Show Us Your Portfolio | Rick Ferri | A Boglehead Shares His Index-Based Portfolio Approach

[@edwardwilhelm9268]

Selling knowledge and not complexity, what a great bit

[@gamboolman]

Thank you for this. We used Rick to review our Portfolio and Philosophy before we retired - do recommend ! Simplicity is best

[@translumination2002]

Thank you guys for putting this up. I always listen to Rick & I'm slowly coming to the last stage of simplifying my financial affairs.

[@americarocks3175]

excellent interview. Thank you so much for having Rick on this show!

[@ExcessReturns]

Thanks for watching!

[@Ladran_Sancho]

Ferri's books, at least the ones I have read, are excellent. I totally recommend them to the beginning investor.

[@QuadTap]

i bookmarked this video as a requisite to rewatch if I'm tempted to make any change to my simple etf portfolio... also.. he looks great for his 70s wow!

[@WallaceDunn]

He’s not 70. He’s 65ish now.

[@AK-ky3ou]

Rick looks quite a bit wiser from what I remember him looking like, If you know what I mean. Great podcast

[@brett4756]

Great interview! Have a great 2024!

[@AaronJCourtney]

Most people don't realize that these global equity index funds are weighted 60+% to US equities and have 15-18% allocated to the mag 7. That isn't global diversification IMO.

[@rgarri6396]

If you don’t need the money, invest for your kids!

[@tinale8228]

I have invested in my kids with everything I got, but turn out they have not gained anything. Very disappointed about them.

[@HepCatJack]

There are reasons I could see for an investor to have two funds that do the same thing. SPY and VOO are both S&P 500 index funds. The oldest SPY costs 0.095% in fees whereas VOO costs 0.030% in fees. So someone who has held SPY in a taxable account for years might not want to sell his SPY holdings to avoid the capital gains tax but may want to use his dividends to put it in VOO instead. Another example: QQQ and BST have similar holdings QQQ is an NASDAQ 100 ETF with low management fee and low yield 0.66% whereas BST/BSTZ are CEF with similar holdings they have a higher management fee but pays a higher yield 8%/10% either by the occasional use of leverage or the use of options. When the market is bullish, the CEF tends to trade over their NAV, it makes more sense to buy the QQQ, when there is fear in the market, then it makes sense to purchase BST because you can often get a 10% to 20% discount on the holdings. If someone is holding their QQQ/BST or even BSTZ in a tax deferred account, then the funds could be moved from QQQ to the CEF of similar holdings BST/BSTZ with the best discount. When the CEF trades at a surplus to NAV, then it could be sold and QQQ bought with the money. If the account is taxable, then the dividends could purchase the CEF when discounted and QQQ when the CEF trade over NAV. This means the taxable account could have all three.

[@ExcessReturns]

Very good ideas in this comment, thank you Jacques.

[@Justmyopinion81]

What have his returns been over 20 years?

[@fredatlas4396]

I can't help wondering why Vanguard UK has do many index funds, etfs in their lifestrategy and target retirement funds. I looked recently and some have 13 index funds, or funds and some etfs. Surely this is too much and couldn't it be increasing the underlying transaction costs of the funds and costs in general to run those funds. I think in the US Vanguard only has 4 index funds in their lifestrategy and target date retirement funds.

[@CharlesVaughn-bm9gq]

Fortunately I didn’t invest in a total foreign stock index fund. It has lagged the US for decades.

[@auricgoldfinger8478]

Nice guy, but he’s not the heir apparent for Jack Bogle. Not the same horsepower. Plug his Core 4 portfolio into portfolio visualizer and it underperforms more than half the options

[@Toomanydays]

🙄

[@chasewnelson]

Which of the core-4 portfolios are you referring to - total economy? For whichever one you’re referring to, which equity allocation? Then, which of Bogle’s are you comparing it to - just total market, 2-fund (total stock, total bond), 3-fund (total stock, intl stock, total bond), etc., and what equity allocation?

[@CharlesVaughn-bm9gq]

TIPS lose value when interest rates go up. I found out the hard way. True, the interest rate increases but your principal declines like any bond or bond fund when rates go up. That’s hardly protection from higher interest rates.

[@fredatlas4396]

Looks like a short term 0-5 year tips etf has done OK and now paying good income

[@PorscheSpeedster-kz6nc]

Since you don’t need your portfolio investments as a pensioner, start giving your money to your kids now and take family vacations with them to maximize the experiences.

[@mikev4373]

I completely agree with this…

[@asage5801]

Telling another person what to do with their resources … SMDH

[@PorscheSpeedster-kz6nc]

@@asage5801 just trying to give some tax smart strategies to maximize their wealth vs giving it back to the government. YDKWYDK!!!

[@CharlesVaughn-bm9gq]

Small caps have lagged for twenty years. I do have another twenty years.

[@Yahooforreal124]

Is this Rick's portfolio or did I miss anything? Vanguard Total Stock Market Index Fund - Symbol: VTSAX Vanguard Total International Stock Index Fund - Symbol: VTIAX Vanguard Real Estate Index Fund - Symbol: VGSLX Vanguard Small-Cap Value Index Fund - Symbol: VISVX

[@Bobventk]

Ricks misrepresentation of the equity premiums is…. Interesting.

[@hotajax]

Moderator talks too much

[@DanFFA]

Translation: Make the questions more concise in nature while staying open-ended for the guest. Another avenue you could consider to address this, if it's semi-common feedback, is to provide more personalized responses to the guest at hand, rather than focusing on the same story of your boat as often ( just as an example).

[@jamesmorris913]

I actually found his interview-style quite enjoyable and refreshing, compared to the "rat-a-tat", boiler-plate, style that many interviewers employ. This was more like two guys having a chat over a couple of beers, at a backyard barbeque. I LIKED it.

[@dmoon9037]

Cut him a break. Verbal diarrhea is not an uncommon affliction.

[@Justmyopinion81]

Never going to be a part of a company that blows & get a crazy return if you just go with a vanilla boring index etf portfolio.

[@prestonphelps1649]

This blogger is inarticulate....