Don't Pay Your "Stupid Tax" on THIS!

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The Ramsey Show Highlights

The Ramsey Show Highlights

Күн бұрын

Пікірлер: 341
@jaydegress4367
@jaydegress4367 4 жыл бұрын
New video idea...Dave Ramsey goes into a timeshare meeting with a hidden camera
@nicole4779
@nicole4779 4 жыл бұрын
Lol!!! He’d self-combust 🤣😂🤣😂
@spooks196
@spooks196 4 жыл бұрын
Not enough LIKES!
@Cline3911
@Cline3911 4 жыл бұрын
@@nicole4779 Or turn into a pillar of salt.
@puropsychobilly3995
@puropsychobilly3995 4 жыл бұрын
I would pay premium for that lol
@adilnasir8914
@adilnasir8914 4 жыл бұрын
YEAASSSS 😂😂😂😂
@kimberlysimms8413
@kimberlysimms8413 4 жыл бұрын
I had a saleman tell my husband and I that we didn't love our kids if we didn't buy their timeshare.
@virtuosowins
@virtuosowins 4 жыл бұрын
what the heck.
@Josetipo28
@Josetipo28 4 жыл бұрын
I'd tell him if you don't leave my 🏠, I will call 👮. Hahaha
@umairahmad4711
@umairahmad4711 4 жыл бұрын
Lol
@Ash_Rahmani
@Ash_Rahmani 4 жыл бұрын
That deserves a quick punch to the nose.
@jesusbarajas9444
@jesusbarajas9444 4 жыл бұрын
But did you buy it??
@wkdravenna
@wkdravenna 4 жыл бұрын
Dave and Chris are honorary uncle's of mine. You guys are so right.
@robmckee5295
@robmckee5295 4 жыл бұрын
"Sense of ownership." We just paid off our second rental house 2 days ago. Been listening to Dave and a few others for years. Thanks for the video.
@DrogoBaggins987
@DrogoBaggins987 4 жыл бұрын
Chris looks like a kid who's embarrassed by his loud dad at a nice restaurant.
@freedomring3022
@freedomring3022 4 жыл бұрын
me and my friends would attend the time share hearings all the time to get free stuff with no intention of buying. Nothing made us happier when the timeshare sales people got angry. We even laughed at some of them. It was great.
@metaltera86
@metaltera86 Жыл бұрын
My grandparents were dumb one year and started up a Wyndham timeshare that my wife and I get to use once every other year. It’s nice and we pay nothing cause it’s not “our” timeshare but everytime in the lobby they ask if we want to join the presentation for a $100 Amazon gift card. Everytime we say no but we’re almost tempted to get that gift card lol
@jdstep97
@jdstep97 4 жыл бұрын
"There's plenty of stupid stuff to do. Why repeat one?" So true, Dave. So true.
@conureron3792
@conureron3792 4 жыл бұрын
Best advice: don’t ever attend a timeshare meeting.
@jdstep97
@jdstep97 4 жыл бұрын
Ronald Rollins - That is the best advice. But I attended a timeshare meeting once. I was in my 20s and ready to get out to the beach. No way in h*ll was I going to get stuck in a contract and have that on my mind while trying to enjoy myself at the beach. So I did not sign up. Did not allow my significant other to sign. We had to go because that was part of us getting our discount. We sat there nice and disinterested. Other than that half day wasted, we actually had a good time. If that happened now, though, in my middle-aged, I'd not have wasted that half day. I'd get up and dare anyone to detain me, or my significant other. False-imprisonment I'd yell; forget the discount. With age, the patience seems to diminish, unless with the kids.
@mcleananderson4948
@mcleananderson4948 4 жыл бұрын
Why in an airbnb world would you buy a timeshare?
@Scorpiomaj27889
@Scorpiomaj27889 4 жыл бұрын
I have relatives that have consistently gone to those presentations for the free trip and they always say no - I don't know HOW they do it.
@allisonw1853
@allisonw1853 4 жыл бұрын
@@Scorpiomaj27889 I did took my 8 years old to Florida on vacation, went to the time share meeting as required. Left my 8 year old in a play area with other kids for the 2 hour. I sat in the meeting and smile while I said NO to everything they offered . My kid had a blast with the other kids and we sure did enjoy our vacation. I went there already knowing I didn't want a timeshare, they would never be able to convince me.
@jlozano180
@jlozano180 4 жыл бұрын
This is wrong, I been to 4 of those meetings, I get free trips and don’t own a timeshare. Just have to know how to say no when they ask if you want to buy it.
@ianmowbray3284
@ianmowbray3284 4 жыл бұрын
It like gambling, if you can’t afford to just give the money away, you should not be gambling with your money.
@Thurgor_Supreme
@Thurgor_Supreme 4 жыл бұрын
With gambling, at least you have like a "chance" of winning. Timeshares are more like lighting your money on fire.
@gogiants1227
@gogiants1227 4 жыл бұрын
^
@shutupandeatasmr4498
@shutupandeatasmr4498 4 жыл бұрын
Thurgor Supreme LOL unless you take the money and never return to a casino again you will 100% lose in the end. Or unless you are playing professional poker.
@lorrier2503
@lorrier2503 4 жыл бұрын
Ian Mowbray you choose your fun money somewhere, our is casinos also😉
@CaseyBurnsInvesting
@CaseyBurnsInvesting 4 жыл бұрын
When I heard a coworker got a time share... I just pray my face didn’t give up what my brain was saying.
@SF-eo6xf
@SF-eo6xf 4 жыл бұрын
I can't immagine. Did he say how much he paid?
@jmc8076
@jmc8076 4 жыл бұрын
Been there. Close friends have one and along with other money choices we just smile and nod. For adult friends who dont ask for input I just say if you’re happy I’m happy for you. Like going to the wedding you’re pretty sure isnt going to make it. Bite tongue. Unless they ask then by all means spill.
@pic376
@pic376 4 жыл бұрын
@@jmc8076 I know you mean good. But I got to disagree with you on this one. If you are truly a friend, I would pull them aside and give them my opinion. I would not them fall in that trap, especially if they are people that will listen.
@CaseyBurnsInvesting
@CaseyBurnsInvesting 4 жыл бұрын
S S 15 grand I think
@lionheart93
@lionheart93 4 жыл бұрын
Rather buy real estate and stocks 🤦🏾‍♂️
@brianpitsilides5337
@brianpitsilides5337 4 жыл бұрын
The salesman told me that Dave Ramsey recommended timeshares so I ended up putting one on my credit card.
@ozarked2363
@ozarked2363 4 жыл бұрын
Don't worry about it. You can get a car title loan to pay the credit card bill.
@brianpitsilides5337
@brianpitsilides5337 4 жыл бұрын
@@ozarked2363 nah, I know that the value of my timeshare investment is going up higher than my 15.9% cc interest rate.
@ozarked2363
@ozarked2363 4 жыл бұрын
@@brianpitsilides5337 Good idea. Leverage that puppy to the max and buy a second one. That will double your ROI.
@justinfreeman4614
@justinfreeman4614 4 жыл бұрын
At least you saved 2%
@mattschmitt9924
@mattschmitt9924 4 жыл бұрын
Nice! Did you get your free frequent flyer miles?
@Thurgor_Supreme
@Thurgor_Supreme 4 жыл бұрын
Some words of wisdom, and this isn't just for timeshares: Anytime a salesman tells you you have to sign a contract right now or the deal goes away, no taking time to think it over, no time to crunch the numbers, no sleeping on it, then you WALK AWAY! and never look back. No matter how good the deal sounds, the stipulation that it has to be signed right then and there means you are being scammed and it should automatically change the conversation to "Nope. There's nothing you can say to change my mind. Bye."
@pamela3169
@pamela3169 4 жыл бұрын
Dave's cattle sound is a classic. And yes please make that documentary.
@alvinjackson9685
@alvinjackson9685 4 жыл бұрын
My ex wife and I used to go to the meetings for timeshares at Disney. The only good thing I saw in it was they offer you $100 if you decide not to sign up for one. The process is so freaking grueling though. Sometimes not even worth the $100.
@nuchalrigidity1677
@nuchalrigidity1677 4 жыл бұрын
Haha! Back in the 90s my dad went to a meeting to get me a free Nintendo Gameboy. 😂
@kirkcopping2086
@kirkcopping2086 4 жыл бұрын
Disney is the only one that isn't as scummy as the rest. The timeshares actually hold their value and there's less people complaining about the high pressure sales tactics. Dave has even mentioned this on his shows previously but obviously still doesn't recommend buying one.
@AC-qo8oq
@AC-qo8oq 4 жыл бұрын
Alvin Jackson oooh I’ve done this. It’s a beating. It’s not worth it.
@alvinjackson9685
@alvinjackson9685 4 жыл бұрын
@@AC-qo8oq nope, not at all!
@Eric-tb2je
@Eric-tb2je 4 жыл бұрын
YOU can say it a hundred times. When the student is ready the teacher appears. You can't change someone's mind if they don't want it.
@CalFamilyBBQ
@CalFamilyBBQ 4 жыл бұрын
And this is why I've missed Dave! Hope you had a well deserved rest for your 60th birthday! Keep up the good work, and keep safe. From London 🇬🇧
@jimroscovius
@jimroscovius 4 жыл бұрын
We went to a timeshare event in Vegas way back when we were young, just so we could get free tickets to a show we wanted to see. Even then we could see how stupid it was. We just said no a few times, and left with our tickets. I remember saying, "Do you know how many different places I can see for the price of that stupid timeshare?"
@momof470
@momof470 4 жыл бұрын
We bought a timeshare. They did no credit check. We really couldn’t afford it. Paid 169.00 a month for 10 years. Never even went to where we owned. We only used it to trade for another place. We couldn’t afford the maintenance fees. We ended up letting them take it back. It never showed up on our credit until just recently. The maintenance fees on report is 2600.00 It will hurt my heart to pay them another penny. I don’t know what to do.
@dportal844
@dportal844 4 жыл бұрын
My goodness. I hope it works out for you guys.
@Elizabeth-yg2mg
@Elizabeth-yg2mg 4 жыл бұрын
Dave's well rested and on a roll today!
@valerieannrumpf4151
@valerieannrumpf4151 4 жыл бұрын
You guys should do a segment each week playing just calls where people ask about or do stupid stuff. I would love to hear these calls.😂😂
@mattschmitt9924
@mattschmitt9924 4 жыл бұрын
You must be new here. What you descibed is pretty much what this show is. Recently they've even gotten in relationship counseling on a financial show for some reason.
@overflow1789
@overflow1789 4 жыл бұрын
@@mattschmitt9924 well, they also have Ken and Christy, seems like DR/ramsey solutions is transitioning to be more than just a "financial show"
@mattschmitt9924
@mattschmitt9924 4 жыл бұрын
@@overflow1789 Yes. I agree. I am not a fan of the changes, but Dave never calls and asks me for my approval anymore... Christy I do not mind so much, but Ken kinda gets undet my skin sometimes. I skip a lot of videos with just him in it.
@cw5948
@cw5948 4 жыл бұрын
4:05 Trigonometry degree, that’s a new one.
@shannonoakley-moore2292
@shannonoakley-moore2292 4 жыл бұрын
Dave is EXACTLY RIGHT!!! I am there now trying to get out. An unbelievable waste of money. Makes me want to cry so bad. 😢
@theburnetts
@theburnetts 4 жыл бұрын
We are 1/10th owners of a beach house. We've had it for 20 years and we absolutely love it. Our family LOVES going to our beach house every summer for vacation. We get use of the house 5 weeks a year. We have regular meetings with the other 9 owners and we all work together to make decisions on maintenance and repairs. This isn't a timeshare in the traditional sense. It's just a group of 10 people that each bought 1/10th of a house. We have a local CPA that helps us with financial management and paying the bills every month. We have a deed and we can resell our share if we want. Over the years I think there have been like 2 or 3 shares that have been sold to new owners. Overall we have so enjoyed this arrangement. I wonder if Dave would call this an evil timeshare.
@sadiquap123
@sadiquap123 4 жыл бұрын
When i worked for WFargo customer service? At least once or twice a day i got a vague "can I close my account? I'm just not using it anymore..." call. And id poke around and see the lst transaction was a timeshare and they'd want to close the account to prevent more payments. Id tell them... uh that won't work lol. I'll do what u asked but if u are trying to dodge that timeshare, it WILL find you. And it always did.
@marilynjay
@marilynjay 4 жыл бұрын
My mom is a timeshare master - she plans vacation 1 to 2 years out and is therefore able to get what she wants at low (50-70% below market) prices. It's like a hobby to her which is the only reason why I think it works. Timeshare isn't a good option if you want cheap travel flexibly. It can work, you just have to be really patient.
@fhuber7507
@fhuber7507 4 жыл бұрын
I call buying lotto tickets "The Stupid Tax" . Everyone has a little bit of stupid, so I do my part and pay $3 about once every 3 months.
@ASLunar
@ASLunar 4 жыл бұрын
I think in another video Dave explained that the lottery was basically the stupid tax of the lower class.
@cancel.lgbtq.6892
@cancel.lgbtq.6892 4 жыл бұрын
lotto is poor people's tax.
@SmallSpoonBrigade
@SmallSpoonBrigade 4 жыл бұрын
Above a certain payout, it's worth buying a few. But in general, you're better off saving it up.
@imluvinyourmum
@imluvinyourmum 4 жыл бұрын
​@@SmallSpoonBrigade You'd be better off putting the $3 on number 7 and letting it ride if it hits, much higher chance to win a large amount and u are still praying to the Sun Gods in poker terms.
@kunalsab7805
@kunalsab7805 4 жыл бұрын
If anything is TOO Good to be true RUNNNN 🏃‍♂️ 🏃‍♀️ 🏃‍♂️ 🏃‍♀️
@RichardWalls
@RichardWalls 4 жыл бұрын
Amazing that time shares are still a thing...
@Thurgor_Supreme
@Thurgor_Supreme 4 жыл бұрын
People just go for the free stuff, but there's always a couple suckers in the crowd to keep the vulture industry alive. It's kinda like those stupid cellphone games. Theyre completely free and the real money upgrades completely optional, but the 1% of idiots that fork over hundreds or even thousands are what makes the free to play model viable.
@Soyodiggity
@Soyodiggity 4 жыл бұрын
When is Dave going to discuss the pay roll tax deferment?
@mattschmitt9924
@mattschmitt9924 4 жыл бұрын
Deferring debt is just kicking the same can further down the road. You have to pay it eventually. Unless you NEED the money now, it doesn't seem wise to pay it at a later, possibly more unsure time. It's the ole "gladly paying for a cheeseburger on Tuesday if you'll give me one today" bit. You re gonna want another cheeseburger on Tuesday!
@JD2jr.
@JD2jr. 4 жыл бұрын
ugh, my parents have a timeshare. They haven't used it in at least a decade. My dad always thinks he's going to get someone to "make it right" over some broken promises they were made at purchase.
@DMBVR4
@DMBVR4 4 жыл бұрын
I always thought of them as a fly-by-night 1980's fad that never died
@nicole4779
@nicole4779 4 жыл бұрын
Dave’s rants always make my day 😂🤣
@machintelligence
@machintelligence 4 жыл бұрын
Giving into a high pressure sales pitch is the general category of stupid tax I deplore. I watched a vacuum cleaner sales pitch (which my friend didn't fall for) and was amazed by how many of my other acquaintances did. That was rather small scale, however. Vehicles and time shares are on another level.
@mind.health7834
@mind.health7834 4 жыл бұрын
Reduce your risk of spending money on unnecessary items by not exposing your self to the marketing of the item. Don't walk to a jewelry store if you know you should not be buying jewelry, don't go to see cars at a car lot, etc.
@podcastbard
@podcastbard 4 жыл бұрын
So paying a timeshare with a credit card is stupid squared
@shellygreen759
@shellygreen759 4 жыл бұрын
Wyndham is another time share that is scummy also. Can you trust those companies that get you out of contracts with time share?
@jdb2002
@jdb2002 4 жыл бұрын
Dave endorses Timeshare Exit team.
@SherryEllesson
@SherryEllesson 4 жыл бұрын
Dave! Don't hold back - how do you really feel?!?! lol love it
@aledavillla501
@aledavillla501 4 жыл бұрын
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@aledavillla501
@aledavillla501 4 жыл бұрын
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@aledavillla501
@aledavillla501 4 жыл бұрын
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@aledavillla501
@aledavillla501 4 жыл бұрын
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@aledavillla501
@aledavillla501 4 жыл бұрын
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@1.5Koreans0.5American
@1.5Koreans0.5American 4 жыл бұрын
Convert your income to assets or you will work forever.
@Thurgor_Supreme
@Thurgor_Supreme 4 жыл бұрын
People always say invest fifteen percent of your income. I must've heard them wrong because I invest FIFTY percent.
@moneyindabank
@moneyindabank 4 жыл бұрын
Jade, you need a man, baby.
@Will-oj3un
@Will-oj3un 4 жыл бұрын
Imagine getting a timeshare now with Airbnb
@Traviskelly1981
@Traviskelly1981 4 жыл бұрын
Sell or be sold by Grant Cardone is a great book. Everyday in all aspects of your life you are either selling or being sold. If you go to a timeshare presentation you better be a better salesperson than the one you are sitting in front of. If not you are more than likely going to buy a timeshare.
@LadyandtheStamp242
@LadyandtheStamp242 4 жыл бұрын
I purchased a time share but cancelled within the 10 day cancellation time frame, the contract was cancelled with no issues AT ALL. I guess I was lucky.
@lanceknuth5300
@lanceknuth5300 4 жыл бұрын
Timeshares have always sounded to me (lower middle class from lower middle class parents who themselves started lower class) as though they are prestigious, but that is for the same reason that Mr. Ramsey pointed out: You have enough money that you can have a right to go take a vacation in the same general area in which you could have rented a hotel room.
@evalina98000
@evalina98000 4 жыл бұрын
"Deed to air" 🤣 dats how I feel about condos on da floors above the car parking garage. 😎
@wkdravenna
@wkdravenna 4 жыл бұрын
I never understood a time share. It's so weird. If I want to go to Vegas, Myrtle Beach, Orlando why not just get a hotel or a whatever.
@sunsetatshabooms4558
@sunsetatshabooms4558 4 жыл бұрын
Or vrbo
@Ender-Corbin
@Ender-Corbin 4 жыл бұрын
Or an abnb.
@wkdravenna
@wkdravenna 4 жыл бұрын
@@Ender-Corbin yeah true. Very true, especially if your going to the beach with friend's you can rent a house for a week and split the cost.
@Thurgor_Supreme
@Thurgor_Supreme 4 жыл бұрын
Well yeah, that's the beginning of their pitch though. They try to make it sound like you have that same simplicity, but cheaper in the long run.
@amarie8769
@amarie8769 4 жыл бұрын
I always thought the same thing. I fingered the money that would be paid towards the time share could be saved to pay for a hotel room.
@flisfinance5680
@flisfinance5680 4 жыл бұрын
So true don’t pay the stupid tax!!!
@andrewwalter4884
@andrewwalter4884 4 жыл бұрын
We need a timeshare salesman to call into Dave’s show. I bet it would be a better fight than the whole life guy
@morningsalute03
@morningsalute03 4 жыл бұрын
They scammed my Grandmother for 3 timeshares in Vegas. She was deep into dementia and they kept at her.
@TheRealMJP
@TheRealMJP 4 жыл бұрын
If you, like me in the past, give in to a timeshare presentation from the high pressure sales. Go back to your room that very evening and look up the rescission period in that state - it should also be in the contract. For me it was 3 days. Get a signed letter in the mail asap and you can get out of the contract without penalty.
@rzawistowski33
@rzawistowski33 4 жыл бұрын
I had a friend who used to do these free trips, and would legit call the police if they didn't let him leave the meeting after the set time. He did like a dozen every year.
@umairahmad4711
@umairahmad4711 4 жыл бұрын
I’m definitely searching about ‘timeshare’ and avoid it all cost
@juliephelps7616
@juliephelps7616 4 жыл бұрын
We have had them try to chase us down the sidewalk to get us to sign up. After saying no for what seemed like a hundred times I told my husband to call 911 because we were being stalked by a relentless idiot. That is when they backed off. We were walking by The Pier Park in Pabama City.
@ozarked2363
@ozarked2363 4 жыл бұрын
I wonder if buying a timeshare is a good financial decision?
@Faith-un7ns
@Faith-un7ns 4 жыл бұрын
Why are people still buying time shares. You would think over the years that people would talk about how terrible it is and people would stop buying them. If everyone stopped buying them then that business would go down. They are still around because people are still buying them.
@hbarudi
@hbarudi 4 жыл бұрын
This timeshare thing needs regulation. They are physically trapping you inside the room until you pay the "ransom" to get out. It should be CRIMINAL for them to do so especially if they lock you in...
@timwienand6297
@timwienand6297 4 жыл бұрын
The problem is the lie through their teeth the whole time. They told me they were selling it for an elderly couple that didn’t need it anymore. So, I asked directly, “Oh, so if I didn’t want it anymore, you would sell it for me?” They bold face told me yes. Amongst many other lies. They should all be arrested
@asapstan
@asapstan 4 жыл бұрын
Years ago I was in lake Tahoe and got approached by a time share.$100 free casino chips for a short presentation.they gave us a free bus ride there.big mistake.we were stuck there for 8 hours.they wouldn't give us a ride back till we bought a time share.I wrote a check then cancelled it afterwards.never again
@PsychicMedium777-uw4mm
@PsychicMedium777-uw4mm 4 жыл бұрын
You can say the same thing about 12 Step meetings! 😥
@jordanaubrey-realestateinv334
@jordanaubrey-realestateinv334 4 жыл бұрын
Assets over liabilities!
@jamiemorgan9639
@jamiemorgan9639 4 жыл бұрын
So we really are stuck...we spoke with Wesley Financial Group and then they didn’t call us back. I’m feeling like we need to refinance our home & anything else financially important that our credit score matters on, then stop paying because there’s no other choice. 😥
@jillygirl2024
@jillygirl2024 4 жыл бұрын
My brother bought a Timeshare 1.5 hours from where we live - Not to be outdone, his wife bought a Timeshare in the SAME TOWN THEY LIVE IN ! When, I, his little sister was the only one to comment negatively I was told I knew nothing & was never invited to share in these " magical weeks". I didn't care ! ! Between him & my sister they stole my part of the inheritance when our mom died and left me with nothing. Today, this little sister has grubbed her way into working toward paying off debt, setting up an Emergency, a Health, and a Car replacement/repair fund. After medical debt comes student loan and saving for a small property. At 61 years old, I am working on having a great retirement.
@Labergemusic
@Labergemusic 4 жыл бұрын
"so... lemme try again here... don't buy timeshares" lol
@meshleesimpsoncool
@meshleesimpsoncool 4 жыл бұрын
thanks for inspiring us dave
@rightsaidmatt2632
@rightsaidmatt2632 4 жыл бұрын
I'm always interested in the "they won't let leave" statement. So what do they do if you do just get up and walk out? Do they physically stop you or threaten to kick you out of the hotel? Ive always been tempted to go to a meeting just to try it out. Be fun to string them along for a bit with fake interest and then right before signing just walk out.
@eugenewang4650
@eugenewang4650 3 жыл бұрын
theyll threaten to take away your free ticket/gift unless you stay
@Angela-ne9cy
@Angela-ne9cy 4 жыл бұрын
I still don't understand Dave's hatred for credit card points. I use my credit card for everything. I pay off the card every month. I amass points and get flights for free. I see absolutely no reason this is "bad".
@pierrel6778
@pierrel6778 4 жыл бұрын
Timeshare and whole life, I agree. Credit card, it is only about being responsible. I am so I can. It is not for everyone.
@jvsings9146
@jvsings9146 3 жыл бұрын
I love when Dave does the goober voice.
@Erica-wz8yv
@Erica-wz8yv 4 жыл бұрын
I remember being practically harassed to go to a time share meeting on a vacation to Disney World. We never went to a meeting. But I swear they kept calling us regularly for at least a year or 2 after that trip trying to get us to join. Just don’t respond and they will eventually give up lol.
@Sniffl3s-fl
@Sniffl3s-fl 4 жыл бұрын
Honest moment.. my wife and I have been on 9 vacations for free we go to the stupid seminar for a free week and usually some type of entertainment like dolly world or a show the rinse and repeat.. she made me do 3 in 2 days we walked with so much stuff but man are those seminars rough
@Loadeddowngolf
@Loadeddowngolf 4 жыл бұрын
Time Shares-Like jumping into a Jumanji Game lol
@abbasjoy4785
@abbasjoy4785 4 жыл бұрын
Dave is passionate about this! People listen!! Love this video 🤩
@virtuosowins
@virtuosowins 4 жыл бұрын
where I come from, interior decorators count in this list
@virtuosowins
@virtuosowins 4 жыл бұрын
@Atty. Johnny Sins Personal Finance I do agree it's needed but the overkill that happens around it and the related overbilling is some problem, it makes people leak cash big time.
@Elizabeth-yg2mg
@Elizabeth-yg2mg 4 жыл бұрын
@Atty. Johnny Sins Personal Finance But the ones who need it usually don't know.
@virtuosowins
@virtuosowins 4 жыл бұрын
@Atty. Johnny Sins Personal Finance many interior designers are just like timeshares or other such services, infusing a perceived need in the minds of the customer, I am just calling it out and have myself not succumbed to it - I have just spread awareness just like Dave R and team. what people do is still their choice.
@joethebar1
@joethebar1 4 жыл бұрын
I bought a custom table and with the sale, came a one hour visit from a designer for our home. I picked her brain hard and then did everything myself and it turned out awesome
@virtuosowins
@virtuosowins 4 жыл бұрын
@@joethebar1 way to go
@cardo1111
@cardo1111 4 жыл бұрын
Disney Vacation Club (DVC), is among the biggest time share scams and pricey (in fairness with Disney, the accommodations are impressive and well kept) however they keep raising the common charges, limiting availability of when you can go (always holding rooms for non vacation club owners), manipulating the point structure(peak,off-peak dates), etc. For the price you pay, you're way better off waiting for a hotel deal and going when you want to go. Dave is on point here.
@tweedle634
@tweedle634 4 жыл бұрын
I know a VERY wealthy person who spends over 50k cad a year on the DVC.... its stupid af because it doesn’t even include the meal plans and those are 1500-2k
@Mrlenox86
@Mrlenox86 4 жыл бұрын
Almost fell for a timeshare pitch in Aruba. So glad I thought about what would Dave do?
@alladreamwedreamed
@alladreamwedreamed 4 жыл бұрын
My inlaws love their timeshare in Florida 🤷‍♀️ they have a big corner room, love the staff and other guests, love the pools and oceanfront access. What can i say, to each his own 🤷‍♀️ They never vacationed out of state before. It makes them happy. We visit every year and it is indeed just a glorified small condo or large hotel room...
@linkmiles1235
@linkmiles1235 4 жыл бұрын
Paper view! Paper view! Dave Ramsey goes to a time share sales pitch, films it, and goes on a rant. Now that would be a money maker!
@meesh2015
@meesh2015 4 жыл бұрын
Pay per view?
@linkmiles1235
@linkmiles1235 4 жыл бұрын
Meshia Akingbade yes that too!
@Julianna76
@Julianna76 4 жыл бұрын
It's like Hotel California....."You can check out anytime you want, but you can never leave."
@tanL22
@tanL22 4 жыл бұрын
Bring back the stupid tax segment!
@MightyQuinnj
@MightyQuinnj 4 жыл бұрын
As Dave says,Time shares are at a 93% dissatisfaction rate, one of the worst financial decisions one can make.. Along with payday loans, lottery tickets, etc.etc. and we all totally agree. However, I can think of another gotcha stupid tax, where you are stuck and can't get out of without paying a huge amount of money but, Dave never addresses it. Any guesses on what it may be? Something with a 50% dissatisfaction rate.
@jherm9300
@jherm9300 4 жыл бұрын
Marriage is not a stupid tax. Marrying the wrong person is....
@MightyQuinnj
@MightyQuinnj 4 жыл бұрын
@@jherm9300 well, I can't argue with your numbers.
@justinacase2623
@justinacase2623 4 жыл бұрын
Marriage is the number one cause of divorce!
@mattschmitt9924
@mattschmitt9924 4 жыл бұрын
I heard there is a 100% percent coralation between drowning victims and water. Only an idiot would be around or consume water. Who's with me to rid the earth of this horrible killer?
@justinacase2623
@justinacase2623 4 жыл бұрын
@@mattschmitt9924 me!!,
@osubeaver9976
@osubeaver9976 4 жыл бұрын
Timeshares are like boats. Always better if a friend buys it and then lets you borrow it.
@Juschillin2024
@Juschillin2024 4 жыл бұрын
I fell for it YEARS ago! I've learned my lesson! SAY NO OR DON'T GO!
@carmeshacarrington6718
@carmeshacarrington6718 4 жыл бұрын
Were you able to get out of it?
@BadMannerKorea
@BadMannerKorea 4 жыл бұрын
I agree with everything he said except the credit cards. There are benefits of credit cards whether you want to agree with it or not, and it’s perfectly possible to get rewarded for buying things you’d be buying anyway--which includes rent, utilities, gasoline, phone bill, groceries, etc. There are other benefits as well which include rental car coverage, 0% APR deals from opening new cards, more protection of your money compared to a debit, and others.
@ToddDinkins
@ToddDinkins 4 жыл бұрын
I agree with what you're saying here. But, with that said, we bought one years ago and it has been paid off for years. We, and our kids and grandkids have used it many times. But understand what Dave says it's correct. It has basically no value. Plus, it's very difficult to plan and vacation with. So if you have bought one (and it's paid for), do the best you can and use it add much as possible. It's about the only way to get any value out if it. It's gonna be like doing brain surgery, do be prepared and patient. And we didn't even talk about service fees yet....
@Thurgor_Supreme
@Thurgor_Supreme 4 жыл бұрын
You're like the handful of fit people that actually uses their gym membership, but the vulture industry makes its money off of the hundreds that are too lazy to do anything, including canceling their membership.
@finelife6019
@finelife6019 4 жыл бұрын
Dave is hilarious in this vid. Got it, timeshare is bad and like a plague to be avoided. Thank you
@digitalarteffects
@digitalarteffects 4 жыл бұрын
Dave and Chris are great together
@iamsam369
@iamsam369 4 жыл бұрын
Im excellent at saying no so these time share sales pitch vacations sound like a good time.
@a-6610
@a-6610 4 жыл бұрын
I almost bought a timeshare about 12 yrs ago. Luckily, I came to my senses before I pulled the trigger on stupid 🤪!
@hestiaa9354
@hestiaa9354 4 жыл бұрын
I’ve done other stupid stuff, but timeshares-nope!
@kenshinhimura2322
@kenshinhimura2322 4 жыл бұрын
You guys should talk about MLMS
@michaelfrancoeur5993
@michaelfrancoeur5993 4 жыл бұрын
Dave Ramsey on the Joe Rogan Podcast for the people
@shaneomac271
@shaneomac271 4 жыл бұрын
yaaaaaaaaassssssssssssssssssss
@Simon-oy7kf
@Simon-oy7kf 4 жыл бұрын
No
@ginginbenton6463
@ginginbenton6463 3 жыл бұрын
This is where judge Lyn Toler got this saying from
@princesskaitlinhazelwood4703
@princesskaitlinhazelwood4703 4 жыл бұрын
I would never suggest any one but a timeshare but I love to rent timeshares. I like the space and having laundry and kitchen facilities when I vacation. I also think I they are generally cleaner and have better service than air b b and b. Just my preference. You can rent them on media and sites like that.
@mohlomphehi
@mohlomphehi 4 жыл бұрын
Dave should consider doing comedy. Had me in stitches the whole time🤣
@ayahmoon4266
@ayahmoon4266 4 жыл бұрын
Dave is on fire 😂
@BRIANDER100
@BRIANDER100 4 жыл бұрын
Regarding lottery tickets-----if you spend a small amount on a regular basis - in my case, no more than $5 a week I don't see them as a big problem. However, some people are spending large amounts of their paychecks so that it is a problem.
@umairahmad4711
@umairahmad4711 4 жыл бұрын
Rather buy snacks with $5 then gamble 🤣☝️
@Htman
@Htman 3 жыл бұрын
Be clear Dave😂😂
@Lauu_kzallaz
@Lauu_kzallaz 4 жыл бұрын
I don’t know how the salespeople who sell timeshares sleep at night. I used to sell new cars and I always felt bad because I knew that I was helping someone go into debt :(
@Lauu_kzallaz
@Lauu_kzallaz 4 жыл бұрын
Atty. Johnny Sins Personal Finance true, but I just feel better at the end of the day knowing I’m helping someone, not hurting them
@Lauu_kzallaz
@Lauu_kzallaz 4 жыл бұрын
Atty. Johnny Sins Personal Finance good luck!
@estetz
@estetz 4 жыл бұрын
“The number of times that you want to go back to the same place over and over and over again is really rare” Me, a WDW Annual Passholder: 😳😅
@janetjones9384
@janetjones9384 4 жыл бұрын
And a DVC member. 🤣🤣🤣very happy with it.
@DanielOwensMusic86
@DanielOwensMusic86 4 жыл бұрын
Dave needs a bottle of Pepcid AC on hand just in case he gets on the timeshare subject... lol... Timeshares are the biggest waste of peoples money I'm surprised people are still fooled by it!
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 4 жыл бұрын
9:23....obviously Dave, you have not been to Branson.
@rachellawrence702
@rachellawrence702 4 жыл бұрын
Dave do that documentary I would watch!
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