Discover The Best Way For First-time Home Buyers To Unlock Free Cash!

[@pedroorozco5136]

I need help and guidance on how to qualify for an fha loan in fl.

[@shanetaylor7369]

What's the catch on the free money?

[@TheRateUpdatewithDanFrio]

the ILLINOIS one has a 5 year Prepay but you can KEEP it if you refinance. Thats unlike most of the programs. The National Grants are as close to FREE as you can get. One has about .25% higher rate but the other 2 have no rate adjustments or paybacks Gotta check them out if your planning to BUY

[@rational3521]

Stop saying you have to pay your buyers agent. Its not true. I have done dozens of deals since the lawsuite settled and have been paid by the seller every time.

[@TheRateUpdatewithDanFrio]

The NAR (National Association of Realtors) Settlement, which addresses several antitrust lawsuits, has sparked significant changes regarding how real estate agent commissions are handled, particularly concerning buyer's agent commissions. Previously, in many U.S. real estate transactions, it was standard for the seller to cover the commission for both their listing agent and the buyer’s agent. However, as a result of the settlement, this structure might shift in certain regions, depending on the legal outcomes and changes in industry practices. The settlement could lead to buyers paying their own real estate agents directly, instead of having their commissions paid through the seller. This change would create a clearer distinction of the costs and could potentially result in buyers needing to negotiate compensation with their agent. While it's not a nationwide rule yet, the trend emerging from these legal challenges suggests a future where the buyer might indeed bear the responsibility for paying their agent's commission directly, changing the traditional model. Buyers and sellers will need to be more transparent about fees, and it could alter how negotiations are conducted.

[@steveludwig4200]

The buyer is required to sign a form indicating they agree to compensate the agent some amount. Of course they can request the seller to pay the buyer agent but it is negotiable. That was the point of the class action lawsuit settlement.