Do THIS Prior To Disputing Your Credit Report Or You Are WASTING Your TIME

  Рет қаралды 611,598

Fluent in Finance

Fluent in Finance

3 жыл бұрын

There are a few things that you MUST do prior to disputing your credit report. If you try to download a template dispute letter and just blast it out to the three credit bureaus you WILL fail 99% of the time.
Accounts to freeze:
Lexis Nexis: www.lexisnexis.com/privacy/fo...
Innovis: www.innovis.com/securityFreez...
SageStream: www.sagestreamllc.com/securit...
ARS: www.ars-consumeroffice.com/se...
Free wealth management tool with a free $20 signup bonus with Personal Capital: share.personalcapital.com/x/M...
Best Free stock trading platform with M1 Fiance and free $10 to signup: m1.finance/Ne8m-Bf8-C-Y
Invest in cryptocurrency with Coinbase. $10 worth of free Bitcoin www.coinbase.com/join/zimmer_tda
Earn interest on your Crypto assets with BlockFi: blockfi.com/?ref=9f93a159
Free stock trading platform and receive a free random stock with Robinhood: join.robinhood.com/benz106
Free stock trading platform and receive 2 free random stocks with Webull: act.webull.com/i/JqRBR73LDzcG...
Take Your KZbin channel to the next level with better analytics: www.tubebuddy.com/FluentInFin...
DON'T CLICK THIS LINK! bit.ly/2UZEbDn

Пікірлер: 2 300
@laylonipenny3445
@laylonipenny3445 Жыл бұрын
This has easily become one of my favorite & the realest credit repair source major level of mature grown conversations amongst legends intellectual mindsets. Different level of transparency. It's authentic. Dope to see! Salute to *Future imperative corps*
@josueperez870
@josueperez870 Жыл бұрын
Yall, I did exactly what *future imperative corps* asked me to do. I went from 25 derogatory items to only 2 inquiries now. Not only that...almost all hard inquiries are being removed. I give this guy 100% his props.
@delesa16
@delesa16 Жыл бұрын
*Future imperative corps* is the best credit repair expert I've ever seeing on YT. The dedication, passion and humor he has in these credit industry is what makes it so amazing. I’m happy it's easy to use on backend but excited to see you give that penny to creditors !
@trussbekkah
@trussbekkah Жыл бұрын
Everyone should have a dedicated person like you. People dream of hiring such a talented credit repair specialist like you *Future imperative corps* . Keep up the hard work. Thank you so much for your dedication in this process. Thank you for your commitment to your job. Your outstanding performance helped our me alot. Thank you once again for fixing my bad credit. Appreciate their Skills 💯…
@heatherford6054
@heatherford6054 Жыл бұрын
🎉Thanks for the outstanding advice. ? Why wait to freeze Lexus Nexus etc… until personal info is updated?
@carloxs_speex
@carloxs_speex Жыл бұрын
The worst mistake I can make is not to say “Thank You” . But I’m not such kind of fool who doesn’t have the eyes to see the progress and more importantly “Not An Ingrate”. You really did it very well. Thanks for looking into my credit issues and getting them fixed for me. *Future Imperative Corps*
@nahdeercd8132
@nahdeercd8132 5 ай бұрын
Negative HOPES Freeze Credit Report Bogus Tactics Frauds/Imposter Scams Fake Help Fake Wins To Steal GO To CAT CREDIT REPAIR Refer My Coworkers, Friends & Strangers Happy Outcome Build/Rebuild Bank/CU Trust
@efsanekral4130
@efsanekral4130 Жыл бұрын
I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *Future Imperative Corps* was so helpful during the process of boosting my credit
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
Look up *future imperative corps* for help ..
@en.4392
@en.4392 Жыл бұрын
i see this exact post on several videos what is the deal
@quest4designs222
@quest4designs222 Жыл бұрын
​@@en.4392 It's called a spam bot
@spjunkies
@spjunkies 7 ай бұрын
​@@quest4designs222🤭
@rgjkaklsd7935
@rgjkaklsd7935 Жыл бұрын
Their firm is absolutely outstanding! He mentioned that I would start seeing progress around a month and that is absolutely true. I have to admit I was a little skeptical at first,but after seeing what you were able to do with my credit after only a few months, it is very reassuring. Each time I've had a question I've been answered in a business day. I would sincerely say that *Future imperative corps* conducted business in the utmost professional manner. I am extremely pleased with the way you worked things out for me. I will definitely suggest your services to any of my friends or relatives if they will ever experience any problem with their credit.
@biscuitonove3218
@biscuitonove3218 Жыл бұрын
Look up *future imperative corps* for help
@BraeLynnh
@BraeLynnh 9 ай бұрын
How are you doing after the year mark? I bet it’s looking very nice for you
@tugcemadenfan7511
@tugcemadenfan7511 Жыл бұрын
I've been having a concern about the SBA loans other than EIDL. When I checked them out they require 2020 and 2021 taxes to qualify. For those of us who needed EIDI, most of us probably don't qualify for those loans because COVID impacted our businesses so drastically that we barely made an income from those years. All thanks *Future Imperative Corps* for his grant method I got approved and finally got funded with no delay.
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
Look up *future imperative corps* for help
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
I used their service and it worked for me *Look their name up on google*
@DocTew
@DocTew Жыл бұрын
You should still be filing taxes whether you made profit or not.
@nahdeercd8132
@nahdeercd8132 5 ай бұрын
Negative HOPES Freeze Credit Report Bogus Tactics Frauds/Imposter Scams Fake Help Fake Wins To Steal GO To CAT CREDIT REPAIR Refer My Coworkers, Friends & Strangers Happy Outcome Build/Rebuild Bank/CU Trust
@ashantipotter5537
@ashantipotter5537 Жыл бұрын
Thank you for your incredible result and outstanding achievement. I feel blessed to have you *future imperative corps* . You are intelligent, smart, hard-worker, and I’m sure you’ll achieve your goal. This is not just a team; this is a family to me. Words will not be enough to tell you how grateful I am to have a fantastic team. I love working with this team. My beautiful pleasure for raising my credit score.
@josueperez870
@josueperez870 Жыл бұрын
Yall, I did exactly what *future imperative corps* asked me to do. I went from 25 derogatory items to only 2 inquiries now. Not only that...almost all hard inquiries are being removed. I give this guy 100% his props.
@delesa16
@delesa16 Жыл бұрын
*Future imperative corps* is the best credit repair expert I've ever seeing on YT. The dedication, passion and humor he has in these credit industry is what makes it so amazing. I’m happy it's easy to use on backend but excited to see you give that penny to creditors !
@trussbekkah
@trussbekkah Жыл бұрын
Everyone should have a dedicated person like you. People dream of hiring such a talented credit repair specialist like you *Future imperative corps* . Keep up the hard work. Thank you so much for your dedication in this process. Thank you for your commitment to your job. Your outstanding performance helped our me alot. Thank you once again for fixing my bad credit. Appreciate their Skills 💯…
@fearlessfighter1753
@fearlessfighter1753 Жыл бұрын
I want to express my appreciation for the kindness shown me during those difficult when I had a bad credit *Future imperative corps* . I am eternally grateful. Thank you for all your efforts to make my credit back to the 800's, I wouldn't be here without tremendous zealousness to see that those grifter lenders are put to shame.
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
Look up *future imperative corps* for help ..
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
I used their service and it worked for me *Look their name up on google..*
@kentonwatts504
@kentonwatts504 3 жыл бұрын
First one to straight up give advice helpful, Thank You Sir!! Most of the YT advisers were just regurgitating common knowledge ways that fail to get results. Appreciate your knowledge. You are the GO TO GUY from this moment on. Happy to subscribe!!!
@dogukanpvp6929
@dogukanpvp6929 Жыл бұрын
Rescission and a Security Freeze are great tools to use, because it puts you in control of your privacy. Corporate control = involuntary servitude. I love this video!...Know your rights, exercise your rights and exercise them often. People only need to listen and learn. Actors use pseudonyms and get away with it, if we shorten our names they are called aliases. Via certified mail, i sent requests for a security freeze to 8 credit bureaus, I also opted out of 25 sites that store and sell my private info, like whitepages, spokeo etc. These corporations actually make us sitting ducks for identity theft, stalking and narcissistic abuse, and they do it for profit. Use *Future imperative corps* to claim your pandemic/unemployment benefits
@biscuitonove3218
@biscuitonove3218 Жыл бұрын
Look up *future imperative corps* for help
@soulrskreem29
@soulrskreem29 Жыл бұрын
Great info and a it of what you said was in my reply as well. It does work for sure. Thanks for sharing the info that you did. It was something that I hadn't come across yet.
@christianbrysonmattmurchis996
@christianbrysonmattmurchis996 Жыл бұрын
@@soulrskreem29 Get in touch with them to help you out
@fatmanurgencer5514
@fatmanurgencer5514 Жыл бұрын
You showed great composure, experience, and thinking while dealing with the issues i had about my credit. Your level of quality work remains unprecedented, Thank you for all your help. Without your hard work, patience, and agility, i wouldn’t have completed raising my credit score before the deadline. You rock *Future Imperative Corps* !, Thanks.
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
Look up *future imperative corps* for help ..
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
I used their service and it worked for me *Look their name up on google..*
@emosbaba5234
@emosbaba5234 Жыл бұрын
Inquiries on your Credit File, are actually more damaging than slow credit or late payments... Credit Bureau's are horrific for keep inquiries on your file for years... 2 points less per hard inquiry.. 50 inquiries == 100 points less This could actually take you out of the credit game but I got all fixed after trusting in recommendations about *Future Imperative Corps*
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
Look up *future imperative corps* for help
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
I used their service and it worked for me *Look their name up on google..*
@jeffreysapp4203
@jeffreysapp4203 4 ай бұрын
Thanks. Will look them up
@xcobraxgaming5714
@xcobraxgaming5714 2 жыл бұрын
Thank you SO much! I am getting started on my credit repair journey and this is the first video that I have watched that was truly helpful. God Bless you sir.
@candyscott5572
@candyscott5572 Жыл бұрын
As an advisor, investor and partner, I'm impressed by the thoroughness and professionalism exhibited by all of principals of fixing bad credit. In particular, their depth of knowledge in diverse disciplines as construction, operations of credit repair service is highly advantageous. Their focus, integrity and attention to details make us very comfortable doing business with them and keep my man in check!.. *future imperative corps* is the dude
@siliconalleys
@siliconalleys Жыл бұрын
You misspelled principal.
@Imadeyoumad79
@Imadeyoumad79 Жыл бұрын
Ive seen your exact post on at least 10 of these youtube channel’s
@MsShellaGrl
@MsShellaGrl 7 ай бұрын
@@siliconalleysLMAO🤣
@ff_hidayet
@ff_hidayet Жыл бұрын
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *FUTURE IMPERATIVE CORPS* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balance may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
Look up *future imperative corps* for help ..
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
I used their service and it worked for me *Look their name up on google..*
@rickwarren8161
@rickwarren8161 Жыл бұрын
Which is disgusting and shows the banks run the government.
@Culdrus
@Culdrus Жыл бұрын
Credit score is not something used in all countries though. In France, they determine if you are eligible to get a loan (e.g., to buy a house) based on the ratio between your salary, your expenses and your savings. Basically, if every month you 'burn' all your money, you're perceived as riskier than someone earning less but consistently making deposits to a saving account. I feel in the US people tend to buy things they don't need with money they don't have... The only times I feel one should need a credit is when buying 'big' things (house, car, etc.). Not for a TV. I’m 29 with over 800 credit score, time was put into that to build it up by *Future Imperative Corps* and he also helped me with the grant process.
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
Look up *future imperative corps* for help
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
I used their service and it worked for me *Look their name up on google*
@mysteriousjz
@mysteriousjz Жыл бұрын
This is a shill comment. Be careful
@jackietravels9839
@jackietravels9839 2 жыл бұрын
God bless you sir for helping others. My son is going thru this identity theft and is having to start this painstaking process. Your video is very good and to the point
@savascanmusic
@savascanmusic Жыл бұрын
Thank you for the video! I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a 🔥 in me and learning from and using *CREDIT BACKDOORS* ve watched this video a few times just as motivation. I call it my “Victory Lap” video because you are spreading Nips message by following it! Thank you and keep pushing! Proud of you!
@ml8028
@ml8028 2 жыл бұрын
I’m a lawyer and I can tell you this is the first speaker I have heard who UNDERSTANDS the value of the use of the Postal Service. The guy gets it.
@epaulino2412
@epaulino2412 2 жыл бұрын
Always leave a paper trail. Notarized and certified mail. It’s taken more serious. Phone disputes do little if not anything. About to see this video now lol
@jusbilly75
@jusbilly75 2 жыл бұрын
What does he mean by freeze those accounts?
@TJ-sc9fs
@TJ-sc9fs 2 жыл бұрын
@@jusbilly75 you have to click on the links he provided and follow the instructions to freeze your report. So the when you go to dispute them no information can be verified
@HEBREWESS
@HEBREWESS 2 жыл бұрын
@@Vipersshorts click here 👉🏾 15:32
@HEBREWESS
@HEBREWESS 2 жыл бұрын
@@jusbilly75click title of this video; w/in Description, under *Accounts to Freeze,* he provided links. click here 👉🏾 06:39 click here 👉🏾 15:32
@IrenePGriego
@IrenePGriego 2 жыл бұрын
Loved the video and look forward to watching more. I have a old medical debit that changes collections every few months making it new again and so tired of the games. They remove it and comes back a few months later. This has been going on for 7 years and they restart it over and over again.
@Yanayofficial
@Yanayofficial 3 жыл бұрын
Wow!!! Thank you so much! This is the most informative video I’ve seen on the matter. Thank you for providing so much value, it’s priceless.
@katrinajohnson9347
@katrinajohnson9347 3 жыл бұрын
Thank you soooo much for speaking this truth! I will definitely be taking action!
@theironpatriot
@theironpatriot 3 жыл бұрын
No cap, this is the most useful video on the subject matter I have ever come across - and I’ve watched dozens! Probably at least 60+ videos and all are the same.. except this one. Thanks man!
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
Wow, thanks!
@davidmorales7371
@davidmorales7371 3 жыл бұрын
Agreed. 100%. These are really tips and advice. Not fluff or shit we already know
@bijansaadati8623
@bijansaadati8623 Жыл бұрын
​@@fluentinfinance3744 hi do I freeze my credit info first before I have them remove my personal info or after? thanks
@vintagevirgo
@vintagevirgo Жыл бұрын
@@bijansaadati8623yes
@D.M-1982
@D.M-1982 2 жыл бұрын
I did this with my own credit a few years ago after doing so much research and I removed two collections I was happy! But I was trying to do this again and I found you, and you are great! I like videos like this, that gives you real information, not sell the info !!! Great video 😊
@fluentinfinance3744
@fluentinfinance3744 2 жыл бұрын
Awesome job on getting those accounts removed!
@LanaMaeWicks
@LanaMaeWicks 2 жыл бұрын
what did you do?
@m.beebout2555
@m.beebout2555 2 жыл бұрын
Who do you contact- creditors or Experian etc
@sandriea30
@sandriea30 2 жыл бұрын
@@m.beebout2555 Experian, Transunion, Equafax. Never the creditor.
@oculosprudentium8486
@oculosprudentium8486 3 жыл бұрын
U are a Godsend!! I've learned more in 10 minutes than what I've done in the past 3 months on many other youtube credit repair videos!
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
Glad it helped!
@michellerenee9772
@michellerenee9772 3 жыл бұрын
I am with you on this one. :)
@delroyroomes2556
@delroyroomes2556 2 жыл бұрын
@@fluentinfinance3744 What do you mean by freezing the accounts like Lexis Nexis? Does everyone automatically have an account with them, since I have never opened an account with any of those outfits that you mentioned?
@MK-ps4ob
@MK-ps4ob 2 жыл бұрын
@@delroyroomes2556 same question
@MrAmenta2
@MrAmenta2 3 жыл бұрын
Great video, add Core Logics to that list as well. Core Logics reports: Convictions & Evictions on Rental application forms.
@TheStoneWhisperer
@TheStoneWhisperer 2 жыл бұрын
Great info Sir! It's crazy how after all these years I never knew there were these "other" agencies collecting my personal data! No wonder we have such a messed up way of life here! What a bunch of CRAP! I will be following your steps to the letter! This is great stuff! Thank you!
@terrancethompson567
@terrancethompson567 2 жыл бұрын
This video has a lot of false info..u can still sue the agency. I work for TransUnion and i personally read dispute letters for 10hrs a day. We do use eoscar but u are misrepresenting some truths and policies. we are not allowed to use your signature to verify accounts that is false also. Not trying to be that guy..just appreciate honest and correct info. Good luck and all stay blessed.🙏
@p2pportal
@p2pportal 2 жыл бұрын
Frankly, I don’t even know what he’s talking about for a good fiddy percent of it. Finally gets into it after 2 plus mins, he does the Biden whisper thing at like 4:40, says to get credit reports for first time at like 5+. Then the whole “remove your original name by telling them you now identify as a girl or boy, whatever is the opposite sex….” HahaWOW
@kingraxoe7604
@kingraxoe7604 2 жыл бұрын
Terrance hook it up man! Show us how to get rid of it. I'll log on yo channel. Especially when u are Real and keep it 100. I'm all about honesty when I'm watching folks video. Thanks Terrance
@louisiannef3122
@louisiannef3122 2 жыл бұрын
I was charged by BEST BUY FOR A TV I DIDN'T BUY. My husband died from covid in 2020, i am on disability, me and my teenage son are still in quarantine living in isolation. With all that i really don't have the mind set to do any dispute. Though i tried but they still sent it to collection and it's hurting my credit. I don't know what to do anymore. I am loosing my mind. IT'S TOO MUCH!!. Any suggestions please😪 CAN I SUE BEST BUY? though i dt have the time for all that
@josequinones6125
@josequinones6125 2 жыл бұрын
Just because you don't check signatures, does not mean someone along the line may not check it. Mine signature was checked in a law suite.
@sarag1158
@sarag1158 2 жыл бұрын
@@louisiannef3122 go to your credit report and pull a copy. It sounds like you already have a copy of it. Write a letter to the address that shows up for Best buy on your credit report and request a credit verification. Tell them it's not your debt and you would like to see a copy of the original contract with your signature. I am not an expert on this, but that's what I would do.
@RWlawFL
@RWlawFL 3 жыл бұрын
Great insight on how the mechanics of disputing and verification work and how they break down. If you’re trying to get items removed from your credit report, definitely watch this.
@tsacattack3731
@tsacattack3731 3 жыл бұрын
Thank you for breaking everything down and getting straight to the point.
@anyewashington8801
@anyewashington8801 2 жыл бұрын
Wow, I'm so happy I watched this video before moving onto the next step!
@kristinheath9723
@kristinheath9723 2 жыл бұрын
Thank you so much for this video. I learned so much in 16 minutes!
@jeffmorabito10
@jeffmorabito10 3 жыл бұрын
Wow you break things down like no other.thanks
@suzannemcdowell9356
@suzannemcdowell9356 2 жыл бұрын
Wow. So glad I found you!! You’re info and advice is a godsend and has lifted me out of the burden of feeling helpless while drowning in the sea of information sharing. We just don’t realize that INFORMATION HISTORYfloating around is really a stone tied tot our feet preventing any movement forward but instead pulls us down. Thank you so much. Good karma coming your way ! And I don’t mean credit karma HAH! Looking forward to next step and next and next. Soon I’ll be running free and unburdened.
@meijunmommy
@meijunmommy Жыл бұрын
Thank you for making it perfectly clear! There is hope!
@RafaelSantos-ef7sn
@RafaelSantos-ef7sn 2 жыл бұрын
Excellent video!!! Great content. Thank you for the detail explanation.
@msthall38
@msthall38 3 жыл бұрын
I love it Finally someone who gets straight to the point and stays on track with the topics
@josephland34
@josephland34 3 жыл бұрын
Are you kidding? The first 3 minutes is 100% fluff. Into the 4th minute now and not sounding much better.
@lisasandlin5119
@lisasandlin5119 3 жыл бұрын
I agree. He gets to the point and stays on track
@darellsmith9992
@darellsmith9992 2 жыл бұрын
Facts
@DJKingJames504
@DJKingJames504 2 жыл бұрын
You're very beautiful @Melanated Goddess.
@p2pportal
@p2pportal 2 жыл бұрын
Haha I thought djjamesking504 was a bot cuz of his comment, but then I saw there is actually someone commenting here with profile named “@melanated goddess” and he just legit thinks she’s hot haha. P.S. btw, I’m with other dude: if you call this “getting to the point” you musta hit the 2X playback speed or some shite lol. Wow
@hollybland9928
@hollybland9928 2 жыл бұрын
After paying money to several credit repair companies , I took my plight to KZbin 😁I’ve been listening to credit dispute videos my entire workday , this is the one I needed !!! Thank you so very much for your delivery of this valuable information ; and a great example of knowledge is power !
@kristyfehlman
@kristyfehlman Жыл бұрын
9o99ollllllllllllll
@cherylyoung5668
@cherylyoung5668 2 ай бұрын
Omg i learned more from this then all the services i signed up with down through the yrs and cancelled because nothing worked i cant wait for next video.finally someone with truth ive tried lots of co in past wow thanks
@tiaramoore9983
@tiaramoore9983 2 жыл бұрын
This video was amazing. I appreciate you sharing this information. Thank you
@DanielCastillo-oc3dd
@DanielCastillo-oc3dd 2 жыл бұрын
♥️ Thank you! We have been very cautious with restablishing credit not knowing the correct process without undermined and misleading attempts. We still have our American dream in our retirement years to purchase our first time ever home we can call our own.
@odettethompson6221
@odettethompson6221 3 жыл бұрын
Great information! I never knew we could request to have old personal information removed, and that it is the way they link our accounts to us. Thank you for sharing that information. We can help ourselves if we have the information. So many are paying for these credit repair services for things they can do thrmselves.
@ralphself9579
@ralphself9579 2 жыл бұрын
Thank you for all your help. I will follow up with your advice. Thanks again.
@ellemay9740
@ellemay9740 2 жыл бұрын
Thank you so much for this helpful and insightful video!!! 🙏🏽
@theewendialexis
@theewendialexis 3 жыл бұрын
You dropped so MANY jewels! Thank you!
@jamescaseyJay
@jamescaseyJay 3 жыл бұрын
This is the most informative video about disputes to credit bureaus I have EVER seen. You obviously are a very smart guy. Thank you for this video, you should get some sort of award for this information! No one, I mean No one online I have ever seen, either does not know this information. Or they are all just idiots! Dude, I'm at a loss for words this is so freaking brilliant. May your life be filled with complete joy! Thanks.
@jamesshriver4822
@jamesshriver4822 3 жыл бұрын
TIMES A THOUSAND!
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
I highly appreciate that!
@heroblok6
@heroblok6 2 жыл бұрын
@@fluentinfinance3744 This is great, and I can't wait to get started on it. But I have a question: I disputed 2 past debts on credit karma, and i said I wasn't aware of them. Now I'm waiting to hear back, it says 30 days it takes. Was that a bad idea?
@grindmode2557
@grindmode2557 2 жыл бұрын
@@heroblok6 I’m starting to freeze my accounts since yesterday. There’s about 8 smaller bureaus that need freezing before disputing.
@heroblok6
@heroblok6 2 жыл бұрын
@@grindmode2557 by freeze accounts u mean disputing? I have 3 accounts that have stayed on for a while I disputed 2 for the hell of it. The other one is for $65 I'm gonna call and offer 1/2
@seekingthemosthigh5978
@seekingthemosthigh5978 Жыл бұрын
THIS IS FIRE. VERY STRONG. THANK YOU!!!!!
@acedueceable
@acedueceable 2 жыл бұрын
Thanks for this information. The way you explained it was clear, easy to follow, and useful. I am now a subscriber.
@xxpristine_beautyxx8735
@xxpristine_beautyxx8735 3 жыл бұрын
Thanks for the information very in depth!!
@queenangawakening9800
@queenangawakening9800 3 жыл бұрын
Thank you for all of the Knowledege you are dropping in this video. What an eye opener 😲You are absolutely awesome !!!
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
You are so welcome
@TheSnookthakrook
@TheSnookthakrook 3 жыл бұрын
@@fluentinfinance3744 what about credit karma
@coreyforshey3812
@coreyforshey3812 3 жыл бұрын
@@fluentinfinance3744 : How do we turn OFF the Pacer? I’m hitting a brick wall
@anjapalazova9522
@anjapalazova9522 Жыл бұрын
Be careful, the advertised company is a scam. They are asking for Zelle and gift card payments. No legit company does that. Good luck and be on the 👀 for scammers! Great video by the way, which made me call those dudes.
@Sphicks1919
@Sphicks1919 2 ай бұрын
Thank you so much this did wonders for my transunion report - astounding actually. Thank YOU
@margelynch
@margelynch 2 жыл бұрын
I was well informed with the explanation. Thank you.
@divinefem4809
@divinefem4809 3 жыл бұрын
You are very transparent and easy to follow. Thank you!
@lewishall6501
@lewishall6501 3 жыл бұрын
Yeah yeah yeah thank you so much looking forward to the next one this is exactly where I need to be thank you so much God bless
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
Glad to help
@SunnyDukes
@SunnyDukes 3 жыл бұрын
Thank you for taking the time to make this video. I feel much confident now fixing my credit on my own.
@jlc0424
@jlc0424 Ай бұрын
I can't even tell you how long I've been looking for this information. Thanks a million for this video!
@Irishjay-gu5pb
@Irishjay-gu5pb 3 жыл бұрын
Wow, I have never heard any of this information anywhere else when researching how to improve your credit!!! Thank you so much!!!! This is such vital information!!! You gained a sub in me!!!
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
Glad it was helpful!
@candismurry3855
@candismurry3855 2 жыл бұрын
This is the most informative video I have watched in this process! You've gained another follower in 2021! Thanks for the thorough explanation and excellent content!!
@joyleansmall7658
@joyleansmall7658 2 жыл бұрын
This beyond what I expected to hear 👏 🙌 thank you so much.
@michelekind1554
@michelekind1554 3 жыл бұрын
You’re brilliant! So much value ✨ thank you!
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
Glad it was helpful!
@jameswashington4172
@jameswashington4172 3 жыл бұрын
All info in one video!! Great job!!
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
Thank you!
@theresa6734
@theresa6734 3 жыл бұрын
THANK YOU FOR ALL THIS USEFUL ADVICE !! I AM A NEW SUBSCRIBER, CAN WAIT TO TELL EVERYONE ABOUT YOU !!
@junietandfriends6539
@junietandfriends6539 2 жыл бұрын
Very informative information without a high price tag. Thank you for this information,
@tangeeedmonson9111
@tangeeedmonson9111 2 жыл бұрын
ive researched and listened to a lot of videos and this is by far the best. easy to follow and provides great information!! THANK YOU
@anjapalazova9522
@anjapalazova9522 Жыл бұрын
Be careful, the advertised company is a scam. They are asking for Zelle and gift card payments. No legit company does that. Good luck and be on the 👀 for scammers! Great video by the way, which made me call those dudes.
@hopeministrieskingdombuild1647
@hopeministrieskingdombuild1647 3 жыл бұрын
Pure gold! Thank you 🙏🏽
@orlandowilliams5309
@orlandowilliams5309 3 жыл бұрын
Yo thanks so much for the information homie I truly appreciate it 🙏 🙌.
@ashleynordgren5051
@ashleynordgren5051 2 жыл бұрын
Omg I love this dude! First person I’ve actually learned and understand the why behind why I’m doing what I’m doing . Wow thanks so much! Subscribed!
@user-kd8fo7sn8h
@user-kd8fo7sn8h Жыл бұрын
👆My credit score 👆was 571 and I couldn’t get approved for a loan, a car and a house... NOTHING! It was draining in every aspect of my life because I got kids I have to protect their future. A few weeks later, my score suddenly shot up 830, Mr ALFRED he’s truly honest about what I want and what is expected of me to do. He told me it would take a few weeks to get it done approximately a week and he kept to his word. Now I can thank him enough. Get in touch with him today and make a bright future tomorrow. Mr ALFRED they are really the best trust me.
@juicingcornerchris
@juicingcornerchris 2 жыл бұрын
I just filled out freezes for all four of the reporting agencies. Thank you>>>>>>>>>>>>>>>>>>>>>
@josephwilliams2901
@josephwilliams2901 3 жыл бұрын
Thank you so much for the awesome video and the information provided. I will definitely use this info step by step. You are a godsend. Can you do a video on how to read a credit report and what a proper credit report should look like when set up properly?
@Valreea
@Valreea 2 жыл бұрын
06:56 - suing opt out 09:46 - wipe old personal data 12:16 - signature tip
@stillwaterss
@stillwaterss 2 жыл бұрын
Thank you!!!
@vintagevirgo
@vintagevirgo Жыл бұрын
Thank you
@GolfOnADime
@GolfOnADime Жыл бұрын
Bless you
@DivaEagle77
@DivaEagle77 2 жыл бұрын
You are AMAZING! Bless you! Thank you!
@erikafountain4757
@erikafountain4757 2 жыл бұрын
Thank you education is power
@knan8481
@knan8481 Жыл бұрын
The confidence you take in your work is really inspiring and amazing, special thanks The time and efforts you had put into deleting all inquiries and collections is beyond excellence. Take my cordial thanks! You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting this job done. I appreciate every bit of your effort. Thank you for pulling this off so smoothly... *Future Imperative Corps*
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
Look up *future imperative corps* for help ..
@frankallah-mensah1441
@frankallah-mensah1441 Жыл бұрын
I used their service and it worked for me *Look their name up on google..*
@amber7255
@amber7255 2 жыл бұрын
Great video!!! Definitely make more!! You have a natural teaching gift.
@72andres
@72andres 2 жыл бұрын
Thank you very much for your informative and professional video, and God bless.
@FerdinandNdediGlobalUnit1S
@FerdinandNdediGlobalUnit1S 2 жыл бұрын
Well done Sir! much appreciated....!!! keep the good work 💪
@PL-tz8eb
@PL-tz8eb 3 жыл бұрын
Fashore one of the best informative videos on disputing things on your credit by far 🙏🏾💯🙌🏽🙌🏽 thank you
@ActionableInfo
@ActionableInfo 2 жыл бұрын
you just saved me a lot of time. 🙏🏼 had just finished my hard inquiry letters and was going to start on the collection ones. This was soooo practical and helpful
@MoneyGuil
@MoneyGuil Жыл бұрын
How did you do it? I'm trying to rebuild my credit that I ruined when I was 19-20 and I have like literally 30 hard inquiries that I want to remove.
@terencemoore7957
@terencemoore7957 2 жыл бұрын
This was so informative that im subscribing… Good for you bro!!
@StuartJrBarrett
@StuartJrBarrett 3 жыл бұрын
Excellent video! Clearly thought and well spoken.
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
Glad you liked it!
@StuartJrBarrett
@StuartJrBarrett 3 жыл бұрын
@@fluentinfinance3744 If accounts are frozen, can I still apply for credit?
@TJ-sc9fs
@TJ-sc9fs 2 жыл бұрын
@@fluentinfinance3744 if I already signed up with the 3 agency how can I opt out
@SoldierForGOD47
@SoldierForGOD47 3 жыл бұрын
Dude...YOU ARE THE MAN !!! GOD Bless You !!! I will subscribe to your Channel and follow YOU Fo Life !!!👏🏾👏🏾👏🏾👍🏾👊🏾
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
Welcome aboard!
@alyssawood6189
@alyssawood6189 2 жыл бұрын
This is GOLD! Thank you!!
@nalman6471
@nalman6471 Жыл бұрын
So much great information. Thank you so much for such a great video.
@iAmberRenee
@iAmberRenee 3 жыл бұрын
THIS IS A MAJOR GEM! THANK YOU
@rhondamassey174
@rhondamassey174 2 жыл бұрын
WOW, thank you. Everyone else was saying the opposite, to me you make a lot more sense. You have to remove your past history to move forward. Again, thank you. I can't wait for the next one.
@kingjimmykingjimmy
@kingjimmykingjimmy Жыл бұрын
This is great. I did everything you said not to do. So now I’m trying to get addresses and such removed the hard way.
@theeloh33m
@theeloh33m 2 жыл бұрын
powerful information!! salute, and thank you!!
@coreyforshey3812
@coreyforshey3812 3 жыл бұрын
New subscriber/ thank you so much for this incredible info!!!
@RoyPacShakur
@RoyPacShakur 3 жыл бұрын
I needed this perfect timing just had watched your not disputing online video the other day about the rights you give up. And now this!!!! Yes my lucky day thanks Ben.
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
Glad it was helpful!
@janellereed8381
@janellereed8381 3 жыл бұрын
One of the quickest and safest way to get rid of negatives and boost your score is to hire a professional credit score specialist who can lawfully and economically re-establish your credit score and remove negative items. I was able to employ (Royson@creditmasterfixllc.com) who helped me erase all bad items permanently. He was also able to remove damaging items like evictions and foreclosures from my credit file! He can provide ethical, powerful, and affordable credit repair service. Right now I have an excellent score grade and all my credit debts have been wiped off. Get on your way to strong credit again.
@lisasonnier5645
@lisasonnier5645 2 жыл бұрын
Thank you so much for being straight forward and thank you for the information because it is very helpful for my husband and I.
@gks3914
@gks3914 2 жыл бұрын
Very much thanks for this information. My man!!
@BritimaShow
@BritimaShow 3 жыл бұрын
This is the video I've been looking for. Someone truly breaking it down and giving actual useful advice. Thank you! I'll be making a comment in the future if these tips help me get things removed from my credit.
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
I appreciate that, keep me posted if it works out for you!
@ThatOneArchie
@ThatOneArchie 2 жыл бұрын
Did you get anything removed using these methods? 😎😎👌
@lamontmorgan99
@lamontmorgan99 2 жыл бұрын
yea any luck?
@ryeinn6971
@ryeinn6971 2 жыл бұрын
Did it work?
@jasonclayborn7871
@jasonclayborn7871 2 жыл бұрын
@@fluentinfinance3744 do I need to send in a utility bill and copy of DL when removing addresses?
@nikkik2648
@nikkik2648 3 жыл бұрын
Thank you for this video I originally did exactly what you said not to do and was becoming frustrated at my "verified" responses. I will try this now. Hope I have better luck
@nancybarber5008
@nancybarber5008 2 жыл бұрын
Great job young man!!
@davidmims1032
@davidmims1032 Жыл бұрын
PERFECT!!!! Video never knew any of this.
@donniemitchell3684
@donniemitchell3684 2 жыл бұрын
Thank you so much. It actually took me 3 min to put a freeze on all 4 bureaus using the links you provided, that contain my personal info. Love the vid's
@stephenchesterjr1364
@stephenchesterjr1364 2 жыл бұрын
How long after you send the letters off to the agencies do you freeze the accounts ? Are you waiting until they don't show up on the credit report ?
@sonrisitatv2149
@sonrisitatv2149 2 жыл бұрын
Did you sent the letters first o you jump to the freezing right of the gate
@kristinaromero9373
@kristinaromero9373 3 жыл бұрын
This was the most beneficial and understandable content on credit I’ve found useful. Thank you for creating this content and for being realistic with us and truly helping us. I appreciate you for this.
@joejoe20008
@joejoe20008 9 ай бұрын
Thank you for the in depth breakdown much appreciated never heard this before from anybody I appreciate it
@petalsjones
@petalsjones 2 жыл бұрын
This is the best credit report information I've heard. Thanks so much for sharing and getting right to the point.
@MJEM1
@MJEM1 3 жыл бұрын
I love your content. Keep up the good work.
@fluentinfinance3744
@fluentinfinance3744 3 жыл бұрын
I appreciate it!
@antoniostephano
@antoniostephano 2 жыл бұрын
This is the first time I have heard about the need to freeze third party data providers. Amazing.
How to Get A PERFECT Credit Score For $0
19:20
ClearValue Tax
Рет қаралды 849 М.
INSIDE THE VAULT: - Learn how to delete ANYTHING from your consumer report.
1:07:37
路飞太过分了,自己游泳。#海贼王#路飞
00:28
路飞与唐舞桐
Рет қаралды 35 МЛН
Best Toilet Gadgets and #Hacks you must try!!💩💩
00:49
Poly Holy Yow
Рет қаралды 21 МЛН
How Many Balloons Does It Take To Fly?
00:18
MrBeast
Рет қаралды 199 МЛН
DO NOT Pay Debt Collectors | How to Handle Debt When It’s Gone to Collections
10:28
Dow Janes - Financial Education
Рет қаралды 436 М.
How to Fix Your Credit Score Fast!
21:05
ClearValue Tax
Рет қаралды 92 М.
How to Remove Charge offs and Collections from your Credit Report!
20:14
Fluent in Finance
Рет қаралды 82 М.
STOP PAYING COLLECTIONS & CHARGE OFFS | CREDIT BOOST BUREAU DISPUTE |
15:21
Life With Jazzy Mac
Рет қаралды 2,1 МЛН
How To Raise Your Credit Score By 200 Points
9:56
Noelle Randall
Рет қаралды 612 М.
DON'T EVER PAY COLLECTIONS (AND WHEN YOU SHOULD!)
13:58
Naam Wynn
Рет қаралды 324 М.
When To Pay Credit Card Bill (INCREASE CREDIT SCORE!)
9:40
Naam Wynn
Рет қаралды 2,1 МЛН
What Credit Utilization Rate is Best for Your Credit Score?
29:47
Debt Free in 30
Рет қаралды 35 М.
路飞太过分了,自己游泳。#海贼王#路飞
00:28
路飞与唐舞桐
Рет қаралды 35 МЛН