Don't want to be poor? Stop doing this.

A lil' pep talk on the 5 things to stop doing if you want to break free of the rat race, free yourself financially, and stop self-sabotage in your finances.
__________
**BOOKS I RECOMMEND 📚**
I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
amzn.to/2VbJ1Pt
The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)
amzn.to/32ewzjj
InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
amzn.to/2SLTYpn
Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
amzn.to/2SKyklt
Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)
amzn.to/2SJ6vtx
Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
amzn.to/37N2adc
________
**MY FAVORITE MONEY TOOLS 🖤**
YNAB (I literally can't live without this budgeting app, so obsessed)
www.youneedabudget.com/?ref=Y...
Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)
wise.prf.hn/l/413jE0q
High-Yield Savings Accounts (don't settle for 0% when you can get 3%+ on your savings)
www.bankrate.com/landing/rose...
Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):
amzn.to/3Ne37jy
__________
DISCLAIMERS & DISCLOSURES ❤
This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
__________
SAY HI ON SOCIAL! 👋🏼
Website: www.rosehan.com
Instagram: / itsrosehan
TikTok: / itsrosehan
Pinterest: / itsrosehan

[@johnbyerlein6682]

Just subscribed to you today and this video is outstanding. I like your energy and wisdom. In my 68 years, I never learned any of these ideas from my parents, schools, church, employers. I was often shamed for my money mistakes and told to make better choices. I am a man with autism - diagnosed at 60 and I also grew up with internalized shame and untreated depression. Doing better emotionally today, but I have no faith in the 'traditional' institutions of society any more.

[@user-wi7me7di9e]

Totally agree love her energy too!

[@BizNessEntre]

Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.

[@koolpebble]

I grew up with a poor mindset. Everybody around me had the same mindset as I was growing up. To this day, I don't know anyone who has a rich mindset. Thank goodness for the internet because if not for it, I think I wouldn't even know about the different mindsets around money.

[@sunshinex0xo]

You’re truly the healed, finance savvy big sister I never had. Thank you so so much for your heart centered medicine and magic. It’s life changing!

[@user-wi7me7di9e]

Amen to that! highly agree :D

[@AchmedComedy_]

I love how you balance the real-talk with empathy. Such a unique gift! ❤

[@brian-um8qf]

Don't make investments based on a KZbin video, I learned that the hard way.

[@HughJass-jv2lt]

🤣🤣

[@BizNessEntre]

So did we!! Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.

[@casey4038]

Yes! Stop listening to ppl in your life that are not where you want to be. Thank you! I feel so validated! 💕.

[@johnpepple3456]

One way to avoid most car breakdowns is to have a full vehicle inspection every few months. That way the problems are caught ahead of time.

[@lemurianchick]

Having a car is sometimes unnecessary and if a person doesn't make much money, it's smarter to take public transportation.

[@Coryraisa]

Beautiful video! I'm glad it mentioned the Christmas holidays because so many people are ill-prepared for the holidays then spend the holidays complaining that everything is "too expensive" for them. Also foolish is when people have spent themselves into deep debts, have little or no expendable income and become bitter or resentful toward those who are in better shape financially.

[@jcharmony2011]

Love her wisdom, energy, common sense and how she analyzes who influences you from growing up. She points out the key to be organized and not ignore your debts and taking control of your finances. She is so right not to listen to others who are not experienced nor skilled in finances. People tend to listen to others and feel like failures because of the negativity, when they can just turn their situations around just owning themselves and starting to organize themselves day by day and learning from people like Rose Han. Thank you for this! I needed to hear this during this time. God bless you Miss Han!

[@ynguyen318]

This is one of the best videos I've seen in a long time. I learned a lot and I did have a problem with buying things I can't afford. I know it is so normalized nowadays to buy something off credit but I'll need to unlearn that thought!!! Finding good mentors and inner circle of quality wealthy people is important too and I know I can find them!! Thank you Rose!

[@Erikkurilla01]

I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. fully retired with over $3.5million, my dividends is supplementing my retirement at the moment. started saving and investing in 2010 in growth, No regrets and financially free

[@Lemariecooper]

You're really doing well for yourself, my retirement plans are going down the drain, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value

[@Erikkurilla01]

Will recommend you speak with *Jenny Pamogas Canaya,* she will assist you

[@jessicasquire]

thanks for sharing, hope to speak with her soon. I've known I've wanted to start investing for a few months but just haven't been brave enough to start due to the market so far this year. but its hard to bite the bullet and do it.

[@patrickbrussels4454]

I recently had the pleasure of watching *Jenny Pamogas Canaya* on television, and I must say she is an exceptional speaker. However, I'm curious to know if you have experienced any financial gains while working with her?

[@excitationofstereocilia2103]

Hahahahahaha scammer thread 😂

[@elisabethbuettner2342]

"unexpected" expenses... They really aren't are they? 😉 I love that. Christmas happens every year AND is not an emergency.

[@itsrosehan]

Lol yup 🤪

[@mikejames8031]

The only debt I have is TAXES!!!!

[@Mus4shi15]

So pay ya taxes u tax evader!!!

[@vaderwashere365]

You have to have an income that is much greater than the taxes that are owed - at every bracket. Your income should make it easy to pay your taxes, and being in tax debt is a huge red flag that you aren't making good financial decisions.

[@mikejames8031]

@@vaderwashere365 Maybe!!

[@Angelamodifo]

Same

[@kauigirl808]

You could move to a deserted island and not pay anything 😅😅😂

[@alorah4831]

I think another silent trap for people just getting into "adulthood" is trying to obtain everything they see their Parents with. Sometimes young adults don't realize what it took for their Parents to do "better" in life. Their journeys aren't acknowledged...they just see them with a nice house, nice cars, and maybe going on vacations....so the Young adult thinks they are going to accomplish the same thing right out of the gate and often sack themselves with a lifestyle that they can't really afford just because their Parents are doing it. I have 2 adult children and I want the absolute best for them, but I also try to explain the progression and that most people accomplish things over time..and that's ok.

[@itsrosehan]

That's so true! And don't even get me started about credit cards. Glad you're making your kids aware, I'm sure these nuggets of money wisdom you share with them are going to help them a lot!

[@annishab5597]

Really glad I started following you! The knowledge is so needed and so appreciated. Thank you Rose 🌹

[@linuxsurfer2002]

This is a great list! I believe the biggest one is "Stop normalizing debt". I listen to Dave Ramsey a lot, and I'm always surprised at how many people call in and have 6 figure debt levels and they act like it's no big deal. "Hey Dave, I have $250k in student loans, $50k in credit card debt, should I take out a HELOC in order to renovate my home?". They are not at all worried by the staggering level of debt they have - and they should be.

[@vaderwashere365]

Agree, irresponsible people take out debt/loans irresponsibly. Just know Dave is on the extreme. Almost everyone who becomes wealthy or is wealthy has a credit card... they just pay it off every month. Almost every successful business and any wealthy person has taken out a substantial loan before. For many of the people that need Dave's help, this is a death sentence. However, it is just what almost every wealthy person does because they are responsible.

[@itsrosehan]

I knowww it's shocking :( I blame it on credit card companies and loan companies that have huge marketing budgets, whereas nothing is taught in schools about how debt works. Dave Ramsey is on the extreme "no debt" spectrum of things but there's a lot of value in that mindset. Personally I think debt is ok if used responsibly (i.e. you spend intentionally and pay off your card every month, you have a mortgage on a reasonably-sized home, etc.), but that's a big IF!

[@Rhinozzzz]

Responsibly handled debt makes you rich (Investment Real Estate, Business). I haven't met any "WEALTHY" people without a lot of debt.

[@inihilisme1511]

@@Rhinozzzz Sure, but you also meet the poorest people with a lot of debt too.

[@metallicmuse]

You're definitely one of my mentors now. lol Thank you, Rose! 💕

[@itsrosehan]

Wow, thank you! That means a lot ♥️♥️♥️

[@brooKlynKiteflyer]

Wow!! So can you be my mentor as well!!! If yes, can I borrow $10 so that I can feed my hunger?

[@SwiftlyScrumptious]

Also, I would add stop eating out regularly to this list. The cost of eating out at even an average restaurant is outrageous. On special occasions is okay but not regularly.

[@BizNessEntre]

This is true, that is an easy way to spend way more money than you should, also drinking. By the way, did you know Rose did not care when her followers got scammed out of thousands? Best be careful: Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.

[@user-gu8ne6ni3r]

Wow, this is so true. Thank you for being you and so open with everything. I have found so much value and truth in your videos. It’s been a game changer for me! Can’t thank you enough!! ❤🙏🏼

[@bernedettejoy]

you are one of my inspiration to my path to financial freedom! thanks Rose!

[@willmallory9085]

4:00 stop normalizing Christmas debt too. I shop early to be done shopping by halloween.

[@danielamarisolleonmartinez6031]

Soooo happy to have found your channel, I watch every video - I consider you a big mentor of mine now! So knowledgable and someone I aspire to be

[@itsrosehan]

Welcome aboard! Wow that means the WORLD to me! Lots more helpful videos to come, thank you for being here ☺️❤️

[@Duma39]

I’m sharing this with some family members. It’s all about the mindset.

[@user-wi7me7di9e]

You explained this point so well Rose You're an inspiration Thank you!

[@panicontheargo7034]

Rose, you are a blessing. Thank you so very much!

[@aug07broken]

Love this Rose! Ty!

[@Spaced_Out_Bill]

Awesome! Thank you!

[@johntaylor6211]

SO Glad I found you on here It's definitely going to change my life Thank you 🙏

[@marinarara_07]

Keeping my head in the sand is very relatable 😅. There’s a saying in my community, “even if you throw it away, count how much you throw away”.

[@andrerodriguez7603]

I do keep track of the thousands I throw away in gambling. 😢

[@leslieyoung3268]

Thank you Rose for this video! I have been practicing saving 25% of my income for purchases vs going into debt and I have a lot saved up. The only debt I have is a car loan and I own my home outright. Everything turned around for me when i started budgeting and really looking at what I was spending my money on. Looking forward to more videos from you!

[@itsrosehan]

Yesss love to hear it, keep it up! Learning to spend your money intentionally is a gamechanger!

[@ayasarsour2860]

Thank you😊

[@TheLifeOfAi]

So glad I came across your content ❤

[@carold8950]

So happy to see you making content during such a hard economic time! Thank you for sharing your knowledge with us!

[@aylanelson1012]

Thank you for inspiring people & giving guidance as to how to get to a better life!

[@sylviaboose793]

Thank you Rose for this information

[@patrickmcclendon792]

Hey Rose, im definitely subscribe to the your channel of financial knowledge. I have been listening to your videos for a while. I recently just got done paying my $78,000 student loans off. Thanks for all your knowledge, wisdom and insight you provide in all the videos posted. Much appreciated for guidance you provided for my journey being debt free.

[@cheche2181]

I am loving your channel!!

[@myraandkyla]

Hey Rose. Thank you for reteaching these five great tips! I agree 💯 that our society encourages debt and false prosperity. Over the years, I have improved the way I handle and spend money; but I want to learn more and do better. ~Myra

[@lawrencemullin2643]

You do good presentations. Your voice. Your writing & organization. Your passion. And I believe you enjoy doing these videos. There's also a positive feel of motivational speaking...

[@SMW771510]

Very Good Rose!!!!!!!!

[@chelseashurmantine8153]

Always appreciate your tough love

[@manilil4258]

Thank you!

[@KarenLovesColours]

Thank you, Rose

[@kechpoly6569]

JT automation sent me here!! Fell in love with your 8 passive income video. Thank you your god sent.

[@chuayang-vq5js]

So true!! What u said. I’m with u on that!

[@shannon1999able]

You are doing so much good for the society. Well said!!

[@JingChen-jz3ih]

I believe so too.. personally I was able to grow my finances and assets due to personal insight. I saw the opportunities the market space presented and took advantage of them. I’ve been inclined with a portfolio manager and Fixed income planner in the USA.

[@BizNessEntre]

Are you sure? Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.

[@LunaJewelsMx]

Great tips! Thank you!

[@Tfishdesign]

I love your content, Rose.

[@suzioh]

THANK YOU🙏🏻💙⭐️

[@ParrisCrockett]

Rose is a legend ! Thank you 🙏🏿

[@stockswithkunle700]

Great stuff!

[@epbrown01]

To quote bodybuilder Ronnie Coleman: "Everybody wants to look like a bodybuilder, nobody wants to lift those heavy-ass *weights!*" Getting rich often just takes self-discipline, and unfortunately that's something a LOT of people don't have.

[@-MakeItGood-]

And “light weight!” Me and my bro used to say that in the gym constantly.

[@amberforosisky2513]

Haven’t heard that quote in years!!!

[@-MakeItGood-]

@@amberforosisky2513 I’m bringing it back! Jk we just said it to make fun of ourselves because it really wasn’t a lot of weight usually.

[@BizNessEntre]

So true, that is key! Plus: Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.

[@borinphang6378]

Thanks you

[@originaldavidjackson8075]

This is dope. Great reminders! Thanks for all you do. Appreciate it all over the years 👊🏾🔥

[@itsrosehan]

You must be an OG subscriber ♥️ Thanks for being here!

[@scoop9722]

You're very good at what you do and love your energy! Great tips and your sincerity in really wanting people to avoid pitfalls and to do well financially really shines through!

[@brianyu8971]

Very true!

[@doublahh]

I didn't grow up wealthy, noir do I have a degree. Basically I worked my but off, took advantage of my opportunities and skills by using the internet as a tool for making money. But most importantly I lived with bare minimum to get head. I was able to save tremendously and live comfortably. I've told friends and family along the way of my plans and they ignored me. Only people with gocus and drive will continue to be successful. Even with inherited wealth. If you lack discipline you're still going to lose.

[@BizNessEntre]

That is true; plus: Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.

[@billiondollarbella]

Agreed!! Very helpful

[@SpeedbirdHeavy]

I find it helps to keep a financial calendar of those regular annual or quarterly expenses, so that they don't catch me unawares. Plus a wee fund to cover unexpected ones that turn up out of the blue.

[@melissam6037]

That’s been huge for me & I don’t hear it talked about enough. I would forget things like car registration, family birthdays etc. then I added a tab to my budget spreadsheet for these, and each month I check and make sure to account for these.

[@SpeedbirdHeavy]

@@melissam6037 that's awesome 😀

[@Madchris8828]

Great video, very much to the point as well

[@bloomingluci5429]

Thank you this is very helpful, I have started following many tips while learning to live on my own and they've helped me even when I'm not living alone anymore thanks Rose 😊

[@boston1416]

I viewed your video on How to start investing for beginners and i luv it, it was so easy to understand what you were talking about. I came home and had to share it with my family so that they can understand a little bit more. Because of you i started my kids investments, now I have been looking at more of your videos.

[@BizNessEntre]

Be careful: Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.

[@ceciliadcosta5486]

Thank you for these amazing valuable information money 💰 information.. 💰🙏

[@jonathanrodriguez8219]

Great advices!!!

[@laurens7431]

A caveat is that family who are financially successful achieved that in a different world than 2023. So what they recommend worked for them but is not applicable today, so they don't know how to advise us for 2023.

[@itsrosehan]

That's an interesting point... it's not just bad money advice being passed down but also OUTDATED money advice. Thank you for pointing that out!

[@thejojojo1111]

​@@itsrosehanit was A LOT easier to buy a house in 1983 that cost $150K than it is to buy a house that is $1 million in 2023. That is how much my parent's house is valued at now. They bought it for $150K in 1983.

[@miamiflorida6965]

Excellent information ❤

[@SuckerPunchTheClown]

Love you Rose almost thought you had quit making videos glad to see you back😊

[@BizNessEntre]

Rose…remember last year when we got scammed by people impersonating you? As you know, we are an older couple, and we got scammed out of our entire their life savings. What I don’t get is, Rose, you KNEW it was going on and did nothing. It was a very elaborate con, so we put it all on rosehanscam for all to see- It’s very sad that you didn’t do a thing to protect us all. Why didn’t you take responsibility? Rose…why? You were kind at first, but then you got defensive once you saw that it was truly your fault for not letting everyone know…and then you ghosted us.

[@SannePetersx]

Love the video. Which books do you recommend?

[@briansukhu4392]

She makes a very valid and often overlooked🎉 point; mindset

[@janmoore4062]

Fantastic video! I always learn something when I watch this channel. Thank you for sharing your knowledge and experiences.

[@itsrosehan]

♥️♥️

[@Adastra14]

thank you for your videos. an eye opener and a contribution to how I'm aiming to re-steer my life. thanks again.

[@JAGNikJen]

Thanks for this. Really appreciate it. I wondered if you're still doing the Magic Formula Investing and if so, could you do a follow up video? Thanks!

[@j.b.2561]

Great content like always and yes you are right., Here in Europe we do buy most things paying cash. This credit card culture is not very common here and I think it is a good thing. Getting in consumer debt ist the worst thing you can get into. Interest rates on consumer credits are a total rip-off and the basical mindset of many people here (i am from Germany) is "if you can't pay for it in cash, you can't afford it".

[@ChallysJourney]

Gear information..thanks

[@Acd1217]

A very wise young lady.

[@cheekymonkeygirl3378]

You are inspirational! 🥰🥰🥰😻😻

[@jeffML3926]

The Psychology of Money - good read 👍

[@miken7629]

Your advise is focused on Financial only and there is more to a successful life than money, need to expand life's focus by concentrating on Physical, Financial, & Intellectual goals, they all pay off. Life is better when you are physically fit. Life is better when you are financially secure. Life is better when you have skills and capabilities to handle life's problems. Above all, ask yourself continually throughout your life "What can I do to improve my situation", a little self analysis on problems and solutions goes a long way.

[@kimmykero2421]

Great points we all need reminders about often...its not as if we don't know! Thanks Rose!

[@lupeureste9332]

I lo e the words u speak. U are always gonna be my favorit inspiration i been watching u before u went on ur live in van trip

[@lupeureste9332]

Love ur hair color fits u great

[@lupeureste9332]

U speak the best I really cherish the words u speak

[@excellent88]

First time to see you vid. I just love your ideas. ❤ personally, i also set aside money for occasions and soliciations. Lol. As someone working abroad, i know it’s possible to receive soliciations from organization/alma mater project. Small bucks here will be converted to a bigger money in my home country. If left unused, then it’s an extra savings for me.

[@moneycessity]

Avoid crab people! In a tank full of crabs, if one crab starts to escape, the others will pinch and pull the escaping crab back into the tank. The same can be true for people climbing out of bad financial habits.

[@IrishMexican]

🦀

[@stepankapodlesakova2622]

from my own experience as someone living in the Middle Europe, so many people live in debt here as well... it might look slightly different because usually there are no student loans but mortgages, leasing, gear or even holiday debts are a pretty common standard situation... I think, people in general lack financial education, that is why I appeciate what you do so much! thanks!

[@crazybotches236]

Rose could you please talk about your streams of income, how you built them and how you sustain your life without having to work "hard"

[@retro9173]

You forgot the 6th on this list- Self preserve your wealth and security. If you have gotten far enough by working and putting yourself first and on where you're at financially, security safeguard your wealth and stop helping the same so call friends, family, peoples pleasing everyone and their mothers to not look bad. You're lending them "help money" subscribing to their wants but in reality not realizing you're "paying" them to keep them away until the cash faucet you supposed is turned off permanently, but they keep coming back for more cash that's unknowingly keeping you poor even months past after Christmas. Zero means zero.

[@InvestInFrench]

Coming from Europe to Canada, i really had a hard time with credit card and be forced to use them to built credit.... You don't have money, you don't buy stuf, it's how i hvave been raised... Thank yoyu for the video :)

[@yaniwilliamson]

Escape the Creep: How to Build Wealth While Living Well is a great book to check out as supplementary material.

[@vyngo1969]

Hi, thanks for sharing your ideas. They are very helpful. Could you make more videos in being a landlord?

[@itsrosehan]

Sure thing! I have a few rental property videos planned coming up :)

[@luisquintero1945]

Hello Rose, I was in the military and the only available 401/investment was the TSP. I created a traditional and a Roth. How can I invest what is in the Roth? Thank you

[@isacherrera6400]

Great talk love the part about the generation wealth or poverty. Also how you get everyone to not focus on the past but on what you can do now to improve your situation 👍

[@vaderwashere365]

for us, it was education. people try and make education and loans the antithesis to building wealth these days, but they are an integral part in going from poor to wealthy. my wife and I went to a great in-state college and had to get loans and work throughout college. we got simple business degrees, but now own a couple homes, have our kids in various sports, and max out our 401K contributions every year. If college isn't an option, then I would recommend being a life-long learner. Poor mentality is saying "I can't do that" or "it is too late". Growth mindset and a wealthy mentality is "I want to learn that" or "the sooner I start, the sooner I can improve".

[@davidmitchell4092]

Another Excellent Video

[@kentjensen4939]

Christmas shopping is expendable, just give $30 gift cards; weddings are money down the drain, just elope.

[@aanyc.6198]

Hi from Australia just saw your video, you are so real and authentic Rose. I have some questions .. How about if I prefer living in the room that does not share with others in a good environment as I want to have my own privacy to do my own stuff, experiment things as you said in another video and surround myself who can pay to live here but shared room with another will save more but no privacy at all. I mean the same room that you sleep but share the kitchen and others. Do you think it’s a big deal or just try to find they way to pay it because I choose it?

[@user-jj5ho4yz4p]

you have help me change my mindset Ty❤

[@LittleNicky007]

💯👌 great contents wake up call - thanks you Rose 🌹

[@chrismendonca4522]

You da bomb Rose!

[@fuge511]

I needed to hear this… haven’t paid any credit card interest but I am tired of living on the hamster wheel

[@mangensukilufya1233]

Perfect

[@michelperez7160]

What's your opinion on Index Universal Life policies for people under 20 years of age as an investment option?

[@philosopher51]

I am glad and i little bit proud that i dont do any of the 5 Things, but i should not be too proud, because i am still not rich and i know i could do better