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@faridmdjan3352 Жыл бұрын
Jimat 51k kalau tak tolak 30k tu, kalau tolak 30 k tu jimat 21k je. Sbb keluar madal lebih masa depo tu
@onepointismr7209 Жыл бұрын
Betul
@mohdzaidi1631 Жыл бұрын
Beli rumah contohnya buat loan bank islam tapi cara bayar pula buat potongan dari bank lain, ia tak membawa apa2 jika bayar lebih. Kita harus bayar terus kpd no. Loan acc baru ada perbezaannya, ia akan kira terus dari baki pokok asas pinjaman.
@shafiqhamdan5558 Жыл бұрын
Alhamdulillah semoga bermanfaat untuk peminjam2 perumahan
@AjLuvU Жыл бұрын
rumah 200-300 ribu bole la. rumah aku 1.2M 😂
@beranitakbuat5 ай бұрын
Bagus tips tips ni, saya dah buat. Nampak principal dia turun mendadak. 👍
@DirectLending5 ай бұрын
Alhamdulillah ❤️
@IsMail-cn6fz9 ай бұрын
Bayar jer berapa kalau ada duit lebih..yg penting cepat habis daripada kita follow yang telah ditetapkan.
@DirectLending9 ай бұрын
Semoga dipermudahkan urusan tuan 🙏
@nobita2343 Жыл бұрын
Ada tips utk cepatkan bayaran loan Lppsa rumah x bos?
@thebunny323110 күн бұрын
Cmne cara nk refinance rumh tu?
@SITI-gr8uw4 ай бұрын
Salam Tuan. mcm mn nak setel hutang rumah vr rate dgn lebih cepat. Selalu org buat tentang semi flexible atau flexible
@DrHaffeast Жыл бұрын
Mantap. Ilmu berguna. Cuma nak tahu adakah islamik scheme, flexible or fixed term?
@DirectLending Жыл бұрын
Salam Encik, biasanya untuk islamik adalah fixed ya.
@DrHaffeast Жыл бұрын
@@DirectLending oooo kalau bayar lebih pon x untung?
@multyrighthanded Жыл бұрын
@@DirectLending Ok,saya cuma nak tahu kalau bayar lebih adakah dpt pengurangan lebih cepat dari segi interest atau keseluruhan jumlah hutang?Hrp dpt dijawab..
@SITI-gr8uw4 ай бұрын
Tuan mcm mn nk setel bayaran rumah vr rate.
@asyrafazman91533 ай бұрын
Bank ambank mcam mna ya nk bayar principal
@arniarni2517 Жыл бұрын
Masa beli rumah tiada ilmu, pihak bank pun tak ada maklum. blh tak share bgaimna cara untuk kurangkan tempoh pinjaman dan proses permohonan dgn bank jika sudah ambil basic term housing loan. adakah masih ada jln jalan kluar? harap dapat bantu
@DirectLending Жыл бұрын
Salam. Mungkin boleh berbincang balik dengan pihak bank, berapa amaun yang boleh bayar lebih untuk bantu kurangkan amaun pinjaman rumah ataupun ada alternatif lain ke.
@nadddzailan11 ай бұрын
salam, saya ada soalan: - kalau bayar lebih bulanan tu, perlu bagitahu bank untuk tolak principle kah? atau bayar mcm biasa dikira dah tolak principle? - ada minimum ke? contoh: loan rm1250, bayar rm1300, extra rm50 bank boleh consider untuk tolak principle jugak ke?
@DirectLending11 ай бұрын
Wasalam. Cik boleh tanya pada pihak bank dan rujuk semula agreement loan. Sebab kadang2 bayaran lebihan tu kira masuk sebagai advanced payment dan dia tetap kira yang bayaran bulanan yang ditetapkan je.
@yusofrazak33887 ай бұрын
Tidak dikira tolak principal. Bank consider as extra payment sahaja.
@RR528948 ай бұрын
Yang loan bayaran tetap langsung xada cara ke seperti semi flexible/flexible loan.
@yusofrazak33887 ай бұрын
Ada, perlu buat refinancing dengan bank lain dan ambil package flexible atau semi.
@kubeyran8 ай бұрын
Hai bro, need your opinion on housing loan. Is it advisable to pay more during the progressive interest for a house under construction? I hear some say that it’s not worth to pay extra during progressive interest but I’m not sure why. Scenario :- House worth RM500k.. Phase 2 (RM50k is the current loan outstanding and progressive interest would be around RM130 (Interest Rate = 3.95%).. Full Flexi Loan (Maybank).. Could you please share your thoughts regarding extra payments during this stage? Thanks.
@AP-ew6pf4 ай бұрын
during progressive interest, it is 100% paid for interest, not a single cent of your principal.. so what do you think? still worth to pay extra?
@joysellafayakunhanifahbint42884 ай бұрын
Flexi loan ni yg klau opr naik interest dia pun naik ke? Sbb klau ya kiranya rumah saya flexi loan lh kn
@DirectLending4 ай бұрын
Ya betul puan
@kubeyran Жыл бұрын
HI Bro, I have a question with regards to home loan repayment, is it a best choice to hire Professional Mortgage Loan Advisor under FIS ADVISORY SDN BHD, for early loan settlement plan? Recently I’ve heard about FIS but I’m not really sure about it. Your advise? Their charges is about 3-3.5% of your loan amount.
@shamhamid5407 Жыл бұрын
Besar jgk ya 3%.. kalo 300k dah 9k..
@hafiznadzim8154 Жыл бұрын
tak berbaloi. guna duit tu untuk bayar principle.
@najmuddinM Жыл бұрын
red flag bro... c
@abahbossfans920510 ай бұрын
@@najmuddinMkenapa red flag? Boleh explain? It's ok kalau bayar 7k-12k sekali bayar. Then jimat 100k interest. Dari you nk jimat 12k then terpaksa bayar interest 100k. 😅😅😅
@mcrba9 ай бұрын
@@abahbossfans9205tak perlu pun ambik servis dorg tu. Baik la pakai je duit fees tu tuk bayar principal rumah. Lagi bagus
@pakAtanOffical8 ай бұрын
kalau baru je beli rumah dua tahun,,,lepastu nak refinance..boleh ke..
@AP-ew6pf4 ай бұрын
ada lock in period, biasa 3 tahun. sebab bank nk untung you punya interest dulu. haha
@shaizaladzha5454 Жыл бұрын
Macam mana nk create link affiliate dgn direct landing loan company nih??