Austin Williams

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@kristinj7173 30 минут бұрын

So many people thought it would get better. Yeah, no. I knew it would get worse….much much worse.

@marig3471 50 минут бұрын

Aura is an investment to protect my assets. Not an expense, but an investment... get it?

@upyorkstate5541 Сағат бұрын

Let me know if you need advice on harvesting roadkill.

@sw6118 3 сағат бұрын

Trump and Wall Street want all of your money. They don’t want it going to your children.

@teresajune11 3 сағат бұрын

i don’t buy anything cause hell i have no money …😡😡😡

@jespermynchau5580 4 сағат бұрын

I formatted it to a danish version using danish valuta and changed the language and some details e.g. the "," i changed to a " ' ", so it says 100'000 instead of 100,000. Pretty nice sheet. Thanks.

@marielindsay4720 5 сағат бұрын

Amen!

@Matty9003 5 сағат бұрын

Technology ruined everything its as simple as that. It amped up consumerism to silly levels.

@marielindsay4720 5 сағат бұрын

Going to start “no buy” beginning Feb. Bought/buying very few necessities this month.

@marielindsay4720 5 сағат бұрын

Dollar Tree has some excellent cleaning supplies!

@we4utube2 6 сағат бұрын

I love seeing your videos.

@marielindsay4720 6 сағат бұрын

I plan on continuing to work several days a week after starting SS at 70 1/2 years. I will work as long as I can because I love what I do. I will still put max in 401K and ROTH IRA during this time while at the same time keeping an emergency fund of 2-3 years of financial requirements. I will remain frugal in all things.

@carmenlatham4136 6 сағат бұрын

Im not taking financial advice from someone who calls Trump “this guy”

@Observe199-l6w 5 сағат бұрын

So what do you expect him to call the idiot?

@Observe199-l6w 5 сағат бұрын

Go somewhere else. There are many other channels to watch. Many will continue to watch Austin. He is sensible. Bye now.

@carmenlatham4136 4 сағат бұрын

@ ok! Bye to you. Off in the sunset with Biden

@markg.3171 6 сағат бұрын

Capsule wardrobe is nice

@cristinapatino8726 6 сағат бұрын

Yes. That is cool.

@markg.3171 6 сағат бұрын

Every year I like to check my fixed ones and improve them. And reviewing months as you said, the variable ones. Just added #want #need to my budget app.

@anyat686 8 сағат бұрын

Yes. Ive a month supply for all the household stuff. Love this idea. So now my shopping is food only. 😂

@anyat686 8 сағат бұрын

I’m actually doing a “ no buy lent “ 😂

@marielindsay4720 9 сағат бұрын

So glad I found you on youtube!!! I employ almost all of your frugality tips and have for years which has benefited me so much more since I finished college and started earning 5X bigger salary ~14 years ago. Cash is powerful and I try to convince others struggling to be frugal.

@Jawwad16 10 сағат бұрын

Sent you an email Austin. Check.

@MariaGarcia-gj5ie 11 сағат бұрын

Personal finance is the most important thing!

@SD2001-p8q 12 сағат бұрын

Austin, buddy, when is the last time you’ve been across Latin America? Delivery services are ubiquitous across many countries, including Mexico. I can get tacos delivered to my Airbnb in most cities in Mexico. Apparently Latinos love our habits. Not to mention Walmart, Costco, McDonald’s, Starbucks just about everywhere in Latin America. In Lima, not only do people seem more harried than in New York, they love their Starbucks that helps them move even faster. However, I agree with all your points.

@ST52655 12 сағат бұрын

💯

@johnfermor 13 сағат бұрын

If I had a dollar each time you said 10,000 dollars in this video, I'd have $10,000!

@TylerG7777 13 сағат бұрын

Agree with all of that, except the walking slow concept. I love walking fast. Americans are already too sedentary and car dependent. When I’m walking…I’m moving and moving fast! It’s exercise baby. It’s how I get my 8,000-10,000 steps in daily. It keeps me lean and fit. Me? Speedy Gonzales!

@Spot4art 14 сағат бұрын

Thank God for the changes! We have nothing but opportunities ahead. We can decide for ourselves just exactly how we want to proceed. Love our President ❤️🇺🇸❤️

@carmenlatham4136 2 сағат бұрын

Thank God! I feel like it’s Christmas everyday

@gwendolynfrench5244 14 сағат бұрын

I'm turning 62 in a few months, and my biggest regret is thinking I would be young forever. I didn't budget, and ate out all the time with my friends and colleagues. Finally I'm living on a budget, while working side hustles, but I wish I had managed my money better when I was in the workforce.

@mariannebaaba9150 15 сағат бұрын

Hi Austin, ich gebe dir vollkommen Recht. Es liegt an jedem selbst wie er mit Geld umgeht. Niemand wird uns retten. Egal ob in den USA oder hier in Deutschland, die Inflation treibt die Kosten in jedem Bereich höher. Mein no spent month läuft sehr gut und es macht sogar Spaß die Ausgaben systematisch zu reduzieren - keine Kleidung, nichts Unnötiges, denn man hat genug in den Schränken. Danke für deine Videos und vor allem alles Gute für dich!

@Shiibai 15 сағат бұрын

the fact that nobody talks about the book The Secret Doctrine of Wealth on nixorus talks about how people are stuck in a trance

@maltpatriot4919 17 сағат бұрын

When you don’t have any debt, you’d be amazed at how much less you can make compared to others and still keep more. Having financial literacy is almost a Super Power today!

@gillianbooth8225 18 сағат бұрын

I really enjoy these videos! So sensible ❤

@angeladawn805 18 сағат бұрын

Taking personal responsibility over personal finance. Regardless of political affiliations or political apathy. Great advice, as always. It's a very immature mind that thinks any leader or deity will look after an individual

@glorias.2930 19 сағат бұрын

Great intro!!!

@marielindsay4720 22 сағат бұрын

Necessities and inexpensive wants. I have been using the “how much of time is this purchase worth.”

@marielindsay4720 22 сағат бұрын

💚$💚$

@thefinefrugalline3232 23 сағат бұрын

I agree with you Austin: I hate him too

@byronwoodleymaund1439 Күн бұрын

Town centre food in the UK too, Pho, Taco,s etc, ridiculous prices filled with the trendy people 😂

@cassiebozeman2599 Күн бұрын

Thank you xo

@cassiebozeman2599 Күн бұрын

Thanks for all the great content. I was unemployed last year for about four months. It was scary and I never want to feel like that ever again. I’m just now getting caught up on bills. I’ve learned how to go without things that are not really needs. I am doing no spend January and it has reset the way I spend money as well. I think I will be able to save money way better now! Or atleast spend it more wisely. Also, I love Trump and so grateful he’s in office xo❤

@idaallen2252 Күн бұрын

Great advice 👍🏼

@claudiacalienes4427 Күн бұрын

Next 4 years are scary and uncertain indeed but will continue living with a purpose and under our means.

@LibraYall Күн бұрын

If you save $27 a day, youll have 10k at the end of the year...a little under 10k if you do the math.

@Jean.A.squirrel Күн бұрын

Wow. You’ve come a long way in your delivery style. Today’s style , much nicer! ✌️

@Jean.A.squirrel Күн бұрын

You could shower at planet fitness and save on water. ?

@David-x7g5v Күн бұрын

Ive been to the store once since Nov 25th of last year. Im done. So done. I average it out to be about 125 a month cost for groceries this past year, bought in bulk. I eat like a king. I use like 4 dollars in gas a month. No water/sewer/trash bill either. 200 a year in taxes/no insurance. So done with the grind.

@LorraineCork Күн бұрын

Hi...I'm part of your international audience 😂 I'm a Brit living in Sicily...😊

@yakuzaboss1988 Күн бұрын

frugal for life

@7SideWays Күн бұрын

I retired early- fight club gen. Older folks have no excuse not picking up an extra house or 12 when times were good.

@joaom.4944 Күн бұрын

In brazil 🇧🇷 we have more balance

@roseyfischer Күн бұрын

I'm a high-income earner, and I'm looking to optimize my investment strategy. I'm currently maxing out my 401(k) contributions, but I'm wondering what other investment accounts I should consider to maximize my returns and minimize my tax burden.

@Jonesmatsunaga Күн бұрын

Middle class and High-income earners have unique investment needs. In addition to your 401(k), you should explore options like a Health Savings Account (HSA), a Roth IRA, and potentially a SEP IRA if you're self-employed. These accounts offer various tax advantages that can significantly impact your overall wealth accumulation.

@Adam-dm8wg Күн бұрын

As a high-income earner myself, I've found that a diversified portfolio is crucial. I've invested in a mix of tax-advantaged accounts like a 401(k) and an HSA, along with a taxable brokerage account for more aggressive investment options. I also work with a CFA who helps me navigate the complexities of high-net-worth investing.

@CaptReed Күн бұрын

I'm currently investing primarily in my company's 401(k), but I'm not sure if I'm maximizing my investment potential. I'm interested in exploring other options, such as a Roth IRA or a taxable brokerage account. Do you have any recommendations for a financial advisor who specializes in high-net-worth individuals?

@Adam-dm8wg Күн бұрын

My CFA, Peter Dewitt Martin, is a highly regarded wealth manager with extensive experience working with high-income earners. He can help you assess your financial situation, develop a personalized investment strategy, and guide you through the complexities of high-net-worth investing.

@MONROEJACQ Күн бұрын

I just found him on the web. I am impressed. I also scheduled with him too.His consulting page ranked top

@viviancarolgioao Күн бұрын

Retiring comfortably in the US these days is almost impossible. I'm planning to retire at 59 in another country outside the US that is free, safe and very cheap with a high quality of life and good healthcare. Here in the US more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

@lawrencedyke Күн бұрын

The cost of living keeps going up, up and up!! Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

@PASCALDAB Күн бұрын

I completely agree; I am 60 years old, recently retired, and have approximately $1,350,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius! What I figured out years back what that with proper guidance, we can predict some of these situations and take advantage of them. Have you considered seeking the help of a financial advisor, the are vital towards retirement planning.

@Tonyrobs2 Күн бұрын

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

@PASCALDAB Күн бұрын

I've stuck with SHARON ANN MENY since the pandemic, and her performance has been consistently impressive. She’s quite known in her field with over two decades of experience, simply look her up.

@Tonyrobs2 Күн бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

@InfinityDz Күн бұрын

0:32 that's DEFINITELY not what I would say

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