THE ONE ETF to Buy and Hold Forever | VOO ETF

THE ONE ETF to Buy and Hold Forever
Is it the SPDR S&P 500 ETF Trust? How about the Vanguard 500 Index Fund ETF? Something else?
In this video, Paul Gabrail and Mo Hussein break down the best index funds to invest in and show you a process for buying an ETF and jumpstarting your investing career.
#everythingmoney #voo
0:00 Intro
1:12 What is an ETF?
2:26 Financial Planner Problem
3:31 The Buffett Way
4:38 VOO vs SPY
5:43 Which ETF is Better?
6:10 How to Retire with Millions
9:55 Financial Planners Revisited
11:08 More Income: Options
11:58 Selling Puts (example)
14:22 Where Mo Invests
15:01 Recap
👀 Watch our Stock Market for Beginners Series. This series is your complete guide to getting started investing in the stock market correctly so you can avoid 99% of investor mistakes. We will teach you the basics of investing, setting up your brokerage account, and buying your 1st stock.
📈Watch Here: • START HERE: Stock Mark...
🚨FREE ALL ACCESS FOR & DAYS TO EM COMMUNITY & SOFTWARE TOOLS
➡ everythingmoney.com/signup
👕SECURE THE BAG (maybe even an AUTOGRAPHED one)! Buy Everything Money merchandise here: everythingmoney.store/
_____________________________________________________
⚠️ By watching videos posted on Everything Money’s KZbin channel and/or using EverythingMoney.com, you acknowledge that you have read, understand, and agree to the following:
Everything Money is Not an Investment Advisor: Everything Money (including Paul, Mo, and Any other person including, but not limited to, other staff members, guests, personalities, etc.) is not an investment adviser, and it is not registered as such with the U.S. Securities & Exchange Commission or any other state or federal authority under the Investment Advisers Act of 1940 or any other law. The investments and strategies discussed in Everything Money’s KZbin videos and on Everythingmoney.com are not and should not be considered investment advice and may not be suitable for you. They do not take into account your particular investment objectives, financial situation, needs, or personal circumstances and are not intended to be specific to you. Before acting on any investment or strategy discussed, you should always do your own research and make your own independent decision about whether it is suitable for your particular circumstances. You should also consider seeking advice from your own legal, financial, tax, accounting, or investment advisers. Everything Money does not provide such advice.
READ THE FULL DISCLAIMER HERE: everythingmoney.com/disclaimer

[@billyperry9646]

Best video ever done by you guys ... I have vti vs voo .. took my account from my planner ...do covered calls ... have my personal account for fun and hopefully get a banger now and then ... y'all stole my plan

[@timdog1863]

Great episode. Thank you Paul Mo!

[@eliseocarrillojr]

Love this. Thanks 🙏🏼

[@ismith351]

This is the best retirement video that I have ever watched!! Thank you

[@neviswarren]

Excellent. Thank you.

[@Firekid144]

Great as always. Thanks

[@EverythingMoney]

Glad you enjoyed it

[@DividendTalks]

Thank you for the continued content, I know it’s not easy to produce this amount consistently so thank you. Now time to enjoy this episode 😊

[@EverythingMoney]

Our pleasure! - GC

[@hockeynutt9434]

Excellent Vlog. Nice to know you do not have to stress about picking stocks that are up and down constantly. Thanks for this info, it soothes me a bit since I have much more in ETF than single stocks. Question, can these ETF Companies go under like some of the banks?

[@EverythingMoney]

Glad it was helpful! Not like banks, they don't operate in the same way...but i don't know the future 😉- GC

[@kingrolle]

The video that I've been waiting for.

[@EverythingMoney]

Nice hope you liked it .AP

[@rubencintron9441]

Man superb video Paul n Moe, love VOO videos, excellent job!!

[@EverythingMoney]

Thanks for the the support .AP

[@prakashjadwani4330]

This was very very knowledgeable video. thank you

[@EverythingMoney]

Glad it was helpful!AP

[@CCARL11]

I saw the title page and was expecting the Etf to be the total market Etf. I was ready to suggest an alternative, the s&p 500 etf but you guys were on top of it already lol. S&P 500 Etf is one of the greatest tools for long term wealth creation available today, setting up an automatic monthly purchase and automatically investing the dividends back into the Etf is a great wealth creation method. I believe some investment firms will bypass minimum requirements if you sign up for auto monthly purchases, 50 to 100 dollars depending on which firm. Agree over the years compounding interest will be like pushing a little snowball down a hill full of snow, , by the time it reaches the bottom its no longer a little ball but a giant bolder , the effect that compounding interest will have on your investment will be similar to how your little snowball became a giant boulder. Id suggest to try to make it a monthly thing that way when the market goes down the strategy will benefit from this. Also you can start with what you can afford and increase it as the years go on,

[@EverythingMoney]

Great stuff my man....thanks for sharing - GC

[@BrianC4812]

The content has been great and appreciate all you guys do to cover individual stocks as the market fluctuates. Would love to see more ETF dedicated education also if possible, comparisons, leveraged, etc. Educate us on why Ark Invest ETFs perform so badly lol.

[@dmsoundcollective6746]

Thanks guys a lot of people need to hear that message😊

[@EverythingMoney]

You are welcome my man ...thanks for following us - GC

[@javieralessandro8850]

Hi, great content, thanks a lot for share. Is there eny price or range to buy for the first time this ETF?

[@MountainManFred]

Great video again! Q: You go a month out...and which "Deltas" do you choose? 20-ish?

[@victorpaternoster4706]

Good job guys!

[@EverythingMoney]

Thanks for the support .AP

[@kayok07]

I have been watching you guys for a year and want to let you know this was a great different themed video and something I enjoyed. Thanks for the content as always

[@EverythingMoney]

Thank you so much!

[@AJohnson0325]

Another thing to consider is that as people get older in retirement, health starts to deteriorate. This can increase monthly expenses by a ton. Assisted living and nursing homes are outrageously expensive too.

[@EverythingMoney]

Good point....i guess anyone will mange better in thise circumstances with some extra pillow cases full of dollars - GC

[@cesarcibrian5962]

Great video

[@marshp3]

Unless I'm wrong, the only bit I was worried about on the options piece was having to sell my shares and then the captial gains tax from realising the assets. Based in UK.

[@Widmer09]

Makes a lot of sense. The question is when should we get in.

[@BermudaBrian]

1st time watching. Love the channel. Sub'd

[@Thetatraderz]

I primarily sell puts on SPY and the futures equivalent /es. You can go low delta and beat out SPY buy and hold as long as you manage your account well

[@EverythingMoney]

Top strategy...thnaks for sharing - GC

[@andyberger3310]

Lets Hope that the US is still leading the world in 30yrs

[@tomw485]

Why wouldn’t it be?

[@pangpangpa]

​@@tomw485see how many lefties want specialism installed in this country. Big gov takes care of everything...

[@g1984AF]

​@@tomw485couple more Democrats in power and US will go down directly to hell

[@SB-kd8le]

​@@tomw4854more years Brandon/Camille.

[@EverythingMoney]

And what if they didn't ?AP

[@metro1361]

Please do a detailed video on covered calls.

[@MoneyHungryPicker]

Great video guys! VOO is definitely the way to go! Wish more people would understand this and stop trying to beat the market.

[@soonermagic24]

80% of my portfolio is VOO. I agree with you

[@EverythingMoney]

Exactly!

[@6speed818]

I want to start dca but market is at all time highs. Should I wait

[@soonermagic24]

@@6speed818 just buy without thought. You think you’re the only guy that’s tried to wait and see if it drops first? Lol

[@Kazzack]

​​@@6speed818That pretty much contradicts dca. Just start investing.

[@dmsoundcollective6746]

Great episode if you want to go into a lot more depth on this idea pick up a copy of retire before Mom and Dad bh Rob Burger. It's simple and easy to understand for us people that are new to this

[@leepickell]

The amount I’ve learned from following your channel in the last few months is amazing. Will be buying your software soon! What I would suggest you teach to your followers is how important it is to use a brokerage that allows you to buy partial shares of ETF’s. Many folks can’t part with 400-500 at a time, but they can do 50. If they can only do 50, and can’t buy SPY/VOO it can lead to buying stupid investments. Taken from personal experience…..0.005 of SPY is better than 1 of SOFI, am I right? 😂

[@EverythingMoney]

Cool...thanks for sharing and welcome aboard -😉 GC

[@pe8841]

Excellent point

[@linushyden7634]

I really enjoy your content. A question, with interest rates so high isn’t just better to concentrate most of the monthly savings (say 70 percent) on paying off the mortgage? I have a difficult time seeing the market beating the level of interest rates this year and next.

[@EverythingMoney]

What I like to do on my mortgage is put one extra payment a year . So I divide that money in 12 payments that I put on the principal.AP

[@user-zk6fc3dw9e]

The only way that makes sense is if you have a high mortgage rate. A majority of people in the U.S. have 30-year mortgages at less than 4%.

[@rocketmike111]

hey guys if you have to choose between VOO or VGT which one it would be? and why? i will appreciate very much your answer

[@Nezy]

thanks for the vid paul! im new to the channel, about 3 weeks now and for a new investor of 2 months, this channel is gold! im 22 years old from the UK, and since we cant purchase VOO due to requirements, we have VUSA which is similar just traded on the LSE. I am putting about 200 dollars a week into this fund and spare money into stocks i like and when they dip, example amazon. Love the channel : D

[@EverythingMoney]

Welcome aboard! Yeap...VUSA does the job via Vanguard for the UK -😉 GC

[@ShaneCrawfordGreatness]

Thanks Paul. Love that you brought up as it pertains to dividends- you'd pay more in taxes if your money IS NOT in an IRA. many people don't realize it- dividend investing is amazing if you have a tax free account, but in a standard trading account- you don't want to register constant income as the taxes will eat you alive. VOO/SPY are wonderful avenues for normal people who just buy & hold.

[@EverythingMoney]

Very true.AP

[@darryldolberry8711]

I’m going to start investing in s&p but would spdg or splg suffice, or is there some con to one of those? Pros and cons please if you could. LOVE YOUR CONTENT BEST ON KZbin BY FAR. GENUINE APPRECIATION 🙏🏾🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥🔥

[@EverythingMoney]

Thanks never heard of those will check them out .AP

[@emina1chopper]

I’d love you guys to start your own ETF. I’d invest 👍🏽

[@EverythingMoney]

Appreciate that my man - GC

[@carolmunroe2582]

What about late investors you talk a lot about compounding interest if you start at age 25 but what if you’re at age 50 and did not get financially literate until that time what investment advice do you have for someone?

[@imbross]

So I have FXAIX which is basically exactly the same as VOO, is this good?

[@Jesseg-rj6xf]

So why wouldn’t I just do VFIAX instead of the ETF version VOO? Is one better than the other? Thanks

[@oscarlai6644]

Am I only invest in VTI or VOO only, or pick one and mix with SCHD? Because we wanted to withdraw from the dividends to live a bit comfortable, or invest only VTI or VOO, then reach the time we just sell some of it to buy bonds or SCHD to generate dividends from it.

[@agostincaruso9862]

What you tanking tbcix stock for my retirement

[@user-lf9rf7ik3n]

is the 1.5 M$ you mentioned adjusted to inflation or not?

[@Wynnchannel219]

Can you analyze the yield max dividends ETF such as Tsly ect. Thank you

[@EverythingMoney]

Possibly - GC

[@carloshonaker2854]

Are you saying that I would be better off buying an etf than getting your software and value investing?

[@levito.27]

i have a question lets say you have 20k saved that you want to invest in the etf, and monthly you could effort to invest 300/ dollars, how would you invest that 20k into the etf? like how much a month till it's all in there? to later continue with 300 a month? it doesnt seem smart to me to just put 20k into it at once but in how much time should i dollar cost avg this into an etf?

[@DrDrai]

Great video very informative, do you think you guys could do a video on Bjs Wholesale Club, i’m interested on how you guys would evaluate there 8 Pillars.

[@EverythingMoney]

Thanks for the support , what did you see that got you interested in this stock .AP

[@DrDrai]

the revenue growth and there net income, reminds me of Costco which is valued alot higher than bjs.

[@yuliiakrupenko669]

WDYT about this new FWRA ETF released by Invesco? Worth investing? It’s really cheap and has low fee

[@metro1361]

How can I do covered calls on S&P 500?

[@Angelchildxx]

How can you hold it forever without a trust? And how can a normal person establish a trust? That would be an interesting video because it is about financial legacy.

[@nicksmith8141]

I've held IVV for the past 5 Years. Compared to VOO it has almost identical returns an identical expense ratio, and identical holdings. Probably not worth swapping the two. I also hold VTI which I debated swapping out since it's since it's lagged behind the other two and is also very similar.

[@dancover3624]

I have splg I believe I'll be okay with that correct

[@nav3767]

Can you guide 50 plus people where to invest and how much they should start with minimum how to make monthly income using options, which I just saw but more detailed video. God bless you!❤

[@charlesbrown2372]

What bout sequence of returns?

[@robertosanchez5718]

Paul T-ROW Price, why is it falling hard after earnings?

[@robertdeason1825]

What is a good starting point to get into VOO ETF. Is $15,000 too much

[@nopenope7088]

this channel is fun. PLEASE guys never sell out like virtually all other finance youtubers.

[@EverythingMoney]

Never my man....thanks for following us - GC

[@investorwarrior]

Straight up Facts! The information is amazing and on point. VOO is by far the best option for 401K or any other retirements or any other savings (except cash emergency fund). Thank you for making such an amazing and life changing video.

[@EverythingMoney]

Thanks for the support ! AP

[@danielb3863]

Is he wearing a Speedmaster?

[@TheSlotsGuy3]

Can I do DRIP for VOO?

[@guru47pi]

If you like voo, pony up $3k minimum for the admiral shares and pay even less on fees

[@mmar161]

Warren is in $NU. Let’s go over it!

[@REDREDStrawberry]

How about QQQM?

[@AJohnson0325]

Tasty trade would say pick an options contract 45 days to expiration with a 16 delta and sell when the contract has lost half or more than half it’s value. If you’re just trying to squeeze out a few extra percent a year then going with a much lower delta is a good idea as was the case in the video. SPY is probably the most liquid ETF for options. Also if your shares get called away in a tax protected account, you won’t have to pay taxes. If you know how to do the math to look at probabilities over time, you know that the chances of never getting your shares called away is pretty low. That’s why I mentioned trading options in a retirement account.

[@EverythingMoney]

Great stuff...thanks for sharing my man - GC

[@Markazoid6041]

Great video. Expense ratio on SPY is 0.09 not 0.9 and the last time I checked voo was 0.04 not 0.3

[@EverythingMoney]

Said that again really fast... 0. what? 😂 Thanks for following us - GC

[@Whaddle31]

wtf is this resppnse

[@lloydbanks6609]

Really interesting video and information. Can you guys explain investing usithe same scenario using VTI compared to VOO. Thanks. My employer doesn't do a 401K match, city job, trying maximize where I can. Maybe you guys can speak on that, steps to take if there's no employer match. Thanks again 👍🏾

[@EverythingMoney]

Thanks will pass the message .AP

[@devoutsalsa]

VTI & VOO are both great options. The performance difference between them is negligible. I have 100% of my investments in VTI, and I sleep well at night. I'd feel the same if I had 100% of my investments in VOO. I chose VTI because I listened to The Simple Path To Wealth by Jim Collins audio book (he talks about the mutual fund VTSAX, but VTI is essentially the ETF version of the same thing). Essentially what I learned from that book was that investing in the market instead of trying to beat it is super simple, and takes almost no brainpower. With extra brain energy, it's easier to live life w/o worrying about finances all the time.

[@lloydbanks6609]

@@devoutsalsa thanks, I haven't read the simple path to wealth but I follow someone who references it a lot along with a core answer satellite strategy. I currently invest in VTI also.

[@itisim]

For schd just sit tax money aside from the dividends . I like voo and schd

[@lanzcasio2615]

SPLG is currently the expense ratio KING with 0.02%

[@oz1670]

Please do a voo vs vti comparison.

[@EverythingMoney]

Noted ! Thanks .AP

[@travis1240]

I'm with IVV. Why? At the time I started buying it, VOO didn't exist and IVV was the lowest expense ratio S&P 500 ETF.

[@soonermagic24]

I’ve always bought VOO over SPY. I’m not sure why

[@oranje525]

I'm currently in VTI rather than VOO. Is it worth switching? It looks like their performance is almost identical.

[@Nicebitoftucka]

Pretty much is

[@chrisgouger9299]

Their identical over the long term and VTI is a little bit cheaper to accumulate shares

[@EverythingMoney]

Its pretty much the same .AP

[@peterrabjergrasmussen6354]

Awesome video🙏🏻 I’m 52 and would like to invest in ETF for 10 years. Would you invest now or wait a years time for the correction of the market?

[@EverythingMoney]

The saying goes time in the market not timing the market , but also at your age are you close to retirement ? If so I would go to something safer.AP

[@bblanco481]

Isn’t it too late to buy Voo now because of the price?

[@JayKay9112000]

Is there a world-wide top 500? Also, there is the Acquirer’s Multiple ETF called ZIG. Does Joel Greenblat have one for The Little Book That Beats The Market?

[@EverythingMoney]

VT is the Vanguard world market. Thanks for that info - GC

[@JAMGAR369]

I’m in Canada I’ve been with a portfolio manager since 2017 because I new nothing,the fees were 1.5% plus tax. I recently fired them, they had 18 Canadian and 13 US individual stocks,I sold 9 and I’m buying ETFs with the proceeds. US I’m buying SCHD and VOO and Canadian I’m not sure yet.

[@EverythingMoney]

Congrats ! AP

[@C3-pi3dq]

what brokerage do these guys recommend to use?

[@EverythingMoney]

You could use Fidelity schwab or Merrill .AP

[@oranje525]

How do you feel about international diversification? In other words, buying an international ETF like VXUS.

[@EverythingMoney]

Not a bad idea .AP

[@epictetus4676]

Hmm what about SPLG? it has 0.02% ER.

[@25Soupy]

I don't know about the US but in Canada we can only sell puts in a margin account. I'm 55 years old so all my money is in retirement accounts.

[@Sirwilliamf]

Why do use AAR only without IRR of CAGR? I think that is misleading for an investment with rather high variance. Besides that live the content.

[@truncksZR]

Enphase and solar edge videoooo

[@EverythingMoney]

Thanks , what do you like about them ? AP

[@truncksZR]

@EverythingMoney Hmm, they are beaten now but when the rates go down their stocks will go up, great business but results rely on interest rates.

[@professionalyoutubecomment7272]

Are there any risk to this though? For example stocks are super overpriced now and it will be for another decade?

[@EverythingMoney]

It all depends on you age , it preferable to start early , and dca no matter what and when is red double the amount . Now if you are close to retirement I would do something else .AP

[@mstelter24]

"VOO has better Puts". In what way? The bid/ask spread are at least 25 cents wide, strikes are 5 dollars wide, and it only trades monthly. The IV is basically the same, and underlying price is very similar. I own SPY over VOO because of the liquidity in the options. If I didn't use options I would own VOO because of lower cost.

[@ikarosjimsky]

What about iShares S&P 500 ETF USD Dist (IUSA)?

[@EverythingMoney]

I would google it to see what it says as I have never compare them .AP

[@metro1361]

Is it good to invest in S&P 500 now as people say it may crash.

[@aliveonmoonrocks]

Yes, people say that all the time. 500 of the best companies will all crash at once? No. This isn't the 1930s.

[@megaman2016]

At 2:55 you say 82% of mutual funds beat the market? What's your source?

[@EverythingMoney]

Nope...Paul said that most of mutual funds don't beat the market. Watch the video again my man. Evudence is all over the web... Thanks for the note - GC

[@bossballheaddawg2588]

would vfaix mutual fund be the same?

[@EverythingMoney]

Kind of...Fidelity equivalent so to speak...but we like to stick with SPY or VOO - GC

[@SidViciousOne]

Voo vs VTI vs SCHD vs QQQ

[@EverythingMoney]

Thanks for the comment , will give them a look .AP

[@flashpadxxx]

You should pick a All Country ETf acwi ..

[@EverythingMoney]

Thanks for the note my man - GC

[@PonderDuke]

It depends on when you start and when you retire. Between 2000 and 2013 the S&P500 went up and down between two peaks. So yes if you keep buying every month then you will grow your money but if you used lump sum you would have not gained anything in 13 years. And actually lost because of inflation.

[@EverythingMoney]

Correct...and that is why you ought to buy every month. Don't even look at it, just make an automatic payment... TBH over the long term you will make profit in any case, unless you buy everytime at the top. It's just historical data...can't argue with that. Thanks for the note - GC

[@kokolada4272]

Why would anyone buy overinfkated S&P when you can buy bonds for 5%+

[@mistermaytrader4087]

Am i to understand that he used 1.45 million dollars to make $2035? I am a bit confused.

[@a_li12fathar87]

What is living at 80 years old

[@andrewvo8395]

Would love to see a video on getting to retirement before 65. Corporate America has brainwashed people into thinking that 65 is the age of freedom, that if you just keep giving your life until that age, you’ll finally be free. Your health can take a substantial hit after 50, who knows if you’ll even make it to 65. People need to start thinking about getting to financial freedom faster so they can enjoy life while they’re physically able to.

[@jacked6]

Age 65 is common retirement in many countries not just the US. The life expectancy is around 83 in many western countries although in US it is the high 70s. There is no brainwashing going around; if you want to retire early then you will have to invest earlier along with making more while spending less. Pretty simple math formula. Investing in the S&P every month will help your cause. If your health starts failing after 50 well that's just either fate or your poor lifestyle habits. Either way you need to prepare to live until 90s and up. My grandpa lived healthy to 100.

[@EverythingMoney]

Start investing sooner , have a side job , save that money try to fund a business , if possible buy a rental house . There's many things for everyone to try to get freedom early it just takes a lot of work , and taking difficult decisions .AP

[@geraldcoleman3596]

Personally, I think investors will start to seek more market diversification. can i confidently invest about $3m into the financial markets in 2024? I'm still not sure how rates will effect the market just yet, which worries me a lot.

[@Javier-pr3py]

Could buy half qqq half spy?

[@EverythingMoney]

That's something I never heard , interesting strategy .AP

[@JorgeRamos-xw6dy]

Is Paul saying that you always win on cover calls? I know many people who have study options and do cover calls and of course there is no guarantee that you will win as you may have already figured out.

[@EverythingMoney]

Lets say he wants to own company Z , he likes to sell puts to acquire said stock , if he didn't get it at least he made money .Then he sells a call to the stock he owns , and he never lets it get taken away .AP

[@thekingofkingsrp]

I have my dividends set to automatically reinvest.

[@thekingofkingsrp]

Also have taken a low risk high reward position on Sofi.

[@nathanvanwie643]

WOOF has a much catchier name

[@creep_bb]

Isn't it basically the same as VUSA?

[@EverythingMoney]

VUSA is the VOO in the Vanguard in the UK. Thanks for following us - GC

[@bc7896]

ETF vs Index? Which do you prefer and why?