Episode 19: How to save tax using your super

Get ready for the end of the financial year with Super Insider. Host Anne Fuchs and guest Steven Fehring share some great ways you could grow your super and save on tax. Here’s a sneak peek of what you’ll learn:
• why putting money into super could help you pay less tax
• what salary is sacrifice and how it works
• how to claim a tax deduction on personal super contributions
Remember, the more you know about super, the more you can plan for your future. Subscribe to Super Insider now.
IF YOU LIKED THIS EPISODE YOU MAY LIKE:
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www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-5
How much do I need to retire, and how to get it.
www.australianretirementtrust.com.au/learn/super-insider-podcast/ep-3
RECOMMENDATIONS:
Australian Taxation Office - Caps, limits, and tax on super contributions
www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/concessional-contributions-cap#ato-Carryforwardunusedcontributioncapamounts
www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions
Money Smart - Tax and super
moneysmart.gov.au/how-super-works/tax-and-super
Australian Retirement Trust - Reportable super contributions
www.australianretirementtrust.com.au/learn/education-hub/what-are-reportable-superannuation-contributions
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Apple Podcasts - podcasts.apple.com/au/podcast/super-insider/id1419853388 Spotify - open.spotify.com/show/1aXYHWZUkfaboTw5hJUnxO?si=a7ad97f9c9154539&nd=1.
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CREDITS:
Host: Anne Fuchs, Australian Retirement Trust Executive General Manager of Advice, Guidance and Education.
Guest: Steven Fehring, Australian Retirement Trust Member Education Officer
Any advice given is provided by representatives of Sunsuper Financial Services Pty Ltd (ABN 50 087 154 818, AFSL 227867) or QInvest Limited (ABN 35 063 511 580, AFSL 238274), both wholly owned by the Trustee as an asset of Australian Retirement Trust. As representatives, they may recommend ART superannuation products when they are appropriate. Please refer to the relevant Financial Service Guides available at art.com.au/fsg for Super Savings and at qsuper.com.au/disclosure for QSuper.
The content is provided for general information and educational purposes only, any personal views and opinions in this podcast are not necessarily the views of the Trustee.
This information and all products are issued by Australian Retirement Trust Pty Ltd ABN 88 010 720 840 AFSL No. 228975, the trustee of the Fund, Australian Retirement Trust ABN 60 905 115 063. Any reference to "QSuper" is a reference to the Government Division of the Fund. Information is correct at the time of publishing. This is general information only and does not take into account the investment objectives, financial situation or needs of any particular individual. You should consider if the information is appropriate to your own circumstances before acting on it. You should also consider the relevant Product Disclosure Statement (PDS) before deciding to acquire or continue to hold any financial product and also the relevant Target Market Determination (TMD). For a copy of the PDS or TMD, please phone 13 11 84 or go to the Australian Retirement Trust website at art.com.au/pds or for QSuper products visit qsuper.qld.gov.au/pds or call us on 1300 360 750 for a copy.
Marginal tax rates in this episode include the medicare levy of 2%. Tax rates may change in the future. See ato.gov.au for more information.
Contribution rules and limits may change in the future. Eligibility and conditions apply. See ato.gov.au for more information.

[@mimichow5186]

I am over 67 years old. I recently sold my investment property. I want to set up an income stream with my super. How do I claim my tax deduction

[@AustralianRetirementTrust]

Hi mimichow5186, great questions! So we can provide you all the relevant information please give us a call on 13 11 84 or you can start a live chat via www.australianretirementtrust.com.au/contact-us Thanks so much, Betty @ ART