Debt-Free Strategies for Low Incomes

[@DowJanesFinancialEducation]

We would LOVE to hear from you! Did you use any specific budgeting or debt management strategy that you'd recommend?

[@KimberlyBordley]

Request more information on credit cards reduction please

[@Victoriahull]

What if you are on SSD and you have no way to ask for a raise. The only way I have been able to make it is living on my credit cards. I need help.😢

[@FIRE_DrNinjaTurtle]

I love this channel even though I am not female. This content is for everyone. Congratulations to both of the founders on their expected children. I like that they brought in this presenter as she is a fabulous communicator 😊

[@mom-and-son]

Exactly 😊 even if you’re not the target audience, the knowledge is still the same and anybody can benefit from it 🥰 I love this channel as well.

[@DowJanesFinancialEducation]

Thank you for your kind comment! We love that our videos are applicable for everyone

[@carolcall7716]

Thank you so much! I need to watch these videos!

[@stphotoNYC]

I found this video really helpful! Also very clear and well-organized, and not intimidating/overwhelming. Thank you for making this video. I would like to see more like you mentioned about negotiating with your creditors. I recently requested this, in the context of disaster assistance relief, and currently awaiting the response.

[@belindadeguzman7049]

credit card negotiation technique please

[@sevnofnyn]

A lot of people might have to be careful about getting raises or second jobs because it can get you kicked off Medicaid or ineligible for safety net programs, which can lead you to be worse off if you have a major surgery and a bill because private insurance is going to leave you with a bill. It’s a fine line and stressful. I noticed a lot of places won’t negotiate with you if your debt to income ratio is too high. Like hey you get to pay higher interest because you can’t afford it and if you have good credit otherwise you often have to trash it to do some of those programs. (Unless something has changed)

[@DowJanesFinancialEducation]

Thank you for sharing your thoughts!

[@annasahlstrom6109]

What if it's a national bank you owe and they say no to lowering the interest rates and no to lowering payments?

[@birdiemtl]

My bank increased my interest rate on my credit card and I'm struggling to keep up, how can I negotiate to have them lower it?

[@HaileysHealth]

lol the barebones diet is just how I live normally. Work and sleep.

[@angieray5574]

More info on credit card reduction!

[@LouisKayange-y2z]

I need your help