Yeah, Wage garnishments exist and horribly screw over the already financially impaired person. Personally, I feel that garnishment should be done for credit card collections because the borrower messed up and it's their fault. But MEDICAL debt should never be garnished. It's NOT the low wage person's fault they have the debt and can't pay. They didn't maliciously/purposefully get sick knowing they couldn't pay the bill(s). Garnishing just adds insult to injury and makes the person (the victim, truly) have to live on way less, especially since the garnisher is allowed by law to take all money earned from 29 hrs and up at $7.25/hr. From $10/hr and up, they take 25% of the take home pay. Imo, I don't see how any collector - especially when they sell it to a new one, and that one sells to another new one - can even legally collect. Like, (as an example), you own $12k to Capital One. They hire a collections agency to collect. That's fine. Pay them if you can. BUT when that collections sends it to a new collections group, you should not be forced to pay them because you never took out the debt from that agency. Plus they buy it for pennies on the dollar. Your 12k debt could be bought by a 2nd, 3rd, 4th agency for $35 - and then they collect the $12k from you. YOU DIDN'T EVEN BUY THE PRODUCT FROM THEM. Annnnnnnnd they say they're not the original creditor. We should NOT give them a penny I feel

Have a question about crypto???

Repay your debts people or don’t take loans it was you who took wrong decision in the first place pay what you took from someone, or else you have to pay another way in life, your life will be in a pending status

Konopelski Hills

I'm new to trading, and I've lost a good sum trying out strategies I found in online tutorials. I would sincerely appreciate any recommendations you have.

Brannon Stravenue

My 5k personal loan went to collections but ppl keep saying dont pay it or answer....um what do i do I want to make it rights but times are hard rn i been out of work for 5 months 😬(never happeend before)

Great video but the notification pings were incredibly annoying

Just look at your birth certificate it’s worth more than a black American Express.

after how many years does a certain case expire?

The best way to take control of your money is to keep your finances seperate. What is his remains his and what is hers remains her's. At the beginning of the marriage decide who is responsible for which bills according to income earned. Certain bills can be shared such as vacations. Take turns to pay for dates. There should be no reason to fight over money if you stick to this simple arrangement.

Toy Locks

Isom Parks

Waters Dale

DO NOT ANSWER THE PHONE

Kilback Wall

If I only have $100.00 where do I start?

Norma Green

What is an ETF??

Please make more videos like this! With further ideas and inspiration on how to earn extra money!

I don't know if debt collectors get paid a commission, but they will call family trying to scare them. I've told them to only call me, but they won't listen to that if you ignore them. Pay, what current bills you can and try not to get into debt.

Psychos can not stop by themselves as paidwings. That is why their behaviour have not changed yet!!!

What about getting sued?

In some states like Oklahoma you dont have to do business with a 3rd party collection agency! Send them a letter of cease and desist! Works Every Time -- also dont answer the door! You can shut them down immediately! They are powerless here.

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I like the idea of putting all our income in a joint account, and then each getting a certain % per month for discretionary expenses. Any idea what % would be good for that?

I’d love to heard side hustles for introverts

I used to stick with spreadsheets too, but once I tried Piere, it made the whole process so much smoother. It’s been great for managing money without feeling overwhelmed, plus it’s super easy to keep track of everything

Okay how do I lower it they said Monday it’s going to my credit . It’s my medical bills that are high

Hernandez Michelle Hernandez Barbara Thompson Anthony

$$$

Anything i work in a walmart as a personal shoper. Ill be walking by anything and ill be like i need that when i realy dont and its stopped me from getting my first car

I called three card companies, all three said changing the terms (i.e. percentage rate or payment amount) changes the terms of the account, and the only way to change the terms of the account is to close the account. Still owing, but possibly a lower amount. I know closing accounts affects credit score, but not sure if the creditor also posts a note to the account that it was closed due to hardship.

If your account gets charged off how likely is it that debt collectors will Come to the door? Just don’t want family members finding out😅

GREAT TIPS 💕 💞 ♥️ Paying your credit card on time is key. Yes, do set up AUTOPAY ✔️ Use and pay off the balance a few days before the due date each month. This practice will increase your credit score. Note: This doesn't mean the purchase needs to be a big ticket item. It could be less than $100. Just be consistent and you'll WIN in the long run!🏆

good info sweet Jane

Just don’t owe people money, you deserve to be in debt if you’re not gonna pay what you owe.

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Interested in videos on side hustle ideas. Thank you!

interesting scam. $200/mo and no upfront information about what you're buying in to, you have to pay first. hmmm

Nothing like borrowing money and then getting mad when you have to pay it back. Imagine your friend begs you to let him borrow $100. You give it to him. Weeks later you ask him for the money back and he gets mad at you for even bringing it up, saying he shouldn't have to pay you anything. Are you going to lend him money again the next time he asks? When word gets around, do you think anyone else will want to lend him money? A credit score is that same reflection. They gave you money, you pay it back. If you don't, why would you expect anyone else to ever want to lend you money again? If you do, it'll be for ridiculously high interest. Pay your bills on time, kids. And don't borrow money that you don't intend to pay back.

I had a creditor harrass me a couple of days ago about a debt that I already paid months ago. Thankfully I saved my proof of payment stating I was paid in full. Whatever you do when a debt is paid off GET IT IN WRITING AND SAVE IT PERMANENTLY. And then they called me back offering me a lower interest rate loan and I said no thank you. I'M DONE BEING A SLAVE TO DEBTORS.

Walker Kevin Lopez Donald Jones Karen

If they are harrassing you, it's easy. The next time they phone put on your best Chinese accent and say "Hewwoh. Aaahhh...Johnny no heah! He go China. Can take message foh heem.....Johnny no come bahk 5 yeehs! Hewwoh, hewwoh...you still daiah? Hewwoh........................Repeat process every time they call until they stop calling. It works!

TO THE DEPT COLLECTORS AS THEY ARE STILL ALL ILIGAL SCAMS BEHIND THEIR FASADES!!! ABOUT YOUR HABILITATION AGAIN IT GOOD IF YOU CAN SHOW THAT YOU ARE ADEQUATE IT HAVE MIT HAPPENED YET BUT IT IS GOOD TO HAVE A TREATMENT PLAN AT PSYCHIATRIC HOSPITAL IT MAKE YOU TO AVOID AS UNTIL ACT IN THIS BEHAVIOUR TO KNOW THIS INFORMATION

Please do a video on how 'manifesting' isn't a successful financial strategy?

What about in mail and email??? Come on.

I hope this video gives you a roadmap if you’re trying to build wealth from scratch. Which step is your favorite?

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I’m interested in side hustle ideas