EPF Account 3 : Opt in Explained

EPF will be restructuring its Accounts with effect from 11-May-2024. Some are wondering "should I Opt in" and what is Opt in? It is about the initial transfer. Whether you want to opt in or not, the monthly contribution would be split into 75:15:10 under the new scheme.
This video explains about the meaning of Opt in.
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[@yinkuen1691]

If i plan to top up my EPF with 100k, means i can only get 15k in acc 3 for flexible purpose?

[@GenesisOrigo]

Thats right, unless ur age is already 50 where u can also access ur money in account 2 and if 55, all ur monies