Tips to Prevent a Unum Disability Benefit Denial & Monthly Claim Handling Help

[@meganmarts5769]

I got turned down for long term. I looked at the info they had and they are missing so much information. Im going to appeal

[@Shep-RankinsRoost]

Do I have to return to work in order for the claim to be paid? (Even if the toxic environment is what took me out of work for mental health care)

[@DisabilityAttorneys]

No you do not need to return to work to get paid. In fact you should not return to work to be paid.

[@cschin4]

What is the point of even buying insurance at all if they really never intend to pay what they promise?

[@tomkatusa912]

What about MetLife ?? I have denials for short term and then a change after filing an appeal. I also have them for long term and they want to set up denial for long term claim that is approaching... How is the service cost??

[@DisabilityAttorneys]

Please feel free to contact our office to discuss your particular situation with MetLife to determine how we may be able to assist you.

[@CocoChanelle-1]

They didn’t pay my dental claim and wasn’t able to talk to a Real person.

[@elainearroyos3699]

I've been denied since March 2022 up to November 2022 . After my 3rd heart surgery dr. found that I have an Aneurysm of the aortic arch. Which is hard because i can't pick up anything over 20 lb. .I have arthritis in both knees..its hard to stand at work for 8 hrs. And go home in a lot of pain. And my doctor's will not put me on disability..I just don't understand why not. I'm 61 and all I know is retail. Didn't graduate. I've been working for 37 yrs now. And when UNUM calls me all they are still investigating this....(will call you ) basically. I just don't understand why CVS ( is who im working for) has them on our insurance.

[@DisabilityAttorneys]

I am sorry to hear about the issues you are having, and even more so that your doctor will not support a claim for disability. In our experience, without a treating doctor’s support it is very difficult to get a claim approved as Unum will rely on your doctor’s records and opinions. If it is the specialist (cardiologist/pain management, etc) who will not support disability you can also ask your primary care doctor to assist.

[@DisabilityAttorneys]

You should subscribe to our channel to learn how to protect your benefits and get paid. We publish helpful new tips weekly! We are available nationwide: 📞 call 888-292-8481 or 💻 email: www.diattorney.com/contact/?referrer=yt for an immediate free consultation with one of our attorneys. We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.