எப்படி வீடு வாங்கினோம்? எவ்வளவு ஆச்சு ?

[@aravind1580]

One best thing about this video is they are creating awareness from der own failure/issues faced. I really appreciate for posting this video, this will save many people money. You guys will come over this, put all your efforts to increase the salary and reach heights. All the best.

[@itsyuvin]

Sure sir thank you very much .. i will be posting more videos about the real time challenges as it will make at least one person to get benefitted

[@vijayraj48]

Big awareness video sister , congratulations for your dream house. Pls don’t delete this video, you have said a true point of builders side. Thank you for your valuable information

[@itsyuvin]

Thank you so much.. sure

[@praveen.m3331]

Middle class life was explained with a beautiful smile on face ❤

[@itsyuvin]

Thank you very much... instead of blaming our parents or others we can accept and live a peaceful life .. its easy to be kind to ourself.. ilaiya ..

[@praveen.m3331]

@@itsyuvin well said madam, I appreciate your efforts 👌

[@itsyuvin]

@@praveen.m3331 🙂 sure

[@sarikakrishnan2120]

Buying flat in city vs land in outer is purely individuals decision.. Some people compromise facilities & safety for bigger living whereas few for lifestyle.. Only you know your pros and cons.. Never feel on your decision.. You have made it so enjoy your stay at your new home with amazing amenities.. Congratulations

[@itsyuvin]

You are right... Thank u mam...

[@duraipandianthangaperumal1852]

I think It's purely based on age who's gonna live. If you fall into working age say below 40yrs of age. Buying flat in city is best. If you're 50+ age then buying a plot at city outer is good.

[@thevip-unemployed3010]

​@@itsyuvinlocation sollunga. Flood water nikkuthaa

[@itsyuvin]

Medavakam pa.. thanni nikala ( near to our house there is a vast agriculture land so water odidum)

[@thevip-unemployed3010]

@@itsyuvin flood water nikkatha places pathi oru video podunga akka

[@kavisutharsan824]

Its such a very good awareness video...first time i see ur video....

[@itsyuvin]

Thanks for your encouraging words, sister..

[@rajeshprabhu2175]

Whether you bought in the right way or not..you have shared your experience with us which lot of us unaware of... So this video is really helpful to middle class people like us

[@itsyuvin]

Thank u...

[@barath4ui]

Good video for all new home buyers specifically middle class peoples who buy the first dream home 🏠 It’s really great shared your experiences and well explained on issues you faced on that time Superb 💐 thanks for your great efforts

[@itsyuvin]

Thank u sir... i will keep sharing useful information

[@varunrokzzz]

Good input for people who plan on purchasing a flat..

[@suwedhas9172]

Damn this is very honestvand raw video many lives in a fancy apartment not sharing the cons ! But u great ! Buy spending this huge money on a that small sq flat u can buy a independent builder house with decent sq

[@itsyuvin]

hi thank you for your comment... .. actually we are building a new house . i have shared it in my recent videos on house construction updates... house building seems to be a lot of process involved and after payment every time we need to chase the builder on construction updates.. our house construction is almost over .. i will share the practical difficulties of house construction in few weeks

[@Samytravel]

Thank you for your information,No one will make a mistake again,it is very helpful madam.you are clearly explained.

[@itsyuvin]

Sure.. Thank you very much...

[@Annieka22]

Very honest வீடியோ 👌

[@sathiyaganesh7773]

Good awareness video. Appreciate your openness. You have shown that you end up paying around 65 lakhs by end of your loan tenure. I doubt, after 20 years the price of your flat will be more than your total cost of acquisition?

[@itsyuvin]

Ya it will be high only sir.. i will research and share the current sale value of my flat and its appreciation cost details next week

[@rajasekar2804]

Congrats Madam. Live happily in your dream home. 🎉🎉🎉

[@itsyuvin]

hi sir.. thank you very much

[@salmansalmansyed]

Love the way u speak sis.. ❤

[@AshwinSiva6832]

Thanks a lot for the awareness video.. I have also seen people fastly boasting "how i built a house without loan at 30 years age" This is very misleading because they got money buy selling of ancestral properties and got the landed handed over to them by her grandfather.. this is a pure lucky girl syndrome😂😂 This is impossible for others and it was not a guidance video at all. But your video is very real and useful. Hats off

[@itsyuvin]

Hi Ashwin Thank you so much for your thoughtful feedback on the video I’m really glad to hear that you found it real and useful. I appreciate you pointing out the difference between practical advice and misleading content. Your support means a lot Thanks again for watching and sharing your thoughts

[@Preethixyz]

I believe everything is a learning experience be it in buying a flat or a small plant!!People here complaining that she has a poor financial planning looting is common in every field say it builders or schools, yu learn from your mistakes!!Nothing comes easy we are looted on daily basis i really wonder what a kg kid has to do with his studies that cost 1L again thats how it goes in this era ryt?Ithlm venam nan selavepanamatan apdinu pesna we have to settle in villages only😅all the best for yur new flat sis!!Don't worry sis !!ithuvum kadanthu pogum keep hustling

[@itsyuvin]

Exactly.. you have typed the same that was running in my mind..

[@arunrajamani4042]

True ma if we don't spend for the right things like education and housing...we can't settle in city...so true friend

[@singlewomanlifestyle1402]

After seeing couple of your videos.. I really feel that you are too good and that's y you are not in the corporate crap

[@Ms0000000000123]

This video will help many. Thank you for sharing this in good faith.

[@itsyuvin]

thank you very much

[@chennaismell542]

Thanks for the honest review

[@magismagics1376]

Iruka vara happy ah irunthutu povom sis … individual house la um pros cons irukum flat um Pros cons irukum..namma flat la iruka amenities la enjoy pannitu vazhalam sis.. individual house vaangi land rate increase aagumey flat la invest pannitomey nu think panratha vida porappo ethum eduthutu poga porathu illa athu vara enjoy pannitu polamey nu jolly ah vaalnthutu polam sis…

[@itsyuvin]

Im following the same policy ma .. individual home construction experience um iruku.... adhula innum neraya difficulties um iruku.. i will share detailed video next week.

[@magismagics1376]

@@itsyuvin ok sis.. engalukum rendu experience um iruku sis but flat la than relax ah irukom sis…native la individual house iruku recent times la neraya theft athu ithu nu oru chinna sound ketaley enthirichi ukanthutu irupen sis ..athuku flat la no bayam relax ah irukalam…

[@itsyuvin]

@@magismagics1376 rombha rombha true

[@itsyuvin]

safety reasons ku than

[@magismagics1376]

@@itsyuvin ama sis☺️

[@yathum]

Very useful message sister thanks a lot

[@naveena384]

தெளிவான விளக்கம் Sister❤❤❤❤❤

[@itsyuvin]

Thank u sir

[@AyappanRadhakrishnan]

I am understand your struggle in purchasing a flat/home in Chennai. I hope you will close the housing loan as earlier .....

[@itsyuvin]

Sure... kandippa

[@vinothraj3186]

Thanks a lot for your valuable tips!

[@itsyuvin]

Thank u very much

[@shakthis_view]

Appreciate your proper financial planning

[@itsyuvin]

Hi .. Thanks,, but still i did mistake by opting for personal loan.. i should have planned better

[@shakthis_view]

@@itsyuvin True, try to close as quick as possible. you can save lot of interest money. I too bought a flat in bengaluru and emi started since 2021, but every year i am paying 2-3 extra emi's so interest amount will be reduced

[@itsyuvin]

sure i will pay extra from December onwards sir.. really a good insight

[@SURENDHAR1]

Good information it's very useful... Thank you

[@itsyuvin]

Thank u ...

[@shankersinju1]

Thanks a lot for this great information mam

[@itsyuvin]

My pleasure 😊.. thank you very much

[@aravind1580]

"took personal loan for 14L as we don't have enough money to buy", this blew my mind!!!! Please don't do emotional buying on real estate and motor vehicles. Think/Plan about home or home load only after completing these things, 1. Medical and Term Insurance. 2. Emergency Fund for 6 months family expenses. 3. Few grams of gold, depends on which class you are. 4. SIP for retirement plan or investment. You can choose any format like stocks, NPS, Mutual funds, postal etc. 5. Minimum 30 to 40% cash or through gold pledge down payment of the house cost. Thanks.

[@itsyuvin]

hi sir.. i agree with you as said in the video that time i had no one to guide me so i have taken personal loan during 2020 to buy this flat.. i have shared the 4 years before incident .. at present in 2024 (when i look back )there were lot of changes happened in our life be in terms of our mindset and as well as our financial goal.. i took personal loan due to my poor financial planning.... now continually im fixing it one by one.. i will share in next video on our current debt status

[@Lakshmipriya-hc1wm]

Really humble info.. thanks sis. Very helpful

[@itsyuvin]

hi ... thank you mam..

[@hemanth_loky]

Thanks for sharing your experience mam. Really useful 🙌🏼

[@itsyuvin]

Sure... thanks for the feedback

[@SRFC69]

Edhuvum thappillai. Veedu our dream❤❤❤❤

[@itsyuvin]

thank you very much...

[@SMKarthikeyan]

Such a great insight of how the process occurs .

[@itsyuvin]

Hi thank u very much..

[@shanthir7741]

Hi. 1. Whatever income you got you have take it to savings as your first spending like SB FD, Mutual Funds, Gold chits, PO Schemes, SIPs, etc., apart from your livelihood and happiness, if doesn't have LOANS. 2. If you have Loans, you have to think first in what ever ways and means to close the LOANS quickly, after your livelihood and happiness with small sacrifices. 3. Better try to buy everything after savings and avoiding Loans. Try to do it, we will succeed. We have done it. 👍

[@thenmozhiloganathan6353]

Thanks for your video...its very informative sis

[@itsyuvin]

Thank u mam

[@thenmozhiloganathan6353]

@@itsyuvin 👍👍

[@madhan93240]

Thank you for sharing valuable tips

[@itsyuvin]

Sure.. i will be posting more of my experience which will be helpful to others

[@tanka_tamil]

Most useful video learn lot of things thank you mam

[@itsyuvin]

Thank u ma

[@sashe90]

Great explanation and thanks for sharing

[@itsyuvin]

Thank u very much

[@ushamk924]

Thanks for sharing such a useful information

[@itsyuvin]

Thank u mam...

[@Matt-qz4cx]

useful video thankyou sister

[@ganeshpsgtech]

Hi mam, same story to me booked on 2020 and handed over 2022. My builder is Plaza... Only positive to us flats prices are higher after Corona and even rent increased...

[@itsyuvin]

Yes.. its an investment only.. so no.worries.. hifi

[@prakashd9452]

I have planned to buy flat and researched last 2 years and decided to stay in rental home itself feel better.

[@itsyuvin]

very true.. same time house owner should be good

[@damovlogs3812]

Never buy flat sir, my 20 years life in flat was hell. I lost all my freedom in childhood 😢

[@prakashd9452]

@@itsyuvinLast 8 years staying in rental home. i never faced the house owner issue.

[@itsyuvin]

Oh no what happend

[@itsyuvin]

Then u r very lucky.. my wishes for ur investments

[@mohanasundaramsr18]

Thanks mam, its a useful information

[@itsyuvin]

sure... Thank you very much ...

[@Adharsh6]

If u have home via parents dont go and buy anything new.. Be in rental and invest money later on you can go whereever u want

[@itsyuvin]

Agree... this is one best practical idea..

[@saravananc7167]

வாழ்த்துக்கள் 🎉

[@itsyuvin]

Thank u very much

[@pradeepsivakumar8032]

Well explained..u saved many people life❤

[@itsyuvin]

Thank u very much

[@helenmary2135]

Thank you mam.i never been fan of any bank loans. It is a eye opener for us. Thank you so much for talking every information

[@itsyuvin]

Thanks for your support and encoraging words..

[@deepakbauliah1508]

Hello Sister, நீங்க ரொம்ப இஷ்டப்பட்டு இந்த வீடு வாங்கிருகீங்க.. யார் சொல்வதை பற்றியும் கவலை படவேண்டாம். காசகிராண்ட் விற்பனையாளர்கள் வாடிக்கையாளர்களிடம் வெளிப்படையாக பேசி இருக்கலாம், ஆனால் இன்றைய காலத்தில் மனசாட்சியுடன் இருக்கும் கார்பொரேட்'களை கண்டறிவது மிகவும் கடினமான ஒன்று. இந்த home loan, personal loan எல்லாமே கட்டி முடிப்பதற்கான நம்பிக்கை, வாய்ப்பு, வருமானம், எல்லாவற்றையும் இறைவன் உங்களுக்கு அளிப்பார். home tour video முழுவதுமாக நானும் என் மனைவியும் பார்த்தோம். உங்கள் வீடு ரொம்ப அழகா இருக்கு. நம்மை போன்ற நடுத்தர மக்களுக்கு சொந்த வீடு என்பதே ஒரு பெரிய கனவு தான், அந்த கனவை நீங்கள் நினைவாக்கி இருக்கீங்க. வாழ்க வளமுடன் ❤🎉

[@itsyuvin]

Hi Sir, your comment is very encouraging... ரொம்ப ரொம்ப மனசு நிறைவா இருக்கு ...பாதி கடன் அடைச்சாச்சு .. நெறய பகிர வேண்டிய விஷயங்கள் இருக்கு நான் சீக்கிரம் சொல்றேன்....

[@ranjancom2000]

Buying a high-rise is a total waste. After 10 years, it becomes very difficult to renovate due to high operating costs and significant resistance from the community regarding demolishing tiles and bathrooms. It's better to go with a 2 to 3-floor building or, ideally, a villa

[@itsyuvin]

I Agree with u.. but this was my personal choice

[@kpselva]

Congratulations sister 👏

[@itsyuvin]

Thank you very much..

[@parveensha478]

Firstly congratulations dear....i hav a doubt..did u choose floating rate of interest???

[@cath14]

Super cool da, very nice and well explained ❤

[@itsyuvin]

Thank u mam

[@kavisutharsan824]

Sister...one doubt... Nanga..site plus home loan edtrkm canara la.....site loan mudinjirchu...pre emi katitu irkm....veedu start panla inum...once basement mudinja piragu dan amount knjm knjm ah release pannucangalam.....apo adi varaikum...pre emi dan katanuma...can u suggest?

[@akshayavenkatesh3793]

Interior design with cost video podunga mam

[@itsyuvin]

Ok sure

[@vedhagiri-gu5wb]

Good Information.

[@itsyuvin]

Thank you, sir..

[@kaviyarasans6377]

Plz plan to pay extra payment except emi in every year. Keep a goal to close your tenure as soon as.. unless this will be heavy loss & impact your future goals

[@itsyuvin]

Hi sir.. sure i am planning the same

[@Naturevlogs1234-o7y]

Congratulations❤

[@itsyuvin]

Thank u very much

[@Sriram-z5f]

Hi sis .. good you did this video..many of them will be benefited..lots of cons than pros..better to go for a old flat or house or a rent house..becoz most cant afford and too much hidden charges from builder and bank side.. somehow by Gods grace ,you are managing but all cant do..i prefer to stay in a rent house and then start a small cap mutual fund for 15 years ..which will give 1 crore with an interest of 15%..builders are experiencef in marketing to sell a flat..the managers are trained well and paid well with incentives if they catch hold of a customer to book the flat..

[@Sriram-z5f]

Also as you said if we buy a house ,we can stay without rent but it's not a very good appreciating asset as it doesn't beat inflation.. depends on area also..the payment is too much and UDS is negligible for high rise community apartments.. I think after 50 years ,it has to be demolished also.. your first decision of buying a old flat was correct..you would have saved many lakhs..I think that broker has insulted a lot ...that's why your family thought this apparment is best.. sorry if I hurted you..I felt how much you people struggled, that's why I told..

[@itsyuvin]

You are right and yes we are doing SIP in MF. I have asked my husband to take care of it. Before 5 years we didnt have much financial knowledge so our wish to own a house become a life long financial commitment. Hopefuly this awareness will impact in next 5 years.

[@vennilasvilayattu7204]

​@@itsyuvinsis pls do video about investment in sip mutual pls..BTW I am ur new subscriber....and I like ur way of speaking with smile

[@itsyuvin]

Sure this month i will post sip and mutual funds sure...

[@divya-iw1ux]

Very useful sis

[@itsyuvin]

thank u mam

[@PrateeshB]

I appreciate your efforts sister really useful information.

[@itsyuvin]

hi sir.. thank you very much

[@karthikabose03]

Tq soo much ka

[@itsyuvin]

Thank u very much...

[@RathiVimal]

Useful information

[@itsyuvin]

Thanks, mam

[@ranjancom2000]

Go with Fixed interest and invest 10% of EMI in SIP for same Years what you have home Lone.

[@itsyuvin]

Ya fixed interest is the good option.. to bw frank in bank they are not letting us know further about fixed interest proceedings

[@balamurugan6150]

Congrats.. Happy living

[@itsyuvin]

Thank you for the wishes..

[@StampSEO]

Congrats

[@itsyuvin]

Thank you very much

[@revathisubramani2699]

Useful ma

[@duraipandianthangaperumal1852]

Brokers are ruining the real estate market. They are earning fat amount without any reasonable effort.

[@itsyuvin]

Yes .. we found that 15lakhs house using no broker website on our own.. after finalising this broker asked us extra 1.5lakhs

[@karthikeyana35]

I know it is emotional to get into this need of own house. Any new buyers want and accumulate min 30% of flat rate, then go for loan. Becusee next 10-12 years you are trapped with emi even though you try to close early. Note I paid off my flat in 7 years, what I learned is no more emi or loan. Debt free life is freedom

[@itsyuvin]

ya .. you are 100% right.... debt free life is the real freedom.. all im learning later only

[@vennilasvilayattu7204]

How u finished ur loan in 7 years sir..pls can u share the details..is there any trick

[@amomslittlespace]

I appreciate your efforts. But I truly wish the middle class would not fall into this trap of buying a flat with a home loan and personal loan.

[@itsyuvin]

Yes, very true

[@ManiselvamM]

Prepayment pannalaya mam panniruntha yrs ah korachurukalame

[@itsyuvin]

hi sir.. prepayment ilai.. pre emi than katinen..

[@ManiselvamM]

@@itsyuvin pre emi kattuna ennakum

[@cadetvinith6816]

Hi akka....just watched your video randomly today 1st video of your channel. Subscribed now🤍. Hope for more video regarding genuine and heartful thoughts in future.

[@itsyuvin]

Hi.. thank u very much.. im plannung to share lot of videos.. pls subscribe and support

[@Everythingisgood24]

Inga ivalo lakhs extra payment kuduthathuku antha 15 lakhs house ku 1.5 kuduthutukalamo...

[@itsyuvin]

Hahaha... sometimes apadiyum thonum .. truth ennana ... hidden charges neraya irundhurukum nga.. registration cost + renovation cost ipadi nerraya extra cost agee irukum

[@Sinthana9194]

Exactly...this is just a casa grande collab

[@itsyuvin]

No ma.. i never recommend casagrand ..im already working ma so there is no neccesity to do promotion or paid promotions ma.. i wanted to share my buying experience.. hope u r clear now

[@trstrscit]

Casa grand is good builder ?

[@itsyuvin]

Good only but they pressure u to make payment as per their deadline.. they dont listen to us

[@thewiseinvestorTamil]

A land which costed 40 lakhs in 2021 now goes for 1.2 cr. That was the effect of Covid. Correct ah investment pananum

[@itsyuvin]

ya you are right...

[@sriramcan]

in India home loan interest rates are very high... by the time you repay it is nearly thrice the value of the house.

[@itsyuvin]

I agree.. its a peer pressure sir... I will work hard to close it asap

[@sriramcan]

@@itsyuvin wot I meant is people have no other choice other than to take home loan with high interest rate. Consider doing overpayment every month and it will bring down the interest you pay. I do the same every month.

[@siaab7262]

Thank you madam

[@itsyuvin]

Sure.. thank u for the feedback

[@ananthid5045]

Mam where can we check interest rate and tenure in mobile app will it show or i should check with bank only

[@sukhibalan2117]

This information creates awareness to most...but u would hv plan accordingly before get into this process.😢

[@itsyuvin]

Yes.. agree.. i should have planned better.. all happened on a hurry

[@vadivelu1041]

Hello may i know why electrical work they charged around 90K Is it not included in overall price . Customization means small amount only will right around 5000 for extra wiring+box

[@itsyuvin]

I asked for 1 loft provision + electrical work for this 90k i paid .. my house is same ad mentioned in brochure model house i didn go for more modification

[@vadivelu1041]

@@itsyuvin congrats for your new flat

[@thilagadurai5424]

There is a chance to reduce for pay 13 emi in a year plz check

[@giridharansadagopan]

flat maintenance charges also amenities charges please explain

[@itsyuvin]

Sure I will post a video in few days

[@vaishumth5]

Kindly share sofa shop details.

[@itsyuvin]

Ok mam this sunday i will share detailed video

[@vaishumth5]

@@itsyuvin can you share the contact of the person pls

[@itsyuvin]

@@vaishumth5 pls mail to [e-mail] I will share his details mam

[@coolnaik5014]

Pl post more details about pre emi

[@itsyuvin]

Sure nxt week podren

[@HaripriyaT-bd7qf]

Spr siss ❤

[@itsyuvin]

Thank you very much

[@SRIVATSAS-f9y]

Hi Madam. One important information for you regarding home loan. Are you aware of Parallel funding? None of the banks will never advise and explain to the customers about Parallel funding. They focus only to pluck more money from the customer by cheating. If you are not aware of this Parallel funding, please go and discuss with the bank from where you arranged home loan. If you go with Parallel funding, you can avoid PRE-EMI.

[@itsyuvin]

parallel funding pathi nan ipothan kelvi paduren... very useful i will check immediately

[@SRIVATSAS-f9y]

@@itsyuvin Parallel funding is nothing but you can repay your loan both Principle and Interest at a same time whenever you have huge amount on hand. Please check with the bank immediately. So that you can avoid PRE-EMI.

[@itsyuvin]

@@SRIVATSAS-f9y very useful

[@SRIVATSAS-f9y]

@@itsyuvin Parallel funding details bank la ketu therinjikitengala? Naanga 3rd floor la veedu vaangirukoam. Next week Griha Pravesam.

[@SRIVATSAS-f9y]

@@itsyuvin Not me. Maybe my sister might be in the group because she bought apartment in Zenith.

[@riyainteriordesigners7]

Tell the bank and branch and Branch Head name as well. So that people will be aware of those guys...

[@reginamary1616]

Tq it is very useful to me

[@itsyuvin]

Hdfc homeloan porur branch sir

[@riyainteriordesigners7]

@@itsyuvin okay. Please mention in description as well...

[@JeevisLens]

Unga kita irundha 15lakh nega edhachum fund la potu vachirundha kuda ipo 4 years ku adhu adhu 20-25lakhs vandhurukume!!! Sad reality is because of societal pressure people are buying homes by going with loans but eventually they ended up with mental pressure

[@itsyuvin]

U r 100% right... pear pressure than

[@karthik27190]

Which location madam casa grand and project name

[@itsyuvin]

Hi sir.. project details and location i will share in direct mail sir My mail id [e-mail]

[@edwin_sr]

@@itsyuvinhi Mam, I just emailed you for the project name. Please check your inbox

[@LS-cg4wj]

Hi, how much is maintenance per month or per annum. Thanks

[@itsyuvin]

Hi.. we are paying on monthly basis.. its 2500rs per month

[@klakshmipathy6248]

That too u purchased only 600 sq ft

[@itsyuvin]

Hi. Pls share better options so it will help a new buyer to decide the better option

[@akhilsworld]

What about GST madam?for under construction project we need to pay GST right?

[@itsyuvin]

Yes sir the amount is included with gst cost

[@_lovedbythaz_]

Is there any flats still available and may I know which place in Chennai if you don’t mind 😢

[@itsyuvin]

In our community all flats are sold out ma.. only resale flats are available but cost will be 50% higher..our flat is near to OMR

[@rudhkrishcrazymaster4668]

Hi

[@itsyuvin]

@@rudhkrishcrazymaster4668 hi

[@dhamodharanmanickam1373]

Veedu katti par kalyanam pandi paru nu sonathu true. Nan 2019 la kadunden register bank broker nu nerya Peru sonatha vida ethide irunthanga. Veedu katti Nan valanthano illayo nerya Peru ena vechu valranga nu veedula solide irupen. Back intrest eride iruku repo nala. Can completely understand ur feelings

[@itsyuvin]

correct... we are earning for someone wellness

[@VikneshManoharan]

This is 1bhk or 2bhk sister

[@ridhanyafernandaz4092]

நாங்களும் ஹோம் லோன் எடுத்தோம் 15 வருடம் ஆனால் 6 வருடத்தில் முடித்து விட்டோம்

[@itsyuvin]

wow.. really.. pls share tips

[@kavithaabee3620]

Epdi please share

[@divyar2364]

Hi sis, when they will give EB document and water tax documents?

[@itsyuvin]

EB we received last year itself .. watwr tax document i am yet to check mam

[@divyar2364]

@@itsyuvin thank you sis

[@divyar2364]

Will they give EB doc at the time of handover?

[@itsyuvin]

No mam we received after 2 months of handover.. now i heard they are giving it along with handover copy

[@RajaFashion-nk4wp]

Thank you Emi la flat vanga nenechen Eppo mudiva mathikiten

[@itsyuvin]

inum neraya house purchase experience iruku.. i will share it this week

[@italiandiary]

The total cost is 47 lakh, 12 thousand rupees. The flat rate is 44.77 lakh. The total value is a 30 lakh home loan and a 15 lakh personal loan (7.5 lakh each for husband and wife). Electrical wiring and other work, as well as covered car parking, cost 2.23 lakh. The remaining home loan to be paid, including interest, is 60 lakhs. நன்றி! How much EMI? and how long do you need to pay?

[@itsyuvin]

I have posted a detailed video about my homeloan interest tenure.. if possible pls check thst video.. i paid pre emi for 2 years and after that home loan started .. it is for 264 months (due to repo rate conversion in between it changed to 30 years) as per system i need to pay 243 months emi is 26000

[@divyae4552]

Akka ennakum gated community la veedu vanganum romba asai but ennala vanga mudiyala ka.. three years ah try pantren but still I can't..

[@itsyuvin]

Reason ma

[@CriticsYouBOY]

Dont you think Home is also outer area Monthly 2,500 Land is also not yours Amenities you will not use daily Pradhan Mandri_loan vera miss panitingalae ma Evalav drawbacks eruthu 47 lakh rate ; Athukhe outer area ; la own land 1 bhk veedu vaagite poirlam Anyway chennai is expanding fast 3 year land area ratewill increase 3 year also you wastedfor home House is very beautiful sister God is with you , Dont worry

[@itsyuvin]

hi sir .. you are right.. i first opted for this home thinking i will get benefit through pradan mandri scheme. that was one of the factor to choose this house. but later only realised its a sales gimmick.. the bank which i bought homeloan is also not shown any help or attention to avail it... to be frank it was a trap only... . as you said im hoping the flat value gets increased in next 3 years so i can decide on the best option.. its a life lesson i learned by paying huge..

[@CriticsYouBOY]

@@itsyuvin Yeah ma : dont worry sister Your mother is with you , we all are with Great achievement waiting for 🙏❤️

[@itsyuvin]

Sure thank you very much.

[@ZabeenNoorainAlimehmubal-hg9oy]

Dont tell like this sir.. their won ideas their choice any way congrts sis❤❤❤❤

[@itsyuvin]

@@ZabeenNoorainAlimehmubal-hg9oy hi ma he is creating awareness .. a new flat owner who sees his comments will think about the points before buying a flat ... .. I'm thinking on that point .

[@NaveenKumar-ul5zz]

Hello Mam! May I know the handover month & year as per the agreement if you don't mind

[@itsyuvin]

Hi sir, sure I can share.. As per agreement handover month is August 2021 but we got our flat on April 2023