The Realities of Expat Life in Montenegro: Benefits and Challenges | WarrenJulieTravel.com

Dive into the world of living in Montenegro as we uncover the pros and cons of expatriate life in this Adriatic jewel. With nearly a decade of experience, we explore everything from the breathtaking landscapes of Kotor Bay to the vibrant expat community and the affordable cost of living. Please visit our website to get more information: www.warrenjulietravel.com/
Whether you're considering Montenegro for a vacation, a long-term stay, or a complete relocation, this video provides an in-depth look at the practicalities and challenges of living here. From bureaucracy to transportation and medical services, get all the insights you need to make an informed decision.
Join us today as we discuss what it is like to live in Montenegro as an expat or digital nomad, from the stunning natural beauty of Kotor Bay to the beaches of Budva to the winter activities in Kolasin, the outdoor activities of Tara Canyon, vibrant expat community, and reasonable cost of living that make Montenegro an attractive destination.
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Don't forget to like, share, and subscribe for more insights into life as an expat. Check out our Montenegro Playlist for more specific information and tips!
Timestamps:
00:00 - Introduction to Expat Life in Montenegro
03:00 - Discussing the Pros: Stunning Scenery and Cost of Living
08:00 - Exploring the Cons: Bureaucracy and Transportation Issues
12:00 - Lifestyle and Community Insights for Expats
16:00 - Wrap-Up: Is Montenegro Right for You?
This video is about The Realities of Expat Life in Montenegro: Benefits and Challenges. But It also covers the following topics:
Expat Life in Europe
Retiring In Montenegro
Digital Nomad in Montenegro
Video Title: The Realities of Expat Life in Montenegro: Benefits and Challenges | WarrenJulieTravel.com
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#montenegroexpat #livinginmontenegro #expatlife #retirementabroad #digitalnomad
© Warren & Julie Travel - Slow Travel Nomad Expats

[@moqpoq]

If you are with your kids, here is one of the most important facts to consider: kids are by themself on the street without supervision from adults. This tells you everything you need to know about the safety and HEALTHY mindset of this nation.

[@ambreenzafar4839]

What about education

[@jpn5105]

We agree with you guys on many things. We have been living in Montenegro for three years and we enjoy it. This is what we think about Montenegro. Pros -groceries are affortable. - Montenegro is a beautiful country and there are many nice beaches - people are so sweet, especially when we speak to them in montenegrin. They love it. Con - driving here can be challenging. People seem impatient when it comes to driving. - opening a bank account here can be a mission impossible. - dealing with the bureaucracy here can be very complicated and can drive you crazy. - the winter months here can be depressing because of a lot of rain and windy. - the montenegrin language is very challenging for us and we try to work on it.

[@WarrenJulieTravel]

I can agree with everything you put into your post.

[@mateusz.mirkowski]

Depressing winter? Come to Poland to see depressing winter.

[@WarrenJulieTravel]

We were in Poland for part of a winter. It was quite cold.

[@njoynature123]

Is there pickleball or expat meetup

[@danielleburke4001]

I searched for Montenegrin on duolingo, but it is not there. Do you know of any apps that can help me learn a bit as I am moving there next month! :)

[@BasicAmericanDadAbroad]

Excellent tour & very well laid-out pluses/minuses, thanks guys! 🥇

[@WarrenJulieTravel]

Thanks 😊

[@audim4087]

Thanks for sharing the real day-to-day challenges you face living in Montenegro. You're being transparent and honest snd not showing and telling us about the beauty and scenery of this beautiful country. I really appreciate your videos. I will continue following you and maybe in contact with you soon. As a Canadian, I'm looking for a European country to reside as an expat retiree. I am looking forward to your videos. Thanks andcstay well! ❤

[@WarrenJulieTravel]

I appreciate that! Sometimes, it’s to our detriment that we are very honest and very real. Thanks for watching. 😃

[@ModernMoneyHabits]

Something to think about. Thanks for sharing.👍

[@WarrenJulieTravel]

Thanks for watching!

[@SuzanneHooker]

Great info - I'm headed there next!

[@WarrenJulieTravel]

We hope you enjoy your visit, it’s a beautiful place.

[@snailtravelers]

Great video! I just finished editing a similar video based on our visit to Montenegro about a year ago (the video will go live on May 1). We are in agreement about the pros and cons. I mentioned your channel in our video because we have found your videos to be so helpful. We made our home base in Turkey about two years ago and your videos about Turkey have been especially beneficial to us. Thank you!

[@WarrenJulieTravel]

Thanks for commenting and letting us know. I will try to check you guys out more tomorrow. Looks like you have primarily been in Asia, maybe we can collaborate. Send me an email at [e-mail] if you want to discuss.

[@NewsNowCalifornia]

Excellent video 👊

[@WarrenJulieTravel]

Thanks we appreciate your comment.

[@simoncabral1004]

Very informative….great video….

[@WarrenJulieTravel]

Thank you. We appreciate you watching us:)

[@zoranuskokovic5694]

I am from Montenegro,living in NYC.Video is amazing.Glad that you choosed our small country as your residence.💚💙 Definetlly we know as locals what we have,and now we apreciate more opinions of people,our people who lives here, as you🎉 Just continue with content like this.

[@WarrenJulieTravel]

Thank you for watching:) We appreciate the kind words.

[@desertinutah]

Wonderful videos. I did subscribe. I dream of living a few months in Split, Croatia.

[@WarrenJulieTravel]

Thank you for watching:)

[@karenborowinski825]

Great information guys even though we aren't thinking of living here. We are thinking of spending a period of time there especially as we will need to do the Schengen shuffle on our more extended trip in 2026. Like you we will have our own transport & after seeing some of those roads I'm thinking that being on a motorcycle like we are is going to be easier 😊 some great roads. Thank you for the clear & comprehensive info ... 👍

[@WarrenJulieTravel]

Thank you for your kind words! We're glad our info could assist you in planning your trip. Have an amazing time on the roads! I am not sure I would feel more comfortable on a motorcycle, lol. It might be a bit easier to get around in the tight spaces:) Thanks for watching.

[@EricandJamie_TravelAdventures]

Great, informative video. Thank you for presenting the pros and cons so well and not sugar coating the challenges such as bureaucracy. We remember having to go to Budva to register the first time we visited. That said, it is a wonderful country and I am optimistic they will optimize their government and make reforms. Have you noticed any changes since the new government took power last year?

[@WarrenJulieTravel]

Glad it was helpful! We haven’t noticed anything that we would be aware of as far as the government changing. Not to say changes haven’t been made. They just have not impacted us that we are aware of.

[@user-ut4kr3ks5l]

great video thank you. where did you get the dog stroller?

[@WarrenJulieTravel]

I created it. Do you live in Montenegro? If so, I can tell you exactly what I bought and where.

[@user-ut4kr3ks5l]

@@WarrenJulieTravel i live in greece but considering montenegro. thank you for your prompt reply:)

[@WarrenJulieTravel]

I think you could do the same in Greece. I went to Jumbo here and bought the child stroller. It was perfect because it has a nice buckle system. I then looked around the store for a little basket that could fit in the buckles. Bingo I had a stroller:) I bought the larger pet blankets they have and cushioned it. I use a leash and wrap it on one of the handles and strap her in by connecting the leash to her collar.

[@francgoodman]

I love this country, I like to visit it one day😊

[@WarrenJulieTravel]

You should! It’s a lovely place 😀

[@gennyjustdownthelane8967]

Ok great video. Convinced me not to go.

[@WarrenJulieTravel]

You should still visit, it has more positives than negatives in our opinion. It isn’t for everyone however.

[@Vagas2012]

Wow. I'm glad you guys covered this. I thought 90 days check-in, which is free at the immigration for retirement visa in Thailand, was annoying, I guess I need to stop complaining.

[@WarrenJulieTravel]

Countries all have their peculiarities, unfortunately, this is not a very well advertised tourist tax. I am sure many go without checking in on a regular basis, I do not believe they check for this paper often upon exit either.

[@cl2385]

Loved the content but could you explain a little more about the $1.00 per day tourist tax? So when I go to the tourist registration office, do I pay for the entire 90 day stay up front? OR do I need to pay on a weekly basis? Monthly basis? Does this cover you for the entire country? OR if I am staying in different locations, do I pay that tax in that specific location I am staying at? Is there a government web site that shows each location? Thank you😊

[@WarrenJulieTravel]

If you’re not in a hotel, find the nearest tourist office the first 24 hours. The rate is €1 per day in most tourist areas but can be as low as €.70 in Ulcnj. Under age 12 is free and 12-18 half price. You can choose to pay the entire amount for your expected stay at one time. Search Google maps for your best location.

[@claudelebell2971]

0:01 I am French Canadian. Presently I am working and living in France. Upon retirement I plan to stay. Countries like Montenegro and Albania are fun for a holiday. Good 0:01 0:01 food, good wine, and the girls are easy. 😉

[@WarrenJulieTravel]

I’m not sure about the last part of the comment, but yes, food and wine are lovely here.

[@bijelimedved2983]

Girsl are not easy, especially in Montenegro and with stupid foreners

[@danielleburke4001]

YUCK

[@jeffharwood6185]

My wife and I are going to be in Kotor in September for 3 or 4 days. What's the best way to take care of the tourist tax and also, could the airbnb host handle that for us? Thanks

[@WarrenJulieTravel]

Potentially ask your host. One of our property managers use to take care of it, our current one does not. The office is in Old Town Kotor for the area you will be in.

[@njoynature123]

How do fly to Turkey from Algarve? Flights seem too long?

[@WarrenJulieTravel]

We normally travel by car. Surprising off video topic question. Faro, Lisbon, and Seville are options in Portugal for Algarve

[@atomicvagrant7686]

I spent 3 months in the Fall of 2021 in Petrovac. The hotel owner told me that he did not collect or pay the tourists tax. When I left for Serbia by private car I had the euros ready to pay at the border but was never asked about it. I felt like James Bond for a few moments.

[@WarrenJulieTravel]

We have had similar experiences, but it really just depends on the border guard for the day. It’s a bit of a gamble. I hope you enjoyed Petrovac. Thanks for watching!

[@judymckee5992]

I was wondering whether there are indoor Pickleball courts.

[@NapoleonDynamyte]

Pickle ball? Just stay in NY!

[@WarrenJulieTravel]

Not that we are aware of, we do know it’s a popular game and I’m sure that somebody probably has something organized within this country.

[@user-rv9qu6zq9w]

Reading through the comments it seems that one of the reasons to move to Montenegro in financial. Do keep in mind that there are many countries will pay you to move there. Some are even more developed.

[@WarrenJulieTravel]

There are countries that will pay you to move there, this is true. Often times there are pretty strict requirements on age and also your own financial portfolio, and nationality, or skill and education. This said, the video is focused on Montenegro, we definitely are not going to stray off in every video to say by the way, there’s other countries that you should also consider. When we do a video on a country, we pretty much stay focused on that country With a few exceptions like the one we just did with Monaco and Montenegro comparison. We show Montenegro as the hotspot for millionaires and billionaires and investing.

[@user-rv9qu6zq9w]

@@WarrenJulieTravel I was just making an observation. Frankly it is of no benefit to me where the uber rich. I am more interested in taxes. You said your pay 15%.Since you still work what do pay to the US?

[@WarrenJulieTravel]

@@user-rv9qu6zq9w we actually don’t work. We dabble with KZbin and insurance and investments this said here is the US tax rates: The effective tax rates for 2024 (10%, 12%, 22%, 24%, 32%, 35%, and 37%) will remain effective through the fiscal year 2025. The top tax rate remains 37% for individual single taxpayers whose income exceeds $609,350 ($731,200+ for married couples filing jointly). The other rates are: 35% for taxpayers with income exceeding $243,725 ($487,450 for married couples filing jointly) 32% for taxpayers with income exceeding $191,950 ($383,900 for married couples filing jointly) 24% for taxpayers with income exceeding $100,525 ($201,050 for married couples filing jointly) 22% for taxpayers with income exceeding $47,150 ($94,300 for married couples filing jointly) 12% for taxpayers with income exceeding $11,600 ($23,200 for married couples filing jointly) 10% for incomes of single individuals with incomes of $11,600 or less ($23,200 for married couples filing jointly).

[@anakerr7550]

👍👍👍

[@WarrenJulieTravel]

😊

[@TurtleTortuga29]

We are planning to come visit for three weeks in Aug to see if it might be our next place to call home. We have been living retired in Mexico for almost 7 years and looking for go try something new. I will send an email so maybe we can meet when we are there.

[@WarrenJulieTravel]

We would have loved to meet up, but we will actually be in Germany at that time. We hope you enjoy your trip! Thanks for watching. We have a whole playlist on Montenegro 🇲🇪

[@randymelville9597]

How much income must u have to retire their. like a pension visa. or better just to buy property?

[@WarrenJulieTravel]

Please see this video. I think it will answer your questions. It’s very informative:Live in Montenegro, How to Obtain Montenegro Residency in 2024 kzbin.info/www/bejne/aqm1iKhvp5mnqsk

[@littletravelmonkey6727]

Are you from Orlando originally?

[@WarrenJulieTravel]

We are not, but we spent 13 years in Florida.

[@deborahquinette4569]

If you get residency by purchasing property do you have to pay the tourist tax ? Thanks

[@outherree]

no, they even said that 2 times

[@WarrenJulieTravel]

No, you do not have to pay the tax as a homeowner.

[@littletravelmonkey6727]

I am going to visit montenegro, Albania etc to see if it is suitable for me to live there. But being asian and not a white person, I found thailand is more to my taste.

[@WarrenJulieTravel]

I hope you enjoy both countries.

[@littletravelmonkey6727]

@WarrenJulieTravel Montenegro might be too small to reside year round, may be OK to combine with neighboring countries like Serbia, Albania, turkey etc.

[@WarrenJulieTravel]

Right now, for us, that’s true.

[@stayhungry1503]

you dont even mention working or having a company

[@WarrenJulieTravel]

We have residency videos that address all of these things.

[@NapoleonDynamyte]

That 1 euro fee should be collected by the hotel accommodation as it is in other countries.

[@WarrenJulieTravel]

If you’re not in a hotel you have to go in yourself. If you are a property owner without residency you have to go check in.

[@Soshi701]

Tax for what? Why 1 Euro per day?

[@WarrenJulieTravel]

Tourism Many countries in Europe require this .

[@meka4996]

No Lidl or Auchan? Oh no... I think no Kaufland, either.

[@WarrenJulieTravel]

😂😂😂 😒 😂😂😂 I read this to Julie and couldn’t help laughing.

[@paulfitzhenry4405]

کیا Milka Forcan کے لیے کوئی میوزیم ہے؟ وہ بہت سی پاکستانی خواتین کے لیے تحریک ہے۔ کیا ان کے پاس میکڈونلڈز بھی ہیں؟

[@WarrenJulieTravel]

I do not know if there is a museum here in Montenegro for Milka Forcan. No, Montenegro does not have a McDonald's.

[@BarryTomney]

You own property in Montenegro and you didn't residency?

[@WarrenJulieTravel]

We cover this topic often, to do residency through homeownership would require that we would be in the country for 11 months, we could possibly leave an additional month for purpose. We want to travel more often so we decided not to do residency but come and go staying less than 90 days. We may choose to do a corporation residency where we would pay the minimum tax, which allows for more travel.

[@lvivlion3036]

​@@WarrenJulieTravelthat would have been a deal breaker for me Lots of countries will give residency with a property purchase.

[@user-rv9qu6zq9w]

​@@WarrenJulieTravel There are many countries that are not as stringent concerning residency. I would definitely sell and relocate. Just my opinion.

[@izharkarim3537]

There is no tourist tax in Bangladesh 😊

[@WarrenJulieTravel]

Nope. Many countries require it.

[@AspenVoight]

Pretty country. Unfortunately the roads are lacking and those that exist are atrocious.

[@WarrenJulieTravel]

They are working hard on this so stay tuned. The construction may temporarily make things worse but they are making strides to improve.

[@user-zw4rt3ec8n]

​@@WarrenJulieTravel,kudos to the country, but at this point it's a major issue. Especially because we drive a Porsche.

[@markoperic4007]

Hey guys i think you need too get a little local connection i was born in Montenegro i can help you with your tourist tax and anything else you need when it comes to government bureaucracy im currently in the Caribbean I’ll be back next month hit me up if you need any help !!!

[@WarrenJulieTravel]

Thanks so much. We will keep you in mind. Thanks for watching:)

[@frandsenphilip1]

Sounds like a complicated country - nope!

[@WarrenJulieTravel]

It’s not really complicated, just a little bureaucratic.

[@benevenuto9794]

the cons seem to seriously out weight the pros. sounds like a nightmare.

[@WarrenJulieTravel]

Montenegro has many charms. We put out a lot of pro videos in this little country.

[@anniesshenanigans3815]

Sounds like a big pain in the butt to me..

[@WarrenJulieTravel]

lol, it is/was.

[@paulfitzhenry4405]

میں اور میری ماں اس سال اپنی چھٹی کے دن اندورا کا دورہ کرنے جا رہے ہیں۔ کیا آپ جانتے ہیں کہ کیا میں اپنی ماں کی آنکھوں کے لیے کانٹیکٹ لینس کا حل خرید سکتا ہوں؟ اس کے علاوہ، ہمیں آپ کی ویڈیو پسند نہیں ہے اور ہمارا اب مونٹی نیگرو جانے کا کوئی ارادہ نہیں ہے۔ PS اگر آپ کسی بھی اچھے کانٹیکٹ لینس حل برانڈز کے بارے میں جانتے ہیں تو کیا آپ مجھے بتا سکتے ہیں۔ میری ماں اوپر ہے آنکھیں نکال کر رو رہی ہے۔ وہ کانٹیکٹ لینس کا کوئی معقول حل تلاش نہیں کر سکتی۔

[@WarrenJulieTravel]

If you are asking about Andorra specifically, I cannot answer that as it has been a few years since I have been there. If you are asking about contact solution in Montenegro, yes, it is available.

[@Soshi701]

Looks like a mess and quite behind as a country and infrastructure. It's 2024 FFS!

[@WarrenJulieTravel]

It’s a beautiful country and many of the infrastructure issues are being addressed

[@woofolliesmydog8628]

that sounds perfect to me…I’m looking for a place to step back in time to when people had common sense and things were normal. The “developed” world has gone insane.