Don’t Buy Insurance without Watching this, Health/Life Insurance Buying Guide | Batlaiye 9

[@BhanuPathak]

Buy Health Plan & Get Online Discount Upto 25%👇 tinyurl.com/5ah7hn56

[@vijaykundu8016]

Bhai Sahb apko hr baat frame me aana jruri nahi h… Focus batane vaale pr rkho… So irritating yaar

[@nilanjan123456789]

Need this type of podcast more Absolutely loved it

[@BhanuPathak]

Glad I could help you! Thanks for listening our Podcast❤️

[@nitinnarayanInsurancedvisor]

Thank you for watching . In insurance declaration is very important .

[@SurajKumar-ll3zw]

@@nitinnarayanInsurancedvisor qqqqqqqqqqqqaqqqqqqqqqqqqqaqqq

[@SurajKumar-ll3zw]

@@nitinnarayanInsurancedvisor àaaAàaaaààaàààààààaaAaàa

[@SurajKumar-ll3zw]

@@nitinnarayanInsurancedvisor à

[@BhanuPathak]

Buy Term Plan & Get Online Discount Upto 10%👇 tinyurl.com/uvpubzzj

[@sunithaneelam2832]

Very nice podcast...clearly explained by the experts . But can we get to know the names of the best health insurance companies covering all the important aspects .

[@fearless0074]

+1

[@sumitmahato9878]

Bohot accha laga... Ek Question inse karna... New New prospects / customers kaise milte hai?😊

[@rajgopal1485]

Very excellent video bro.... didn't even skipped one minute...keep doing these kind of videos, bless you 🙏🏻

[@virajgurao7826]

Abhishek Ji ka awaaj bahot dumdar hai, he should joined radio as RJ

[@manjunathgc1003]

Great learning session by Good professional experts . Moderators has good pulse on what audience wants. Thanks

[@GurleenKaurTikku]

Thank you 😊

[@matlabdost5479]

Hello, I saw your full video without skipping it was very realistic and very clear and transperent the questions you asked are very relative all peoples have same kind of questions and when they directly contact to policy seller they sell as per his benefits and after sometime they realise that plan is not worth it Also same thing happen with me I purchased LIC policy around 2yr ago and now watching your video I realise that is not worth it so connected with relative person and now if I surrender it will totally in loss or even principle amount should not be recover and I don't want to continue even I asked to convert in another paln but that should not be possible so do you have any solution regarding this if yes can you share your thouts on this it will help me to get out of this ...and Thanks for the video it's really nice video and last session of rapid fire is conclusion of all podcast...and best luck 👍

[@psychomallu666]

Every insurance works on the basic principle of utmost good faith

[@BhanuPathak]

True that🚀 Glad I could help you! Thanks for listening our Podcast❤️

[@Abhishekkumar-tz1lo]

I never recommend bank policy as in bank policy RELATIONSHIP MANAGER /BANK TRY to sell target given by higher authority ,so please be cautious specially in pvt.banks. and thanks for this podcast it is very useful and i think it is 1st i found on youtube to take all question under a roof.❤

[@dhritimandas8535]

Excellent video! My query: While applying, I gave self declaration that I am prediabetic. Insurance company mentioned that I am diabetic. Now, after 2 years I have been declared as nondiabetic. But, insurance company is not changing my status. Why this unethical business?

[@ach336]

So how much premium they are chaging 20% high which is of prediabetic OR 40~ 50 % high which is for a diabetic person. Which company insurance you bought.

[@ADARSHKUMAR-xm8ro]

Those people who want to be insurance advisor. Must watch video.

[@tofikkakkuwala7472]

abhishek sir ka samjane ka tarika too much good thank u sir

[@santhoshkumar-uk7fk]

Sir, Defence personnel ke liye konsa life insurance Lena chahiye? Jis me civil war ko cover kartha hai.

[@nandanjoshi4432]

Sir very very thank u,my all questions answers i got,pls mske video on term insurance,very very thank u sir❤

[@Tempered9to5]

I have one query Abhi recent 5 month pahle maine ek policy kharidi. Us time medical test me thoda sa LFT test me problem aya tha jiske wajah se premium badh gaya. Ab mera health status thik ho gaya report ok ho gaya without any medication. Ab aap bataiye ki hamko next kya karna hai. Kya company mera Sum insured revise kar degi ya hamko ek naya policy ke liye apply kar dena padega.

[@yogeshkumarvishwakarma5507]

W

[@getoneinsure]

The premium once calculated according to your then medical condition will remain the same even now. Even if you do get a new policy you will have to disclose your history.

[@biswajitojha2600]

​@@getoneinsureI am 20 is medical test require for health insurance?

[@fidaulfat589]

One thing which is not covered , if you work in MNC and they are insuring your health and you have taken additional health insurance coverage from your company should you take private additional insurance? Is there a need. So I am 43 and I have taken total 7 lakh cover from my company

[@bhushankarsale]

You should definitely have a private policy. If u are completely dependent upon your corporate policy and there arrises a situation wherein you want to jump to some other company or are removed by the existing company, you do not have any health insurance coverage. To avoid sny such situation, u should have a private policy.

[@noushad4708]

How can we manage inflation in health insurance policy. should we have to increase our sum insured or we have to go with another plan. if others company offers a good plan. another question is that our waiting period will be covered or not?

[@Mahajandhiraj]

Great 👍 Looking forward positively to have detailed podcast with you on Health Insurance & hidden T&C.

[@chandersekhar6900]

Kya bhasad faila di... term b.. health b.. life b..

[@intangibles01]

cause cover taken for 10 lakh would become obsolete with treatment cost rising. For example simple complete blood count test cost for today average's around Rs. 350/- which 10 years later would at least cost minimum Rs3500/- (applying 10 x)

[@beastgaming7879]

But your premium is not increasing every year. So basically you will get what you pay for

[@akashchanda6889]

Then purchase a 30 lac health insurance with cumulative bonus which doubles your sum insured in coming years if you can afford

[@prasadpatil5305]

Thank you for describing everything very simply

[@maziz6237]

Appreciate informative and guest speakers were superbly experts in their field. Yes, host was dot on and well prepared for the event.

[@vigneshn3446]

I bought star health insurance for 10lks worth 28k online for my mother. My mom was having pain near left kidneys and got to know that she is having gal bladder stone. I spoke to customer for cashless treatment of leproscopy & they told waiting period is 24months and I can't claim the insurance..I felt very bad. I decided no other health insurance but just corporate insurance where they don't ask any other question and just cashless !!!

[@Sagar_Baswal]

Very informative.... Keep up the good work!!

[@Rupeshteacher]

Hii Pathak Sir mera ek question hai if I got disease and something mishappening with me due to this after taking term insurance. So this will be covered or not . Company will reject my claim or not .😮 Plz reply soon ❤❤

[@lakhdeepsinghmahju7572]

Brilliant, Today i am going to buy HI , Thanks

[@akashjain4760]

Ek sawaal aapne pucha nhi aur wo jyada important hai ki konsi company ka health insurance lena chahiye jo claim settlement ke time nakhre na karti ho.

[@Dr.KN007]

Nakhre tho sabhi companies karte hae , isliye lene se pehle policy wording padliya karo .

[@getoneinsure]

If you disclose everything properly no company can deny your claim.

[@vbhagatlakshmiuikey446]

Thank you giving us important information about insurance

[@nazirhussain8115]

Good explain sare confusion khatam

[@BhanuPathak]

Glad I could help you! Thanks for listening our Podcast❤️

[@amitvij9687]

IRDAI Ka Rule Hain Ji. Limit Ma Drink Kar Rahe Ho Tho Claim Mil Jayega Ji. Drink Ke Limit Bahut Kam Hain Ji.Jayada Drink Karoge Tho Claim Nahi Milega Ji.

[@VIJAYKUMAR-pj8tm]

I am planning to buy health insurance please guide me from where genuine agent found so that discuss in detail

[@prashantmandowara6174]

Can we get an Arthritis patient insured? My wife has Arthritis, looking a health insurance for her.

[@AmolKurangale-u1l]

Hi sir, Appreciated your efforts for such prodcast. Very interesting topic. I have query related to cooling period in case of changing health insurance company. I mean for last 3 years i am having policy from ICICI and now i feel to switch to HDFC insuch case what is rules for cooling period.

[@fearless0074]

It will start frm zero most probably

[@ayusharchives644]

It varies to diff. plan & products. I have personally ported from Apollo munich to religare (6yrs ago) Got zero waiting period, Ncb remains same U just need to check with the terms of policy

[@relaunchingsoon]

It's confusing talk because kabhi health insurance ki baat ho rahi hai toh kabhi life insurance ki

[@bengali.indian]

I paid 50K each year for 3 years for my parents. On 4 th year, the insurance company denied renewal. Even after so many reach out & escalation, no remedy. Now I am putting that money in FD to be used for my parents health in need.

[@bengali.indian]

I didn't have any claim for my parents for those 3 years.

[@harshpal-r7t]

Go to consumer forum

[@bengali.indian]

@@harshpal-r7t I don't have the energy to fight & secondly it's not worth. I spent 3 lakh on a consumer court case, state forum and 4 yrs. Finally got 45,000 as compensation. Judiciary is another scam in India. They promote corruption.

[@EyedliedOfficial]

Go to insurance ombudsman bhai

[@p150ful]

I am a full timer in health, life and Motor Insurance industry

[@BhanuPathak]

Great🚀🚀

[@filmy2666]

How many wrong insurance you sold?

[@yeahitssubhash]

Gurleen Kaur Tikku madam is gem of a person. She is my insurance advisor for two years.

[@alameludevanathan7399]

Deductible me ek point miss hua hai. If 20,000 is deductible, everytime upto 20k, you can't claim. Above that only claim will be given. Please note that

[@puneetdigwalvlogs2520]

Bhai माइक सही से लगाया करो एक्सपर्ट लोगो को वीडियो देखने का फ्लो बिगड़ जाता है😢😢😢

[@anantsingh4348]

Pass my thanks to Gurleen and Abhishek...

[@BhanuPathak]

Sure will do👍🏻 Thanks for listening our Podcast❤️

[@ankitsanyal5217]

Health insurance... In this case I would say corporate health insurance (provided by the employer) is the BEST... No question ask service. Smoke, drink or anything. My insurance provider even covered IVF, which even the doctor was shocked... I have personal health insurance just for the sake of it.

[@DeepakJindal07]

Check copay and room rent of your corporate policy.

[@ankitsanyal5217]

​@@DeepakJindal07 Its 10% copay. I never had to admit yet though. All re-imbursements were for OPD treatment and less than 24 hour hospitalizations so far.

[@sandeepsaraf9405]

What if a company terminates my health policy after some years. If am left uncovered and new policy will come at a higher cost. What is my recourse?

[@vijayambrose6619]

It's 👁️ opening session.. thank you all of you.. keep going with great work like this .🎉

[@BhanuPathak]

Thank you so much 😀 Will keep bringing such value adding podcasts💯🙏🏻

[@GreatIndia-lt4hh]

I took a ICICI term insurance at the age of 26 in 2018 at that time there was no test done or no doctor checkup. Is my policy valid or not because it’s deducting premium every month, I am confused.

[@getoneinsure]

The premium is being deducted so your policy is valid.

[@dbsdattatrayshinde6904]

I have already buy term life insurance but after two years i have diabetes what happened please guide me

[@preetithakur1915]

Nice video good coverage on health insurance.

[@praveenbalajibalasubramani116]

You completely forgot to add English subtitles

[@BhanuPathak]

Trying enabling it using your settings

[@shreyaagrawal2660]

Ye Jo mummy papa ke liye alag alag policy leni he to claim ke wakt ek dusre ki policy batana chaiyea ya nahi

[@UserBkj]

Agar corporate health insurance policy hai to individual health insurance lena waste of money to nhi ho jayega?

[@BhanuPathak]

Nhi nhi, corporate insurance cover hi itna kam karta h & also job ke sath vo bhi chala jaata h!!

[@ansumankhandai5736]

Which is good health insurance for patents above 60 years

[@nitinnarayanInsurancedvisor]

Very good information provided

[@niranjan8225]

Full of knowledge video..

[@BhanuPathak]

Glad I could help you! Thanks for listening our Podcast❤️

[@MrSIDDHANTH1]

What would you recommend as the ideal coverage amount for individual health insurance? Also, do you have any insights or opinions on Aditya Birla Active One Next Health Insurance?

[@digambarjog4172]

No

[@ppcycleridervlogs2895]

How is LIC?

[@tomoriba571]

I want to buy medical insurance policy but couldn't understand anything

[@intangibles01]

how does insurance cover inflation current inflation rate in medicine field(cost of treatment)14% in India.

[@Bhadrakalishakti]

Good question!👍

[@mohdabdulrehman6825]

Very Informative Video. This video should be shared max.

[@mainakmallick1143]

Bahot important comment hai bhai, isko pick krna pls, bahot sarein disease hoti hai jo pre existing disease agar hai to koi bhi company policy issue nehi krti, lekin fir bhi ek do company krti hai, to rheumatoid arthritis Aisa hi ek bimari hai, mujhe Janna hai is bimari ke sath mein kaunsi company policy issue krti hai and kya nam hai policy ka

[@Dr.KN007]

Kaunsi bhi policy include nahi karti RA ke liye better jiska waiting period kam hae PED s ke liye une kharide.

[@getoneinsure]

No company cover Rheumatoid arthritis.

[@gudduchachan5226]

Senior citizens ke liye policy bataye ya video banaye.

[@harishmodani]

My Mom is in ICU right now and it is 4:54 in the morning and I'm regretting that I dint take health insurance for my Mom when I could.

[@BhanuPathak]

Ohh, I also feel sorry for you! Kyuki jab aise emotional loss ke sath financial challenge bhi aajate hein… To aur dikkat hoti hai naa!! For now, take care of your mother. Then baadme insurance bho jarur lena bhai❤️🙌🏻

[@harishmodani]

@@BhanuPathak bhai ab insurance nahi milega because of medical conditions... all I can hope for now is that the conditions improve much better. Thank you though 🙂

[@saurabh2347]

Meri hdfc ergo optima restore policy hain... Maine do saal pehle li hain... Mujhe fatty liver diagnose hua hai. ...kya mujhe iss baat ko company ko batana hoga ?

[@getoneinsure]

No need to inform now.

[@rushishah1448]

Great effort and super education Video on insurance..keep it up brother

[@swapnadeepmtr28]

What is the answer to the question “if agents say dont disclose it else u will not get claim & also say dont disclose it to doctor”?

[@AnamEjaz]

excellent content 👍👍👍👍 thanks

[@neerajgoyal6657]

Mujye Tata AIG sey 1cr. Ka term plan mil rha hai , but max life sey or hdfc life sey 50 lack ka term plan mil rha hai, to kya mey Tata AIG ka plan lu, ya fir max life ya hdfc life sey, confusion ye hai ki mujye max life jyada better leg rha hai, but 1cr. Kafi acha leg rha hai 50 lack sey compare krey to?

[@rajivgaba9062]

Go for max life

[@akshaypatil5241]

40:35 pe No claim bones ka kuch bataya hi nahi.. wo topic to le liya par baat agents ke commission pe chali gayi

[@mohitkarara637]

Abhishek once said that the flow for insurance should go like health -> term -> accidental -> critical illness -> investment. My doubt is won't accident & critical illness will be covered under health? If someone could clarify it would be great.

[@getoneinsure]

Some policies will cover but getting a separate accidental and critical illness cover is more beneficial than getting an add on.

[@ramsuratrajpurohit9512]

Much needed podcast thank you so much ❤brother

[@shreelaxmielectronic]

Thanks use full information

[@TheShivamLko]

What If I got some Intestine Infection disease (non - hospitalized , medication only) after 2 years of Health Insurance, should I inform my Health Insurance for future purpose. I dont need Claim for this diseases.

[@getoneinsure]

No need to inform now.

[@gauravagrawal4640]

Worth watching....great podcast

[@sheikbasha7932]

INDIAN INSURANCE ,RBI & RELATED DEPARTMENT MAKE RIGHT CLAUSE..

[@sheikbasha7932]

Medical claims are not easy....premium paying is easy..

[@samirdutta9490]

I have a life insurance policy. After two years I can't pay third policy and I don't continue this policy. Can I get after maturity. Or forfeit the entire amount.

[@ASub1982]

Mezban ne "camera aur sofa" ka angle sahi se set nhi Kia hai - jis ke chalte sb ke dusre se eye contact mhi bana pa rahe 🎉🎉🎉🎉

[@osgroup2252]

agar mene before pregnancy life insurance nahi liya ho to after pregnancy life insurance waiting period kitna hota he

[@famousauto4063]

Mera esic facility he. Fir v me health insurance lia hu. Agar me esic me treatment leta hu, to health insurance policy me impact padega?

[@munwarhussain8766]

Is top-up is profitable or not...?

[@Ronak-Data-Engineer]

Hello Sir, i have questions regarding HDFC optima secure , does that policy has any sublimit if we clare taking for 10 lakhs family floater?

[@rahulboliya]

HDFC ergo is worst. There policy documents does not mention any sub limit or restriction on type of lens for cataract. But when you apply for claim they give only 30% hospital even informed it's a war to get claim from them. When you ask hdfc why they say internal condition? Don't you think it's important that all conditions are disclosed in policy documents and policy words. If you don't believe please read there policy wording for optima secure you will understand

[@getoneinsure]

This policy does not have any sub-limits.

[@manishasure5386]

Very informative. Thank u. Waiting for similar more

[@jerryhairart446]

Very informative video Sir 🙏🙏

[@dr.chinmayabehera3668]

I have taken health insurance but they don't ask for any medical tests. I have taken ICICI sheld 360 degree. Please help me with what things I have to ask the agent so that during claim time i will not face any issues.

[@PowerPlatformDiv]

This is only happening in India because there is no government alternative. I’m leaving in Abu Dhabi here everything is covering from day one. Even smoking +pregnant +drinking + wrong side driving whatever.

[@dhritimandas8535]

Not only in Abudhabi, many European countries have no such hassling business in the name of medical treatment.. In India, we have chosen to copy wrong country and our government hospitals are in an extremely sorry state..

[@CloudMadeEasy]

42:44 Wrong info . Instead of calling agent the hospital TPO , Insurence helpline do their job . Never go through an agent .purchase directly from the site and get additional discounts

[@mukeshgangare2687]

Kya insurance company 2 sal bad clam me reject to nhi krti hogi kyuki usne to insurance lene k time pr medical liya tha IRDA k anusar 2 sal k bad clamb reject nhi kr sakti

[@karmkardeepnkaj2883]

I have max bupa floater, and room rent is - covered up to sum insured. Is that fine or it means I have to pay for room if it's is more than 5000

[@getoneinsure]

yes that means no room rent limit

[@sanjaykumarpurohit9715]

Sir damp proof ko wall ma laga sakta hain kiya, white cement jo chuka hai, aur pani kitna milayen

[@shivamrai2946]

Which site is good to buy term insurance

[@TheSamazdar]

very informative. Some topics were eye opening.

[@arunk8082]

Good podcast, very informative.

[@noclue3307]

Agent help nahi kerte once you brought policy they run away , same thing happened with me

[@digambarjog4172]

Jeevan rakshak के उपर एक फुलफ्लेज विडीओ बनाऐ

[@BhanuPathak]

Suggestion ke liye thanks sir🙏🏻 Koshish karte hein🙌🏻

[@sid_trip]

Can we claim for a single hospitalization with multiple insurance companies?

[@ramilravi6130]

15%commission to insurance agent for life time.. This is really attractive...

[@himanshutiwari240]

you mixed term and life insurance in this video. pls avoid. creates confusion.

[@divyshukla2751]

It was the best podcast

[@getoneinsure]

We are glad you liked this podcast. You can check out our channel. We create such insightful insurance content with Abhishek Singh featured in this podcast.

[@chetanshah6839]

bhai phyically challanged ko koi bhi insurance and health policy nahi hai what about fro them - this shows how insurance and health policy companies work