DVC Lessons Learned (Real Owners)

Have you ever thought about purchasing Disney Vacation Club?
Maybe you weren’t sure how it works or if it was worth it.
Well after a few years of DVC ownership we’ve learned a thing or two and this week we’re sharing it all with you!
From our best tips to things we would do differently to how to determine what’s a good value when it comes to DVC, if you’ve ever thought about buying DVC, this episode has you covered.
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Welcome 00:00
News 01:06
Disney Vacation Club Overview 09:02
Why we chose Disney's Polynesian 15:55
Biggest Regret 17:49
Home Resort Advantage 22:30
Differences in DVC Resorts 27:16
Cost per point 30:02
DVC Walt Disney World Annual Pass Discount 34:25
Resale vs. Buying Direct 35:10
What's a DVC point worth? 41:10
Wrapping Up 51:08
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[@darthemphatic4654]

The dvc expirations are 50 years

[@carrydonkey-gs5op]

I enjoyed this discussion you guys had, just a couple of corrections. As was mentioned in the comments before, resorts since Saratoga Springs have had a 50 year lease. The other correction was a 2BR lockoff comprises of a 1BR and a studio, not 2 studios. If a 2BR was comprised of 2 studios it would not have the kitchen or laundry as that is part of the 1BR unit. Boardwalk tends to have a LOT of 1BRs available because the entire resort is comprised of 2BR lockoffs and as you may guess, the studios are booked first.

[@EnchantedEarsPodcast]

Thanks for listening! Good to know on the lockoffs and the Boardwalk's availability.

[@joeldombrow9703]

Since DVC is up-front money, did you guys figure in the loss of potential gains over the length of the contract? Meaning, if you make a 20+ year purchase - and pay for it upfront - what would that money be worth if put in a decent investment? For instance, how much does $20k earn at 10% annual gains for 20+ years?

[@EnchantedEarsPodcast]

That's a really good point. Just looking at what you could earn from investing that money, you would have around $135,000 at the end of 20 years. However, taking it a step further and saying you still plan on going to Disney every year, you would have to subtract out the cost of the hotel stays from your earnings. Assuming you spend $3,000 each stay (which is probably pretty average for a deluxe stay), you actually start going negative in year 12 and by year 20 are around negative $37,000. Again, everyone's situation is different, but bringing up the lost investment earnings from the initial purchase is a great example of just one of the many factors people need to consider before deciding whether or not to buy DVC.

[@jsarge3749]

Thanks for this. This was actually really helpful. I get so many different answers about DVC and it's always made me hesitant to jump in.

[@EnchantedEarsPodcast]

You're very welcome!

[@zeroconsequences]

Most of this video just sounds like an unprovoked justification for spending money lol... but very useful info all around!

[@rbazemore]

50 years from when the resort opens not 40

[@firstlast1732]

I just sold my Disney dvc took a huge loss totally was a rip-off never again worst investment I ever made

[@zeferage2430]

Well, it's not investment. Yes, for people buying in like 20 years ago, it worked out, but you are buying future vacations at better resorts than the all star resorts.

[@andrewross7764]

Best way to plan a trip to Orlando. Go to Universal instead.