DEBT UPDATE | January 2025

It's time for another Debt Update!!!! Am I still making progress in the new year?
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[@willnoiles2001]

As long as the payment you’re making is more than the minimum payment and you’re not charging new items to the card, you’re doing great. I don’t think anyone expects you’re going to make a $300+ payment each and other month. When one’s income varies on a monthly basis, it’s simply not realistic to expect to be able to make the same payment each month. Keep up the great work, Sue!

[@manuelcaceresjr.712]

Sue, I hope you know that you’re motivation is motivating me even more to get out of my credit card debt… I will continue to support you through this journey, because in a weird and odd way, I feel like you’re supporting me low key back… We got this and thank you for these updates.

[@MoviesSue]

Thank you so much! I'm so glad these updates are helping!

[@menesmym]

Consolidation is your answer to all this.Just talk to a financial advisor to have a better idea how it works.Dont ignore it every time you hear it.Everyone just want to see you succeed in the best way possible

[@CrimsonRFang]

No, it's not. Consolidation doesn't change bad spending habits. The Debt snowball is designed to create your budget and change your spending behavior.

[@MoviesSue]

I'm not ignoring anything. I'm still thinking things over and trying to figure out what works best for me.

[@menesmym]

@ you got this💯I just wanted to let you know there are easier ways for going about it and for you not to give these credit card companies your hard earned money in interest

[@caseysager655]

100% When I had a little CC debt spread out years ago I took advantage of balance transfer offers and was able to consolidate it on the CC with the lowest APR, made it a ton easier and saved a bunch of money.

[@Anthonygbautista]

Progress is progress. All that matters 👏🏽

[@extofer]

Your attitude is resilient and positive. Those things matter! You’re doing great!

[@MoviesSue]

Thanks!

[@slc2466]

Under $3,000- great milestone! Keep it going, Sue!

[@MoviesSue]

Thank you so much!

[@EvolvedAura]

So awesome to check in and you're still making phenomenal progress on your debt! It's totally okay to not contribute as much as you would like. Other expenses and more come up. But at least you aren't putting yourself down for that and still did what you could. As you said, progress is progress! Being below 3k is amazing! ☺

[@MoviesSue]

Thank you so much!

[@Cypress078]

Don't get discouraged, because you are still on your way to being debt free. It just takes time.

[@adamcoop1968]

You can call your credit card bank and negotiate a reduction in your interest rate.

[@Hicks-g1m]

You're winning Susan making really good progress in small steps. Good job then you can start buying physical media again sooner than later

[@MoviesSue]

Thanks!

[@roberthealey526]

Congratulations on your progress stay strong and positive 🎉

[@MoviesSue]

Thanks! It's a slow process but I'm doing it!

[@slate49]

Way to go, Sue!! 🎉🎉🎉 As long as progress is being made!

[@MoviesSue]

Thanks!

[@christopher98272]

I am happy you are chipping away at your debt! Good for you. Keep it up!

[@MoviesSue]

Thank you!

[@DanielWilliams-tv3rd]

A little progress is still progress. I just did a quick estimate and I think you would need to pay about 340-350 per month to get this paid off by the end of the year, depending on how much interest you get each month. That could be a bit too much to pay but as long as you keep making payments above the minimum it will go down, so keep up the hard work and well done so far.

[@MoviesSue]

Thanks so much!

[@JohnBarber-fk8ex]

Keep up the small wins ❤🎉❤and the motivation wil keep building with it it feel awesome when you're done

[@marvelanddccrazy5044]

January sounds like a sucky month for debt card

[@smokymtnknitter5184]

Why would anyone complain about what you are doing? It's so brave to put yourself out there, and hold yourself accountable. It would be easier to be defeated and give up. Isn't it a great feeling to see the balance go down? Do you know what credit card companies call people who pay their balance every month? Deadbeats! So here's to you becoming a deadbeat? Keep up the good work, Vivian

[@MoviesSue]

I've received criticism from others the past few months about being open about my debt. I appreciate your kind words!

[@steely666]

I was wondering where the update was. I thought you had forgotten. 😅

[@MoviesSue]

I post these the last few days of the month.

[@steely666]

OK, ty.

[@noelmaldonado7124]

Keep up the good work.

[@MoviesSue]

Thank you so much!

[@peacefulaura27]

I like the personal update videos 😃🙌🏾

[@MoviesSue]

Glad you like them!

[@paspitale]

Just ran into your channel by accident. I hope you stick with it. You’ll be glad you did. Have you considered moving your debt to a card that has one of those introductory rates? Maybe you can take advantage of 0% interest for a few months.

[@MoviesSue]

I'm still weighing some options right now.

[@steely666]

Do you have 0% interest cards you can apply for? Anythings from 12 months? We do in the UK 🇬🇧. They helped me out. The transfer fee is about 1.5 months, but it is worth it.

[@MoviesSue]

Major debt news will be coming soon!

[@mamabluray3343]

We are so proud of you , keep on keeping on ! ❤

[@MoviesSue]

Thanks Mom!

[@MichelleJoanisse]

You’re doing just fine. Slow and steady is good. Pat yourself on the back for any win.👍

[@tonyfc8809]

Lady, get a Line of Credit and pay off what you can immediately. You'll save a ton on interest and have more cashflow to throw into the LOC debt

[@kenpope5798]

What is the interest rate on that credit card?

[@MoviesSue]

I'm not disclosing that information.

[@kenpope5798]

@@MoviesSue no problem. Seems like all credit cards nowadays carry an ungodly high interest rate that’s why it takes so long to pay them off as you said when a good portion of your payment is going towards the interest

[@TheNew80sRevolution]

It’s 19-24%. They all are

[@HilarioContreras-s8q]

I'm really proud of you 🎉❤ from Lalo thank you

[@Doggans43]

Respectfully, you need professional help with consolidating your debt or else you’ll just be treading water for the next several years.

[@MoviesSue]

I'm considering different options.

[@HECTORMONTALVO-le9cn]

I'll say it again you're a lot more transparent than all politicians. An advance is an advance sis! We're all proud of you you've got this Sue!🫡