Don’t Buy A Home At All? 😱

Should you delay home buying or not buy a home at all ❓
Interviewed by @iankitasaxena
Thank you @finnetmedia & @bhavika.1207 for this
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#financewithsharan #homebuying #rent #realestateagent #realestateinvesting

[@randompie5558]

House is neither an asset nor a liability. Its a home , a place to live.

[@karthikkeyan4460]

And a home can be made out of anything, even a tent or cardboard boxes. The point is, we define what we should call as "home" and it doesn't have to be necessarily the one which would cost us our entire life savings and put us in debt forever.

[@ajayburra2691]

This people don’t know how it feels when a person comes to your door and shouts were is rent😢

[@bhavanturaka9097]

​@@ajayburra2691looks like you don't have a nice landlord. Living on rent is not that bad if you have a good landlord and especially if you are living in a city. You can shift your house whenever you shift your job unlike having your own house. My colleague is spending 3-4 hours every f*cking day in Bangalore traffic to go to office (to and fro) just because he has a own house in outskirts of city. He could have given it for rent and stayed somewhere nearby. But he won't. Instead of owning a house, buy some land or invest in other important things like providing good education of your kids, health etc.

[@Payal-yh9my]

The same thing said in rich dad poor dad... He is talking about what people should think by brain that's why it's a liability though for people a house is a home, a emotion!

[@Reyy619]

Yesss

[@anisurrahman6672]

Should you buy a house? No. It costs your savings. Should you eat? No. It costs your savings. Should you live? No. It costs your savings. #We don't live to earn. We earn to live.

[@gpjoseph9807]

😂

[@akhilkumarmyadarapu458]

💯😂😂

[@burrenwaffet7742]

His channel name is finance with sharam it means he's giving advices for who want more money not more living.

[@DisciplinedTrader27]

why you watch him then ?? if you are happy with your middle class lifestyle than stop watching

[@expertgaming]

​@@DisciplinedTrader27its a yt short, you think people choose to put him in the reel? and anyway the commenter is correct, you earn to live not live to earn, what are you gonna do with all that money if you're dead?

[@me23xfhg]

All KZbin financial influencers should sell all their houses and invest in stock market.

[@iamuzumakianduchiha776]

Most of them already have their stocks and their investments . And they are able to purchase a house because they have earned that kind of money plus their investments beat their loan amount by huge margins.

[@afdcg]

​@@iamuzumakianduchiha776they just do paid promotions and make money and invest in real estate and Gold. Stock markets are risky assets. Unlike Mutual fund houses know when to put and remove money. Don't fall for all these traps. If you don't have a house then you need to try your best to get a house. Not everyone earns 2 or 3 lakh per month to save and later invest.

[@smdash2920]

​@@iamuzumakianduchiha776 😂 only a couple of them... !

[@yuvrajsinghbhatia823]

This will only happen if the pay hike is at par or above the actual inflation rate.

[@shreyagoestohell]

He lives on rent sir 😂

[@YogendraSingh-sc7by]

I started working at the age of 23. A 1000 sq ft piece of land in my hometown in a decent location was costing around 30 lakhs. I didn't buy. I turned 30 wanting to buy but now the same piece of land costs 75 lakhs. I had to go farther atleast by 5 km to buy the same area of land in the same budget. Hence, land itself can be a great investment too.

[@dkblaze9072]

Should have invested in stocks.

[@jashratia4574]

That applies mainly to land, but these days, most people buy flats, especially in tier-1 cities. Additionally, if you're purchasing land to build a house, you may not be willing to sell it unless something goes wrong. Therefore, I agree with financial influencers when they suggest delaying the decision to buy a home.

[@tonmy21]

How do u so much bro... I don't follow Finance with Sharan bro😅😂😂

[@arpitraj4544]

My grandfather retired and with hus retirement money , some loan etc , we bought a land worth 3 lakhs ( around 2005 ) , now we have a 3 floor house on it and the cost of land itself is around 1 crore .

[@mkrao100]

Once a home never look at from market value.

[@9669sumit]

I shouldn't have listened to the influencers when everyone was buying homes in 2020-2021 for way cheaper prices.

[@GirishAdhi1985]

You would have bought it as an investment property?

[@terex1394]

When he said don't buy a home, what he meant is cleverly invest that money where it earns interest that makes your life easier. Not just sit idle an cry later

[@atulpandey6500]

​@@terex1394guess you need to learn about leverage that's easily avaiable for buying a home and only for buying a home. Someone who could afford to invest 2cr in a house can't afford to invest 2cr in share market. No one will give a 30 year loan at cheap interest rate for investing in shares. So a 10% return on 50L would be 5L but 8% return on 2cr would be 16L. Now ofcourse you have interest cost on the amount you borrow but you also need to consider 2 to 3% rental yeild which will only increase for you over the years as rent will increase but your purchase price will remain constant. All these concepts are cleverly hidden by financial influencers

[@RT-xk4su]

Yes don't listen just buy it's better to have your own house than to depend on a landlord

[@anirudhgupta2570]

jesus christ he was saying to invest the money instead of buying a house to live in. nobody said not to invest in real estate. thats on u bozo

[@thezubaidazubi]

life is not about financial goals only.. life is full of desires... buying a house is a dream for many that could come with a price but may be a price worth paying for

[@shivansh1168]

Ram Lal : And when you turn 40 that house will cost all your savings

[@ruturajyadav5130]

Listen to it again. He is talking about creating assets that can generate cash to buy the home, not dipping into your savings.

[@parasrshah9918]

​@@Carnage327if that's the case why hasn't it happened till now - all over the world

[@mrmjhere]

That's coming from someone who doesn't know a thing about finance.

[@saswatamondal3447]

​@@parasrshah9918already happened in US, Japan, China

[@iamuzumakianduchiha776]

@@mrmjhereyet he makes more than a 1cr a month 😂. See the difference.

[@bhaveshsirvi7722]

Bro when u have a family. It's a must for Indians to have their own house. It gives a sense of security and freedom to modify the decorations according to our need

[@THEREPULSEDEVELOPMENT]

Its not about indians man come on you indians are a one kind of species its about every HUMAN to buy there own piece of land dont listen to these youtubers they should sell there mama papa house also.

[@vishwa_iron]

The equation is very simple,buy a house who's emi costs you equal to your rent. So make sure you collect a corpus that make sure your emi is not 10/20% more than your rent The catch here is the rent will keep on increasing but your emi will mostly remain constant so you are actually saving money this way

[@senorita0349]

My brother is doing the same with 55% downpayment

[@gametech5592]

In life its not all about asset and liabilities sometimes its about what makes you feel and good and nothing can give you than owning your house of your own

[@neggas-]

dude just red "rich dad poor dad"

[@AdityaK-gv3id]

He actually had a podcast with the author and told him renting is better

[@top7s207]

He met and podcast him bro.

[@SohailAmin]

You know read is still read in past tense

[@Thelegendarian-]

​@@SohailAminroad🗿

[@RideWithRahulOfficial]

Bro interviewed the author of rich dad poor dad. He still doesn't understand the difference between asset and liability though.

[@Im_srj]

House is an emotional attachment. Sometimes, it is better to put aside finance theories for mental well being.

[@akashacharya6374]

There is no one right answer .. it depends on your confidence to buy a house and repay the loan

[@vectorblack325]

Not confidence, it's the financial stability

[@Jacob-yn7dh]

he he it's confidence in you will make house and investment...if you are afraid you cannot make anything

[@gena8414]

bhaiya 5 lakh confidence hai ghar milega

[@mangeshpowar]

After reading rich dad poor dad I'm a financial expert😂😂😂

[@ultra2937]

bro needs to get hired by bank

[@wennwenn1422]

Enough scammers in the bank already.

[@munirajam8582]

And hired by the mortgage sales team 😂😂😂

[@Reyy619]

​@@wennwenn1422😂😂😂😂

[@akashlaheri57]

It depends on your need. If you have grown up with a small house ofcourse you will have a desire to get a big house.

[@abhisheksharmar]

Buy a house, no matter what the size or specs. Everyone should have a house of their own coz that’s the only place where you can survive a recession or a pandemic. If your EMI is less than 30% of your monthly salary, it shouldn’t be a problem.

[@dileepreddy9478]

How many people can afford that?

[@rajeshkumar-zr4kn]

And of course..stages of ill health....u can call relatives to stay with u if reqd

[@praveenmotamarri]

@@dileepreddy9478 If they buy as per their financial capability, every one can afford.

[@senorita0349]

Agree

[@ramnathpai5698]

Its a place on earth where u return when all hope seams lost.

[@kolliparasrinivasarao8865]

Land cost also increase every year 10 to 14%

[@RideWithRahulOfficial]

It doesn't increase like that. It stays straight flat then suddenly goes up

[@keerthichandra376]

​@@RideWithRahulOfficialI hope you quickly ride to a place where you can match your confidence with common sense

[@RideWithRahulOfficial]

@@keerthichandra376 I hope you can leave your idiotic mentality so you can gain some real knowledge.

[@johnraja9536]

There is no use of buying a flat, as after 10 years of purchase if I want to sell that, the rate remains same. However when it comes to invidual house, the rate is increasing depending upon the area.

[@aldrinantony4145]

@@johnraja9536 nobody was talking about buying a flat

[@SuperGetoverhere]

If you are high net worth individual single person buying house is not worth it, if you are middle class with children buying house is the only option. People need to understand what category they belong for making these decisions.

[@WannabeBK]

My father who bought it in his early 20s be like:- 🗿🗿🗿🗿🗿

[@MonaSLovely]

By this we could also conclude that giving birth to baby is also liability but by same means if we give birth at 40 years then it could lead to complications Same goes for house buying at 40 years will have issues and complications now a days

[@Prashantgoesawol]

Let me give the most basic financial knowledge you need : 1. If you're earning, save money monthly, and invest it index funds. 2.Only purchase items which you can afford ( price of item/monthly salary < 0.5) 3. Only buy term insurance and health insurance and be truthful to insurance company about your condition. 4. Don't indulge in F&O and Crypto. 5. Don't listen to media or your friend for some hot tips out of wazoo, if you don't understand anything about the market, invest in MFs. This is the basic, buying house, assest, liability, assets management, hedging risk, diversification alana falana, knowing about them is good but for a non fin guy, following all this is hard. You need peace more than money. You can waste your time trying to save money form loopholes here and there but that money will be of no use. Get busy livin or get busy dyin.

[@chingubaby5865]

Good points

[@suriyanagarajan114]

Thanks man❤

[@supriyanagap]

Nice

[@sameershaikh8540]

Every 5 year your house or land property minimally gives you 2 times the worth value you payed to buy it . And it xan maximize to 5 times depending on factors plus non risky decision with rent😊

[@adi6183]

He is saying to do startup in mid 40s. Very few people have energy to startup in mid 40s.

[@manjukamatr]

Hi..Am Raj..Myself started to work in 2006, Accumulated my savings at bought site in 2009 & then invested in stocks..till 2022. I book profit in 2023 and constructed my deea home ..Profits were equal to 40 % of cost of home..

[@himanshuarora9492]

My fm sir always said that there are many finance experts in youtube who say dont buy the house but never believe in that finance expert 😂

[@PoojaSharma-ze1uj]

My Friend Purchased 2 houses out of his funds. Somehow his income was hit. He migrated abroad for earning. Now his house in India needs to be sold. So Priority should be: 1) 2- 3 Source of Income. 2) Save for down payment. 3) Take a loan to buy a house whose EMI is 20-30% of your net income.

[@rusticbloom4245]

A House in big cities is a big appreciating asset for all ppl upto upper middle class. It's a fine investment and mentally too u have an abode you own. I don't know from where these lunatics advice the opposite. Be it Agricultural land or residential/commercial, these are safe and proper assests. An house which would cost 3cr in 2017 or so costs 10cr now in Bengaluru.

[@soso123870]

I think it's one of the best advice. I have done same and it's perfect but still It's individual choice.

[@Sanatan_protectorr]

Home is neither am asset nor liability. Its a basic human need. And here in India every person own some land.

[@Sanatan_protectorr]

@pinned.by.financewithsharan Who the f*uck are you???

[@iamuzumakianduchiha776]

But it’s based on affordability as well . Many get into pressured life because of the pressure of loan they have to pay every month. Many can’t afford it yet they buy it which will burden their family as well . People should purchase based on affordability,

[@Sanatan_protectorr]

@@iamuzumakianduchiha776 yep true that. But home can be considered as investment. So that our next generation can live in that pics of land without any problem. So I think everyone should own a home not a rent.

[@Mrpositi]

Nah don't agree unless u can save some money while paying off the emi .....but wht if ur whole salary goes for expenses and ur emi and somehow u are laid off ....nw bank gonna kick u out....but if u hadn't bought the house u could have made some savings whc could pay off ur rent atleast till u get one job

[@Sanatan_protectorr]

@@Mrpositi It's on you, I didn't mentioned about jobs, salary by the way.

[@boragaurav83]

No one can pin point when to buy a house, it more depend on individual financial freedom, job type, own requirements etc.

[@02manoj92]

These self made KZbin stars are a scam 😂 dont believe them

[@iamuzumakianduchiha776]

Yet they make more money than most people in the country 😂

[@afdcg]

​@@iamuzumakianduchiha776lol. Who said they make a lot of money. All that glitters isnt gold.

[@iamuzumakianduchiha776]

@@afdcg most of them do . There way of business is based on how they utilise their followers to get more money. Do you even know how much they charge on one sponsor. Plus KZbin ad cents for financial KZbinrs is really high . They do make a lot of money and they are not as dumb as you think they are . And most people in our country don’t make that much money as those people do .

[@afdcg]

@@iamuzumakianduchiha776 they surely make good money. Who said that they made a lot of money? There was a time maybe in 2016 and 2017 with less creators on KZbin and more money via promotions and ads. Most of it doesn't apply for the current ones. Today people don't make that much money on KZbin that's the reason they sell courses, books etc. And depending on how gullible their audience is they make money. It's not sure shot money. It's the timing. Buying a house is better than renting you idiotic fangirl.

[@ishansharma7420]

​@@iamuzumakianduchiha776ĺhowever amount it is , it wont last after a couple of years , they all become irrelevant.

[@imandimanikanta3660]

House in 2020 - 1cr Hoise in 2040 - 6cr minimum The amount you save all these years is the inflation of the house. Making parents happy by purchasing a house early and keeping them there only the middle class people can relate this dream. I my opinion purchase a house early when the market is weak and try to repay the loan amount quickly by just paying one or two emis additionally every year.

[@vijayyadav-sl7vl]

Best way to earn money is to teach people how to earn money !!

[@ChandushreeHemanth]

Your advices are the best!!!😎👍🏻 I changed lots of my financial plans up to the best because of your great advices 👏🏻👏🏻👏🏻👏🏻👏🏻 thanks Sharan

[@ynr31191]

Bro Girls won't marry if you don't have house

[@ynr31191]

Lol your understanding standby there It's part of life Don't you want to marry then ?😂

[@arjunsharma2506]

​@@Tusharchitrakarso what marriage is a important part of life what's funny here

[@anuragrawat3795]

@@Tusharchitrakarbhai aisa hai na is scenario Mai kisi bando ko family chahiye and settle hona hai, har koi toh startup kholega nahi? And it’s genuine that a father won’t give you his girl agar apna makaan na hua toh and ek point pe har kisi ko apni family chahiye hi hoti hai. Life akele nhi chalti bhai

[@stephenwilson4931]

​​@@anuragrawat3795 father dont 'give' their daughters these days. its a decision of girl as well. and its a toxic pattern of demanding a house from a guy just coz male gender lol.

[@anuragrawat3795]

@@stephenwilson4931 well they do still and family obviously has a major saying in Indian weddings

[@nimin7]

Its Personal ability😊

[@sanathpwaraikar]

IF YOUR POOR YOU SHOULD LISTEN TO SHARAN BUT IF YOUR RICH YOU KNOW WHAT TO DO

[@peerguy]

Amazing perspective

[@raviteja0534]

until we buy a home consider we are living in rented property... obviously we pay rent.. but why can't we convert the rent into an emi...and finally become an owner

[@vijayasakthivelvs9423]

Rent is 2-3% per annum Emi is 8-9.5% per annum

[@vijayasakthivelvs9423]

@@-YOUNG_MASTER- agreed

[@arpitojha3120]

@@vijayasakthivelvs9423rent increases over time EMI does not. In 5 years the rent can become equal to EMI, then will you use the same logic?

[@vijayasakthivelvs9423]

@@arpitojha3120 yeah the rent can increase but it cannot be equivalent to EMI Then what you mean is rental yield and emi is same I can bet that situation will never happen in a country like india.But in dubai or other countries the loan interest is less than rental yield i dont know how that happens. So rent can increase overtime but it might stop at a ceiling of 6% And the home emi rates are also uncertain right.Lets say home emi percent is 10% Then matter is how this 4% gap will be financed.If they can find this answer then fine

[@GirishAdhi1985]

He said don’t buy a House to live, that means buy a house to rent it out and get profit from it

[@shreyanshshrivastava5650]

Everything in life, deserves your attention. Buying an house is also equally mattered facets in your life. By simply put an economic value to something,isn’t a good choice.

[@pushkarthorat007]

A house is an asset that you can enjoy unlike other assets.

[@akshaydoifode1097]

Guys just do what you want. Don't listen to anybody. It's your life. Life is lived only once. Make mistakes, learn from it and move ahead. Just enjoy the essence of it. Don't live it just for the sake of living.

[@basantchoubey5137]

If you can afford buying a house, you should do it.. It's peace of mind, emi will not increase every year like rent..

[@jaytalks4500]

In social media anyone can become a preacher/advicer😂😂

[@iamdhruvinshah]

These fin influencers say anything I must say purchase house It feels soo good

[@minasminu6281]

Bro has taken "rich dad poor dad" seriously without understanding the reality that the author itself became rich not by investing on assets but through selling his books.😂😂

[@monumaurya2286]

Bhai book to sabse last mein aayi hai, he had already made millions through house flipping.

[@RavichandraGautalair]

Middle class boy first dream is to...purchase or build a house and nothing else for his family...because they get fed up living in a rent house .

[@unicorns778]

This formula won't be applicable to all. If ur saving / investment returns are crossing inflation by 1.5 to 2 times yes positively u can go. Otherwise it makes no sense saving when ur outcome is same as house value

[@mahendraprajapati4966]

For businessman - A person should always buy a company or workspace before buying a house. That would reduce your operation cost , later yes we should buy a house . For people who are doing a Job - Buy House as early as possible because it will take a long time to pay Emis and uncertainties of Job will always give you a nightmare. So better to finish it as early as possible.

[@MorningStar5354]

I doest’t matter, all it matters is when and where you are buying house . I bought for a very very good price during the peak of pandemic and now it has doubled .

[@mohemmadrafiq4151]

When you said mid 40s really it's not about finance but it's an asset

[@EShSghh]

Bhai sebi ne maar di kya 😂😂

[@deepxk1853]

🤣🤣🤣

[@pulsemotop0796]

Samne se piche se

[@devanshsaxena8064]

😂

[@jatinsharma8533]

😆😆😆😆😆

[@NirvanaMarketing-do8uv]

😂😂😂😂😂

[@knowledgejoy3554]

It's depends on person to person.

[@jeysid626]

If you dont have a own house, buy one first. It is safety net. Think of money you put in Mutual fund, it may get vanished at anytime for eg you put money in MF for house and the moment you want to buy house what if market went down like in 2008.

[@RKumar-qk2qx]

Uske bas kya hua batayega ??? Kuch pata nahi market ke baare main toh chup raha kar bhai.. 2008 main Jo tha aaj kitna gun badha hai bol??

[@sukhpritall]

Inflation, rising cost of living, depreciating value of so called corpus - let's just ignore all of this. Meanwhile people who bought early saw their liability has actually doubled in value, they are free from vicious EMI cycle early and this "burden" essentially made them more responsible and cut down unnecessary expenses..

[@vipinbliz6842]

That Serious expression didnt match for him. 🤣

[@shreyastamane9696]

You should buy a house, but only after building assets that generate steady passive income!

[@aiknowledgehub1]

Home is like food, neither asset nor liability its a necessity and one should buy it depending upon their capacities. It gives a sense of satisfaction, SAFETY and joy to live in your own house. Not everything should be purchased on basis of asset or liability.

[@poojamaradimani4668]

Home is a necessity; it can be rented or owned. which is what he's trying to tell here..

[@GulabSingh-si4ml]

It's good to invest in real estate, buying a house in tier 2-3 city which has high potential of growth IMO

[@Chirag0729]

I will not treat the home as a liability or asset. It's a family thing. Life is not about piling up money. It's about creating memories that last up to your lifetime and home is one of those memory that last until your last breath.

[@drdeepikabharti]

Home is a need..not everything necessarily is to be judged as asset snd liability

[@sangamdua]

I am 21 I left my parents home for personal reasons and when I started earning I bought house reason for that is food shelter and clothes are basic necessities and I can't risk them if that are secured for me then only I can focus on further growth with my business

[@SohamInsights]

Did you buy the home on a loan or with full cash?

[@arjunsharma2506]

Your parents must be feeling lonely without you😢

[@suvanshgupta8079]

He said you should literally buy a house when you have much money. He also addressed the emotional attachment and at the end clearly said, it's a personal choice. There's nothing wrong with this video, y'all are are default designed to write negative stuff everywhere without even listening.

[@ramakrishna1008]

I get the point, we should delay buying a house 🏠 until we hit mid 60s to gift the house to children & die 😅😂

[@jonalunkal]

A home can be considered an asset for a variety of reasons. It provides a sense of pride and stability, increases equity and wealth over time, is a tangible asset, and is a more stable investment than other options Ex If build three store house One the first you could live On second floor you divide into two give it off for rent And do same thing on third floor So in total you would have four tenants That would pay of your mortgage amount or EMI whatever May be you would also have some balance amount to save .

[@arduinocoder247]

my father did the same but he didn't read any kind of books. hes a true business man 😊

[@shubhamthanki1896]

If am destined to live at a place for long time. I think buying a house makes sense. The amount of rent could be your EMI, and at the end you'll be the owner of the property.

[@itsmebxv]

If you lived till 55 years considering health risks…you will end living only 10 years in your dream house…

[@chaudharyanil3685]

Plzz guy's don't listen to this financial influencers Just buy a house it's value is going to be high on future that's it....

[@amangadpale9284]

Here's the thing, whatever property or home you buy will always gonna be expensive in future, so never delay , who knows what you retain what you don't but atleast at end when you'll have less energy you'll rather glad you own one liability i.e. house , else you can decrease other liability

[@kirankumar8938]

Own house give more peaceful life and staying at one location build the strong relationships with neighbours. Everything should not be consider in financial perspective

[@nitinsingh9487]

No house no marriage,I think this is how our society works

[@sekhard8753]

This is very true for a huge percentage of people.

[@adityachaturvedi4467]

I'm with you bro, in the same situation 😢

[@nitinsingh9487]

@adityachaturvedi4467 I am not in any situation I just kept the facts.Finanacial knowledge is good by this gentleman no doubt but don't by a house or retire early are all bullshit atleast in my case.Comming from lower middle class family and living in mumbai first thing for me was to have my own house

[@stephenwilson4931]

yes the curse for men

[@shouryasinha7108]

More like. No house, get house from father in law in dahej.

[@AmanKumar-rn7ly]

To buy a house is an Emotion.

[@FMCariappa]

Always buy a house and pay it off first. In an unpredictable and chaotic world, in the worst circumstances, we will atleast have a house to live in and call our own.

[@SatishKumar-gt6jd]

His Opinion for him. It depends individual skill.

[@prajna.v.kamath4873]

In cities like mumbai, where the rent is equal to the monthly installment, it's a fair choice to buy house first, as you're spending the same amount on the rent

[@Mrpositi]

Disagree....if u r paying emi of 50k ....the same house would be available for 20-30k for rent and if u want a house of rent 50k the same house EMI would be around 100000

[@abhishekattri110]

With the increasing property rates i think...we all should buy home as soon as possible...get a loan at a fair interest rate... pay in small portions over long period of time.... although the total sum of money to paid is more ..but at the time of loan is paid off... you would have lived a sweet life in your own house....if u have extra income...then try to pay off soon as possible..for the sake your future generation

[@manish007142]

In mid 40s most of the banks will not give you a Home loan and the ones which will give it,they'll ask for inclusion of another family member in the loan who is young.

[@VishalKrSingh]

Too much practicality will never let you live a peaceful life. A calculated approach may or may not work.

[@aymanjc4146]

A man in mid-30s gives advice to mid-40s what a G.

[@OdinUpsilon]

He is 27 btw

[@aymanjc4146]

@@OdinUpsilon thanks

[@rpradhan500]

Buy it if bank can give you loan... eMi is 50 %of salary then its ok ..

[@saurabh12521]

Kud 4 -5 property liya he... Bhai ne

[@adityasalunkhe1288]

Bhai uska itna income bhi he😂

[@saurabh12521]

@@adityasalunkhe1288 bhai income aa kaha se rahi he.... viewers

[@TheHardik50]

Bro currently that statement not true to buy house. Currently house prices is booming and if you are 40s than think what will be the price. I advice guys who read my comments if you guys have money to buy house now don’t too be late and buy it.

[@DG-wc8iz]

I bought a house at the age of 27 and repaid the loan within 7 years. Now the value of my house has increased by almost 20 lakhs. And I'm worry free also 😊 Sooner the better.

[@KishuTambe-fg9zh]

Great 👍🏽

[@roshanshetty8423]

I'm 27 now and i am confused whether to buy or not.. may if u stay in a metro city? How much did it cost back then? How did you fund the purchase?

[@DG-wc8iz]

@@roshanshetty8423 go ahead ... It may seem difficult in the beginning, but after a few years, as the salary increases, it will become more easier. And the satisfaction is incomparable

[@stephenwilson4931]

20 lacs in 7 years thats bullcrap returns

[@dileepmuthireddy2462]

​@@stephenwilson4931maybe the property was worth 1cr and it increased by 20lakh😂 after 7 years

[@johnnyoptimist007]

Better not to go by this kind of people. What u will pay emi after retirement? Buy b4 nd close fast

[@rksanga28]

Dude living in a parallel universe

[@itsshajidkhan]

Yes of course we must buy house and not one multiples …. life is unpredictable live the moment

[@parvezali9549]

My uncle bought an house for 3 lakhs 15 years back. Now price for land itself is 50 lakhs. Buying a house is the best option if you have cash available. You can't convince me otherwise.

[@nikhilatyoutube]

This only applies for City dwellers where house cost a fortune.

[@niteshshah411]

The whole point here is that it has become such a huge emotional thing,people have started to buy houses out of there budget and they keep crying towards everything with one answer, Bro this emi is taking everything of my salary. Point is in struggling career you need liquid money. You keep changing jobs, take a rented house close by. Its all about freedom

[@sreerajr6470]

Last two decades we lived 17 rent Home. Recently shifted to our newly built house.

[@snaveenkumar3920]

If you have enough money to buy a house without any loan or liability then you can buy, in your 40's you will not be regretting it.

[@mkrao100]

The best strategy to buy a house in a country like India with a population of 1.5 billion. If you buy a flat or a house buy an empty plot(vetted) first in the out skirts of your city. It will clear your loan with in 3-5 years. In my case I cleared the whole loan of 30 lakhs in 3 years with 1 lakh investment. The investment experts like these laughed at me initially but were stunned when I cleared the loan.

[@lildoc]

Hmm..I am not sure. You forgot to include inflation. By the time you are 40, the price of properties will reach sky high and all the money you have been saving or investing (in S&P index funds for e.g.) until then won't be worth as much?

[@AshishKumar-kv4hr]

Buy as early as possible. Real estate gets costlier every year.

[@raknotes]

don't listen to these guys.. just buy a house in ur budget.. one of my best decisions in 2020 is to build a house and I am super happy..

[@vineetgaur]

It’s a simple answer if you don’t own a house , then work towards it and buy it so that you can call it “Home”. Once you have that your mindset will shift towards investment and then buying properties will have a new meaning to it. During that stage of life you either invest in real estate or just do MF, stocks etc

[@noone-dc4uh]

Everything depends on time and place where you leave and most importantly your aspirations, govt. Policies, and geo politics. May be his advise does not matter after 2 years.