Dividend ETFs Uncovered: Are They Worth It for Income Investors?

[@minafakhri8371]

Dividends from the stock market initially motivated me to start investing. What really matters, in my opinion, is that if you invest and generate additional income alongside dividends, you can live off the dividends without having to sell. This means you can provide that financial benefit to your children, giving them a head start in life. Over the years, I’ve invested more than $600,000 in dividend stocks; I’m currently buying more today and will continue to do so as long as prices drop further.

[@UnityStandard]

It’s always reassuring to hear from an experienced investor who has weathered crises and come out successful. It can be concerning when your portfolio shifts from green to red, but if you’ve invested in strong companies, the key is to keep nurturing those investments and stay focused on your long-term goal.

[@mangoinvests]

Ive been dividend investing for over 5 years now!

[@Tim_in_Australia]

Great guys….

[@howeichin4103]

Stock returns stem from total returns, capital appreciation and dividends. Just curious, is dividend and capital growth inversely related or positively related? Because it affects retirement adequacy not?

[@rvajna]

A lot of whiskers here but the ASX is very overvalued especially bank stocks.

[@Ragnar6000]

ETFs are not the be all and end all!....yes they have there place...but there's nothing wrong with using good old LICs for harvesting dividends!

[@johnoneill1011]

What about tax? For Australian investors, dividends are taxed at twice the rate of capital gains. It is rare to find an ASX stock that delivers both increasing dividends and meaningful capital growth, in part because paying dividends reduces funds available to fund growth initiatives. So, what to do? For this retired fool, for whom capital preservation is key, my stocks component is Australian "too big to fail" low growth companies for reliable tax free dividends and franking in an ABP, combined with US tech giants outside super for capital gains with very low dividends. Then play forex fluctuations while managing CGT liability.

[@0401412740]

Might need to research to meet your investment goal. Sounds like you're very aggressive, i.e., wealth maximisation (gain & income) when you're conscious of asset preservation.

[@nicolaskesington449]

try investing in US shares where you can get 12% or more return from etf like SPYI,JEPQ, QYLD,SPYT,SVOL and many more and they pay monthly

[@johnoneill1011]

@@nicolaskesington449 thanks for the tip.

[@Sparky5960]

Australian ETFs are crap - prefer US EFTS with 20-60% dividends