Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
@BridgetMiller-5 ай бұрын
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
@Hectorkante5 ай бұрын
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
@tatianastarcic5 ай бұрын
It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.
@CraigLloyd-fz6ns5 ай бұрын
wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.
@ScottKindle-bk3hx5 ай бұрын
this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@sierrasky24918 ай бұрын
I bought a good quality brand new heated blanket and heated vest from Amazon and turn my heat off. My bill went from $100 a month to $40 a month.
@myaccount94988 ай бұрын
Hi 👋 how long can u run the vest before battery goes flat?
@sierrasky24918 ай бұрын
@@myaccount9498 hi back. It has three settings. Ororo (on amazon.) It's expensive but it has a low, medium and high setting. The low setting will last me most of the evening from dinner to the time I go to bed and then I recharge the battery at night while I'm sleeping under my electric blanket. Hope this helps.
@IMBLESSED-oe6dl8 ай бұрын
Only works I'd u live by urself when u have kids this may not work
@joannbrown28428 ай бұрын
I grew up in a house with one fireplace in the living room and we would have frost inside the windows. We wore layers and moved. Now as an adult I do the same thing. Heating an entire house 24 hours a day seems so wasteful, Eve though I can afford it.I have better things to spend money on.😃
@mark92948 ай бұрын
The issue is that underheating will damage your building substance.
@galina_niyazov8 ай бұрын
I 100% agree with Amazon prime. Not having prime for 2 years not only saved me on the membership price but also I'm not buying things just out of boredom. I put them in the cart and then if I really need it, I buy it when Shipping is over 35. Best hack for me
@flonotflow8 ай бұрын
Agree 100%, I do the same. Or I'll add it to my wishlist to save for later and I'd bet about 90% of the time, what is in the wishlist later gets deleted and not purchased.
@annsaunders57688 ай бұрын
Walmart is excellent about not charging for shipping on most things!
@DavidDavisDH8 ай бұрын
My work gives free bananas, oranges and apples. I save thousands because of this. I'm kidding, but it does save money 🤣
@Handleitt17 ай бұрын
😂😂😂
@bryanalfonso80498 ай бұрын
I might be unconscious at night but if the ac is off Im gonna be sweating my butt off and Im gonna wake up 😂
@MAHACoach20258 ай бұрын
Austin, I would add using Flosser picks immediately after eating any food. I carry one in my pocket at all times. Since I started doing this 7 years ago, zero cavities. Dental bills used to be thousands a year for cavities, crowns, etc. I also skip the floride treatments they push. Savings amount to $200-$300 a month.
@Jennifer-17248 ай бұрын
Good tip
@Baiyoubai8 ай бұрын
I use water floss which is wonderful
@ShellyCap98 ай бұрын
I do almost all of these, except 1. I need to be cool at night to sleep well. So I do turn it down at night
@josereyes11487 ай бұрын
Yea. I may not be aware of the heat when I'm sleeping, but I'm aware of it when I'm tossing and turning. I'm definitely aware of it when I wake up in a puddle of sweat and feel disgusting.
@ellymeonji8 ай бұрын
I hardly buy my coffee from shops and use my stainless mocha pot instead. I really enjoy watching your videos!
@Joce1238 ай бұрын
Why buy coffee from shops at all.?
@flonotflow8 ай бұрын
Turning the lights off when you aren't home is not just a money saving thing, but can also be a safety thing. Someone I know left a lamp on in her living room and in that 15 minutes she was gone, her house caught fire because it was faulty! After that, she told everyone she knew to be sure they turned off all their lights when they were leaving the house. Had she been home, she might have caught it before it did as much damage as it did.
@sct40408 ай бұрын
I put most items on power strips and absolutely turn them off before leaving the house.
@sprint74126 ай бұрын
I was in my bedroom when I started to smell a hint of something burning, I looked around and found that the smell was coming from the outlet next to my bed. It had one of those things that make it have more plugins, not a power strip, the kind that is put directly into the wall. I pulled it out and the back looked brownish when it was white originally. Turns out those kinds are known to cause house fires since people use them for longer than what the manufacturer instructs. If you use the ones that have a switch, they are safer because the switch will flip itself off if it gets too hot. If I wasn't home and in that room, I could have lost everything.
@shirleycurry64828 ай бұрын
I love how you've slowly filled in your living room. It looked quite sparse at first; but now it looks cozy and inviting. And knowing you, so does your debt balance, at $0-. Nice job.
@tanyaharrison71388 ай бұрын
You're goofy but I love it.
@cheapsoot19818 ай бұрын
🤣
@dailyorangepill33388 ай бұрын
Free Sun light! 💡
@nicolesprocess8 ай бұрын
I laughed out loud when you said you were unconscious 😂😂😂
@videomgs8 ай бұрын
Loved it! - you pulled out all the stops. We got not 1 but 2 fan favorite guest appearances!!! So funny. Thank you for both the laughs and the frugal tips.
@pattykake71958 ай бұрын
I got rid of every debt…and stopped buying any new duckorations for my home…🤣
@suecook80878 ай бұрын
Do not put a tracker on your car. Don't hand them information to be used against you in the event of an accident.
@BrianK-zz4fk8 ай бұрын
I put my thermostat down a degree or 2 at night, but actually pay more😂. I live in FL and getting a proper night sleep is worth every cent and probably saves money over the long run with less medical costs.
@whatsavailable._8 ай бұрын
I was taught to check my engine oil basically every single day that I go out with my car and to also warm up the car for a few minutes before moving it from the drive way
@pamelamonteiro96018 ай бұрын
Hello, I was also taught to do this everyday by my dad. He would say, "look after your belongings & they'll look after you" tx Dad, it's proved to be right.
@whatsavailable._8 ай бұрын
@@pamelamonteiro9601 Maintance is everything
@frithar8 ай бұрын
STAR IS SO BEAUTIFUL
@Savage11-b7e8 ай бұрын
Also use public transportation to get around
@KL-tp3gq8 ай бұрын
I noticed that you quit looking to the right every 10 seconds in every video which is so awesome. It was so distracting in your earlier videos. It was like a tic or something but now it’s better because you are looking directly at the audience. Love your content!
@Baiyoubai8 ай бұрын
The average American can save thousands of dollars just by not eating out, not going to Starbucks, and bringing lunch to work. Buying the smallest house that still provides enough space likely has the greatest financial benefit; not only is the purchase price lower, but you also pay less tax, less insurance, less maintenance cost, and less utilities.
@a.phillips68927 ай бұрын
Star is precious and such an adorable pup! Thank you SO much for the vids that help me save all the time!🤗💓💯⭐️⭐️⭐️
@MicahMoneyMatters8 ай бұрын
Now this is what I'm talking about! Great information! These are all easy adjustments to most people's lives. Love this video.
@Twinkie9898 ай бұрын
People leaving abusers should not get tracked by insurance if they have not separated accounts yet.
@Handleitt17 ай бұрын
I got a side job for an event catering business so I can take home a lot of food. Went to school for a nail tech license. This will be my second side job so I can gain clients and have access to free supplies for myself.
@katezajac67308 ай бұрын
If you get government benefits in the United States do not go paperless. DHS and SSD/SSDI can ask for copies of your bills at any time
@noreenn69768 ай бұрын
Awwww, Star is adorable!
@danicegewiss8628 ай бұрын
You look really good with that tied shirt. The abs are worth the view. My heat remains at 68 or less. My cats wouldn't survive the winter if I turned it off. It's about 87 and humid. I cant wash dishes when I cant see from the sweat. Amazon Prime covers my movie, tv, and books. My orders are usually under $35. My phone is 5g. My husband needs unlimited. We will be selling our 1500 sf for the 1,300 sf home we're building in western PA. Lights are off when we are not in a room. Temp gets adjusted when we leave. We have a coffeemaker and always have. It costs us about .25 to .50/cup to make.
@Ukwemustcarryonok8 ай бұрын
I growing tomatoes on windowsill I do a bit of garden I drive slower I don't have heating on before bed 4 hot water bottles Use pet to keep warm Grow potatoes I use paper for incinerator No subscription No TV unless watch it Sweeper no hoover no electricity Radio with battery no charging Small house but open plan Put oil in car and water clean it not valet
@KathyJacksonSanDiegoRealEstate8 ай бұрын
That's a cute dog!
@Alextodd0078 ай бұрын
Hello kathy
@michaelbevan10818 ай бұрын
I’m always happy to see you upload. Though I’m an Englishman living in Canada; though some things/ points I can’t always relate to, however though a majority of your content is universal. I’m really happy to see your move went smoothly and to see you set up. Amazing mate.
@dreamleaf67847 ай бұрын
I only run my ac at night, super off peak for half the price and it pumps heat out the house when it can cool the ouside unit easier when its already cooler outside.
@inessullivan58897 ай бұрын
now those are tips worth sharing!
@Luluz248 ай бұрын
Finally we seeing the doggy so cute
@trtlduv078 ай бұрын
Wow so cool about Amazon prime! Had no idea there’s still free shipping when it’s 35$ +! Wow!
@resortofdreams94858 ай бұрын
The 16th hack, close your fridge door you're wasting electricity 🎉. Good job developing the story telling. ❤ your loyal subscriber since your first video.
@jaked44428 ай бұрын
He's gonna get that Silver Plaque soon!
@padmeasmr8 ай бұрын
I pay Prime 25 euros a year I can't live without ittttt 😂 i keep my stuff in the wishlist forever before buying. Most of it ends up being deleted Btw this video cracked me up ❤
@tamihill42298 ай бұрын
I am in Alabama. I finally got my power down to 90.00 dollarss always turn power off at night
@eliparker84727 ай бұрын
Nescafe now has instant espresso, so even if you're tight on time, you can have a latte at home. It has foam as well.
@suzannederringer16078 ай бұрын
You should sleep in a cool room in any case - you will sleep better. No streaming services except KZbin... I'm preparing to move to Florida from Pennsylvania. Going from a 1-BR apartment to a 435 Sq ft Studio. Don't need more than that. OTOH I go to a local Mom&Pop Café every morning for breakfast. Just plain Coffee and a homemade Muffin. I need to get out of the Apartment and see people. Everyone's situation is different.
@papafinance8 ай бұрын
great content my man keep it up ! just stumbled upon your videos and they are refreshing !
@whatsavailable._8 ай бұрын
You leaving that fridge door open for so long almost gave me a stroke 😅
@lindagbukvic94418 ай бұрын
I saw Wine. That's a surgery drink I can get on board with. ❤
@tinamatijas81548 ай бұрын
Love the dog❤
@pamilyadance35508 ай бұрын
Very practical money saving hacks thank you Augustin!
@TheahLil8 ай бұрын
Great video! Yes, lots to look at. This last couple years I've been tryign to reduce my heating and cooling usage by, as you said, turning things off, turning things down, opening windows and doors at night. I live in Tucson AZ and I actually have an evaporative cooler system instead of central air. I'm not sure how long it will last, and if it goes out would I invest in a new one or switch, but as it is I SURE love running my cheapter cooler system! It uses a fan and a motor to blow air through dampened pads into the house. It only works in low humidity hot places - I heard actually some parts of Colorado they coolers! Are you familiar?
@charliedurie30138 ай бұрын
Mint Mobile was just sold to T-Mobile so expect that $15 a month to go up. I went from AT&T to Verizon’s pre-pay and only paying $70 for 2 lines instead of $125. So glad to be saving money now!
@williammartinez38835 ай бұрын
I keep my ac Rate down by cooling room that is air tight then shut down ac and turn fan on.
@tracymiller93908 ай бұрын
Hey Star ⭐️ glad to see you again! Great tips Austin!
@Joce1238 ай бұрын
I turn the thermostat up at night typically and down under in the day because Im moving around.
@SoroushTorkian8 ай бұрын
I feel like your accent has gotten more Georgian since the last 2 years lol
@jackb3487 ай бұрын
I hate autopay for the most part. When your card goes bad, you have to go in and adjust it. It also makes it harder to keep track of your monthly expenditures. Not all states allow you to shop around for utilities. Where I live the utility companies have their territories; so it’s a good idea to keep that in mind if you want to live in a particular area of town.
@golt45767 ай бұрын
Amazon prime is music, videos, photo storage, etc. worth if for me.
@melindabuchok71527 ай бұрын
Ok so I turn off the breakers in my house when not in use that took my bill from $120 to $65... that is including my stove and washer and dryer.
@Beeannks8 ай бұрын
I see that you’re trying out new ways to entertain your viewers which is not easy. I love your videos and have learned so much from you. I do have to say though and this is just for myself, I find it hard to focus on what you’re trying to teach when you’re doing the little comedy scenes. But that’s just me. But I understand you need to do what you got to do it’s just hard to focus. Look forward to your next video 😊
@ElAgustin8 ай бұрын
I just needed to laugh for one!
@eliparker84727 ай бұрын
To add to the gasbuddy tip, find a gas station that's in competition with fellow gas stations and use them and their rewards card.
@TimelordUK8 ай бұрын
You look absolutely GORGEOUS in your blue work shirt ❤
@ChloeCarter-kd7gz8 ай бұрын
The cost of living seems to be increasing every year, making it harder to keep up.
@WhitneyRoss-dj4rf8 ай бұрын
Indeed, it's becoming quite challenging to manage expenses.
@LeahLewis-ny9iu8 ай бұрын
Impressive! How did you achieve that?
@Tsingtaoist8 ай бұрын
Jeez I been watching you for around 4 months from the UK and this video is like comedy gold. It’s a classic and might keep coming back to it for a chuckle. Yee-ha!
@crazyadventuresandreviews8 ай бұрын
Sugary drinks = $ dental work
@jayumble83907 ай бұрын
Wow, those shal are some serious typin skills!!! 😂
@ludivinahahn-santiago16878 ай бұрын
❤siento mi corazón lleno de amor x ti...gracias por compartir...😂
@luisasterioquerubin68298 ай бұрын
You're also advertising 5:42
@d.i.d128 ай бұрын
“Unsubscribe, I don’t like this guy anymore.” Lmao!! Love it!!
@siphokazibooi73758 ай бұрын
I love this channel ..your sense of humour is 💯.
@ellisfrazier36408 ай бұрын
You are adorable! You’re very informative, and so entertaining! Thank you 🎉
@angelafosse59558 ай бұрын
El Augustin those couple of.bottles of rose in your fridge look a nice pale colour, good picks 😂
@Alextodd0078 ай бұрын
Hello angela
@ninefablesfox48728 ай бұрын
Love your videos. I would only quibble with your advice to use AutoPay on your bills. Where I live, this isn’t cheaper as many utility companies will use an estimate rather than an actual reading. One month I was charged the electricity use of a 4 person household when I had spent 2 weeks of that month without a fridge or TV plugged in. No way was it possible I had used that much electricity and I would have been charged a few hundred dollars more than I needed to be if AutoPay was in place. I always set up new accounts so that there’s an option to view an invoice first and never with autopsy where possible (sometimes autopsy is mandatory). Almost every month I have to submit an updated meter reading for electricity and hot water in order to be charged correctly. Anyway! Just a thought to consider.
@bpw81398 ай бұрын
I loved the acting when you opened the fridge.
@yukkimooky39418 ай бұрын
El Augustin - hilarious video!! Thanks for that great laugh! 🤣🤣
@gypsybelle47578 ай бұрын
Your videos are the perfect blend of practical tips and hilarity. I love them! Thank you!
@letitbesaid88888 ай бұрын
Not able to sleep when thermostat is at warm setting. Wouldn't it be best to shower, as needed, and keep temp. warm during the day?
@Revert20178 ай бұрын
I laughed out loud when you mentioned saving money while being unconscious.
@bessieoriotis51048 ай бұрын
You're videos are becoming even more enjoyable. You're so real. ❤
@mosesburgos318 ай бұрын
That Georgia weather has added some spice to El Agustin😂. Keep up the good work.
@susiestaton55448 ай бұрын
Beer/ wine/ alcohol should have been listed with the sugary drinks. Expensive and not good for you either.
@EvaCFricke8 ай бұрын
Why did you move from Colorado to Georgia? How can you establish friends circle if you keep moving?
@OrianaMalina8 ай бұрын
He is originally from GA.
@mark92948 ай бұрын
Why is “establishing a friends circle” such a large concern to you?
@ConfidentCarnivore8 ай бұрын
I loved this video! So fun and funny! 😂
@Imran-Lalani8 ай бұрын
Best one is to share rent with someone.
@Joce1238 ай бұрын
Nope eviction nightmares
@annsaunders57688 ай бұрын
Unless they are thieves or narcissists...
@mark92948 ай бұрын
Unless they are your spouse
@ShareefusMaximus8 ай бұрын
@7:00 Are you telling me not to buy beverages, from a shot inside your refrigerator next to the beverages on your door?
@janetstonerook45528 ай бұрын
I live alone and have a big house and a guest cabin next to it. But it's much cheaper than moving. I inherited it from my parents and it sits in a quiet rural area and has free natural gas! I tried having a friend move in to share costs but he was irresponsible and dirty and thought I was his mom, maid service and cook! It's far better for me to live alone back here and be frugal. I only leave lights on for security and when I'm out until after dark. No streetlights way out here. 😂
@sct40408 ай бұрын
Try using solar light bulbs! Or those solar lawn lights.
@janetstonerook45528 ай бұрын
@@sct4040 Good idea! But I'll have to get that larger ones to use up higher. I had smaller ones and they kept getting broke from weed whackers or the state road snow plows throwing road debris. 👍
@cheesecurd100s7 ай бұрын
I have half the rooms in my house blocked off so I'm not heating unused space in the winter
@meanjeannes8 ай бұрын
Austin, this is the only channel whose episodes I consistently hit like for. I appreciate what you do and wish you much success.
@HiTechBoy968 ай бұрын
Unfortunately I stuck with AT&T 3 YEARS 😢 unless I just port my number and pay the due balance
@belenc.29248 ай бұрын
You look so cute in that blue button up shirt
@angeladawn8058 ай бұрын
My supermarket carries a range of non perfect fruit and veg under the label "the odd bunch" - they're just misshapen - not even bruised or damaged, but still fresh, and considerably cheaper than the "perfect" produce
@LaundryFaerie8 ай бұрын
There's a store in France that is trying to make a point about produce. They sell a number of items in their deli under names like "ugly carrot soup" or "ugly potato salad" to show that these items made with so-called ugly vegetables look indistinguishable from ones made with unblemished vegetables.
@LynSarayan8 ай бұрын
Praise the lord ! Thanks Austin😂👍❤️
@plappin8 ай бұрын
It seems my original comment was deleted (I recommended an alternative site to watch movies for free that must have ticked off the powers that be), but this was a very entertaining video -- well done as always!
@LaundryFaerie8 ай бұрын
I like Kanopy. You can get it through some local library systems -- yet another reason to get a library card.
@Starkham8 ай бұрын
Hit 247k today.Thank you for all the knowledge and nuggets you had thrown my way over the last months,Started with 11k in last year 2023 .
@Starkham8 ай бұрын
Have you not heard of mrs Amelia Jason
@Starkham8 ай бұрын
She has this skill of making complex crypto concepts easy to understand and is truly commendable.
@WilliamsJohn-018 ай бұрын
You know her too? I'm also a proud beneficiary of her super platform, there are the biggest custodians.
@Starkham8 ай бұрын
she's on Telegrams mostly, using the ID below.
@Starkham8 ай бұрын
@AmeliaJason11..that’s it.
@ana-maria.vătavu8 ай бұрын
Such an energizing speech!
@Alextodd0078 ай бұрын
Hello ana
@annkrull98948 ай бұрын
Downsizing in many areas costs more for the abode than you would every save on utilities
@pokeypickle38 ай бұрын
For safety reasons, some people need to leave lights on when leaving home at night. It makes the house look like there’s someone is home. I just don’t go out anymore. If you need to go out, get back home asap. The longer you stay out, the more likely you will spend more.
@pokeypickle38 ай бұрын
Oops, obviously turn off the lights during the day when going to work during the day.
@RTMonitor8 ай бұрын
What about timing the lights so that it seems that someone is in the house? Make it also on random times too, so it seems more legit.
@pokeypickle38 ай бұрын
@@RTMonitor for those who are away a lot at night, it makes sense to get an electrician to fit sensors, timers etc. For myself, I rarely go out at night. So I haven’t invested in timing lights.
@carriebishop85688 ай бұрын
Well your information about turning off the thermostat is good if you live in California like I used to and you can open the windows but in Florida with the humidity you can't do that and the temperatures are a lot hotter than anywhere else
@allenhook30424 ай бұрын
Get an electric bike and not drive a car is, a great money saver... No gas, no upkeep, no repairs, no insurance!
@asavannah74398 ай бұрын
Very good. 🎉
@LaundryFaerie8 ай бұрын
Steve McGuire, star of stage, screen, and girlie magazine?! How do you get the budget for these special guest stars?
@ElAgustin8 ай бұрын
It ain't easy.
@oasisbeach4 ай бұрын
Living in a smaller place is not an option because family of 4 are forced to rent 2 bed apartments which cost fortune.
@IMBLESSED-oe6dl8 ай бұрын
If it wasnt for my.other fsmily members i would go wo a.c. on days when its not so bad. Its actaully good for ur body to sweat
@whatsavailable._8 ай бұрын
Had to like the video before even watching it cuz I've been too obsessed with you😂❤
@deljay18408 ай бұрын
It's going to be harder to find US women on the frugal train, especially if you mention the thermostat
@Susanhartman.8 ай бұрын
The whole point of wealth for me is freedom. My magic number in my mind is 5 million needed at 65 to not worry about anything. Am i better off investing a good portion of my income into stocks or saving my earnings to achieve this goal?
@mariaguerrero088 ай бұрын
Varied sources of income is wise and especially living within your means. My net worth is $2M and I can pay my bills with no stress, but I don't live like I have that. I have no complaints.
@mikegarvey178 ай бұрын
Money advice is subjective, what works for you may not work for someone else, but it's always better to plan. I'm quite lucky exposed to personal finance at an early age, started job 19, bought first home 28, got laid-off work 36 amid covid-outbreak, and at once I consulted an advisor to handle growing my finance. As of today, I'm only 25% short of my $1m goal after subsequent investments.
@ThomasChai058 ай бұрын
@@mikegarvey17bravo! i'm 46, inherited money from a childless relative and traveled overseas, got married to a lady almost my age, but the only issue is how to preserve and grow my wealth in view of retirement, can your advisor be of help please?
@mikegarvey178 ай бұрын
Yes indeed.... *Gertrude Margaret Quinto* has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you want excellent collaboration.
@91ScottieP8 ай бұрын
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.