HDFC Credila Education Loan for Abroad Studies

[@JyotiKapur-p1k]

HDFC credilla has been non responsive since Feb 2023. I have been following up but absolutely have been kept in limbo. I wish I had gone to them through we make scholars.

[@WeMakeScholars]

Hi Jyoti! You may connect with our Financial Officer and convey the same, we can look into the matter and try to get you an education loan for your studies abroad. We can also help you check your eligibility with 14+ Public and private banks with just a single callback request. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@manus6112]

I was granted the loan for a ROI of 11.75 and after 1.5 years it's now 13.25. The ROI has increased from 11.75 to 13.25 since its a floating interst rate, they just increase the ROI based on CBLR which they decide to do, we can't question them. SO don't fall for the intinal interst rate

[@WeMakeScholars]

Hi Manu! That is why you should process your education loan with WeMakeScholars, we provide post sanction support to our students so they can be safe from such tricks of Banks.

[@Abhishek-fe3zs]

Which university?

[@aash6013]

​@@WeMakeScholarsur team is non responding

[@Martin__2412]

Hlo apne processing feee kaise pay kra tha online ya offline bta skte ho plssss. It will help me alot.

[@7blackdogs]

​@@WeMakeScholarswant a loan for 25 lakhs for mbbs in Crimea federal medical University what the procedure

[@sagarchawla1688]

The current repo rate is 6.25%. I have applied through wemakescholars in HDFC credit for a loan of 25 Lakhs. Getting an interest rate of 12.25% which is very high. There is no problem with my profile and my University is also a top-ranked university but still no drop in the interest rate as you said in the video.

[@WeMakeScholars]

Hi Sagar, The interest rate determined by banks is mainly dependent on the profile of the student. Many factors such as Country, Income of the co-applicant, academic profile etc.. We can see you’ve opted for a Non-US country where the deal that you’ve received from an NBFC is the best deal possible. If you need any further guidance or clarification , revert to your financial officer.

[@KaranSingh-hl8hq]

In which country have applied?... I have also applied through this and I got 12.25% I.R

[@dilpreetsingh6497]

Can u tell me how much you have to pay in the end for 25 lacs

[@rithikarithu2790]

As you said in other nbfcs you can add far relatives as financial Co-applicants , what are other nbfcs that accept far relatives?

[@WeMakeScholars]

Hi Rithika! Please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you about the NBFCs options which accept far relatives as Financial co-applicants. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suited to your profile.

[@rohitmandloi6763]

Hell mem can i get loan for Kazakhstan (mbbs)

[@WeMakeScholars]

Hello Rohit, It is difficult to get an education loan for Kazakhstan. We suggest you take a secured education loan and our team can try to help you with the process. We are partnered with 15+ banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@RomaChauhan]

Which one to choose between icici and hdfc for unsecured loan?

[@WeMakeScholars]

Hi, there isn't the best lender in the market. The choice depends on your individual profile and needs. We suggest checking your eligibility with our Financial Officer. They will assess your profile and connect you with 14 leading lenders in India. This way, you can secure the most suitable deal based on your profile. Simply request a call back at: bit.ly/48cTdcR. Our team will promptly reach out and provide the expert loan assistance you need. Best of luck! :)

[@prernadevika9865]

I don’t have any collateral or liquid cash. Would i be able to get the loan upto 30 lakhs?

[@WeMakeScholars]

Hi Prerna! Getting an unsecured education loan for your higher studies is possible. But it depends on multiple factors such as the applicant's past academics, co-applicants income profile, University, CIBIL score etc. You will also be required to pay full / partial simple interest during the moratorium period ( Course duration + 6 months ) Kindly get in touch with our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders, so you can get an education loan that best suits your profile with the lowest interest rate in the market.

[@hkjg6972]

is it possible to use the collateral liquid funds after the loan is sanctioned? or they get freezed?

[@WeMakeScholars]

Hello Gupta, we did not understand your question. Please explain it again so we can give you can answer. Or you can contact our loan experts to get your doubts cleared. Here is the link to connect with us: bit.ly/48cTdcR

[@akansshhaa_01]

HDFC Credila would disburse the amount before my visa, bcz they had sanctioned my loan but I'm looking tht they will disburse the amount so tht i can pay the tuition fee????

[@WeMakeScholars]

Hi Akansha! HDFC Credila will give you pre visa disbursement to pay the tuition fees of your university. If your loan was sanctioned through WeMakeScholars, feel free to contact your Financial Officer.

[@mohitrawal7247]

How soon can I repay the loan? Can I repay it after 6 months including whatever applicable interest amount?

[@WeMakeScholars]

Hi Mohit, You can repay the entire loan amount only after the moratorium period which is usually course duration + 6 months. I hope you’ve understood. To learn how to effectively repay your loan amount, please request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly and provide the necessary assistance in your education loan process.

[@ot7army45]

Under New Tax Regime, can we get tax deduction for interest paying to HDFC Credilla? Is HDFC Credilla eligible for tax deduction interest?

[@WeMakeScholars]

Hey! If you’re taking a loan from Credila, you can claim the interest paid as part of your usual interest tax exemption up to 1.5 lacs per annum. Kindly talk to your CA for on-ground support. Need assistance in your education loan process? Feel free to speak with our team as they’ll suggest you the best loan deal, matching your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.

[@samridhsingh1602]

Hi, Planning to take education Loan but not sure about a lender, Is Tata capital's Sanction letter is accepted by the embassy. I'm Going for MBA from University of Greenwich London

[@WeMakeScholars]

Hi Samridh, Education loan sanctions from an NBFC are not accepted by the UKVI. We would advise you to contact our team so that we can assist you with the matter. You can speak with your financial officer for further guidance. Our team will analyze your profile and help you further. You can request a callback using this link: bit.ly/48cTdcR or call 9889882090 and a dedicated financial officer will contact you shortly.

[@vedantkulkarni8549]

Does the new zealand embassy accept unsecured loans from NBFC's?

[@WeMakeScholars]

Hey! Unfortunately they do not accept unsecured loans from NBFC's but WeMakeScholars can assist you in getting education loans our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR

[@izuku4380]

Mam is there any platform for unsecured loan for bachelors??

[@WeMakeScholars]

Hello, It is difficult to get an unsecured education loan for a bachelors. We suggest you to take a secured education loan and our team will assist you throughout the education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@jeswanthariga1703]

Mam will they provide money for flight tickets and for shopping

[@WeMakeScholars]

Hi Jeshwanth, The bank will reimburse you for your flight expenses and other miscellaneous expenses. However, non-educational expenses will not be paid. To learn more, speak with your financial officer. Our team will evaluate your eligibility with 15+ affiliated banks and help you obtain an education loan. You can request a callback using this link: bit.ly/48cTdcR or by calling 9889882090, and a dedicated financial officer will contact you shortly.

[@itsnizzuyoutuber8187]

Mam student cibil score does matter for unsecured education loan?

[@WeMakeScholars]

Hello. Yes, the student's CIBIL score also matters for an unsecured or secured education loan. If the CIBIL issues are not very serious, we have a CIBIL rectification team who can help you with your CIBIL issue. If you are seeking assistance with your education loan process our team can help you. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@balnevenkatesh4659]

My parents(co-applicants) has a mortgage agriculture loans. Will i get education loan in avanse or hdfc credilla?

[@WeMakeScholars]

Hi Balne, yes you can apply for an unsecured Education Loan, and if you are not eligible for the unsecured Loan you can do a mortgage extension and then you will get an Education Loan on the same property. By the way for which course are you planning to go? For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy

[@manishapriya5050]

Bro try from Axis bank they will provide good guidance and everything.

[@ujef96011]

Mam I'm getting more interest (12.75 %) going through wemakescholers than going directly (11.5).??? Please answer

[@WeMakeScholars]

Please tell me your registered email id or first 8 digits of phone number

[@nadeer77_]

I had a call with an HDFC bank executive and I was asked to submit an ITR (never paid any income tax before) for an unsecured loan of 30 lakhs for abroad studies (For London). I don’t have any collateral or liquid cash. Would I be able to get a loan of up to 30 lakhs?

[@WeMakeScholars]

Hey! We can definitely try to help you get an unsecured loan. Feel free to speak with our team as they can help you find a financial co-applicant within your family. We’re empanelled with 15+ public and private banks. Based on your profile, our team can suggest you the best education loan deal. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.

[@Martin__2412]

Hlo mam kya processing fee online pay krti hoti hai ya offline I'm confused.

[@WeMakeScholars]

Hi, When it comes to processing fees, the payment process is digital for your convenience. If you have further inquiries regarding the loan, we highly recommend reaching out to our team of expert Financial Officers. They're here to promptly assist you with any queries you may have. You can connect with them by tapping on the link: bit.ly/48cTdcR. All the best!

[@ashishpise_1817]

May I be able to borrow it mid semester? And should I borrow from here

[@WeMakeScholars]

Hi Ashish! Yes, you can get an education loan in the middle of your semester. You can seek expert assistance from our team of Financial Officers by requesting a callback here: bit.ly/48cTdcR. The team will get in touch and evaluate your profile with 14 lenders in the market and help you get the best deal out of all while providing you with expert loan assistance. Get started with it right away. Best of luck:)

[@vanshirajput-j4m]

mam kya HDFC credila russia ma mbbs ka liya ebucation loan provide kar sakta hai aur vo bhi unsecured loan amount at least 40 lac

[@WeMakeScholars]

Hello Vanshi, Medical courses ke liye secured education loan lena possible hai unsecured education loan mushkhil hai, hamari team aapki education loan process me madad karegi. Ek dedicated financial officer aapka profile analyze karke suitable banks se connect karenge. Hamari team se baat karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.

[@trinachakraborty5341]

Hello Damini, You explained everything in an excellent manner. My son has already been enrolled for MS in Germany. Having problem to get a loan. Please help! How do I get in touch with you. Please let me know, as the program starts from first week of October. Need your help and guidance.

[@WeMakeScholars]

Hi! Getting in touch with our team is an easy and quick process. Kindly connect to our loan team by requesting a callback on this link bit.ly/403EIVc Once you fill out the form, they will get back to you to evaluate your son's profile and check his eligibility with 14+ public and private lenders so he can get the best education loan suiting his profile.

[@LovepreetSingh-ng5um]

Should we share consent code because there is written we are not responsible for data loss?

[@WeMakeScholars]

Hello Preetsingh, could please elaborate on your question?

[@LovepreetSingh-ng5um]

Actually when we apply for loan online then they ask for concent code (otp). So my question is, Is it safe or not, if we share the code to the nbfc, bank,etc..

[@WeMakeScholars]

Hello, If you share your OTP, then only the NBFC or bank can start your education loan process.

[@LovepreetSingh-ng5um]

Ok it means I have to share ..

[@WeMakeScholars]

Hello. Yes, you can share your consent code. If you have reached out directly to the bank for your education loan and are concerned about your data safety, we suggest you go through our organization. We are funded and supported by the Ministry of IT, the Government of India, connected with 15+ banks, and guarantee your data safety. A dedicated financial officer will analyze your profile and connect you to suitable banks. You can connect to our team by requesting a callback using this link: bit.ly/48cTdcR or call at 9889882090.

[@_Himanshu_P_]

Is there any Forecloser charges on Education loan without collateral?

[@WeMakeScholars]

Hi Himanshu, There are no foreclosure charges on education loans. However, if you repay your entire loan amount before the moratorium period, banks may charge you a prepayment penalty. To know more about effectively paying your loan repayment, kindly request a callback at bit.ly/48cTdcR . Our loan team will get back to you shortly.

[@mohitnandanyadav2966]

I have done my class 12th (open board ) science stream with 85 percentage. Might I take unsecured education loan for abroad ? .

[@WeMakeScholars]

Hi, yes! we can give it a try. It is advised to take guidance on it. Our team of knowledgeable Financial Officers is here to provide you with advice. They will thoroughly evaluate your profile by comparing your offers with those of 14 of India's top lenders and suggest the best loan suiting your requirements. Reach out to them immediately by clicking here: bit.ly/48cTdcR. They will evaluate your profile and let you know your eligibility. All the best!

[@allaboutfootball1804]

I took 30l from credilla through we make scholar

[@shaistashohab9226]

Which degree and country ?

[@allaboutfootball1804]

@@shaistashohab9226 UK, civil engineering

[@veerchouhan7178]

Unsecured or secured?

[@veerchouhan7178]

@ All about football

[@ashwindersingh678]

How long does it take and was it a collateral loan

[@rehanshaikh6722]

Mam muze abroad me admission lena hai bank loan ke sath lekin samaz me nahi aaraha ki konsa bank hai jo tuition fee,hostel fee aur food cost bhi degi maine SBI , HDFC,BOI in bank me inquiry ki lekin ye banks bol rahe hai ki wo sirf tuition fee hi denge please reply me 🙏🙏

[@WeMakeScholars]

Hi rehan! Hamari team aapko help kar sakti hai apki eligibility 15+ public and private banks me check karkar apko apke profile ke hisab se best education loan dilwane ke liye . Humari team se contact karne ke liye yeh link par callback request karen bit.ly/48cTdcR

[@rinkyhawada809]

Hii maam i have received my offer letter from the University for September intake. N i want to start my education loan process for uk for about 40 lakhs unsecured edu loan. Can i get the loan?

[@WeMakeScholars]

Hi Rinky! We can help you with an education loan to cover your entire cost of attendance. But we would require a few more details to check your eligibility with 14+ public and private lenders so you can get the best lender suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@AnmolSharma07]

Hi .. Is loan possible for graduate diploma or not?

[@WeMakeScholars]

Hello Anmol, It is difficult to get an education loan for a Diploma. We are partnered with 15+ public and private banks and our team can try to process your education loan. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To contact your financial officer kindly, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@nandishnakrani5119]

UK visa requirements for a sanction letter mentions that the loan has to be unconditional, except successful application of Visa. But HDFC Credila mentions a clause in their sanction letter that the applicant has to take Insurance. Is it fine to have this clause in the letter?

[@WeMakeScholars]

Hi Nandishna! Taking Insurance with your Education loan is mandatory and it is advised to take one as it protects your co-applicants from unforeseen circumstances. If your education loan ia getting sanctioned via WeMakeScholars, please revert to your Financial Officer for further guidance.

[@randomgaming3749]

I want to know the answer too did u know abt it?

[@vedantkulkarni8549]

Do they give loans for a MBA in HR management?

[@WeMakeScholars]

Hi Vedant, Certainly! Banks do provide loans for an MBA course with an HR specialization. You can reach us at www.wemakescholars.com/education- loan . Our loan team will get back to you as soon as possible and promptly assist you in your education loan process.

[@molugoorisrikanth1167]

I opted global supply chain management do I get the loan from hdfc credilla ?

[@WeMakeScholars]

Hi Srikanth! Yes, you can get an education loan for your chosen course. We can help you with the entire education loan process, from application to disbursement. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suited to your profile.

[@sadiyasyed9351]

We don't have ITR but is it still possible to get education loan .pls reply

[@WeMakeScholars]

Hi Sadiya! There are some alternative documents that can be submitted if ITR is not available. For further details on the same, please connect to our loan team by requesting a callback on this link:bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you with the entire education loan process.

[@sadiyasyed9351]

Thank you

[@Martin__2412]

Mam i have currier my loan agreement document today how much time it will take for.disbursement.

[@WeMakeScholars]

Hello Martin, It won't take long for your loan to be disbursed because you have already signed your loan agreement. Please follow up with your financial officer if you got your loan sanctioned via WeMakeScholars.

[@enlightendancestudio5906]

Do we have to pay processing fees in advance?

[@WeMakeScholars]

Hi, all the banks ask you to pay the processing fee only after the loan sanction. For further queries, request a callback at bit.ly/48cTdcR. Our loan team will get back to you soon.

[@amanrajawat6897]

Mam undergraduate program m guranter lga skte hai ya fir colletral jruri h

[@WeMakeScholars]

Hi Aman! Getting an Education loan for your Under graduation is possible in both ways, Secured and Unsecured. For a secured education loan, you will be required to provide collateral ( House/ Flat/Land/Government Bond/LIC Etc) & an unsecured loan require a Financially strong co-applicant. We suggest you talk with our Financial Officer about the same, so they can evaluate your profile and check your eligibility with 14+ lenders so you can get the best Education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@divyesh97]

Can I close or repay the whole amount of the loan within just one month of senction?

[@WeMakeScholars]

Hi Divyesh, No you cannot repay the whole Education Loan amount within just one month of the section you can pay that amount after 6 months but many banks don't allow you to repay, our students don't face this type of problem because we have very good connections with banks. However, what is the amount of your Education Loan? For more details, you can visit bit.ly/48cTdcR and request a call.

[@varshaluhan9358]

Credila is asking me to sign Life insurance and travel insurance, is it mandatory?

[@WeMakeScholars]

Hi Varsha, Yes! NBFCs charge the above mentioned insurances. And we highly suggest you to take because it mitigates your risk. Insurance protects you and your family from any unforeseen circumstances. The total amount to be paid for insurance varies from lender to lender.However, if you’re processing your loan from NBFCs via Wemakescholars we can negotiate your insurance. Kindly request a callback at bit.ly/48cTdcR our loan team will get back to you shortly.

[@avii8264]

Does hdfc credila have something to do with LEADSQ TECHNOLOGY COMPANY I was trying to apply for this loan.. they got all my doccuments.. now they are asking for my otp.. And i got message from this perticular company with otp for HDFC CREDILA APPLICATION.. I have my doubts...

[@usermeem900]

Yes you can give them

[@WeMakeScholars]

Hey! you can give the OTP. Credila uses LEADSQ Technology for generating their OTP's

[@alanna2]

Can we make re payment online? If we are doing masters in US, can we directly make payment from here? Because if no one is available in india to make payment?

[@WeMakeScholars]

Hi Alanna! Yes, you can make payments from the US. Your interest and EMIs will be auto-debited from your account every month. If you want to repay your whole loan before tenure then you can talk to the bank authorities. If You took an education loan through WeMakeScholars, feel free to contact your Financial Officer or write an email to [e-mail]

[@a.hemlata7521]

Is Travel insurance and loan cover insurance is mandatory

[@WeMakeScholars]

It is mandatory to pay the above-mentioned insurance to the NBFCs. Insurance protects you and your family incase of any unforeseen circumstances. However, if you’re processing your education loan from NBFCs via Wemakescholars, we can negotiate on the insurance. Request a callback at bit.ly/48cTdcR. Our financial officer will get back to you shortly.

[@varshaluhan9358]

Did you ask your relationship manager? What did he say about it?

[@Kajal-yu2cc]

Hi i am kajal Today i talked with WMS i want to do my bachelor's of nursing in australia and talked about loan he told me that i had to take loan for 3 years which is 90lakhs whereas i want loan for 1 year only..then sir told me that i had to show 60 lakh to bank what is happening i dont understand...if i have money mam then why should i take loan😢😢😢😢😢 If possible I want to talk to senior..because I live in village I thought I will kept my house as collateral but the village houses are not registered. . We have 2 houses

[@WeMakeScholars]

Hi Kajal! You are required to show your Living expenses and tuition fees to the embassy for a Visa, and those funds can be taken from your education loan. You are not required to show 60L of your own funds.

[@saieshwar8014]

Hi kajal At last ,did you got loan or not ? And you went to Australia or not?

[@rabhz_11]

Hi I have already paid my fee but can I still take loan from bank ?

[@WeMakeScholars]

Hey! We can indeed help you get an education loan, even if you've already paid your fee initially. We can also help with reimbursements. We’re empanelled with 15+ public and private banks. Speak with our team as they can assist you in getting the best education loan deal based on your profile. Additionally, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.

[@anishsingh8240]

I have accepted to Purdue University in us and now I want a loan of 50000 dollars but my colletral values less than 30 lakhs so can I get the loan

[@raajac2720]

Purdue University is one of the top US universities, definitely leaders will take note this best universities. Yes many banks and NBFC offer unsecured loan. Even HDFC credilla, ICICI,avanse ,grade right and many other offers loan .even union Bank will offer unsecured loan 40 lakhs,but good your co applicant cibil score wil be 750 . Another one IDFC first offer unsecured loan. Secured loan wil be long time process because of property valuation and other documents work will take long time. I am not a not supporting any of the finance company or lenders. Just what I know about. Because my son got admission in ms cse in Indiana Bloomington this fall, We got unsecured loan about 40,45,43 lakhs from different lenders.

[@WeMakeScholars]

Hi Anish! It is possible to secure an education loan with a higher loan amount than the collateral being pledged. But we would require a few more details to evaluate your profile and check your eligibility with 14+ public and private lenders, so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@111-m.siddharth6]

Mam my co applicant gets salary in form of cash, so what is the way to get loan without bank statement

[@WeMakeScholars]

Hi Siddharth, Income proofs of the co-applicant are necessary to secure an education loan. In your case, you can try including another co-applicant who has the required documentation. Please speak with your financial officer to know who can be included as a potential co-applicant. As we are partnered with 15+ public and private banks we boost your chances of getting an education loan that best suits your profile. As we are funded and supported by the Ministry of IT, Govt of India we do not charge any service fee, it's free of cost. You can request a call back using this provided link: bit.ly/48cTdcR or call 9889882090.

[@ashimsarma1]

for hdfc credila ukvi is accepting or not sanction letter issued by hdfc credila for the whole amount except the token amount for CAS.

[@WeMakeScholars]

Hi Ashim! If you acquire an education loan through HDFC Credila, you will not need to take disbursement 28 days before your visa interview because the embassy accepts a sanction letter from them. We suggest you speak with our Financial Officer so they can help you with the entire education loan process with just a single callback request. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@makelovenotwar2913]

I have applied for an education loan of 20 lakhs, using my father's property valued at 60 lakhs as collateral. My father has a good CIBIL score and has submitted his income proofs. I also have a few loans totaling 2.5 lakhs, and my repayment history is on time. My CIBIL score is 750. Will my loan get approved?

[@WeMakeScholars]

Hey! You have a great profile. Please note that students should not have any pending loans on them before applying for an education loan. You can either clear off your loan or can transfer it. Considering your profile, we can increase your chances of getting the loan even more as we are empaneled with 15+ public and private banks. We can connect you to multiple banks at one go, saving your time and effort. Our team can suggest you the best bank, matching your profile. Furthermore, we don't charge any service fees. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.

[@makelovenotwar2913]

@@WeMakeScholars the loan has been approved, but the bank is asking me to close that loan before disbursing the funds. Is this necessary?"

[@sunilmali-md5sf]

Very Good clearity & clear transparency

[@WeMakeScholars]

Hi Sunil! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@seminmathew9643]

Can me and my brother take education loan on same property from same bank if valuation amount more than required amount?

[@WeMakeScholars]

Hi Semin! Yes, You can take more than 1 education loan on a property if its value exceeds the required loan amount. We suggest you speak with our Financial Officer about the same as the process can be a bit challenging to deal with on your own. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@Strugglewithielts]

Mam rate of interest annual basis pe hota hai ?

[@WeMakeScholars]

Hi, EMIs are made up of the principal and the interest portions. It is the whole amount that you pay every month till you repay the full loan. The EMI is generally fixed on the whole tenure of the loan. At the beginning of your loan, a major portion of your repayment would go to the interest portion. For more understanding based on your profile, we encourage you to connect with the Financial Officer by requesting a callback: bit.ly/3MVP0Sy.

[@piyahahaha]

does it provide loan for AUSTRALIA? are there any specific pre- requisites for that?

[@WeMakeScholars]

Hi Priya! NBFCs do provide education loans for students wanting to study in Australia but as their embassy does not accept funds from private lenders, you will be required to disburse the loan amount 3 months before your visa interview. If your consultancy ensures that the funds will be acepted by the university, then we can help you with an education loan in a Jiffy. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@harshithmaddila6523]

​@@WeMakeScholarslike let's say i take loan for 50 lakh from hdfc credela for Australia. How much of that loan should I get disprusted in bank for the visa?

[@void2470]

@@harshithmaddila6523 You can pay the Tuition fee as per the uni instructions, then you can also get the living expenses disbursed for 1 year ~13/14L. If you want you can get the entire amount disbursed. But the sanction letter(Nationalized banks & HDFC credila not any other NBFCs) would be good enough source from what I have researched.

[@dev.dudeja]

@@void2470 Are you sure about the HDFC Credila thing? is it a valid source of fund recognized by Australian unis and embassy? Because my consultancy is saying otherwise and the other comment replies by wemakescholars is also mentioning that Australia doesn't accept loans from NBFCs. Please reply!

[@void2470]

@@dev.dudeja yeah, who is your agent? IDP infact recommends both HDFC and ICICI.

[@pratyushji6813]

Do hdfc credila approve education loans for Company Secretary course as earlier some of the public banks rejected loan for this course as it does not have a specific college like IIT, but it has a special institution of itself passed by an act of parliament (Institution of Company Secretary of India)

[@WeMakeScholars]

Hi Pratyush! Unfortunately, Banks don't provide education loans for courses such as CS.

[@PriyaSaroj0311]

If hdfc credila rejected loan the reason is without proper documentation, can i re apply in credila through we make scholars???

[@WeMakeScholars]

Hi Priya! After getting rejected by a particular bank, you can apply again after 6 months in that bank. But, we can connect you with several other banks as we are empanelled with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@PriyaSaroj0311]

Can I apply in HDFC credila through we make scholars even after one time rejected by hdfc credila recently the reason only without any proper documentation

[@WeMakeScholars]

Hi Priya! After getting rejected by a particular bank, you can apply again after 6 months in that bank. But, we can connect you with several other banks as we are empanelled with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@vedantkulkarni8549]

Hey Damini, Can i get a loan of 40 lakhs without collateral for australia?? Can i get my visa if i take loan through HDFC credila?

[@WeMakeScholars]

Hi Vedant! Yes, an education loan sanctioned via HDFC credila is accepted by the Australian embassy. You can get an unsecured education loan, but we would require few more details to check your eligibility. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@devdavid2863]

Is it acceptable to get loan to study masters in France🇫🇷 by HDFC Credila?

[@WeMakeScholars]

Hi Dev, HDFC Credila can give you an Education Loan for your master's in France, but it will be a secured Loan. To request a call you can visit bit.ly/3MVP0Sy

[@Pavan-up4bv]

How much collateral value required for 30 lakhs loan

[@WeMakeScholars]

Hi Pavan, if you want a collateralized loan of 30 Lacs then the collateral should be of the same worth or more than your loan requirement. We can also help you get a partially secured loan if your collateral is less than your loan requirement. Please get in touch with your financial officer by requesting a call back on this link: bit.ly/48cTdcR to get to know more about the types of collateral accepted by public and private banks. You can also give a call on this number: 9889882090

[@ekvidyarthi1820]

Can we share our OTP to HDFC agent?

[@WeMakeScholars]

Hello, Please note to start with your education loan process the bank requires OTP. If you are concerned about your file safety then we suggest you to go through our organization. Our organization is funded and supported by the Ministry of IT, the Government of India. We guarantee your file safety and our team can help you throughout and after your education loan. To contact us request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@aahinjoby1143]

Can i apply for a secured loan for bachelor of nursing in Australia

[@WeMakeScholars]

Hi, Yes, you can obtain a secured loan for the aforementioned course in Australia. However, the loan amount is determined by several factors, including the university, collateral value, CIBIL score, etc. You can speak with your financial officer, who will examine your profile and check your eligibility with 15+ public and private banks to assist you obtain an education loan that fits your needs. You can reach your financial officer by requesting a callback using this link: bit.ly/48cTdcR or calling 9889882090.

[@SomeUniqueCrafts.....]

Mam I don't have any collateral but I have to take admission in mbbs Russia does HDFC credela give me education loan or not...? Please tell me

[@WeMakeScholars]

Hey! If you go via WeMakeScholars we will definitely help you. Our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR

[@rehanshaikh6722]

Mam I want education loan for abroad study but in education lone bank give only tution fee but I want tution fee, hostel fees and food cost. Which bank give these facilities for study abroad

[@WeMakeScholars]

Hey! the banks have to provide you with the tuition fees, your living expenses and other expenses like library/book/computer etc. Our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR

[@gauravchawla6262]

Can we apply for hec paris in France.?

[@WeMakeScholars]

Hello Gaurav, Could you please elaborate on your query?

[@buntypatil8953]

Hello mam , I want to do mbbs in Russia. Can I get total loan for education?

[@WeMakeScholars]

Hi! Getting an education loan for MBBS in Russia can be a challenging process. But we would suggest you talk with our Financial Officer so they can evaluate your profile and check your eligibility with 14+ Public and private lenders. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@aditishraddha6605]

Do we need to pay some amt during study period in education loan

[@WeMakeScholars]

Hi Aditi! It depends on the type of lender you are processing your loan with, If you took an education loan from a private bank or an NBFC, you must pay full or partial simple interest throughout the moratorium period (Course Duration + 6 months). If you have taken an education loan from a public bank, you are not obligated to pay any interest during the moratorium. The interest accumulates and is added to the principal amount. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@karnatichaithu7421]

Is it possible to get a loan through agricultural land

[@WeMakeScholars]

Hi Karnati! Getting an education loan against Agricultural land is possible. However, we would require a few more details to evaluate your profile with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu This will help you check your eligibility with multiple lenders at once, so you don't need to run to multiple banks and fill out countless forms. Once you fill out the form the concerned team will get back to you to guide you further.

[@Mehhhh227]

Does hdfc credila accept non agricultiral Empty land as secuirity

[@WeMakeScholars]

Hi Krishnendu! HDFC accepts two types of securities: Immovable property: House or a Flat or Non-agri-Land Liquid security: Fixed deposit, Insurance policies, Govt. Bonds, Gold, etc. Third-party collateral (collateral belonging to uncle/ aunt/ grandparents/ family/ friends) is acceptable as well. Request a callback on bit.ly/3KLb0zu so we can help you check your eligiblity with them.

[@Mehhhh227]

@@WeMakeScholars 🥰

[@The-Advisor]

is insurance mandatory for hdfc credella loan? they are asking me to sign insurance agreement after payment of processing fee

[@WeMakeScholars]

Hi! Taking Insurance with your Education loan is mandatory and it is advised to take one as it protects your co-applicants from unforeseen circumstances. If your education loan ia getting sanctioned via WeMakeScholars, please revert to your Financial Officer for further guidance.

[@kunalwaikar0414]

Only Life insurance is compulsory(for which premium is 30k), they will force you to take another Tata AIG health insurance (For which premium is 50-60K) - please dont take it, just refuse them. HDFC Credila big time fraud when it comes to insurance.

[@B.kluxuriousGaming]

Mammm i am looking for block account for bachelor in Germany buttt not direct admission in Betchlor first I complete my studenkollge and then start my Batchlor so it is possible to take laon pls reply me

[@WeMakeScholars]

Hi! Banks usually don't provide loans for studienkolleg, You will be required to clear your studienkolleg to get your education loan sanctioned, For further one-on-one discussion with our loan team you may request a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@ankushprajapati2292]

Is hdfc credila loan accepted for Australia study visa??? And i received my offer letter from Griffith University in gold coast.

[@WeMakeScholars]

Hi Ankush! Yes, an education loan sanctioned via HDFC credila is accepted by the austalian emabassy. We can help you form the application process to timely disbursement for your visa and beyond. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@ChiragSoni-v9r]

your loan is done?

[@Rohit-zn6pm]

Can get the education loan of 15 lakh on my diploma course that is chemical laboratory technician in Canada.

[@WeMakeScholars]

Hi Rohit! Getting an Education loan for your diploma in Canada is possible, But we would require a few more details to evaluate your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.

[@KhushpreetKaurAulakh]

Can i get unsecured loan for my bachelor's i got my offer letter from western sydney university.

[@WeMakeScholars]

Hi Khushpreet, as you are going for a bachelor's degree, it can be a bit difficult to get an unsecured loan. Even if you plan for a secured loan it will take longer time to process your loan. We are partnered with 15+ public and private banks and boost your chances of getting an education loan based on your requirements. You can contact your financial officer to get to know about your suitable loan options by checking your eligibility. You can request a callback by using this link: bit.ly/48cTdcR or by calling us at 9889882090.

[@giri20982]

How can I get additional loan for abroad education from hdfc credila..after 1 Yr I found that more amount will be require so pls help

[@WeMakeScholars]

Hi Giri! You can take a top-up loan on your existing education loan for 2nd-year expenses. If your education loan was sanctioned via WeMakeScholars, please revert to your Financial Officer for further guidance.

[@pradnya__13]

Can we get education loan on 1year Academy course in foreign Country ?

[@WeMakeScholars]

Hi! Getting an education loan for Academy courses, can be difficult but we would like to have a look at your profile and at the course before coming to any conclusions. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@gursimranmehmi2433]

Can i get unsecured education loan for my bachelors in Australia ?

[@WeMakeScholars]

Hi Gursimran! Getting an unsecured education loan for UG program in Australia can be a challenging process but not impossible. So, we would suggest you talk with our Financial Officer so they can evaluate your profile and check your eligibility with 14+ Public and private lenders. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@yuvrajsinhjijadeja5448]

Can i get education loan for masters in research in australia? I want to opt for non collateral product...please help me with this

[@WeMakeScholars]

Hi Yuvraj! Yes, you can get an unsecured education loan to study in Australia. However, we would require a few more details to check your eligibility with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile so you can get the best education loan suiting your profile.

[@suryakantmehta4353]

If HDFC credila loan acceptable in New Zealand? I want to apply for loan but I'm confused. I want secured loan of 25 lakha

[@WeMakeScholars]

Hi Suryakant! Yes, An Education loan from HDFC Credila will be accepted for your higher studies in New Zeland. But we suggest you talk with our Finannical Officer about the same so they can help you evaluate your profile and check your eligibility with 14+ Public and private banks, so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@jeevan5139]

Please share HDFC education loan domestic video

[@WeMakeScholars]

Hi! We are working on the same, In the meantime, you may connect with our loan team so they can help you resolve all your queries and check your eligibility with 14+ public and private lenders, so you can get the best education loan suiting your profile. Please connect with them by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@venkataiahvenkataiah9233]

Can we make scholars help in arranging proof of funds also?

[@WeMakeScholars]

Hi Venkataiah! Yes, we can help you arrange proof of funds by providing you with an education loan. You can show your sanction letter as proof of funds to visa authorities. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suited to your profile.

[@chillpharmaji1492]

How much co applicant salary required for 20L unsecured loan

[@WeMakeScholars]

Hi! Banks usually look for a Financially strong co-applicant, with 2/3 ITRs and a yearly income of 5-6 L. We can take some deviations here as well, Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.

[@rajachowdary7258]

Hello mam i have just sent the documents for my education loan through hdfc credela but they haven't started the process yet so can i stop the process there and start with wemakescholars

[@WeMakeScholars]

Yes, you can. Please get in touch with us immediately. You can call us at [phone] on Monday morning.

[@molugoorisrikanth1167]

Primary coapplicant salary is 24000 Is this required? To get loan for canada

[@WeMakeScholars]

Hi Srikanth! Getting an education loan depends on multiple factors such as country, university, past academics etc. So, we would suggest you talk with our Financial Officer so they can evaluate your profile and check your eligibility with 14+ Public and private lenders. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@priyanshubirhmaan6285]

Hey have you got loan ?

[@SA-hm9vc]

can we add mama as co applicant for unsecured loan.

[@WeMakeScholars]

Hi! Yes, you can add your Maternal uncle as a financial co-applicant but you will be required to keep a primary co-applicant (Parents, Parents-in-law, spouse, siblings) at the same time. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.

[@riyagogoi71297]

Is it possible to get a loan of 30lakh to study mbbs in Vietnam

[@WeMakeScholars]

Hello Riya, It is difficult to get an unsecured education loan for MBBS. We suggest you to take a secured education loan and our team can help you with the education loan process. We are partnered with 15+ public and private banks and a dedicated financial will analyze your profile and connect you to suitable banks. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@_abhishekdubey]

Mam can we get SBI Education loan for private engineering college in Bangalore fees 16 lakh

[@WeMakeScholars]

Hi Abhishek! Yes, you can obtain an education loan for your engineering degree, but which bank is ideal for you depends on several things. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders, so you can get the best education loan suiting your profile

[@hirenahir968]

Pre-visa disbursement possible in HDFC credila

[@WeMakeScholars]

Hi Hiren! Yes, Our team can help you with a pre-visa disbursement if you apply to HDFC Credila via WeMakeScholars. We can help you from the application process to the disbursement and beyond, we can even help you negotiaite with the lenders for a lower ROI and processing fee. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@MrAbhishekbhatia]

Your site says due to high number of applicant for UK edu loan .your team is not responing.

[@WeMakeScholars]

Hi Abhishek, May I know your location in India?

[@MrAbhishekbhatia]

@@WeMakeScholars delhi india

[@officialmonstaphobia8989]

Can i get education loan for blocked account for germany without filing ITR? With or without collateral?

[@WeMakeScholars]

Hi! Yes, it is possible to get an unsecured education loan for your living expenses in Germany (Blocked Account). We can help you with the entire process, from application to disbursement our team will guide you every step of the way. Please connect to our Financial Officers by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private banks, so you can get an education loan with the lowest interest rate in the market.

[@deepika8595]

Can I get loan without collateral and co applicant

[@WeMakeScholars]

Hi Deepika! There are a few banks which can provide you an education loan without a co-applicant but we would require a few more details to check your eligibility with them. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@GurjantSingh-ju7xh]

Without security loan kine tkk mill skda mam

[@WeMakeScholars]

Hi Gurjant! We can help you get an unsecured education loan for up to 75L, But we would require a few more details to check your eligibility. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@pritpalsingh719]

mam meri 10th 2006 main ki hai or +2 2013 main ki hai uske baad b.a ki hai mera uk ka offer letter aa chuka hai mera loan reject ho chuka hai kya main education loan le sakta hu plz help me mam

[@WeMakeScholars]

Hi Nihal! The gap needs to be justified properly. What you were up to during those years is asked by the bank. If you are seeking help from our team with the loan process, please get in touch by requesting a callback at this link: bit.ly/education-loan.

[@sandeepsharma-gw2nt]

I want to take unsecured loan for study abroad. Could you help me??

[@WeMakeScholars]

Hi Sandeep! Getting an unsecured education loan for your higher studies is possible. But it depends on multiple factors such as the applicant's past academics, co-applicants income profile, University, CIBIL score etc. Kindly get in touch with our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders, so you can get an education loan that best suits your profile with the lowest interest rate in the market.

[@karnatichaithu7421]

Is there any chance to get 20 lakhs loan for uk through non collateral

[@WeMakeScholars]

Hi Karnati! Yes, you can get an unsecured education loan to study in the UK. But we would require a few more details to check your eligibility with 14+ public and private lenders so that you can get the best education loan deal suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@mohitsingh186]

hii,, mam i am looking for the education loan for ireland, Actually i have applied in national college of ireland for master in accounting. So now i got a offer latter from the college side. i need 10 to 15 lakh loan amount. but problem is that, my co appllicant is my mother and she is pentioner. she got arround 35k per month. so there is any posibilities to get the loan.

[@WeMakeScholars]

Hi Mohit! It is challenging to process the loan when the co-applicant is a pensioner. But we can try for it. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.

[@ambikamohanta111]

Hi mam ,can i get educational loan for mbbs under graduate abroad in Russia upto 30lakhs without collateral?

[@WeMakeScholars]

Hi Ambika! Getting an education loan for an undergraduate degree can be a challenging process. But we would suggest you talk with our Financial Officer so they can evaluate your profile and check your eligibility with 14+ Public and private lenders. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@ambikamohanta111]

@@WeMakeScholars mam i already filled the form but till now i am not getting any call .. please help mam it's very urgent

[@WeMakeScholars]

Hi Ambika! Kindly write an Email to [e-mail] for the same. Our team will get back to you at the earliest.

[@priyag3347]

Hi Mam !! This is Priya , am planning to do Masters in Netherlands, Is it possible to get education loan in HDFC credila !

[@WeMakeScholars]

Hi Priya! It is possible to get an education loan from HDFC Credila for your masters in the Netherlands but we would require a few more details to check your eligibility with the bank. We can also help you evaluate your profile and check your eligibility with 14+ Public and private banks to check which bank suits your needs the most, so you can make an informed decision. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@hafsabelim9301]

I already applied to HDFC through a different financial service provider, but i domt really like their services. Can you guys help now?

[@WeMakeScholars]

Hey! We are sorry to hear you had such bad experience. You can definitely apply through us again and even explore better options for you. Request a callback as soon as possible using this link bit.ly/48cTdcR and we will be there to assist you.

[@kishanpanchal5289]

is australia a country that they will be willing to offer a loan upto 35?

[@WeMakeScholars]

Hi Kishan! Yes! Banks can provide secured education loan upto 1.5cr and unsecured loans for 50L. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form our team will get back to you help you check your eligibility with 14+ public and private lenders, so you can get the best education loan suiting your profile.

[@creative_world1122]

im planning to do masters in germany can i get education loan with agricultural land

[@WeMakeScholars]

Hi! Getting an education loan against Agricultural land is possible, However, we would require a few more details to check your eligibility and evaluate your profile with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu , This will help us check your eligibility with multiple lenders at once, so you don't need to run to multiple banks and fill countless forms. Once you fill out the form the concerned team will get back to you to guide you further.

[@simrankasana3576]

Ma'am my parents don't support my education and I don't have a collateral as well can I get a loan for about 10 lakhs for MBA in india??

[@WeMakeScholars]

Hey Simran! We can try for an unsecured loan, but you need to understand that to get an education loan, you need a co-applicant/co-signer. If the student fails to repay it in case of any unforeseen circumstances, the bank will expect the co-applicant to repay the loan. Your parents/guardian/spouse/parents-in-law could be your co-applicants. You can go through this article to understand all necessary requirements while applying for an education loan: www.wemakescholars.com/education-loan#widget-3218. If you have any confusion, you can connect with our team here: bit.ly/48cTdcR.