Expat Life in Montenegro: Cost of Living on Kotor Bay

[@ohsopom]

Great video! Living in Turkey, it's nice to see how cost of living in Montenegro compares. You've inspired me to one day make a cost of living in Turkey video for my channel. Best wishes for your upcoming travel and I look forward to seeing more of your Turkey videos.

[@WarrenJulieTravel]

Thanks, we start our drive back to Turkey in the morning.

[@stevan2399]

​@WarrenJulieTravel Has the Israel Hamas war changed how Turks treat Americans? I will be driving there soon.

[@stevan2399]

I will be driving from Bulgaria, thru Istanbul, and to Georgia soon, then back again. I am nervous how they treat US people now.

[@WarrenJulieTravel]

@@stevan2399 they treat you individually, we are not going out seeking conversations on the topic and nobody asks us.

[@angelashelley2711]

I loved the water in Montenegro straight out of the tap! Fresh and clean! I can vouch for Warren and Julie’s insurance - I have used it for two separate trips to two different countries. I can’t wait to get there!!!

[@WarrenJulieTravel]

Thank you 😁❤️

[@calgary1231]

Another great video. You did a beautiful job updating your new place. I hope you two have a wonderful trip and look forwarding to hearing about it.

[@WarrenJulieTravel]

Thank you so much!

[@biserkapetrovic3516]

Greetings from Canada, your videos from Montenegro are really phenomenal. I am from Herceg Novi and I can tell you that you know my country better than I do. The information you provide is really very helpful and I thank you very much for that. If I ever decide to return to Boka Kotorska, I would definitely follow your advice in many things that you described. I wish you a happy life in beautiful Montenegro.❤

[@WarrenJulieTravel]

Thank you for the beautiful comment and for watching ❤️

[@jgm3620]

Great video and good accounting 👍

[@WarrenJulieTravel]

Thanks 😊

[@Bonez1999]

How are you able to keep your T-Mobile plan there? I've read that they will cancel your plan if they see you're outside of the US for an extended period of time?

[@WarrenJulieTravel]

We have an international plan, but that said it has the language you mentioned built in fine print. We let sleeping dogs lie and don’t go probing to find out. We have an address in the US that we use for our phones, we obviously don’t stay in one location throughout the year which may make a difference. We don’t know of anyone being shut off, just one person that called and turned herself in and asked if she can keep her plan since she is living in Ecuador, because she didn’t have a US address to use. There are international students on similar plans living in a country twelve months straight. We can’t guarantee you can keep the plan forever so we don’t talk about it. We are going on five years abroad and still have it. We are overpaying compared to those without a US plan, but we pay to have the continuity, we still often get data cards during long stays, as this plan allows 5GB of high speed data each international per month after it drops to unlimited data at 256 kbs.

[@audiesanchez2984]

Warren and Julie thank for all the very useful videos. More power to you both. Warren I have a few questions about IMGlobal if you do not mind. How do I connect with you?

[@WarrenJulieTravel]

Please email me at [e-mail] Thanks, Warren

[@joelfaulk]

Great info guys

[@WarrenJulieTravel]

Thanks 😊 appreciate the comment.

[@salmaabdulmajeed9888]

Thank you, good to know.

[@WarrenJulieTravel]

You're welcome!

[@billbill6576]

You guys are great!

[@WarrenJulieTravel]

Thanks for watching us 🙂

[@livingworkingoutsidebox]

Super helpful. Thanks 👍 Have to say even though the prices have been increasing I get the feeling it's still affordable. Would love to see a comparison video between why you did the car in one country and live in Montenegro 🇲🇪 🤔 Did you make another video following up on your residency in Turkey?

[@WarrenJulieTravel]

We let the Turkey residency lapse. We bought our first home in Montenegro in 2016, we decided to use it as a home base since we wanted to travel but not have a time restriction. We have our car through our Bulgarian corporation so we can have a car without being a resident anywhere. We currently do not have a foreign residency, we leave before our time runs out as we travel. We do intend to do more time in Montenegro in the future and may do corporate residency there possibly late 2024 or 2025

[@tracyharris1739]

great video

[@WarrenJulieTravel]

Thank you 😊

[@AMOSS1970]

Your medical insurance is expensive actually. Another expat who took out the premium on herself pays $1,000 per year. My cousin pays a little over $600 per year..

[@WarrenJulieTravel]

Type and coverage limits, age, countries covered are all factors.

[@unclegarysglobalmediaforme9351]

I am very much interested in receiving your guidance. I will be in touch!

[@WarrenJulieTravel]

Thank you for watching us.

[@sholeh4334]

Thank you for sharing. Also did you also had some cosmetic eye surgery. Makes you look refreshed.

[@WarrenJulieTravel]

I actually thought the lighting had my eyes and both of us looking somewhat exhausted and tired. So thanks.

[@cl2385]

Thank you for updates, it is still affordable! Love the new remodel, specially the Kitchen. 😊 Have you obtained your Polish citizenship?

[@WarrenJulieTravel]

Thank you for the compliment ☺️ Sadly, no. The Polish government made a change to the application process just before I was scheduled for my interview. It requires residency now to apply outside of your home country.

[@cl2385]

@@WarrenJulieTravel Oh no, I am so sorry to hear that, after all that hard work of collecting your documents and application process and not to mention your family connections. Maybe they will revert back to what they had before sometime in the future. I know for me, I went through the same process for my ancentors country, it is A LOT of work and expense.

[@dougb.2627]

Thanks for these videos and I hope you are feeling better. I have a few questions and I apologize if you have already addressed these things in previous videos that I may have missed: (1) Have you been able to pick up any of the local language, or are you trying to? (2) What foods do you enjoy there? (3) Do you get lonely or feel like you miss being a part of a community that you left in the United States? (4) I take a DEA-controlled prescription medication (Lisdexamfetamine, aka Vyvanse) which just came off patent, but is still not widely available and apparently is not available in several countries including Mexico. Here in the US, I need to see my primary doctor every 3 months to get my prescription renewed and I get 3 30-day prescriptions that I have to go to a pharmacy once a month to fill. Are you aware of any way to get my meds as an overseas nomad, other than returning to the US once a month? Thanks very much, I just found your site recently and began subscribing.

[@WarrenJulieTravel]

We always try to pick up a little bit of the language. Eventually, we hope to at least speak a few sentences. That's a good question about the medication. Do you happen to know if any EU countries have those medications? If they do, it seems the easiest route would be to see a physician in the respective country and get it there. Perhaps a generic form might be available? We love grilled calamari in Montenegro. That's probably the one dish we love the most there.

[@WarrenJulieTravel]

As far as getting lonely, I would say on rare occasion we miss things back home in the US, especially Christmas, but overall we love our travel and have made wonderful friends throughout Europe and Ecuador.

[@toddh3704]

Can you provide websites to purchase flats please? Thank you for the video.

[@WarrenJulieTravel]

Please email me at [e-mail] I’ll give you our realtor website and contact.

[@toddh3704]

@@WarrenJulieTravel thank you.

[@DeanRamser]

Excellent video. Very informative. Cindy and I are going to Estonia on Jan 30th for my Digital Nomad Visa application interview on Feb 1st. IF it doesn't work out, we are thinking of going to Montenegro, a non-Schengen country. We can afford $1,000 or less. Some AIR BnB apts look nice. Do you have any advice? Thank you both! Dean & Cindy

[@WarrenJulieTravel]

Best of luck! Send us an email if you decide to come to Montenegro so we can point you in the right direction and give you a few contacts.

[@DeanRamser]

Thanks, Warren & Julie!!@@WarrenJulieTravel

[@razkrat8803]

Hey guys ❤️

[@WarrenJulieTravel]

Thanks 😊

[@BradThye]

I want to come visit for a month to see if its a place I'd want to live. Just got my international drivers licence today. I heard that a passport is not needed if my visit is less than 30 days, is that true? What would you recommend a few of my next steps would be? Thank you!

[@WarrenJulieTravel]

A passport is absolutely necessary. If you are interested in living in Montenegro I recommend at least a two week scouting trip and the time of the year will make a difference. Winter can be rainy and cold. Spring is a lovely time of year, summer is very busy with tourists. Autumn through October is generally a great time for hiking and doing some swimming.

[@BradThye]

​@WarrenJulieTravel thank you for the reply!

[@dgasmd1]

Can you comments on the requirements and logistics to bring a small dog as a tourist? Say coming from the US vs coming from Italy.

[@WarrenJulieTravel]

We have not personally had this experience. We imported our dogs into Serbia. It was extremely simple. I have read Montenegro is simple too. If you have time, i recommend getting the rabies titer test done. You do need to have the dog microchipped and you need an International health certificate. Best of luck with this.

[@michellet2024]

It sounds like you don't have a mortgage on your new home, but I didn't hear you mention if you pay property taxes, homeowner's insurance, or if you pay monthly HOA dues. Were those included in your essentials?

[@WarrenJulieTravel]

No mortgage, we paid about €400 for insurance for the year and property tax is approximately €500 so about 75 euro monthly if rated through the year. There is no HOA for the location. There are six unit’s total.

[@michellet2024]

@@WarrenJulieTravel Okay, thank you.

[@Kim-J312]

​@WarrenJulieTravel , I live in Chicago land area, this will make you puke ,property taxes on tiny home 800sq ft here is 7k to 12k a year 😢!! I'm a single girl w a pretty good paying job and 12k in property tax doesn't work for me

[@WarrenJulieTravel]

@@Kim-J312 yes, even when you own on the US, you still pay enough on tax and insurance to pay rent in most countries.

[@prika2000]

​@@WarrenJulieTravelso those 900E were not included in your $1750 monthly cost?

[@MBA-PRODUCTION]

Men's haircuts are not expensive in Montenegro. They start from 5 euros and up. There is no big difference in quality, you just need to ask where and how much. Maybe in Boka Kotorska it is a bit more expensive than, say, in Bar or Ulcinj, Podgorica, etc., ... Prices are generally higher for everything starting from Budva to Boka Kotorska because people are much more voracious compared to the greater influx of foreigners. The prices where foreigners stay in large numbers are much higher, which is very bad for ordinary locals because the prices are increased for them too.

[@WarrenJulieTravel]

We certainly try to find the locals places and we do our best not to overpay and make it harder for a country’s citizens. Thanks for watching:)

[@MBA-PRODUCTION]

@@WarrenJulieTravel no problem

[@djekna]

We’re contemplating if 1600-1800 euros is going to be enough for the 4 of us (2 teenage children). We won’t need to pay rent so looking at your videos, it appears we should be fine.

[@WarrenJulieTravel]

Yes, if most of your meals are at home, you should be fine. There are some low cost food options around as well. What area are you going to be staying?

[@Roquea.207]

Here in Texas is repulsive they want to charge me $400 a month for just car insurance to live in this country has become near to impossible Can I as American citizen move to live in Montenegro ? Thanks and greetings

[@WarrenJulieTravel]

Yes you can. We have a few residency videos on Montenegro. We will have an updated one next year. You can live there by buying property or forming a corporation. Those are the easiest options.

[@leonidlukashevsky6487]

Hello Adrian. Did you moved? And where? I thinking to move from California to Montenegro at some point. Thank

[@andre1987eph]

So $2500 a month for two, including housing?

[@WarrenJulieTravel]

If renting, yes to have an equivalent property.

[@natalias1212]

What's the point? You can live on this in USA and will be able to work and make a good money there? What is all hype is about?

[@Guesswho-w3b]

​@natalias1212 where In US can you live on 2700$? Kentucky ?Montana?😂😂😂

[@leonidlukashevsky6487]

​@@Guesswho-w3bnot even there....

[@Yvell]

Do you have friends to socialize in Montenegro?

[@WarrenJulieTravel]

Yes, great people here.

[@CryptoDreams2030]

how can an american buy a house or land legally? do they have a safe and secure system to buy, or is it like playing russian roulette

[@WarrenJulieTravel]

Yes you can buy in Montenegro, we bought our first home in 2016, and sold it and bought another home in 2023. It’s as safe as any other European country to own property in, not Russian roulette lol.

[@user-lv4ov5rp6d]

Make a video: Where to move if you are middle class, many countries have now been invaded by mass immigration like Sweden, so if we want sun, a good beach, and safety where should we move?

[@WarrenJulieTravel]

This is a good question.

[@travelandvino2738]

you guys mentioned that you are not residents in Montenegro, so are you allowed to buy property there and stay long term? how do the visas work?

[@WarrenJulieTravel]

We currently travel in and out every 90 days. You can buy property without residency.