Everything About HDFC Credila Education Loans for Abroad: Interest Rates & Application Process

[@Good_vibesShorts]

How much time does it take for disbursement?

[@amansaigal8353]

Hey , I heard they can increase and decrease interest rates as and when they like , what is the maximum amount of interest rate they can increase it to , government or rbi set limit ?

[@GyanDhan]

It usually fluctuates around 0.5%

[@AnmolSharma07]

Hi.. 12 %Interest rate is per month or per annum

[@GyanDhan]

Hi Anmol , Some similar queries have already been answered on GD Connect, you can refer to the link given below and our dedicated loan counselors will get in touch with you in just a matter of hours. discussions.gyandhan.com/ Regards, Team Gyandhan

[@sciencevigayanenglishgayan7724]

Hello sir If there is 15 Lakh amount of loan is sectioned from bank ,,,and study period is 1 year ,,,then what will be the total amount of repayment????

[@rounakgupta6908]

Hii, I am also looking for an education loan of 20 lakhs for my bachelors. Only ICICI Bank and HDFC Credila has started my loan application. I was informed from we makes scholars that HDFC Credila has few critical issues. 1) Credila actually charges compound interest but their reps tell it as simple interest. 2) while processing the loan, HDFC Credila tells you a particular interest rate and after you receive the loan they will increase the interest rate.

[@GyanDhan]

HDFC Credila is one of the top NBFCs in india. Interest rates in NBFCs can change over time but in our experience, HDFC has quite a good record so far.

[@shivamgohel6184]

Great information. THANK YOU👍👍👍👍

[@98952016]

Already applied student loan thrugh Creila for student loan...along with other documents..they are asking for checque of bank account for ifsc and micrproof..is that is accepted..please reply

[@gurveersingh9015]

if co applicant is govt pensioner but does not fill ITR, will it work?

[@GyanDhan]

It is only possible in USA cases. You can get in touch with our team to know more.

[@mohammedkhasim8224]

Do the value of assets(properties) we have and the amount of loan we take should be equal or near to it?

[@goldywalia1131]

Anyone ....plz tell...hdfc credila da punjab vich office kithe hai asi kis terh cont. Karsakde hai

[@GyanDhan]

Hi, aap GyanDhan ko contact kar sakte hain agar aapko loan chahiye. Hum aapse koi paisa charge nahi karte hain. HDFC credila humara partner hai.

[@Martin__2412]

Hlo sir they are asking to pay processing fee online and after that they will start my further process is it ryt method to pay online processing fee pls explain.

[@praveensurathu9926]

I got an admit from Arizona State Univrsity. For i20, ASU is asking for financial proof. So, can I get i20 by showing loan sanctioned letter from HDFC?

[@GyanDhan]

Yes! The sanction letter will work as a proof of funds. Hope this helps!

[@satinderchaudhary]

Is gic also covered in loan by hdfc credila.

[@GyanDhan]

Yes it can be included. Check Loan eligibility here: bit.ly/2zmJbYc

[@theviralboytvb]

if I'm paying with partial interest, How is interest calculated on education loan during moratorium period? Is this true that from 1st July 2023 policy is changed and CREDILA now charges compound on remaining amount?

[@GyanDhan]

Hello! Thank you for reaching out to GyanDhan. In case you are paying partial interest, the remaining interest will be added in the principal amount. Thus, the compound interest is charged on the principal amount and remaining simple interest as well. Hope this helps!

[@dhaval944]

Hello sir....in non collateral loan the EMI nd and also interested in repayment can start after the studies in abroad?

[@GyanDhan]

No. The interest rate has to be paid during the study period as well.

[@dusamanoj8961]

Can we make a pre closure for the HDFC credilia education loan just after taking the loan after 6 months...

[@pratikramteke896]

Sir. I don't have any collateral and my dad don't live with us. In my family have mom and sister. So I'm trying Australia for higher study in master of accounting. So can i take loan from hdfc credila? Also tell me about Co applicant. Thank you

[@GyanDhan]

Check your education loan eligibility- bit.ly/2TBjVYI

[@chetnapal13]

Hey...can I get your insta I'd.. Like the same matter is mine I just wanaa talk to you...I have also applied for Australia we aslo don't have any collateral please

[@vivekhosamani7265]

Is HDFC credila sanction letter valid for UK student visa or disbursement should be taken and kept in bank for 28 days?

[@GyanDhan]

Disbursement should be taken and kept in bank for 28 days (should not be more than 31 days)

[@warfire2299]

Hey bro I'm also planning to apply for loan from hdfc bank for uk. How's your process with them and how much amount did you apply for . I'm planning to apply for about 30lakhs 🤔 what about you bro. I think only loan sanction letter is enough for visa bro

[@riyamishra8739]

Hello sir, How much time does it take for loan sanction and disbursmemt after the call from the credit team?

[@GyanDhan]

Hello RIya, It usually takes a week to get the process done.

[@himadashdm]

Hlo sir, will I get collateral education loan for bachelors program in the uk from HDFC without margin amount. The property value here is comparatively low, will I get more than that amount

[@GyanDhan]

Check Loan eligibility here: bit.ly/2zmJbYc

[@ved3703]

Is IT return compulsory for education loan

[@GyanDhan]

Hello Ved, You won't need an ITR if you have collateral to pledge against the loan. IT return is compulsory for a non-collateral loan where you have a co-applicant.

[@AyushJain-ou9rf]

GyanDhan has been very helpful in my education loan. Thanks keep making such videos.

[@snehasnair1959]

Which loan with collateral or without collateral?Can u plz tell because i also want education loan from HDFC without collateral

[@MrSatz99]

​@@snehasnair1959 did u get the Loan?

[@arnabdas1994]

Would the partial interest amount paid during the course be adjusted with the emi? Or this would be extra?

[@GyanDhan]

It's an "interest amount" so would not be adjusted in the Principal

[@co-designer7554]

What you mean by the tax benefits sir

[@GyanDhan]

Under section 80 (E) you'll enjoy certain tax benefits which will reduce your overall rate of interest. Read more here- www.gyandhan.com/blogs/section-80e-educational-loans

[@junaidbaba3925]

Hello sir my loan has been sanctioned in HDfc credila. The interest rate is 11.5% and monthly emi is 5k... is video kyc mandatory or not my agent told me that u can ignore video kyc. Or is it safe to take a loan from Hdfc credila.. my processing fee is 22k i have not submitted yet. Plx help

[@GyanDhan]

Hi, Junaid Thanks for getting in touch! HDFC Credila is one of GyanDhan's partners which assists students in availing the best and low-cost education loans as per evaluating the case profile for studying abroad in the most manageable way possible. However the KYC process must be completed during the verification phase before you may pay the processing fees. Hope this helps!

[@jasminekaur7952]

hey if the co-applicant cannot fill ITR from the beginning and not with the tax issues how to get loan???

[@GyanDhan]

Hello, ITR is necessary regardless if co-applicant is employed or self-employed.

[@sharmishtans5660]

Hello sir, Is third party collateral acceptable in HDFC for education loan abroad?

[@GyanDhan]

Hi, yes the third party collateral is acceptable in HDFC for abroad education loan.

[@canadianfreak8410]

I want loan to cover my living expenses i.e GIC In canada and the cost is about 6.5lakh . Can i get loan without collateral if yes what is interest rate and how many days it will take??

[@GyanDhan]

Hi! Sorry to inform you that the minimum loan amount should be 7.5 Lakhs to get the loan.

[@canadianfreak8410]

@@GyanDhan how much amount can i get without collateral

[@yuvrajjadhav6311]

Yes you can get without collateral & rate of interest will be 11to11.75 as of now it can be change with time

[@canadianfreak8410]

@@yuvrajjadhav6311 where i can contact you

[@mansiacharya7860]

Hello, If I have applied at HDFC credila for secured education loan but my co-applicant's profile is not strong enough. Will that be waived off considering I am providing a collateral and a good credit score of mine???

[@GyanDhan]

Hi Mansi, if you are able to provide collateral then it can be worked around. Please provide your contact info on [e-mail].

[@SANDEEPREDDY-s5i]

Hello mansi archarya i have small doubt did you got your Education loan with onlh collateral? Please help me in this

[@SunilKumar-wy1me]

Thankyou very much sir very helpful lone

[@abhishekmalik965]

Hi, what if visa got rejected? Do we need to repay the amount which we took or some extra money as well?

[@GyanDhan]

Hey, Abhishek Thanks for reaching out to us! Yes, you need to repay the amount borrowed even after the visa got rejected. Hope this helps!

[@savithas9677]

I got offer for Masters in UK. I got education loan from HDFC credila. Can I use sanction letter for visa processing?

[@GyanDhan]

Hello Savitha, Yes, you can use your sanction letter for visa processing.

[@savithas9677]

@@GyanDhan if i disburse the amount before visa application do i need only sanction letter or need to show fund for 28 days?

[@GyanDhan]

@@savithas9677, For a UK visa you'll have to show funds for 28 days.

[@cherukurichaitanya5546]

Hii, my University have sent a verification mail to HDFC credila will they give reply?

[@aswathyasokan8885]

Sir, I have a co applicant. But he already has a loan of 30 lakhs from SBI. He is an NRI, and has a monthly salary of 250000. Will there be any problem?

[@GyanDhan]

Hey Aswathy, No, there won't be an issue. your co-applicant will have to transfer his current loan from SBI to the bank you take your education loan from. You can mail us your details at [e-mail] or check your loan eligibility on the link below - bit.ly/2zmJbYc

[@vimalvinodv.k.2909]

Is 4 wheeler access a mandatory for property?

[@emrozahmed]

How much ITR per year should We consider for 20L unsecured education loan ?

[@nazimahafeji413]

Hello sir, if my father is a farmer so he doesn't have Income Tax return, in that case I can get an education loan or not? Please reply!!

[@GyanDhan]

Hello Nazima, thank you for reaching out to Gyandhan. You may get an education loan if you can arrange form J of your father or Agriculture Income Certificate. Regards Team GyanDhan

[@PoisonGaming1008]

How much family income is mandatory for education loan of 16 lac.??

[@GyanDhan]

You will have to put someone as coapplicant with salary more than 40k per month

[@PoisonGaming1008]

@@GyanDhan sir I have one question for you if we have 40k salaried person in our home than why we take loan?? It mean it's not for middle class family..

[@adnandcet6755]

Sir there will be any problem if we change university after we have taken education loan ??

[@GyanDhan]

Hey, Adnan Thanks for getting in touch with us. We would like to let you know that if you change your university after your education loan is sanctioned, In that case, it is mandatory to submit a new offer letter in order to get your education loan re-sanctioned from the particular lender. Thanks and Regards Team GyanDhan

[@AbhishekRaj-ov5of]

Without ITR loan milega? Agar income certificate hai?

[@GyanDhan]

ITR is must for unsecured loans.

[@praneethpaul99]

Can i get the money before visa? So that i can use for visa process?

[@GyanDhan]

Yes you can get pre-visa disbursal. Check your education loan eligibility- bit.ly/2TBjVYI

[@akashkumar-ni9ec]

Nobody tells u that the interest accrued during moratorium period will be added to the principal as the total loan amount upon which ur interest and emis will be calculated post moratorium period. I think this leads to compound interest

[@GyanDhan]

You have to pay interest rate during your studies.

[@inshiyamansuri7600]

Have u gone through the process I would like to know the details please asap I m about to take loan from credila

[@Anonymous-pt7el]

@akash Kumar...is this only for HDFC credila or all banks...?

[@akashkumar-ni9ec]

@@Anonymous-pt7el most of them

[@MrSatz99]

Ekdum barobar

[@824harshitgupta6]

Hello sir! I have completed my 12th in 2021 and got 92.2% and given IELTS in which i got 7.5 bands overall. Can i get an education loan sanctioned for USA?

[@GyanDhan]

Hi Harshit! Thank you for reaching out to GyanDhan. You can get your free, personalised assessment by checking out our loan eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team GyanDhan

[@sanjana9825]

Hello Sir! Your video was very informative. I have one question sir, does the education loan provide the show money for the blocked account as well?

[@GyanDhan]

Yes, it does.

[@sanjana9825]

@@GyanDhan Thank you so much for the response sir😇

[@Jassishamgarh0001]

Sir apka koi branch haryana ma nhi ha karnal ka near plz btana sir

[@GyanDhan]

Hi Jasmeet, We don't have any physical branch there but our services are available all across the country

[@kalpeshparekh1796]

What will be the moratorium periods if I choose 2 years diploma or 4 yrs bachelor course after 12th??? With collateral or without...

[@GyanDhan]

Course duration + 6 months

[@kalpeshparekh1796]

@@GyanDhan Thank you so much

[@lenshoodinfo6193]

Did they provide loan for diploma after 12

[@The-Advisor]

is insurance agreement mandatory to get hdfc disbursement ?

[@sandhrathomas4886]

Hi, my co applicant is not enough strong... So, can i proceed with collateral??

[@GyanDhan]

Yes. In fact loans with collateral offer many more benefits than other loan options. Apply via GyanDhan to get all the benefits at one place and interest rate starting as low as 7.65%

[@AKASHKUMAR-oz6rm]

Personal loan lene ke 4~5 month baad hi total payment karke loan close kar diya to CIBIL score pe koi bad impact aayega kya.?? Please suggest me

[@GyanDhan]

You have paid your dues. It will be good only. No bad impact will be there.

[@AKASHKUMAR-oz6rm]

@@GyanDhan ok. Thanks for suggestion.

[@ankitdhanda5596]

Cancelled cheque of co-applicant also required?

[@GyanDhan]

Hi Ankit! Yes it is required for KYC purposes.

[@BLADE_PLASMA]

*Will they give me loan if my university doesn't have any tution FEE?*

[@kaminipatel3657]

Kay hdfc bank bachelors ke liye lona dete hi

[@veenashetty6824]

Hdfc credila finance pvt Ltd same hai na esme education loan le sakte hai na sir

[@GyanDhan]

Yes

[@nursinglife1301]

Mujhe general medicine (MBBS) kerna h Russia se kya loan milne ke chances h???

[@nursinglife1301]

Plz reply asap

[@dalerpandher5511]

Sir loan interest is monthly or annually?

[@GyanDhan]

Interest rate is annual.

[@hemant_sehgal]

Hi sir today I got the sms from HDFC credila congratulating me as my loan has been sanctioned but they asked to pay 44250rs through a link. I have to pay this amount before my loan gets disbursed ?

[@satishchandra1904]

Hello bro what happened did you pay the amount? I also have received the sanction letter but they are asking me to pay the amount

[@ashwindersingh678]

​@satishchandra1904 how long do they take to sanction loan?

[@ashwindersingh678]

​@@satishchandra1904time taken by them to issue sanction offer letter ?

[@satishchandra1904]

@@ashwindersingh678 they will give the sanction letter 1 day after paying originating fee They will disburse the amount within 1 week after sending the signed documents by post

[@saitejanambi]

There is low cibil score for applicant,will this be an impact on getting education loan

[@GyanDhan]

Hey Vivek. We appreciate you getting in touch. The Cibil score acts as a catalyst in the loan approval procedure. However, it is not the sole criterion for obtaining an education loan. Other qualifying requirements, like academic scores, collateral worth, co-applicant's income, etc. also play a vital part in getting an education loan. However, applying for an education loan becomes difficult if you have a low Cibil score; for more information on how to raise your Cibil score, please check out the blog listed below. www.gyandhan.com/blogs/education-loan--abroad-CIBIL-score But before you begin with our personalized and free education loan counselling services, please confirm your loan eligibility by clicking the link provided below. bit.ly/2TBjVYI

[@sathiyanarayanan9841]

Sir, can i get educational loan for studying mbbs in phillipines sir ? Without collateral

[@GyanDhan]

Hi Sathiya. I'm sorry to inform you that a loan without collateral is not possible through any lender for MBBS course in Philippines.

[@sathiyanarayanan9841]

Tqsm for your info sir

[@rukhsarm.5233]

Sir, How to apply education loan with gyandhan?

[@GyanDhan]

Please Check your education loan eligibility- bit.ly/2TBjVYI If you are eligible, our counselor will call you and assist you with the process

[@229henilpatel7]

My father is farmer and we don't pay income tax even we don't have any salarised account so we r thinking to take a loan from our relative who has home which costs approx 40 to 45 lacks .. so the loan will be approved or not ? Please tell me as soon as possible because I'm in trouble and don't have enough time .

[@GyanDhan]

Hey, yes it is possible to get an education loan however the pledged collateral’s documents should be completed.Therefore you can mail us your details at [e-mail].

[@rakhichauhan1969]

Hlo sir can a relative is consider as co applicant??

[@GyanDhan]

Hello Rakhi Thank you so much for contacting us! Yes, an offered co-applicant refers to someone who is in our blood relation. However co-applicants can be further bifurcated into two major categories i.e the primary co-applicant and the financial co-applicant, Now the question arises who can be the financial co-applicant? The financial co-applicant can be either our immediate family members such as father, mother, brother or in some cases distant family members of relatives. such as uncle, aunt, cousins etc as per the lender’s eligibility criteria. In order to gain a detailed overview of the types of co-applicants kindly check out our Instagram post regarding the same through tapping the link mentioned below . instagram.com/p/CjX87z-PEXN/?igshid=MzVlODdmYjc= Hope this helps !

[@jaydipsinhraj]

They said if you r undergraduates property requirements is that true ? Sir

[@GyanDhan]

Hello, Jaydip Thanks for getting in touch. We would like to let you know that yes in order to avail an abroad education loan for an undergraduate course it is mandatory to pledge collateral. We hope you understand. Thanks & Regards Team GyanDhan

[@gvani2201]

If we take education loan when we have to repay interest after completing study period

[@GyanDhan]

Hello Thank you so much for reaching out to us . We would like to inform you that the repayment process varies from one lender to another depending on case profile. Therefore we would request you to kindly assess your loan eligibility through tapping the link below . www.gyandhan.com/loaneligs

[@mercyfamila6931]

Sir, I got offer letter from UK for Masters, we have taken housing loan from SBI already, can I show the same property for collateral loan or whether I can get non collateral loan without any property.

[@GyanDhan]

You can Check your education loan eligibility here- bit.ly/2TBjVYI

[@lakshaysehwag1486]

Bro the best college for computer science is Seneca

[@techvishal5111]

mila

[@crazycollections2892]

Sir, what If I wanted to change my mind of joining the University and want to go for other university after sanctioning the loan ?

[@GyanDhan]

Hello, then your loan eligibility will be checked again. It might be possible.

[@sagarbadiger7169]

sir what is procedure to apply Education loan in HDFC But u gave a link to apply for educational in that Our INDIA is not vissible or not there

[@GyanDhan]

I request you to get in touch with GyanDhan to apply for a loan at HDFC Credila. Our response and approval rate is much faster.

[@ashishunique7950]

But sir, how to get non collateral loans for engineering in US? We are ready to pay more interest but seems there is no chance to get non collateral loan for undergraduation. Can you please help

[@GyanDhan]

For undergraduate courses unsecured loans aren't possible for the required amount

[@Anonymous-pt7el]

@@GyanDhan hi ..why is non-collateral loan not possible for undergrad but possible for post-grad from credilla..?...is it bcoz they believe after post-grad , a student will have higher chance of getting more salary and after post-grad a student is more mature...or is there any other reason..?

[@akashchitkoti7957]

Hi I was planning to go canada for my Bachelor's in sept 2021 I need 20-25 lac!? Can I get it by them

[@poulomikar8817]

Me too

[@hariharsha8084]

Where r u from

[@Preetibrj]

I have done my graduation with arts stream now..I want to do MBA in project management from canada so is that possible????

[@divyabhardwaj921]

Is it compulsory to do degree in Canada if want to get loan ? Can diploma based get loan without collateral

[@GyanDhan]

You can get a loan for diploma course too

[@emrozahmed]

@@GyanDhan sir do they give loan without collateral on ug diplomas too or this is for only pg diploma .

[@rayshaikh]

If I am living on rented house and even the Co-applicant is on rented house, will I still get loan?

[@GyanDhan]

Hi Rahila! Thank you for reaching out to GyanDhan. You can get your free, personalised assessment by checking out our eligibility tool below: bit.ly/2zmJbYc. Looking forward to hearing from you. Warm Regards, Team Gyan Dhan

[@mdabdulazeez9033]

Without ITRs? There is no educational loan?

[@GyanDhan]

Yes. ITR is mandatory

[@menaka.k1964]

Hello sir, is it safe to take a loan in hdfc credila? I am planning to take a masters in abroad. Can i get a loan without collateral. And one question, is the interest is calculated monthly or yearly?

[@GyanDhan]

Hello Menaka Thanks for getting in touch with us! GyanDhan has partnered up with HDFC Credila Financial Services which is highly trustworthy and provides the maximum loan amount of up to 60 lakhs without collateral, However, in that case, a co-applicant either salaried or self-employed is required. Moreover, the Rate of Interest is calculated every year and the Partial Simple Interest option is also available during the study. Hope this helps!

[@maninder4265]

Is it mandatory to have account in hdfc bank for this loan ?? Can you guide me ! Because i have account in sbi

[@GyanDhan]

No. It is not necessary to have an account in HDFC.

[@tmkaoc6100]

Is it possible without itr or income proof

[@GyanDhan]

No. Income proof is necessary

[@Allaboutcarx]

Sir 10 lakhs ke loan ke liya salary kitni honi chaiyhe plz battodo

[@GyanDhan]

Equal to or more than 30k per month

[@Allaboutcarx]

@@GyanDhan unsecured loan from hdfc credilia

[@aryabajpai2401]

Can I get education loan from HDFC without entrance exam for private institutions

[@GyanDhan]

Hi, you can check your loan eligibility here bit.ly/2zmJbYc Regards, Team GyanDhan

[@UltimateResult100]

Hi sir! Currently I'm working in IT company, I'm planning to do my MBA in Canada and do I get educational loan? If I get what would be the process? And I have no support from parents income.

[@GyanDhan]

Do you have any collateral that can be pledged as a security?

[@dr.afreenkhan6103]

@@GyanDhan i need loan for my masters in canada without collateral

[@UltimateResult100]

@@GyanDhan no sir...

[@UltimateResult100]

@@GyanDhan and my father don't have any income.. I'm am the elder daughter of my family and my family is dependent on me.. no collateral and planning to abroad studies in UK or US.. please sir suggest me any way.. literally I'm trying for loan sinc from 2 months. I'm unable to see any positive way..

[@abhishekkshiirsagar8151]

@@UltimateResult100 then theres no otehr way work hard gain some capital nd then when u have enough moeny go get ur degree

[@jananik6553]

I did Duolingo exam for entrance is it okay for loan sir ?!

[@GyanDhan]

Hi, Janani We would like to inform you that yes if you have appeared for the Duolingo exam it is relatively possible to apply for an education loan, However, please note that it is not the only criteria for the loan application as it also depends on various parameters like academic scores, target college, Target course and country, Coapplicant's income, a credit score of both applicant and co-applicant, etc. Hope this helps!

[@maulik_molu6111]

Sir I had applied for the loan but now its going on loan hold. So the men from the bank say that you have to show property... Now what can i do in this case plzz sir

[@seemasuvarna424]

Sir please do video related what will be the rejection reason for the loan, while applying for study in Uk

[@GyanDhan]

Hello, there exists various reasons which leads to a loan rejection such as inadequate income of the co-applicant, High rate of obligation on the co-applicant, Insufficient credit score of either the co-applicant or the applicant and many more.

[@sidaksingh4394]

Hello sir ,I just wanted to know that actually I have a sibling and we both are twins so we both want a education loan can it be possible for both to get non collateral education loan ,and is it possible toh get a loan of 20 lakh each if only one parent is earning . Your reply would be a great help .

[@GyanDhan]

Hi Sidak! Yes you both can get the loan. But the loan amount you'll be eligible for will depend on your parent's (co-applicant) income.

[@GyanDhan]

Check Loan eligibility here: bit.ly/2zmJbYc

[@shanijkp4831]

Sir i hav completed m bsc mlt ang nw i got the offer letter for diploma in chemical technician . So am I eligible for non collateral loan?

[@shanijkp4831]

I meant diploma crse from canada

[@sanmukhsidhu3189]

Is a student going to the USA for his/her undergrad studies is illegible?

[@GyanDhan]

Yes. Please Check your education loan eligibility here- bit.ly/2TBjVYI

[@arpandas2876]

if there is no salaried person in my family ,can i get the loan with the help of showing the of Collateral of same amount ?

[@GyanDhan]

You can apply for an abroad education loan with collateral. Collateral based loans are best as compared to other loan options. Please check your eligibility here: bit.ly/2zmJbYc

[@Chiraag.]

Hello sir .. my father is the government job emloy in railway i want to get the education loan for the higher studies in canada after the 12 and he filed ITR can u please help me regarding it…

[@GyanDhan]

Hello Chirag, Yes, you can get an education loan for higher studies in Canada. Please Check your Loan eligibility here: bit.ly/2zmJbYc Once eligible our counselor will contact you for further discussion.

[@chetnapal13]

Gud afternoon sir...I just wanaa ask .I have received my offer letter from Australia from excelsia college...for bachelor of early childhood education course for 4 years....but we don't have enough funds..we don't have any collateral..as well as my father income is also very low... would you please suggest will I get a loan?? ..or is there any any other way to get funds . sir please my course is starting from 23 July please help me out ..🙏🙏

[@GyanDhan]

Sorry Chetna, the loan would not be possible.

[@chetnapal13]

@@GyanDhan okiee sir🙏🙂

[@chetnapal13]

@@GyanDhan is there any other way????? please

[@GyanDhan]

@@chetnapal13 You can apply for a scholarship

[@chetnapal13]

@@GyanDhan sir what's the procedure for that?? Like idk anything about scholarship... how we can get or what all is required.. and this scholarship is from Australian University???.. Looking forward to hear back from you thanks ❤️

[@helloishita]

Can we get loan on gpa property.

[@GyanDhan]

Hey, Ishita Thank you so much for contacting us. We would like to inform you that the pledged collateral i.e the land should be registered through the concerned authorities in order to ensure the legal ownership of the offered collateral. However offered collateral should not be holding the title of General Power of Attorney. Hoping to hear from you soon.

[@ashmaywagh]

it's compalory if i want to take loans from hdfc bank. Hvea current ac on this bank.becs already have another ac.

[@GyanDhan]

No it's not necessary

[@namratha3676]

Does this apply to undergraduate too??

[@GyanDhan]

Please Check your education loan eligibility here: bit.ly/2TBjVYI

[@Jerryricherr]

Sir i took a loan from hdfc credilla, i disbursed the entire amount to my mother's account and about to pay the university deposit... Do i need to show the funds for 28 consecutive days before applying for UK student visa.?

[@GyanDhan]

Hello Jerin, Yes, you must.

[@mehnat9475]

What happen in case of non repayment of loan

[@GyanDhan]

Hello, the non repayment of loan can lead to a setback in your credit score affecting your ability to obtain credit in the future .

[@ritikagupta8]

Sir, Could you please help me for my education loan against agriculture land as collateral....?

[@GyanDhan]

Hi, Unfortunately agriculture land is not accepted by lenders as a collateral

[@chandramoulisangeetham7416]

What if co applicant was a farmer and he don't have ITR is there any other alternatives..?

[@GyanDhan]

Please mail us your contact details at [e-mail]. Our counsellor will try to understand the details and will solve your query.

[@User-k1r6g]

Thank You So Much Sir, For this Great Info❤❤😍😍

[@vignanreddy4078]

can i get an education loan in india if i already have an existing personal loan?

[@GyanDhan]

Yes, you can.Check your loan eligibility here: bit.ly/2zmJbYc

[@akashvm3569]

Hi sir, my name is Akash. I have contacted credala for education loan to study in uk. They said they can provide collateral loan because i have collateral security . But when i searched the safety of taking loan from them. The reviews are so bad. That they will loot high interest. That's why wemakescholars like platforms blacklisted hdfc credala. Will you even prefer to take loan from them.

[@GyanDhan]

Credila is a trusted lender as HDFC will never risk its brand name. And if you have collateral you can apply from public sector banks too. Check your education loan eligibility- bit.ly/2TBjVYI

[@arshdeepjoshi2305]

Is hdfc credilla accept agriculture land for education loan

[@GyanDhan]

Agriculture land cannot be put as a collateral, however, you can apply for a loan without collateral from HDFC Credila

[@anjalipatil7427]

Can I get non collateral loan for the fitness and health promotion course?

[@anjalipatil7427]

Is the course an issue for processing the loan?

[@GyanDhan]

Hi Anjali, The course can be an issue as banks are usually keen to give loans for traditional courses.

[@shashankkumar7274]

Taking admission in MBBS...from NSMU arkhanglesk Russia and need 18-19 lakh ..am I eligible

[@GyanDhan]

Hi, unfortunately we don’t offer this amount for MBBS in Russia as of now

[@narayana950]

@@GyanDhan mbbs in kazakhstan,, Kyrgyzstan, 10 lacks to 20 lacks

[@gopikaas7553]

Hi sir, i had completed my ug. And planned to go to canada for my higher studies. Can i get education loan?

[@GyanDhan]

Please Check your education loan eligibility here- bit.ly/2TBjVYI

[@shwetamathur5322]

Hii sir, As I want to take an international student loan so I checked my eligibility on the website you have given but it didn't showed any school of Delhi university. My profile is that my co applicant is my father and we do have property but we live in north west delhi and banks are denying to give loans on our property. And about salary that he is self employed and there's no particular amount of income monthly so pls consider my case and tell me if there's any way I can get a loan.

[@GyanDhan]

Please mail us your contact details at [e-mail]. Our loan counsellor will be in touch with you

[@simhadripothabattula1647]

B

[@videosforyou9715]

laon is only for b degree or master degre from uni ? Or also for diploma from colloge in canada and offer letter is compulsary ?

[@GyanDhan]

Yes loan is for masters and PG diploma. Not for Bachelors. Offer letter is not mandatory for all lenders

[@muskanarora2435]

@@GyanDhan hello sir! I have completed my 12th in 2021 with 92% marks in medical stream and I have 7.5 bands in Ielts test ….. can I get no collateral loan for bachelors degree in Canada or Australia …. My mother and brother both are employed with a monthly salary of rs 10000 and 18000 per month respectively…. Plz assist me in it if I can get the loan for my bachelors degree or not!

[@GyanDhan]

@@muskanarora2435 Yes you get your loan. To proceed, please click on the link below to know your lender and interest rate. Check Loan eligibility here: bit.ly/2zmJbYc

[@GyanDhan]

@@muskanarora2435 Yes you can get your education loan. To proceed, please click on the link below to know your lender and interest rate. Check Loan eligibility here: bit.ly/2zmJbYc

[@Mehhhh227]

​@@GyanDhany not for bachelors