Hello 👋👋👋 I Save consistently Discipline dedicated to Gold Stacking 😉. Savings And investing in True Money Called Gold Bullions 😊. Live below your Means. Buy Cars That you Can Afford on Cash only We Must live Frugal lifestyle. Inflation lifestyle 😊

Hello 👋👋 Yes I am 48 years old. With blessings of Allah SWT, i will be going tour Freedom Financial in Exact 8 years. Watching your videos helped 😊. Living below your Means. Frugal lifestyle. No debts Buy completely Cash Stuff 😉. Live Simple ------ No Liabilities ------ No Rich ------ Assets wealth 😊 Have great Passive incomes. Active income for Emergency funds and Monthly Expenses Only 😊 Save And invest in True Money Called Gold Bullions 😊

I stopped to spend thousands on vacation. We just rent a small apartment for a few nights and drive to the destination by car. Total of 1.000 Euro per vacation for 3 people is my new budget. 600 Euro for the room and 200 Euro for fuel means 200 Euro for fun like museum tickets and loads of icecream.

The good news is you got to spend time with your mom and dad and that is priceless. It’s also good you got away from mold and are safe. It smells a lot worse than dirty underwear. Congratulations on your new apartment.

Friend, you're saying the right things. But why are you talking so fast?

Saving $10K made it easier to bring my savings to $40K as of next month. It''s not only insurance, it will pay off the balance I owe on the house. Now I can say just because I can, doesn't mean I should, at least not now. I never use credit or debit cards when I go out. My checking account has a comma at the end of the month and my wife is a lot happier.

Bro but 10k is a month salary wtf

I just have 10k in savings but I'm in LATAM

Please upload more videos like this!

my 23 year old is too busy hanging with his friends to understand any of this and moved out

I just paid off the last of my debt yesterday! Excited to start building up a savings account.

NO! NO! NO! You do NOT avoid taxes by reinvesting dividends!

I’ve got $100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend?

Great advice. Excellent content. So proud of you and your hard work. Or should I say, smart work! Xo❤

Are you still in Georgia?

Happy that it worked out in the end for you, thanks for the video, great lesson to impart. Sorry for what you had to thru in the meantime tho.

Thankyou for 'spurring me on' 🥰

I'm more frugal every day and find it enlightening. However, I love my job as a teacher so quitting is not in my plans at all.

I get BROKE if I get WOKE?

Thanks Austin Williams! 1) For savings fulfillment. I will apply this by saving at least $ 8 per day 2) More time to reap the benefits. Withholding my urge to spend my money to focus on establishing myself in the country I want to reside in. 3) It builds stronger foundations and less financial stress. By doing this, I will learn greater skills and knowledge. 4) Money saved will more time to compound. Saving as a habit will be as important as brushing my teeth. 5)Establishes good money habits. Earning a dollar is hard. Knowing to prioritize my future and needs will be an essential skill I must learn. 6) I will respect the money more. Money in deeper sense has spiritual value. 7) Live in deep sense of gratitude. Gratitude is a great feeling as sense of accomplishment or achievement. I will do my best to apply what I have learned today!

You got my follow

Your self own so many things

A bit of echo but not annoying. Adelante! Lo felicito que tan joven ha descubierto estos secretos que no son secretos 😀 69 year old retired couple encouraging youngsters to start early. Work hard! My husband and I worked extremely hard for what we have but we are very blessed. Now we are downsizing and buying another house cash!

Here's how different my wife and I are: I refinanced my truck to lower my interest rate and shorten my loan by 6 months. My payment went up, and I still paid as much extra principal as possible. I paid it off 4 months early on the new, shorter loan, or 10 months earlier than what the original loan was. I freed up almost $700 per month. I was feeling good. Free of that burden. Proud to have it paid off. Then when I told my wife I finally paid it off, she immediately asked me if I was going to trade it in for a new truck. NO!!!!! I was horrified that that's how she thinks. 😡

Hello Austin, first of allm, thank you for these videos that are truly instructive. I'd like to know if you've already planned the fact that at some point you might run out of topics to cover about finances ? Do you always have a backup plan ?

Excellent video! Ah, beautiful apartment 😊

wisdom in this, Austin. Thank you for your WORK.

Amazing how we get these irrelevant Advertisements shoved down our throats i havent been sold on any Ads on youtube they are all irrelevant! Its a joke honestly. Unless u pay for premium you have to take in all these terrible ads that dont even get to the point within the first 5 second of the ad you have no idea what they are selling its such a joke

Austin I am sharing this video with my two daughters. Can you please do a video why social media is making you poor? I feel no matter how much money someone make the influence of tik tok IG, facebook is trying to sell us all something.

I love your videos, thank you! I subscribed to your channel when you had just a couple thousand subscribers! I love how your channel blossomed to 110K+, congratulations! Well deserved 😌🎉

If we know that 80k was 60% of salary, it means that the salary was about 133k. The amount left on spending was around 53k. Is it an extremely frugal way of living in the US? Genuine question from a foreigner

Thank you friend and enjoy life today because tomorrow will die.

Much of what you say here is helpful and useful. However, Im not sure about how your are framing this. This was not a home you owned which has become unliveable and unsellable, ie losing life savings. Im not referring to your landlord but people living in their own homes.

Has anybody told you that you look so much like the Spanish singer Alejandro Saenz? Just in a younger version. 😊

No echo. Sounded great. Another great video. New place looks great. Love the door and plant.

Bravo! We buy a fish sandwich at McDonalds, and take the survey on the receipt which gives us a code for BuyOne/GetOneFree Fish on our next visit! … Works the same for every McDonalds sandwich. We also split a burger at restaurants so our tab is $14, not $28.

The other thing is that you save on what you can to pay for what you want. In my life it was a week of sleep away camp for our kids and take them on vacations where I was frugal on what I could be.

Thanks to The Tightwad Gazette and Amy D I was able to be frugal when I became a stay at home mom. The kids went to school and I still stayed home. Now hubby and I are retired and we are secure. I drive a 14 yr old car and hubby's is 10 years old. Life is good!

Hey mate, I wanted to share a thought about your take on extreme frugality. While being mindful of spending is great, pushing extreme frugality can backfire on the very economy you rely on for your content to thrive. When people stop spending, businesses struggle, jobs are lost, and innovation slows, which ultimately affects everyone's ability to support creators like you. Encouraging balanced spending not only keeps the economy healthy but also ensures people have the resources to enjoy things like your videos. Frugality has its place, but if everyone took it to the extreme, platforms like KZbin-and the creators on it-would struggle to exist. Something to think about!

The sound is great , very clear.

Living frugal also help strengthen my mentality. I don't have anxiety at work anymore. Thanks for your advice. 🎉

Thanks for the 'Psychology of Money' book rec! Just started reading and am hooked, already 15 pages in! I love books like this, find them fascinating, so this is great! This was a great video, too! I really try to do all the things in this video! I NEVER want to go broke, so I try to do everything I can to be smart with my money! I really hope things go well with your new apartment! You're strong and smart, you've got this! Wishing you the best of luck! <3

I live in Russia but I love spending and shopping everyday when I'm not working. Can you do a video where you show how to shop frugally for healthy meals (like paleo, or a standard healthy diet, etc.)? I eat extremely clean and most things here have gone up in the past few years. Before the past few years, I was able to eat high quality in the city for cheap. Now it's expensive. I'm thinking of moving to the countryside soon for cheaper farm meats from neighbors but my job requires me to be in the big city.

Frugality is fun! Delayed gratification on carefully thought-out purchases cannot be beat! Heck, walking past junk others find essential and that you exist joyfully without being mad, heady stuff! Life is just there to be enjoyed as best we can and contentment is 1 of the best things there is to enjoy it with!

I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks will be appreciated.

Frugality is life changing. Has allowed us to become debt free, build a nice savings & recently start an investment portfolio. I believe lots of people confuse frugality with living poor.

I agree with you Austin, having an emergency fund is so important! And getting control of your money so it doesn't control you. Blessings to you and your family, from Florida

i have to! No choice!

Love the plants, French doors and hardwood floors, the new apartment is beautiful!

It’s all an opportunity cost, right? I can spent $2,000 on a nice vacation today or invest it and reap the benefits later. Taking an extreme approach to saving is not for me, but I understand the value in it. I still save with each paycheck, it’s just on a smaller percentage. Regardless, you should be proud of the sacrifices you’ve made to reach financial freedom.