, I’m starting to get the New year, only eight dollars💵 and I’m fine with it👍🏾💯💜 because the best is yet to come I’m starting💯
@ShamyraC2 күн бұрын
Exactly!! It’s only up from here. 🥳💰
@shonie51202 күн бұрын
Hey girl I’m starting with a whole $9 and I’m excited!
@ShamyraC2 күн бұрын
@@shonie5120 hey hey!! I know that’s right!! And will sleep good tonight knowing more is coming. 🙏🏾🎊☺️
@Afan1985Күн бұрын
$20.00 for me. I have a plan and excited for what God will do! 🎉
@thebudgetedlife2 күн бұрын
I had to subscribe!!! I'm starting the year off with $50 🎉🎉🎉🎉
@ShamyraC2 күн бұрын
@@thebudgetedlife thank you!!! That’s awesome 👏🏾👏🏾👏🏾 Now watch it grow 🪴
@Kash_Budgetz2 күн бұрын
Girl it’s all good we all got this let’s stay focused n stick to the budget I’m starting with $40 & im looking to save a ton this month alone as I am doing a low no spend January let’s go oh HAPPY NEW YEARS 🎉
@RS-il7pn2 күн бұрын
Happy new year most important you're starting the year with $$ in your hand.
@ShamyraC2 күн бұрын
@@RS-il7pn Yessss even if I didn’t I’m starting the year with a roof over my head and air in my lungs 🎆🥳😇🙏🏾
@traceybiles2061Күн бұрын
There's people who have less..my bills are paid and I have food..is blesser
@EVTD7916 сағат бұрын
AMEN❤
@brittanyholt84562 күн бұрын
Hi new here too ! Coming with the big $10 bill ! 🎉
@kristinadaliaКүн бұрын
I’m broke as broke can be! But I’m waiting to start my new job! Just finished school and when I tell you I’m ready to be FINISHED making this entry level wage I am ready with a capital R! Lol we’ve made due tho! Hallelujah! I’d def love to hear how it’s been going with your new Bible as well! ☺️☺️
@ShamyraC4 сағат бұрын
@@kristinadalia Kristina!!!! I think I’ve noticed you following me before but for some reason everytime I see your comments I get excited all over again from our Tray Service Days in Food Service. 💓 Congratulations finishing school! Wishing you the best with your new job. 🥴 I’ve been reading everything but my bible. 🫠 and it’s so pretty I love it!! I need to add it back into my routine. Thank you for reminding me. 💞
@brokebaeonaBUDGET2 күн бұрын
Im starting with $0 let's get this money🎉
@ShamyraC2 күн бұрын
@@brokebaeonaBUDGET 🥳🥳🥳🥳
@kjones45632 күн бұрын
I’m hollering you said, “ I had low expectations”😂😂😂😂
@ShamyraC4 сағат бұрын
@@kjones4563 😂😂😂
@Phyllis-zx8om2 күн бұрын
I found $3 in my robe pocket, Lol😄
@ecclesiastesThreeVerseSevenКүн бұрын
God is good!
@char1332 күн бұрын
I appreciate your honesty and I think it will help many others. Any amount of $$ is a win! I’m starting the year off with $39. Jan is a “no spend” month and hopefully I can carry it over until June. My goal is to sit for the CPC exam in Dec. I’m doing the self 😢study route as well. Happy New Year to you & your fam.
@shari919511 сағат бұрын
$4 more than ya had and bills paid ...We are with you & going to lock in on saving this is our year!
@SegailКүн бұрын
Girl Rockbottom or not people need to mind their damn business someone out there is watching your video and they are at Rockbottom and they are starting at probably less than four dollars. You are going to be an inspiration to guide somebody through the rest of the year and I’m sure they are going to be super grateful, following your tips and tricks. When I had alopecia, I never knew anyone was paying me a damn mind until somebody messaged me and I was shocked that I was out here motivating people. Love your happy new year.🎉🎉
@iracelisbraxton83292 күн бұрын
Girl good for you, I am starting with $53, do your thing no need to explain anything the fact that you are starting from the bottom its inspirational I love that, realistic
@billiejo732 сағат бұрын
I'm so happy I found this video and this comment thread. You all I can tell are such wonderful kind humans. You rock! I was so stressed out and depression hit because I'm broke but being these comments, this helped me ease my mind that I'm not alone, tht we can do these with little money
@KarlaEsn2 күн бұрын
Real for that girl!! Starting is starting!! ❤😊
@businessismynewlife44182 күн бұрын
Hey happy new years I started the year with 1 dollar😊 🎉🎉🎉🎉🎉🎉🎉 blessed to be here new subscriber
@ShamyraC2 күн бұрын
@@businessismynewlife4418 happy new year!! 🎆🎊 & that’s okay because more will circle right back to you! 🙏🏾🫶🏾 thank you!!
@Vmarigold2 күн бұрын
Good for you Shamyra. Happy New Year and start the year with some budgeting and saving. You’re going to do great👍😀
@PiggyBankTales6 сағат бұрын
I love that the $4 is starting off tour emergency fund. 🎉🎉 I started a brand new budget because I am still overspending without sticking to my targeted girls set for each category in my budget. But that’s gonna change. I am going to do a no-spend January too!
@KimberlyEnnes-hy1bgКүн бұрын
-$44 in the bank, rent paid though. I'm going to sing the happy dance...rent is paid, rent in paid
@ShamyraC4 сағат бұрын
@@KimberlyEnnes-hy1bg right!! 💃🏾sleep real good knowing you have a roof over your head. 🙌🏾
@JazzyMB7Күн бұрын
Girl I understand we All have been there I am so glad, You know that it's only getting Greater from here God is Faithful and Trust worthy!
@ShamyraC4 сағат бұрын
@@JazzyMB7 that part! 🙌🏾 which is why I’m dancing. 🩷
@nkechiodukwe492Күн бұрын
Thanks!
@ShamyraC4 сағат бұрын
@@nkechiodukwe492 Thank you! 🤍
@billiejo733 сағат бұрын
Oh my gosh this makes me feel so much better. I'm going live tomorrow night on tiktok for my challenges of $12. I was embarrassed about it but hey it's a start
@himinfluencersКүн бұрын
Ok came to bless you with both my KZbin channels, this is also Nkechi Odukwe, keep saving keep pushing on you can do this, all the best
@sannyc232510 сағат бұрын
Luv it , you are so righ $5 dollars extra means you’re a head b off the game 😊 love it seen you smiling and dancing.
@Prettyeyes5312 күн бұрын
Sis don’t feel bad it’s folks watching you and they don’t even have life insurance so $4 dollars matters
@rebeccajohnson23472 күн бұрын
I am starting over again. I have $8. It is always hard to start the new year.
@Sherriyah2 күн бұрын
We got paid yesterday so we are good over here. 🤣
@ShamyraC2 күн бұрын
@@Sherriyah i know that’s right!! good for yall 🥳
@jeanate791214 сағат бұрын
Hi, new subscriber here! Happy New Year! You did the right thing with that $4! ❤❤
@lailahill909619 сағат бұрын
Child I'm starting the New Year with 1.00. I gave my last ten to church but its only because I have 50,000 in savings.
@danielleansley755212 сағат бұрын
Thank you for sharing about the numbers app on IOS. I never knew what it was for so I deleted it but I now I just downloaded it back lol. I will be using this going forward.
@BawsyCD2 күн бұрын
hey happy new years I have 60$ praise God
@ShamyraC2 күн бұрын
@@BawsyCD happy new year!! That’s awesome!! 👏🏾👏🏾👏🏾
@MimaHope2 күн бұрын
Yes...looking for change in the sofa cushions is okay.
@remixablecurly45932 күн бұрын
Informative thanks..would you happen to have an example of the budgeting list??? Thanks again
@renas77832 күн бұрын
Gurllll I got $2 🎉
@ShamyraC2 күн бұрын
@@renas7783 🥳🥳🥳 and more is coming!
@renas77832 күн бұрын
@@ShamyraCyes ma’am ❤🤲🏼
@nicolebarnes63762 күн бұрын
Happy New Year! I am starting with 25 dollars
@ShamyraC2 күн бұрын
@@nicolebarnes6376 Happy new year!! 🥳 And will multiply 🤑💚
@nicolebarnes63762 күн бұрын
@@ShamyraC Thank You 😊
@princesskaha2 күн бұрын
Starting 2025 with 25🎉 nice!
@deniseavila1452 күн бұрын
Starting with $0😂 but that is ok.
@natashacampos74Күн бұрын
Just subscribed to your channel today! Very helpful tips and really appreciate your advice about the earnings. Happy New Year!!
@summerjoy247Күн бұрын
Hey it’s better to celebrate something than be discouraged! So if you are starting the year with anything, make some noise 😂
@BeyondMeon19 сағат бұрын
new subbie before I watch the entire video. yes maaam I love your energy and mindset. I assumed you meant after your business was handled you had $4😍😍😍
@ShamyraC17 сағат бұрын
Thanks for subbing! Prior to Christmas i had way more money in this envelope but Christmas depleted it and now I’m starting with $4 to build my emergency fund. But yes i always handle business first. Towards the middle or end of the video you guys should see that out of this budget i was able to save $25 but that’s something separate from emergency funds. 😊
@mikkidavidson8048Күн бұрын
Girl I feel you I got three bucks
@RealwithGod510Күн бұрын
Lol at yall don't know me. So real 🎉❤
@M1999-v4vКүн бұрын
It's okay we don't judge anyone on what they have in there savings account. I've started my new year off with $11,000.00 that's all I got. My boyfriend has more than me, he's rich and it makes me feel like I don't have enough, but that's okay. He doesn't judge me for only having $11,000.00 but I wish I had the money he had and he lives in New York and that os a very expensive place. I live down south and I like him but I don't know if I want to move to N.Y. I have $5,000 in my savings account at my local credit union, I have $3,000 in my savings account at Bank of America, and I have I have $2,000 in a certificate of deposit account locked in at Flagstar bank for 1 year, and I have $1,000.00 dollars in a certificate of deposit account locked in at Evermore Bank for 21 months. But never feel bad on how much money you have because I remember there was a time I had only $2. It's okay.
@moniqueward71292 күн бұрын
What does someone growing up in the South have to do with anything?
@lashay87792 күн бұрын
Happy Mew Year Shamyra!❤
@ShamyraC2 күн бұрын
@@lashay8779 happy new year!! 🎊
@OnlyOneWorthyDaily2 күн бұрын
😂😂😂😂 so funny!! New subscriber here
@ShamyraC2 күн бұрын
@@OnlyOneWorthyDaily thank you!! 🙏🏾
@KeryOnlyКүн бұрын
😅 I'm starting with $34. But staying positive.
@christinepierre390818 сағат бұрын
Hello new here what budget app or system do you use online to budget. Thank you.
@ShamyraC17 сағат бұрын
The Numbers app on my iPhone, iPad, and MacBook. It’s an iOS app so if you have Apple it should already be on your devices. ☺️
@cindymartinez133516 сағат бұрын
How to start to budget with one income?
@trece79522 күн бұрын
Happy New Year
@ShamyraC2 күн бұрын
@@trece7952 happy new year!! 🎆
@LaLaFreeSpirit2 күн бұрын
Happy New Year Queen🎉🎊
@ShamyraC2 күн бұрын
@@LaLaFreeSpirit Happy New Year!! 🥂
@marydawkins26732 күн бұрын
Happy New Year 🎉 🎉
@ShamyraC2 күн бұрын
@@marydawkins2673 happy new year 🎊🎆
@ludmilabirkl36622 күн бұрын
Happy New Year 🫶🍀🫶
@ShamyraC2 күн бұрын
Happy new year!! 🎉
@JenniferAMensah2 күн бұрын
I ended the year with $3.15. But I set up transfers to four banks and acorn.
@Marie-vt2icКүн бұрын
New subscriber
@ReneeRaniКүн бұрын
Girl I got -$80,000 , you richer than me
@laurenbrasington7968Күн бұрын
I'm starting the year in the negative 😢.
@GSOjr10 сағат бұрын
Me too
@khaoticmama22492 күн бұрын
$10
@fredat8237Күн бұрын
Nope not a South thing about whose head of household, at least not how I grew up. I care less as long as we work as a team.
@marilyncobb44692 күн бұрын
Click bait
@SammyNdlovu12122 күн бұрын
So annoying 🙄🙄
@ShamyraC2 күн бұрын
@@marilyncobb4469 sorry 😬 the title should read Starting the year with $5 not $4. Thanks! ☺️
@person-ey2ct2 күн бұрын
Very juvenile.. headache
@lifebeyondthesalary24582 күн бұрын
LOL head of household doesn’t change because of who make’s what lower or higher. I do ALL OF THE BUDGETING, I’m a stay at home/homeschooling mom but hubby works 2 jobs (1 is because of the perks for our youngest son’s sports stuff) but we both “bring home the cheddar” lol as “I” do have a bit of income coming in with some of my/our assets. But best believe when this momma says… “we gotta work on lowering our expenses of XYZ” (let’s face it, it’s usually because of the flex spending account ~ miscellaneous expenses/out to eat/etc~ b/c WE DO GOT FOOD AT HOME 😂). Money is money. It’s a tool to use wisely, but used wisely, it can help to create margin in your life.
@MindYourMoney2 күн бұрын
hey! I'm new here, and i just hit subscribe!! i started the year with $65...and hit the ground running with rebuilding our emergency fund too. (married with four children) 🤎
@ShamyraC2 күн бұрын
@@MindYourMoney oh my gosh Tasha!!! I’m a subscriber of yours already and love your videos! I shouted your channel out in one of the last 2 budgeting videos i did. Love, love, love your channel. Thank you for joining mine. 💗