Welldone...recently i too solved my bank problem in this method only...i clised three loans..as a result i saved 3 lakhs...home makers r always intelligent to dolve any critical situation...god bless u
@LOCKDOWNKAVITAMIL4 ай бұрын
Congratulation ma.Well done ma.God bless u ma.
@harinisivalingam1429 күн бұрын
Intha method just panni loan close panna cibil poguma next namba yenthachum loan vanga mudiyuma mudiyatha sollunga sis??
@BharathM-w1e2 ай бұрын
For Bank Loan Already You Paid 17000 * 33 = 561000 + Wave Amount = 200000 ( Total Paid - 761000 ) Correct .
@VM-hi9bu6 ай бұрын
Congratulations for hard work 🎉
@LOCKDOWNKAVITAMIL6 ай бұрын
Thank you so much 😀 ma.
@m.p.ravikumar56916 ай бұрын
very brave and calculated approach with the bank. this may give fair idea to many people who are all in this same problem. may god bless you to come out from this financial crises
@LOCKDOWNKAVITAMIL6 ай бұрын
Tq u bro.God Bless u.
@NR_AA634 ай бұрын
Super ethu ellam enaku theriyathu sis eppo than therijukeden thanks❤❤
@LOCKDOWNKAVITAMIL4 ай бұрын
Ok ma.God Bless u ma.
@magamathi9413 ай бұрын
நீங்கள் வருங்காலத்தில் கடன் ஏதும் இல்லாமல் நிம்மதியாக வாழ இறைவனை வேண்டுகிறேன்.
@LOCKDOWNKAVITAMIL3 ай бұрын
Tq u madam.God bless u madam.
@uperformrajesh3 ай бұрын
Congratulations on achieving a debt-free life!. As mentioned in the starting of this Video, Whenever you're considering taking a loan, don't focus too much on the interest rate. Instead, ask for the monthly EMI (Equated Monthly Installment) amount and the loan tenure (number of months). Multiply the EMI by the number of months to calculate the total repayment amount. Then, subtract the loan amount from this total to find out how much extra you're paying. Compare this extra cost with the loan amount to decide if the loan is worth it. In my opinion, unless it's a medical emergency, it's best to avoid taking personal loans.
@LOCKDOWNKAVITAMIL3 ай бұрын
Tq u sir. tq for ur advice sir.God bless usir.
@AnbuAnnapooraniАй бұрын
@@uperformrajesh hi let me some question ❓
@DINUNAGAYTАй бұрын
first rule dont go for personal loan or Credit card EMI...unga video la vanguna loan ku evalavu intrest rate solala...unga 60 months calculate panuna more than 23% varudu yearly....I have one question aru enda intrest rate ku personal loan vanguvanga enda bank elina neriya bank 15% keliya kudka ready...atleast 15% potalum total intrest 2,55,443...so total 8,56,000/-........ oru loan vagaraduku munadi neriya bank yeri erangunga who giving lower intrest rate anga polam...adupoga try to pay atleat 1 k to 2k with the exisiting amount konjam sekarama mudium loan.......
@selvakumar-nc1lk6 ай бұрын
கடன் வாங்குவதும் தவறு கொடுப்பதும் தவறு... வாழ்க்கை நிம்மதி வேண்டும்
Loosu maari ella idathulayum kadan vaanguvadhu dha thappu. Bank loan is the safest for business.
@pandiselvi81614 ай бұрын
Bankla kadan vaangurathula thappu illa sontha karav Vangalta than vaangurathu thappu
@kuttikarthi72673 ай бұрын
@@selvakumar-nc1lk கடனின்றி அமையாது உலகு
@PrabhaRaja-nb2ir3 ай бұрын
@@selvakumar-nc1lk hm
@thirumalaiaudios798910 күн бұрын
One time Settlement panna cibil la Wright off panniduvanga future la Engaum loan vanga mudiyadhu, even cibil 750 irundha kudu thara matanga, yarum one time Settlement pannadhinga
@LOCKDOWNKAVITAMIL10 күн бұрын
correct bro.but as a homemaker i free from debt.in future i didnot get any loan bro.i will save money bro.god bless u bro.
@thangamunish4756Ай бұрын
Sema sister.. 👏👏👏
@LOCKDOWNKAVITAMILАй бұрын
Thank you very much ,God bless u ma.
@malasaran57776 ай бұрын
New subscriber sister thank you sister🙏 useful information sister❤🙏
@LOCKDOWNKAVITAMIL6 ай бұрын
Thank you so much 🙂 ma.God Bless u ma .
@bts_armyjc682621 күн бұрын
You can close the loan in bank with one time settlement through small installment like if you bought 12 L you can talk with them and compromise to pay 2 L .but they mark in cibil as loan settled not closed. So no bank will give you further loan they thought as defaulter not completely but no bank will give you loan for around 10 yrs after closure.you will only get loan in bank if you put any asserts so try to pay interest with them only for few years and try to take any small interest loan and close bank loan don't settled you cant get any loan further
@LOCKDOWNKAVITAMIL21 күн бұрын
In future i didnot want any loan from bank bro.bcz i m suffer more.in future i will plan for saving bro.my point of i closed loan.now i m free from EMI.as a homemaker my mind set bro.tq u for ur support.god bless u bro.
@bts_armyjc682617 күн бұрын
@LOCKDOWNKAVITAMIL as home maker you can create more job opportunity from gov example if you plan to start a business you can get loan from gov with discount of loans but for that you should atleast keep current going lona well atleast pay emi with this opportunity you will pay other loans too.dont lose hope if you settle one time settlement it's a life time regret just ask many people who has more knowledge not from bank side because they will push you to pay their loans and they will use your life time achievement because of late payment don't fall their net just think we'll create some job opportunity from home and do well
@santhosh28884 ай бұрын
I have 16.75 lakh loan.. Did a huge mistake by taking loan and traded in stock market options and lost everything.. without anything.. Currently paying 43000 as emi for that loan. Hope I will pass this tough situation of my life.. Praying always for some miracles..
@LOCKDOWNKAVITAMIL4 ай бұрын
Dont worry bro.be bold.God will help u bro.God Bless u bro.
@santhosh28884 ай бұрын
@@LOCKDOWNKAVITAMIL Thank you 🙏🙏
@drnehrusaakraa93214 ай бұрын
Debtors anonymous search in web... It may help you.
If it is unsecured loan ask bank directly for settlement, if you go for settlement in future no loan to be availed
@VikneshManoharan19 күн бұрын
Useful information sister
@LOCKDOWNKAVITAMIL19 күн бұрын
Thanks a lot ma.god bless u ma.
@maddymadhan43004 ай бұрын
நீங்கள் ஒரு சிறந்த குடும்பத் தலைவி அம்மா ❤❤❤🥹 இப்போ எந்த பிரச்சனையும் இல்லைல அம்மா😢😢😢
@LOCKDOWNKAVITAMIL4 ай бұрын
Tq u ma.God Bless u ma.
@maddymadhan43004 ай бұрын
@@LOCKDOWNKAVITAMIL இப்ப நல்லா இருக்கீங்களா மா???
@maddymadhan43004 ай бұрын
@@LOCKDOWNKAVITAMIL family budget போட்டு கொங்க... Needs and wants thani thaniya budget pottu Correct a financial freedom a Iruga...
@maddymadhan43004 ай бұрын
@@LOCKDOWNKAVITAMIL any family problems na... 2 perum utkandhu understanding a irunga please 🥺🥺🥺🥺
@leomani88725 ай бұрын
Madam unga kita பேசுனது மேனேஜர் அண்ட் advocate lam kedaiyaathu Loans ah recovery panna third party vendor kita bank koeuthuduvanga அவங்க தான் collection team kita solli settlement vanga முடியும் நானும் இந்த field la இருக்கேன்
@LOCKDOWNKAVITAMIL5 ай бұрын
ok sir..tq u for ur information.
@Jollylife30072 ай бұрын
@@leomani8872 enakkum home lone pokuthu bro 3years 12500 pay pannirukkan 950000 la verum 30000 than adainchirukku Nan enna panra thu bro pls sollunga
Hello madam, Naanum middle class. Therinjo theriyamalo enoda amma ku 2019 la support pannnen. But 2023 la neraya struggles anubavichen. Appodhn naane andha loan pathi details edukarapa. Big shock please neenga help panunga
@santhosh91026 ай бұрын
Fedbank financial services Ltd la Loan against property eduthom 10,50,000 vangunom 18.95% intrest idhuvara 54 installment paid per month 16,122. Idhukumela romba kashtama iruku idea sollunga
@LOCKDOWNKAVITAMIL6 ай бұрын
What help sir.if any imformation means contact msg i will upload for ur struggle sir.
@santhosh91026 ай бұрын
Indha bank layum enaku waiver kedaikkuma? Chance irukka Enaku guide panna aal illama romba kashta padren. Loan adaikka again loan edukalama thonudhu.
Mam nanga 16000 private loan rommba kastama iruku house loan mam bending corona time iruku mam monthly kattikathan irukom
@pradeepr67125 ай бұрын
Waiver pannalam sis. But it will reflect in our cibil report like write off. Full cash pannala na clean close mari kattathu atha issue.
@drnehrusaakraa93214 ай бұрын
No need to get loan again...
@Adade_Dinesha2 ай бұрын
Why didn't you go to pre closure of that 39000 ? Have terms stopped that?
@LOCKDOWNKAVITAMIL2 ай бұрын
What 39000 bo.
@prabhu5newАй бұрын
What is the percentage of interest for your loan? . Waiver may not be given for all. CIBIL score may also get affected.
@LOCKDOWNKAVITAMILАй бұрын
13.99%
@saravanankumaresan18436 ай бұрын
Once your marked as defaulter, no personal loan can be availed for 5 years. Property loan is possible.
@LOCKDOWNKAVITAMIL6 ай бұрын
s bro.i future i dont want any loan from bank bcz of interest.
@saravanankumaresan18436 ай бұрын
@@LOCKDOWNKAVITAMIL super 💯
@ArunKumar-ud1jz4 ай бұрын
@@LOCKDOWNKAVITAMIL Sister I too taken settlement with maximum waiver thought gud decision in 2021. But since last 1year I faced many medical emrgncies in my family and i tried all financial sector to get a loan help rather than local borrow with huge intrst but frankly speaking I am not even eligible for consumer loan now. All application rejected due to negative cibil defaulter.
Congratulation madam.dont worry pattiram varum.god bless u madam.
@tamilamuthan2424Ай бұрын
Nalla than iruku sister.......nenga soldrathu lam ....ipdi loan close pannna ...next future la entha oru loan eduka mudiyathu .....nenga ipo loan close pannala .... settlement panni irukinga .....
@LOCKDOWNKAVITAMILАй бұрын
Oru homemaker ahh ennudiya decision ma.future i did not get any loan ma.
@tamilamuthan2424Ай бұрын
@LOCKDOWNKAVITAMIL okay
@rajendrankandhallu83253 ай бұрын
Interest rate not told They gave waver, because they collected high interest about 24%.. where as un government bank interest rate 10.4%only. so you are not clever before taking loan
@LOCKDOWNKAVITAMIL3 ай бұрын
Bro i m not clever but i m free from debt.i m not paying another 2 years.clear one time.know i m clear my debt.i feel peaceful life bro.God bless u bro.
@gopiking00344 ай бұрын
Great sister
@LOCKDOWNKAVITAMIL4 ай бұрын
Tq u bro.God bless u bro.
@viswacrazy75 ай бұрын
Waver vanguna vera engaiyum loan vanga mudiyuthu write off mark agum 😢😢😢
@LOCKDOWNKAVITAMIL5 ай бұрын
Loan வேண்டா௩்க,Loan ல பட்ட கஷ்டம் சொல்லி மாளாது...நான் Future கு சேமித்து கொள்வேன் Bro.
@sathyag15243 ай бұрын
Madam na bajaj fincerv la 160000 vangunan month 7100 katran total month 36 ,8 month katirukkan ippa ketta remba kastamaa irukku enna pannalam sollung
@LOCKDOWNKAVITAMIL3 ай бұрын
manager கிட்ட பேசி பாரு௩்க SIr.God bless u sir.
@sathyag15243 ай бұрын
@@LOCKDOWNKAVITAMIL madam bank manager kittaiya pesanum madam
@SARAVANAKUMARKULASEKARAN5 ай бұрын
The thing here is you cannot go for any loan in the future, your name will be marked in the CIBIL.
@LOCKDOWNKAVITAMIL5 ай бұрын
I finished my debt,I got satisfied.i will start savings bro.God bless u.
@tonyeditsbtsarmy56095 ай бұрын
@@LOCKDOWNKAVITAMIL please intha mathiri waiver yarukum recommend pannathinga na bank la work pani iruken ipdi loan close panita cibil update paniduvanga future loan porapa prblm varum and sila companies cibil pathututha job kudupanga antha situation cibil affect anathala vera job poga mudiyama athe job vera vazliye ilama iruka vendiya kattayam erpadum. Thayavu seithu intha mathiri matum loan or credit card close panidathinga kalathukum black mark irukum cibil score. Oru emergency kuda entha oru loan poga mudiyathu.
@vasansurya9242Ай бұрын
Helo sir...one doubt? Ipo 6 months 25k bal irukura loan ah ennala pay panna mudila...but avanga waiver tharranga...but ipothiku ennala adhuvum pay panna mudila...incase ennala pay pandra situation 1 or 2 months eh vandha na antha waiver amount matum katalama..or Bal irukura full ah amount katalama... Incase na full amount pay pannalum 6 months ah over due irunthukurum.. Adha vachu future le ennala loan eduka mudiyuma...ila waiver amount kattitu inime loan eduka venam nu deside pannalama sir?@@tonyeditsbtsarmy5609
@ArunKumar-yu4vi2 ай бұрын
Hi how to get that wave amount how to approach
@ArunKumar-yu4vi2 ай бұрын
How get wave amount
@LOCKDOWNKAVITAMIL2 ай бұрын
I paid third of the loan. after i m not able to paid in the corona time.after that i approach manager.after that he gave sir.God bless u sir.
@ArunKumar-yu4vi2 ай бұрын
@@LOCKDOWNKAVITAMIL thank you 🙏
@pravinravichandran315524 күн бұрын
Now Cibil score increased or not ..? Its closed by waver..thats y i asked
@LOCKDOWNKAVITAMIL24 күн бұрын
cibil not increase bro.
@aravindrajm4527Ай бұрын
That mean settlement offecting cibil write off case in rbi..again u dnt apply any loan in any bank ...can u check bank bazaar or some other bank website your husband pan card..that showing ur loan and account status all think
@sathishkumar-lw2sl6 ай бұрын
Anyways bank doesn't have any loss in this. As they collected the principal already, total 7.5 lakhs pay pannirukkinga, bank has collected 1.5l as interest. But good that you have opted for waiver..
@drnehrusaakraa93214 ай бұрын
No lose for Bank. But her money saved..
@gomathid49806 ай бұрын
Thanks you sister 🙏
@LOCKDOWNKAVITAMIL6 ай бұрын
Welcome 😊 ma.God Bless u.
@ShanmugamSun-u6q5 ай бұрын
What is the wavire please explain sister 😕 I don't understand 🤔
@LOCKDOWNKAVITAMIL5 ай бұрын
2019 கோரனா முன்னாடி Loan வா௩்கி இருந்தோம்,2022 வரை கட்டி பிறகு கட்ட முடியல,கோரானா முன் வா௩்கியவர்களுக்கு Offer கொடுத்தா௩்க மீதி தொகையை 4 மாதத்தில் கட்ட அதுதான் Waiver bro.
@sakthimaisekar62416 ай бұрын
Antha wavar pathi details sollunga use fulla irukum eanna en husband kuda eannaku theriyama 3laks vangi monthly 9132rs pay panraru onnum 2 1/2 years irukku😢😢😢
@Mahaperiyavasaranam3 ай бұрын
Loan NPA pona mattum dhan settelment panna mudiyum
@Logesh24821Ай бұрын
@@Mahaperiyavasaranam NPA na
@KK-bg7ru6 ай бұрын
Credit card vangurathum namalea kinathulu viluvathum onnu than
@LOCKDOWNKAVITAMIL6 ай бұрын
S ma.ur correct ma.God Bless u ma.
@KK-bg7ru6 ай бұрын
@@LOCKDOWNKAVITAMIL s avalvuku kodumai mam....makkala nalla yamathi cash pidukuranga
@tonyeditsbtsarmy56095 ай бұрын
@@KK-bg7rucredit card porutha varaikum bill generate agum bothu minimum due and total due iruku every month total due pay panigana extra charges ethum varathu ilatha kattathula next statement generate agura date kulla kattita interest matumtha varum customer kita phn pani waiver keta 1 or 2 months pota charges waiver pani kudupanga but neega use panna amount 45 days kula katanum
@tonyeditsbtsarmy56095 ай бұрын
@@KK-bg7rucredit card use panratha iruntha atha 45 days katurathuku vazliye thedikonga 1 or 2 months manage pannalam athukula total amount settle panna try pannuga
@CRSathishkumar-f7i5 ай бұрын
Yes me also
@chandrusekar67464 ай бұрын
Same procedure ah mam for car loan at Mahindra finance la
@sugumarm29644 ай бұрын
No only for unsecured loan
@Aboringtime0127 күн бұрын
கொரனாவுல மூனு லோன் பென்டிங் ஆயிடுச்சி அதுக்கு நாழு லோன் வட்டியா போட்டு மொத்தம் 7லோனா கட்ட சொன்னாங்க சிவில் ஸ்கோர்க்கு பயந்து கட்டிகிட்டு இருக்கேன் பிற்காலத்தை நினைத்து பயம்..
70000 private bank vanginan emi 14000 10 year ennala katamudiya enna panalam
@LOCKDOWNKAVITAMIL3 ай бұрын
Sir,manger கிட்ட பேசி பாரு௩்க.
@bigfanofvijay717928 күн бұрын
Akka nangalum oru private finance la 5 lak loan vangi erukom monthly 15103 katrom five years ku 5 lak 9 lak katta vendiya eruku adtha eppadi kattuna kammi agum nu enaku oru idea kudunga akka
@LOCKDOWNKAVITAMIL28 күн бұрын
நகையை அடகு வைக்கலாம்,relation கிட்ட வா௩்கி அடைக்கலாம்,ஏலச்சீட்டு 1 இலட்சம்,1இலட்சமாக போட்டு அடைக்கலாம்,குறைவான வட்டிக்கு வா௩்கி finance company loan அடைக்கலாம் மா.God bless u ma.
@sheebaelizabeth40544 ай бұрын
Waver entall enna madam
@LOCKDOWNKAVITAMIL4 ай бұрын
கோரான time ல Loan கட்ட முடியாத time ல Offer கேட்டு Loan amount கொஞ்ச கொஞ்சமா கட்ட offer வா௩்கினோம்.
@Famiya_hijab_collectionАй бұрын
Sis home documents vachi loan yedutha aprm katta mudilana waiver tharuvangala
@LOCKDOWNKAVITAMILАй бұрын
I dont know ma.u will check in bank.
@dhivyaa49935 ай бұрын
Akka gold bank la eruku athuku waiver apply pana mudiyuma 😢
Madam en akka pank loan vanki mika sirama paturanka ennaku unka namper venum mg panna kasdama erruku please mam
@yogithvlogАй бұрын
அந்த லோனை கட்டாம நீ வந்து ஒரு லாயர் பார்த்தீங்களா அவங்க வந்து ஒரு நோட்டீஸ் அனுப்புவாங்க 60,000 கட்டினாலே இது வந்து நீங்க சொல்றது சுற்றுப்பாதை
@LOCKDOWNKAVITAMILАй бұрын
நா௩்க Direct அ Bank deal ல Close பண்ணம் Bro.God bless u.
@Tvk19946 ай бұрын
sister housing loan ku intha waver vaga midiuma plz reply sister
@LOCKDOWNKAVITAMIL6 ай бұрын
I will tell u ma.
@Tvk19946 ай бұрын
Tell me sister
@sugumarm29644 ай бұрын
No
@yuvanbgmlover84705 ай бұрын
60 months 13.99% la loan vangi Approx ha 37 months ku 10% interest la loan mudichurukinga... Idhula Processing Fees, Document Fees, adhu idhu nu starting la 6Lakh layae pudichutu dha kuduthurupanga.. so Approx 11% la neenga ipo kattirukinga... Bank ku Profit dha ungaluku dha losss.. Future la edhum Govt bank la Interest free loan or Govt scheme la tharanga or edhum emergency apdi na edhumae panna mudiyadhu & sila companies Cibil paathudha Final list la recruit pannuvanga..
@drnehrusaakraa93214 ай бұрын
If we have good transaction history... Every one will try give loan
@jessyblossom4 ай бұрын
No lending organization gives intrest free loan be it bank or private organisation.
@sankarms9569Ай бұрын
No use
@LokisERA5 ай бұрын
What bank ? Intrest rate is more than 20% ?? For Personal loan
@sugumarm29644 ай бұрын
In kotak bank my personal loan interest rate is 26%😢 i am asking for settlement right now
@BVetriwin73083 ай бұрын
@@sugumarm2964 26 is too much
@tk11v33 ай бұрын
24% in equitas small finance
@MathuMaadhulai4 ай бұрын
Hi sis , எனக்கும் இந்த problem இருக்கு bank loan 800000 எடுத்தது,monthly12000 கட்ரோம்,10yr போட்டது.2018 nov la etuthathu இப்போ வரைக்கும் கட்டிகிட்டு இருக்கோம்.. இத எப்படி lose பண்றது pls sollunga😢😢
@LOCKDOWNKAVITAMIL4 ай бұрын
out standing பாத்து,manager கிட்ட பேசி குறைக்க Try பண்ணு௩்க.
@MathuMaadhulai4 ай бұрын
@@LOCKDOWNKAVITAMIL waiver kekalama sis
@sugumarm29644 ай бұрын
Personal loan na kekalam secured loan na no way
@shri29473 ай бұрын
Waiver vangia, future bank unsecured loans kedaikathu.
@sasirekhasuvaiyagam4 ай бұрын
நாங்க குடும்பமா சொத்துக்கடன் 2018 ல் சொத்துக்கடன் 800000 வாங்கினோம் லாக் டவுனில் 6 மாதம் கட்டவில்லை 8 வருடம் டென்யூர் அந்த 6 மாத்திற்கு வட்டி 50000 போட்டு விட்டார்கள் 6 வருடம் கட்டி விட்டோம் இன்னும் 540000 கட்ட வேண்டியுள்ளது இதை குறைக்க ஏதாவது வழி இருந்தா சொல்லுங்க மாதம் மினிமம் 12000 கட்டுகிறோம்
@LOCKDOWNKAVITAMIL4 ай бұрын
Out standing குறைச்சா, மாதம் கட்டும் பணம் குறையும் மா..Jewelles வச்சி,land r flot அடமானம் வைத்து out standing குறைக்கலாம் மா.
@tamilnadusutrumvalibantami9043 ай бұрын
110000 + 70000 = 180000
@sasirekhasuvaiyagam3 ай бұрын
@@tamilnadusutrumvalibantami904 இது புரியல
@muthuvelviji744022 күн бұрын
Super explanation.. nanum kadan problem la eruken.. rombave kastama eruku.. pls anyone help..
@santhoshkumar56314 ай бұрын
Madam nanum 6 lk kadan vangi 10years ku 10590 kattitu itukem ipo 3 motn ah ve enala katta mutiyala ahna late payment panni kattitu iruken ithu close panrathuku oru vali sollunga madam
@LOCKDOWNKAVITAMIL4 ай бұрын
எவ்வளவு வருடம் கட்டி இருக்கீ௩்க Bro.
@santhoshkumar56313 ай бұрын
2022 July la iruthu IPO vara kattitu iruken sister
@VijayanT-qh4tf9 күн бұрын
is it loan settlement mam
@LOCKDOWNKAVITAMIL9 күн бұрын
s bro.
@VijayanT-qh4tf9 күн бұрын
@LOCKDOWNKAVITAMIL yendha bank sister
@dineshkumar-mi5soАй бұрын
Waver illa madam settlement pesiringa ippo ini ungalala future la oru emergency ku kuda loan yedukka mudiyathu ithu unga credit history la bad performance tha
@LOCKDOWNKAVITAMILАй бұрын
Credit score history bad Vida loan than bad sir.in future i didnot get anyloan from bank.i m saving gold sir if any emergency i will sell gold sir.tq u for ur advice.god bless u sir.
@govindan20103 ай бұрын
already paid 5+L + 1.90L (you said only 2L)
@LOCKDOWNKAVITAMIL3 ай бұрын
Bank மறுபடியும் கட்ட சொன்னது 6 L ஆனா 2 L கட்டேன்.
@cutevideo3405 ай бұрын
Madam nan 10 lake home lone eduthan 10 yearku monthly 17780 kaduren.3 years December la muduthu.lone close pannanumna evalvu akum
@LOCKDOWNKAVITAMIL5 ай бұрын
Ur contact with ur branch,They inform ur out standing and then ur decided to how ur closed the loan. 2 way to close ur loan madam 1.jewel loan to take to close 2.Chits this is the way to quickly close ur home loan madam. God Bless u.
@cutevideo3405 ай бұрын
@@LOCKDOWNKAVITAMIL ok thanku
@simmav7229Ай бұрын
Rate of interest very high 32. Something varuthu
@LOCKDOWNKAVITAMILАй бұрын
S ma.thats y i closed ma.God bless u ma.
@mokshitap99455 ай бұрын
Mam ennaku oru doubt 2011 -2015 education loan vangina.na loan katala ippa enna ots panna soldranga nanum panlam nu irukan.antha account la kalaignar magalir urimai thogai amount add aguthu but bank side account lock panitanga. ippa ots panathuku appram bank account ah close pananum ah mam.account use panna entha problem varatha.
@LOCKDOWNKAVITAMIL5 ай бұрын
S problem varum ma.neenga education loan account use pannama nww account other bank la open pannikkikonga ma.
@tnpsclifetnpsclife16493 ай бұрын
Wover na enna
@LOCKDOWNKAVITAMIL3 ай бұрын
Settlement sir.
@nisarmohamed573828 күн бұрын
Waver na yenna sis
@LOCKDOWNKAVITAMIL28 күн бұрын
Settlement ma
@krishnagopal3228Ай бұрын
Akka waiver eppadi edukkarathu, sollunga mam
@LOCKDOWNKAVITAMILАй бұрын
I got waiver for corona time sir.
@Dayal12314 ай бұрын
Date 22/5/2024 nu irukku gold loan slip la
@LOCKDOWNKAVITAMIL4 ай бұрын
Renewel date bro.
@KumarPoonuswamy2 ай бұрын
கல்வி கடனை அசல் மட்டும் கட்டி வட்டி கட்டாமல் விட்டு noc வாங்கினால் அதோடு நமக்கு பிரச்சனை முடிந்து விடுமா? இல்லை மறுபடியும் கொஞ்ச நாள் கழித்து கட்ட வேண்டிய சூழ்நிலை நிலை வருமா? இது தற்காலிக விடுதலையா?
@LOCKDOWNKAVITAMIL2 ай бұрын
கல்வி கடன் பத்தி எனக்கு Detail தெரியாது sir.god bless u sir.
@unnikrishnanunni19953 ай бұрын
But future le unga cibil score problem varum... ungaluku loan eduthu correct aah katta mudiyaathu nu mark panniruvaange...
@LOCKDOWNKAVITAMIL3 ай бұрын
S correct sir.but என்னுடைய சூழ்நிலையால் ஒரு Homemaker நான் கடனை அடைத்து நம்மதியா இருக்கேன் Sir.future loan எதிலும் நுழைய கூடாதபடி நான் Savings plan பண்ணியிருக்கேன் Sir.God bless u.
@tharanis97056 ай бұрын
ஏம்மா இது ஒரு தகவல்னு போடுற என்ன சொல்றது வாங்கனது ஆறு லட்சம் கட்டீயது 560000 33மாதம் கட்டீயிருக்க அசல் மீதி 40000 இன்னுகட்டவேண்டியகாலம் 27மாதம் ஆனா கால அளவு4மாதத்தில கட்டி முடிக்கப்பட்ட து 17000கட்டுரதுக்கு மாதம்40000கட்டியிருக்க இதுல என்ன உனக்குகரைந்தது கால்ளவுகுறைந்ததால் வட்டி கறைந்தது நீ கட்டீயதொகைய கூட்டு 560000+70000×120000 =கிகட்டதட்ட 850000ம் கட்டீயிருக்க 37 38 மாதத்தில் வட்டிமட்டும் இரண்டரைலட்சம்கட்டியிருக்க
@LOCKDOWNKAVITAMIL6 ай бұрын
5 வருடம் கட்டி இருந்தா=1050000கட்டி இருப்பேன் sis,அது மட்டுமில்லாம Loan Close ஆகி இருக்காது....வட்டி மேல வட்டி போட்டு இருப்பா௩்க மா....அதனால தான் ஒரேடியா கட்டி முடிச்சேன் மா..இப்ப மாதம் மாதம் Emi கட்ட வேண்டிய அவசியம் இல்லை...நிம்மதியா இருக்குமா...பணத்தை விட நிம்மதி தான் ஒரு மனிதனுக்கு தேவை மா...பணத்தை எப்ப வேண்டமானல் சம்பாதித்தடலா மா...God Bless U ma.
@durgadevikumar8516 ай бұрын
@@tharanis9705 total 750000 thana?
@vidyadhivyaraja58404 ай бұрын
6 latcham enna purpose ku vaangineenga?
@LOCKDOWNKAVITAMIL4 ай бұрын
@@vidyadhivyaraja5840 Medical emergency,heart attack,Marriage perpose ma
@SuryaPrakash-es7ou4 ай бұрын
Hii mam.. En appa sbi la personal loan potrunthanga mam, one and half year proper ah pay panitu vanthom but sudden ah en appa heart attack la eranthutanga..sbi branch manager ta inform panitu ethu insurance cover panirukangala ketten avunga athuku proper ah answer panama nenga fullatha katanu mattum solranga .. Seri ok..na loan ah monthly emi ah katama total ah pay panni close panren sonen.. Athuku same full amt katanu solranga .. Epdi mam intrst la koraiyim keta ila sir.. Fullatha pananu ilana court case nu poirum solranga.. Seri atleast time achu kudunga keta NEENGA 2 montha katala NP la poirum solli corner panranga.. Enaku ena panrathune therla... Enaku loan ah fulla la cancel pana vena naga vanguna kadantha so katikiro but emathurama correct ah pay pananu nenaikiren and intha situation la ethachu minimal help kedacha nalla irukum. Kindly need your support .
@LOCKDOWNKAVITAMIL4 ай бұрын
Sbi Coustomer care contact பண்ணு௩்க bro.முதல்ல அப்பா வா௩்கிய Loan ல Insurance இருக்கானு கேளு௩்க.நீ௩்க Advocate (வக்கீல்) ஒருத்தரை பாத்து உ௩்க problem பத்தி சொல்லி, Manager அ வக்கிலோடு பாத்து பேசினா Loan ஒரு Solution க்கு வரும் தம்பி.கவலை படாதீ௩்க.கடவுள் கைவிட மாட்டார்.God bless u pa.
@sugumarm29644 ай бұрын
Personal loan pay pannathiga unga appa odathu no problem
@DivinefeelwithGowri3 ай бұрын
@@SuryaPrakash-es7ou don't pay personal loan
@karpagama83125 ай бұрын
En husbandum loan emi correctah katama discontinue pannitanga mam ipa bankla poi vanguna loan amount vida adhigama soldranga enna pandradhu
@LOCKDOWNKAVITAMIL5 ай бұрын
Ur speak to manager directly, how to close pending amount ma.
@Mohankumar-u2rАй бұрын
Waiver vankuna cibil score kammi agum
@LOCKDOWNKAVITAMILАй бұрын
S sir.but know i m debt free.in future i didnot get any loan.god bless u sir.
@chandrasager17194 ай бұрын
ஹலோ மேடம் வேவர் என்ன மேடம் நீங்க எந்த பேங்க்ல லோன் எடுத்தீங்க
Starting la 23.5 interest rate ku loan vangirukinga sis Waiver ku apuram athu 10% interest ku change agiruku 🎉 Inemea kadan vangathinga sis
@LOCKDOWNKAVITAMIL6 ай бұрын
Ok ma.tq u .God Bless u.
@geethumesc4 ай бұрын
HOW GOT WAIVER PLS EXPLAIN
@LOCKDOWNKAVITAMIL4 ай бұрын
2019 Loan மா இது.முக்காவாசி amount கட்டன பிறகு கொடுத்தா௩்க மா.கோரான time ல Loan கட்ட முடியல மா...Bank இந்த Offer கொடுத்தா௩்க மா.God bless u ma.
@nickelsonselvaraj22424 ай бұрын
110+70=180 how 190????? 🤔🤔
@LOCKDOWNKAVITAMIL4 ай бұрын
Bro i already pined 120+70=190 this is correct bro.God bless u.
@ashokkumar75055 ай бұрын
Good explain 👌👌👌
@LOCKDOWNKAVITAMIL5 ай бұрын
Thank you bro.God bless u.
@ManiKandan-gf9kr3 ай бұрын
Super mind madam
@clasher89ps166 ай бұрын
👍
@rajalakshmi-ow2db4 ай бұрын
Mam wever apadna enna
@LOCKDOWNKAVITAMIL4 ай бұрын
offer madam.
@chickenheart61434 ай бұрын
24 % interest Rate யாரச்சும் loan வாங்குவாங்களா Bank ல காசு போட்டா bank அதிகபட்சம் 7.5 % வட்டி தரும்.
@sugumarm29644 ай бұрын
@@chickenheart6143 Nan vagunen 26% 7 months pay pannen ippa settlement keta kudukamatenu katha solluraga so emi pay pannama wait pannuren
@anandhaprakash55746 ай бұрын
U can't get any loans in the future.even education loan not possible.
@LOCKDOWNKAVITAMIL6 ай бұрын
S sir.நான் இந்த 6 lakhs Bank Loan கட்டி விட்டேன்...Loan கட்டாம ஓட வில்லை Ok sir.In future ல,Bank போடற வட்டிக்கு future ல Loan வா௩்க மாட்டேன்...அதற்கு ஏற்ப savings பண்ணுவேன் sir.
@saranyaeswaran27504 ай бұрын
Apram yen intha method suggest panreenga..ungala mari matha vanga loan vangama iruka mudiyuma@@LOCKDOWNKAVITAMIL
Once you got wavier like this from bank the update your cibil report as non wealthy person so further loans you can’t able to availe
@LOCKDOWNKAVITAMILАй бұрын
this is own experience bro.God bless u bro.
@vasansurya9242Ай бұрын
Helo sir...one doubt? Ipo 6 months 25k bal irukura loan ah ennala pay panna mudila...but avanga waiver tharranga...but ipothiku ennala adhuvum pay panna mudila...incase ennala pay pandra situation 1 or 2 months eh vandha na antha waiver amount matum katalama..or Bal irukura full ah amount katalama... Incase na full amount pay pannalum 6 months ah over due irunthukurum.. Adha vachu future le ennala loan eduka mudiyuma...ila waiver amount kattitu inime loan eduka venam nu deside pannalama sir?
@vaangamuyarchikalam5 ай бұрын
Sis நா personal loan 3 lakh வாங்கி இருக்கேன் last sep காட்டுறேன் monthly 11k ரொம்பவும் கஷ்டமாயிருக்கு 😢3 yrs டைம் short appadi கிளோஸ் பண்ணுறது ugalamathri ப்ளஸ் idea சொல்லுக sis அப்பா மெடிக்கல் issue so
@LOCKDOWNKAVITAMIL5 ай бұрын
Sis,Loan நான் கோரனாவுக்கு முன் 2019 வா௩்கினேன்,அதுமட்டுமில்லாமல் 6 Lakhs ல 5,.70வரை கட்டிய பிறகு தான் எனக்கு Waiver Bank rules படி கொடுத்தா௩்க,இன்னும் நீ௩்க நிரைய Amount கட்டினா தான் Loan close பண்ண முடியும்,Emi கட்ட பாரு௩்க sis.
@drnehrusaakraa93214 ай бұрын
@@vaangamuyarchikalam income expense record Maintain pannunga.. Kadan vangi emi kattathinga plz.
@sugumarm29644 ай бұрын
Don't pay emi amount ready atleast 50%of outstanding amount and then ask for settlement first they never accept u don't pay for 3 months they will give you settlement atlast
@SenthilNathan-fm9ez2 ай бұрын
Hi sis personal loan ipdi solve pannalama sister
@LOCKDOWNKAVITAMIL2 ай бұрын
Solve pannalam ma.
@samjerin23916 ай бұрын
people who do what is it may have many problems, but the lord will solve them all. psalm 34:19 (Sister put god first your prblm solve automatic) Amen❤
@LOCKDOWNKAVITAMIL6 ай бұрын
S sir. God done all thinks my life.God bless u sir.