Education Loan w/o Collateral OR Co-applicant to Study Abroad | Prodigy Finance | Student loans

[@chiragverma6684]

Brother I have options of universities of NY, Florida, Sweden, Ireland and Australia. Does Prodigy gives loans for Sweden and Ireland?

[@ayushchauhan1292]

Hi pratham Can we get loan for ug diploma courses for study in canada without any coletral and co applicant .

[@manmeetsingh3704]

Sir agr student self employed business hai nd further increment k liye studies pe jana hai so student apne docs.dikha skta hai jo business se related hai uske for education loan..

[@shaiktaj7051]

Canada colleges especially they are not providing

[@nippysidhu7926]

Hlo sir Jo kitna paymnt chahye us par kya fill krna hai sir hmein 20lkh chahye

[@khanimmad6309]

Hello brother thank you for your kind info I hav a question is there any option to get loan for one year from prodigy finance? And if it offers you loan for one year then you pay the loan after one year Do they charge any penalties?

[@Aadidev7530]

Wil this cover my all expanses like gic or something like that?

[@youtubeexpress113]

Conditional verification loan letter p study visa apporve ho jta h kia koi difficulty to nhi atti?? Any have knowledge regard this...

[@zinajessica6125]

Hi PRatham, thanks for sharing your experience, however, I didn't get through application itself... what's the hack? I've never taken a loan or credit card. they denied my application itself. please advise how to go about this.

[@vin271000]

When does the emi payments starts after the course or immediately after taking the loan

[@prachichaudhry3215]

They give loan for uk universities also ?

[@govrdhkhdkk1954]

Hi Pratham, So if I make the early emi payments then my total repayable amount will be lower or will it be the same ?

[@That_Indian_Bloke]

It will be lower

[@govrdhkhdkk1954]

@@That_Indian_Bloke thank you for the response. but just for clarification if I have a total repayable amount as $70XXX and for 20 years tenure with $3XX monthly payment. So, if I repay that amount early within 5-10 years then will it cost me less than $70XXX ?

[@Dinesh09az]

How to contact prodigy finance???

[@shrutiamin2804]

hi pratham, this was an informative video. can u pls let me know if i can get a loan for ireland from prodigy

[@somalishant]

Hi Pratham, if other loans going on then is it still possible to get the loan from Prodigy or not , because M_Finance i think some issues if current loans going on , what is the stage with prodigy.

[@aananahar5983]

I am not understanding how can I apply loan

[@asmitadhadhi6337]

Hello, can I get an educational loan for post graduation in Canada 2 yrs without collateral nd co applicant

[@charles9899]

Tq... good information bro..

[@PiyushBorse-es2xg]

Brother, how much living expenses is mandatory to show in our account ?

[@poojafanan8616]

Hey, i want to know if I can get a loan for Scotland UK For Msc IBM I'll apply for heriot watt University Edinburgh so please help me for this

[@ascn_k666]

I don't have cbil score would i get loan upto 12 lakh for master in Germany

[@manshupandit7924]

Hii sir I am applying for a diploma in university of austrlia . But i have passed my twelfth so obesouly my sibil score off bank history is so poor does they give me loan for this

[@That_Indian_Bloke]

Getting a loan without a Good cibil score is pretty difficult coz in this case you will be taking loan by yourself without any security so it would get difficult. But still you can give it a try by applying on their website.

[@deepikapatra4832]

Is it depends upon our personal account status?

[@Maa_inti_ruchu_lu]

Do u know any other sources which provide unsecured loan for university of Nottingham uk just like prodigy

[@That_Indian_Bloke]

For UK universities there are no other lenders right now except Prodigy that provide unsecured loan. You can try Elite Scholars as Nottingham is a good university and you can get unsecured loan but may need a non-financial co-applicant for that.

[@CarniFlex1]

I have got admission but still i can't arrange shortfall.

[@rkislamic108]

Indian k liye mujhe chahiye lon app mri help krde to acha hoga pl

[@lukamodricc]

Is it possible with just collateral?

[@shubhamdas3248]

prodigy is giving me a Varible rate of 14.26 and APR of 15.26 and mpower is giving a fixed interest of 12.75 and APR of 13.56 but it's fixed so what should i choose

[@AJAYKUMAR-pq6xk]

Sir i getting addmission in IIT KANPUR in MSC course . Can i eligible for education loan with co-applicant my uncle (Father's brother). My parents is not living with me last 5 year. I am very sad because withiut loan i can't study further.

[@hyperterminal_reborn]

Prodigy Finance does not offer loans for undergraduate programs, are there any other services that offer loans for undergraduation without collateral and co-applicant?

[@That_Indian_Bloke]

Hi Sharath, You could try MPower Financing for undergraduate courses for US and Canadian Universities.

[@hyperterminal_reborn]

@@That_Indian_Bloke MPOWER Financing offers loans only for the last two years of the undergraduate degree.

[@ibrahimkotbagi5145]

Can I get a loan without collateral and cosigner for doing MS in Germany's Public Universities?

[@That_Indian_Bloke]

Yes there are a lot of German universities that are listed on Prodigy's website and you can get loan for those universities.

[@akshayjaiswal5855]

Home loan full payment can be done by a co-applicant in the absence of the first applicant?

[@illipillalalitha1707]

Hi i am unable to find Nottingham Trent University in the website

[@That_Indian_Bloke]

Yeah, Nottingham Trent is not on their list which means they won't be able to provide loan for this university.

[@illipillalalitha1707]

@@That_Indian_Bloke Brother tq for the response but i need loan very badly because I paid initial deposit to the university consultancy told me that initial deposit is enough but now I got mail that I have to pay 7500gbp by oct 17th i have no money to pay fee i am very tensed plzz tell me some alternative i am about to go for visa with in a week.

[@raveenajayaraman7844]

also do they give loan for Canadian colleges like Seneca college, george brown college etc for masters programs? please tell

[@That_Indian_Bloke]

No they only give loan for universities

[@vivekrajbhar9437]

Hello brother, I'm applying there but my universitis names aren't found.... Like University of Worcester, Westminster University, and many more

[@That_Indian_Bloke]

Hi Vivek, They support only a limited number of universities in UK for now. Below is the list from their website: City University of London Columbia University Cranfield University Hult International Business School Imperial College London Lancaster University London School of Economics The University of Edinburgh University of Bath University of Cambridge University of Chicago University of Oxford University of Strathclyde University of Warwick EDHEC Business School ESCP Europe Business School London Business School

[@avinashpal7373]

Prodigy finance gives education loans for any german universities?? i want to study in germany

[@That_Indian_Bloke]

Yes there are some german universities for which they provide loan. You can check under schools they support.

[@Waheguru6642]

I dont hve gic... how can i arrange my fund for gic....i hve no colletrals...

[@That_Indian_Bloke]

What is GIC ? Are you talking about Canada?

[@ritikrawat7069]

Boss esa kuch hai kya wo academic dekhte hai tab hi loan proved ho ga

[@That_Indian_Bloke]

Nope.. they just provide loan on the basis of the university and course that you are opting for

[@reetabana635]

Sir you have not discussed about processing fees

[@That_Indian_Bloke]

I have talked about the processing fees which is same as administration fees.

[@adhityashreeram6227]

Will they provide loan for Canada Universities for MBA programme

[@That_Indian_Bloke]

Yes, they do provide loan for MBA courses. You can check out on their website. You can also checkout this video to know How to check eligibility for Loan: kzbin.info/www/bejne/gYPJd6Jpha5nnLc

[@piyush_ferex]

I have the same scenario as you... I was losing all my hopes , thank you so much for this video... Just one question.... Can I get a loan for bachelor in canada

[@That_Indian_Bloke]

Currently mpower provides loan for bachelors in canada.. but they only provide for last two years of study so if you do a 3 year master then you'll have to bear the first year cost by yourself

[@piyush_ferex]

@@That_Indian_Bloke the only problem is first year fees and GIC... After that rest can be arranged through multiple ways.... How can I get the first year funding

[@Waheguru6642]

Which institute provide loan for ug diploma..?

[@That_Indian_Bloke]

Hi, Sorry currently there is no company that provides UG diploma loans. You can check on Mpower Financing website for your course, but the chances are pretty slim.

[@nehasoni6020]

Sir please tell me how i can get education loan for bachelor..i got an offer letter from algoma University Brampton Canada i have been searching about it since last month.. and now it's been more than a month... I require 19-20 lakhs as tuition fee+ Gic (13+6) and I have a collateral around 22-25 lakhs fairy market value. But govt banks has their different sort of rules they do not provide loan for first year only they sanction it for 3 years.. thus they demand collateral according to it ... I conversed with private banks also they provide unsecured loans and demad ITR more than 5 lakhs.but my father 's ITR is of 3,90,450 ... Nbfc do not provide loan for bachelor.... Now I'm really fed up of these rules... Now there's lot of family pressure on me ... I don know what should I do... please help me out. .... I got offer letter for bachelor of computer science... And my father is my co- applicant.

[@That_Indian_Bloke]

Hi Neha, In this case the only viable option seems that you take a loan from NBFC wherein you can club two co-applicants one being your father and any other blood relative making the file strong financially and then apply for loan.

[@raveenajayaraman7844]

is the loan procedure completely online or they have their offices in India?

[@That_Indian_Bloke]

Its completely online.

[@abhaymishra8919]

Hii brother I am just passing my bcom and i want to do msc in finance but i have no property and no co-applicant and i have no income and financial support to my parents can i get the loan plz brother help me 🙏

[@That_Indian_Bloke]

You can check eligibility for loan on their website

[@abhaymishra8919]

@@That_Indian_Bloke I am unable to login

[@navivlogs97]

This means that the loan has been taken, we have to pay double amount to the bank. Like if you took 22 to 23 lakh something and you will repay 48 to 50 lakh something. ??????

[@That_Indian_Bloke]

Yes, If you repay the loan in 15 years then you'd have to pay around 48-50 lakhs but if you try to repay it in 4-5 years then the repayment amount would get considerably lower as you would save on the interest amount for 10 years.

[@navivlogs97]

@@That_Indian_Bloke thankyou ❤️ brother.

[@shaiktaj7051]

They are not giving for all universities

[@That_Indian_Bloke]

Yup they provide loans for specific universities only as per their algorithm as these are pretty high risk loans on their part! But you can enter the details of your university that you want loan for and if they find it suitable then they might consider it in the future.

[@vivekrajbhar9437]

In which university, you have applied and for which course?

[@That_Indian_Bloke]

Hi Vivek, I applied in Universities like City University, Lancaster University, University of Warwick , University of Strathclyde and got Offer from City University and Strathclyde for Msc Business Analytics.

[@mustafashaik2956]

Pratham ji! They will provide loan without collateral for PG diploma??? Who have done their 15 yrs equivalent degree???

[@That_Indian_Bloke]

Hi, I have just made a video on this which shows how you can check if you can get loan or not. It will be out in a couple of days! so stay tuned for that and if you still have any doubts I'd be happy to help :)

[@mustafashaik2956]

Such a wholehearted pratham ji🙏

[@drishtikaushal2688]

Does academic score have to be good for this loan and how much bank statement we have to show and how old ?

[@That_Indian_Bloke]

No the academic score does not matter for the loan. You just need to show offer letter from the university. You need to show bank statement of 1 month having amount of living expense as stated by your university and it should not be more than 30 days old.

[@Infinitystudy-w3v]

Woo! Cost of living kaay liye loan ni detaay KyA BhaiYa PLS reply karee

[@That_Indian_Bloke]

US Canada k case mein living ka mil skta h but meri uni mein sirf tuition fees hi cover kr rhe hain..

[@Infinitystudy-w3v]

@@That_Indian_Bloke Aacha hai yaar maay USA hi chal DETA hu Phir

[@That_Indian_Bloke]

Yo!! That's the best thing.. Hume bhi bula lena yaar phoch k 😇

[@Infinitystudy-w3v]

@@That_Indian_Bloke BHai Jiss country maay AANA chahta huu waha aap Already Hoo IRELAND I am going USA OR CANADA just cuz full loan of education + cost of living

[@thegospel2548]

Hi sir, I don't have any type of Collateral, co-applicants or other ITR documents. I'm I eligible to get a loan for canada

[@That_Indian_Bloke]

Hi, Collateral or Co-applicant is not needed for loan from Prodigy. However, they ask for your credit score, current/last income(if employed) etc. In this case I would suggest you to apply on their portal (just takes 10-15 mins) and check if you can avail a loan from them.

[@thegospel2548]

@@That_Indian_Bloke That is okay but will they ask for any Income tax return certificate

[@That_Indian_Bloke]

@@thegospel2548 No you don't need ITR.

[@thegospel2548]

@@That_Indian_Bloke Thanks for the replay sir

[@manjupagare9338]

Do prodigy provide loan for PG in canada

[@That_Indian_Bloke]

Hi Manju, Yes they do provide loan for PG in Canada for specific universities only but not for colleges. You could check on their website which universities they support.

[@That_Indian_Bloke]

prodigyfinance.com/where-can-i-study/

[@manjupagare9338]

@@That_Indian_Bloke thanx pratham.. when can i apply after ielts exam result..

[@That_Indian_Bloke]

@@manjupagare9338 You can apply after you receive conditional or unconditional offer letter from the university.

[@mubeensiddiqua1031]

How did you applied for loan?

[@That_Indian_Bloke]

You can apply for the loan on their website. I have added the link in description.

[@gouthamthokala6547]

Bro can I get non collateral loan... For studying in Phillipines

[@That_Indian_Bloke]

Hi, Sorry there is no lender that provides non collateral non co-applicant loan for Phillipines. But you might get unsecured loan (non collateral but with a financial co-applicant) from NBFCs like Avanse, HDFC Credilla etc.

[@gouthamthokala6547]

Tq u so much sir ♥️

[@That_Indian_Bloke]

@@gouthamthokala6547 Always Happy to help :)

[@gouthamthokala6547]

@@That_Indian_Bloke U have such a pure heart sir ❤️✨✨💖

[@lekshmilechuu3183]

Can I get education loan for MA education

[@That_Indian_Bloke]

Hi, Yes you might get loan for MA if you are looking to apply in US or Canada. You can check your eligibility through their website and entering your university and course details.

[@lekshmilechuu3183]

@@That_Indian_Bloke UK ?

[@That_Indian_Bloke]

@@lekshmilechuu3183 Sorry, I don't think they support MA courses yet for UK universities. Still you can check for your course here: prodigyfinance.com/where-can-i-study/

[@manishkamble6336]

Bro I have applied a loan in Prodigy Finance, I have also applied for MSc International Management course in Cardiff University, Cardiff Business School(September 2023) How long they will take to grant or sanctioned the Loan, also can Prodigy Finance Loan letter is applicable for U.K. Student Visa ?

[@syntychepearl7477]

I am in the same situation I want to know if that can be used for UK visa

[@निशांत_लांबा]

​@@syntychepearl7477is it applicable?

[@girishraja5502]

Hi bro. Just have one doubt. You said you got loan of 29098USD. Is this for 2 years of study or only 1year?

[@That_Indian_Bloke]

This is for 1 year tuition fees..

[@girishraja5502]

@@That_Indian_Bloke so the total amount which was calculated for 10years in your case is only for 1styear fees? What about 2nd year fees then 👀

[@shubhisrivastava1724]

For applying in any University, do we have to show fund at that time also?

[@That_Indian_Bloke]

Hi, No you don't need to show funds while applying to the university.. you can just choose that you'll manage fund by yourself at the time of application.

[@Benefits369]

Hi Bro. My course is and college is not listed. Does this mean that I can proceed to take loan?

[@That_Indian_Bloke]

Sorry, in order to get a loan your college and course both should be on their list.

[@Benefits369]

@@That_Indian_Bloke thank you bro.

[@lokeshkumarjena314]

Hi pratham After taking the loan do we need to pay simple interest during study and the grace period or we can simply start paying after graduating

[@That_Indian_Bloke]

Hi, Prodigy Finance does not allow you to pay the simple interest during studies or grace period even if you wanted to. You can only start paying off EMIs after 6 months of your course completion.

[@lokeshkumarjena314]

@@That_Indian_Bloke thanks for the reply. Does it mean we don't need to pay anything till our course ends. Am I right?

[@That_Indian_Bloke]

Yes we don't need to pay anything till the course ends and even after the course ends you get 6 months grace period in which no payments needed.

[@lokeshkumarjena314]

@@That_Indian_Bloke thank you so much for the information. That's indeed something different from all other lenders. I have another query. I am going for MSC Management. For this course can I take fully funded loan which includes my all expenses like living, miscellaneous, travel everything. Can I take 100 percent of loan

[@That_Indian_Bloke]

@@lokeshkumarjena314 Nope there's a max limit of loan that they allow which basically covers the tuition fees completely, rest you'll have to manage yourself..

[@dream_merchant_4276]

You had better speak English for international students.

[@That_Indian_Bloke]

Hi Nay Tun, Thank you for the feedback! I am working on English version for this video as it is quite an important topic and could help international students as well. It would be out soon!

[@manishrana2385]

@pratham Hi...This is so lovely too see that u replying to everyone. Hardly people do that. My query is that how can I check the eligible countries or universities that prodigy offers the loan....like I wana apply in Western Sydney University, Australia. Or I didn't get that wht kind of fund I need to show tht You've mentioned in video

[@That_Indian_Bloke]

Thank you so much for the positive feedback! This means a lot to me ! For checking eligibility you can refer this video: kzbin.info/www/bejne/gYPJd6Jpha5nnLc Actually Prodigy wants to make sure before giving a loan that you can manage your living expenses while studying so that you can completely focus on your studies and get placed. So, for this they ask you to show living expense in your account or maybe a relative's account that you would eventually be showing while applying for visa.

[@amrithanjalym.n7071]

Does prodigy Finance provide loan for pg in Germany?

[@That_Indian_Bloke]

Hi, Currently they only provide loan for around 5 universities : HHL Leipzig University of Navarra WHU - Otto Beisheim ESMT Berlin Mannheim Business School And that being said mostly its for MBA or MIM courses. You can check your desired courses here: prodigyfinance.com/where-can-i-study/

[@samiullamalang560]

Bro cibil score is mandatory ?

[@That_Indian_Bloke]

Yes, it is mandatory as they have no other parameters to judge your application

[@anjalimalhotra456]

Aapka calling no. Mil skta hai

[@TheProbabilityPlayer]

Coapplicant wala to jhooth h. Sb maang rahe h coapplicant

[@bittertruth4702]

Bhai pagal h kya search to kar le

[@skbihaan3832]

Hello man ,can I hve get your Instagram for Further Details quesries?

[@aananahar5983]

Hlo sir pls contact me need help with something