Small Cap Fund Retarment ki Leye sahi hai kiya, Time 20 years hai
@UdaySaindane83Ай бұрын
NPS or Mutual Fund which is best for retirement for 20 years and SIP 21000 step up 10 %
@brajeshsingh2391Ай бұрын
from purely taxation angle NPS is far better as it is EEE. Plus low charges. At the end you get 60% of amount tax free. 40% you put in annuity to get pension. But if you get a good MF you can beat NPS ? Choice is yours. If I had to invest and I had the chance I would prefer NPS.
@jishnu18Ай бұрын
Nps is not good. It's not EEE as 40% of your investment is locked and it has to locked up with annuity plan. The monthly payout from annuity are taxableAnd the way it's progessing with new pension scheme most government money will now flow out of nps making it a less attractive avenue and govt will definitely add tax on the 60% also in next few years. The returns of nps is also much lower than a plain large cap fund.@@brajeshsingh2391
@vijayyadav4646Ай бұрын
नमस्ते जी हमने इस महीने से एसआईपी चालू किया है जो मेरा फंड का नाम इस तरह है (1) मोतीलाल मिड कॉप 2000 (2) मोतीलाल लार्ज एंड मिड कॉप 2000(३) एसबीआई स्मूल कॉप 2000 (४) एचडीएफसी फ्लैक्सी कॉप 2000 ,किया जो मने फंड लिया है ,उससे मेरा गोल 15 साल में 5000000 है ,किया पूरा हो सकता हैं , या मेरे फंड में कोई चेंजेस करनी कि जरुरत है ,