Explaining My Cash Envelope Categories | Sinking Funds | Cash Envelope System

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Happy2planwithDesiree

Happy2planwithDesiree

Күн бұрын

Пікірлер: 55
@Jewel_xo1
@Jewel_xo1 Жыл бұрын
You’re the first person I’ve seen to break it down like this. I love how you organize your envelopes based on your spending habits
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
So happy to hear that! thanks so much for watching🤗
@lizabethma6363
@lizabethma6363 11 ай бұрын
Just finding your videos but you have the most realistic and common sense budget and way of explaining this system. Big hugs and i really hope you make more of these videos.
@lizabethma6363
@lizabethma6363 11 ай бұрын
I'd also love to see you add an investments envelope to your long tem one. You can put into an IRA or other type investment which will greatly assist retiring early or retiring more comfortably.
@terrychittam8483
@terrychittam8483 Ай бұрын
Love this , you are such a precious young lady.Tell mom and dad they did a great job❤❤❤
@kimfields1000
@kimfields1000 Жыл бұрын
Congrats on reaching 25K subs! Love your channel 🥰
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
Thank you so much!!
@tonya3949
@tonya3949 7 ай бұрын
I found Happy Planner stickers today for $1.99 each, I bought 6 the Mom 1529 ct & the Budget 365ct books today! Yay Me!
@cristinaballi
@cristinaballi 11 ай бұрын
thanks for sharing! you've made such great progress - motivating 🎉
@Sjohnson324
@Sjohnson324 2 ай бұрын
You've got this. Life happens as we plan it❤
@renee9776
@renee9776 Жыл бұрын
How do you save for car and home/renters insurance? I didn’t hear you mention that. These videos really are eye opening for me. I really need to keep track of my spending.
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
I don't stuff my paycheck from my full time job so those types of bills come out of that money. Because of this I don't stuff for them. For me I have an issue with overspending in the categories I have in my binders. Because of that I only focus on these categories to keep on track. Hope that makes sense!
@ladydee56
@ladydee56 5 ай бұрын
I absolutely love your wallets and how you break it down. I am retired so I am on a fixed income, but I have always had a savings account every since I started working. There are some family members that need to be doing this young and older.
@PaulaJ_1031
@PaulaJ_1031 Жыл бұрын
Love these videos! Keep them coming! ❤
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
Thank you! Will do!
@teresareed6580
@teresareed6580 11 ай бұрын
Where did you get your notebooks/binders??
@jennifergribbins4560
@jennifergribbins4560 3 ай бұрын
Love your wallet. What kind is it and where did you get it ?
@calmandcharming1599
@calmandcharming1599 Жыл бұрын
👋🏽Doing challenges for sinking funds is fun. But, I’m not making as much progress as I would like too. 🤦🏽‍♀️💚
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
Even if it's a little progress that is still better than nothing! So keep at it!!!
@Michellelovestothrift
@Michellelovestothrift 7 ай бұрын
Did you make your envelopes?
@savewithjudy
@savewithjudy Жыл бұрын
Here watching and enjoying.
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
yay thank you so much!!!
@mireyabender1503
@mireyabender1503 Жыл бұрын
New subscriber!! Where did you get the pink binder? I love it! ❤
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
Thanks for the sub! I actually got it as a sample from a manufacturer...hope to sell them soon🤗
@Marie_C623
@Marie_C623 3 ай бұрын
Can you share the link for your wallet please ???
@carolperdue7534
@carolperdue7534 Жыл бұрын
Do you still shop online with a credit card? Do you pull the money from your envelopes to pay the card off?
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
I’m not a huge online shopper and also no longer use credit cards. But when I do buy something online I take the money out and deposit it into the bank.
@missnannymarie
@missnannymarie Жыл бұрын
That’s how I do it. I have a completely separate banking account for credit card payments. the way I think of it is, having multiple bank accounts is like a digital cash envelope system. Once I deposit the money into that credit card payment account I forget it, I never withdraw money from that account. If there isn’t cash in a certain category envelope at home I won’t use my credit card for a purchase until I know it can be paid in full at the end of the billing cycle. Pull the cash from the envelope at home and place it into a cash envelope named “bank” that you keep in your wallet and then make the deposit anytime before the payment is due that way you don’t accidentally leave the cash in the envelope leading you to believe you still have that money and it hasn’t already been spent online.
@mariavargas8769
@mariavargas8769 7 ай бұрын
Hi where do you buy the binder
@Ladybug50505
@Ladybug50505 Жыл бұрын
I love your wallet, where did you get it can I ask?
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
I actually got the wallets as samples from a manufacturer..just testing them out to see if I want to sell them🤗
@paivix1
@paivix1 11 ай бұрын
The o e you have for long term sinking funds .. white with logos is a beauty ❤
@abigailverthein1207
@abigailverthein1207 Жыл бұрын
where do you get your labeled envelopes?
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
I made them! I have a tutorial on my channel kzbin.info/www/bejne/hXLZaayFrs1nhassi=8VzG6xTJUZaVceEs
@ZionTreasureHunt
@ZionTreasureHunt Жыл бұрын
Great video very well broken down ❤
@mylittleplanningcorner
@mylittleplanningcorner Жыл бұрын
Hello Desire can you share what company you used to get your binders?
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
I sourced them from Alibaba!
@mylittleplanningcorner
@mylittleplanningcorner Жыл бұрын
@@Happy2planwithDesiree how do you like your new binders, like the quality? Can you do a review on what you ordered?
@Randysavage_24
@Randysavage_24 Жыл бұрын
What type of tripod do you use? Very still 😊
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
I actually use my ring light to hold my phone. It’s a floor stand so that’s why it stays pretty still. But I do not recommend using it because the phone holder doesn’t reach very far. Hoping to change it up to something better
@nikki95yan
@nikki95yan 9 ай бұрын
Your link to your LV binder is not working
@Happy2planwithDesiree
@Happy2planwithDesiree 9 ай бұрын
That company is no longer in business sorry about that!
@la-quandanorwood5158
@la-quandanorwood5158 Жыл бұрын
Great video.
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
Thanks!
@Sitasbudgetingjourney
@Sitasbudgetingjourney Жыл бұрын
Great video❤
@Bjustbudgets
@Bjustbudgets Жыл бұрын
Hey Desiree, so i followed your cash envelope tuturial and made the exact same mistake as you 🤦🏽‍♀️🤦🏽‍♀️ i incorrectly punched 40 envelopes 😭😭😭
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
Omg I feel your pain. Even after making this video and learning from my mistakes I made some for a friend of mine last night and punched them all wrong 😭 ugh!!!
@Bjustbudgets
@Bjustbudgets Жыл бұрын
@Happy2planwithDesiree omg crazy. I know I'm going to do them over soon too. My old won't let me keep them
@TAA4U55
@TAA4U55 10 ай бұрын
💕
@annsmith5625
@annsmith5625 Жыл бұрын
⚾️
@Happy2planwithDesiree
@Happy2planwithDesiree Жыл бұрын
Thanks!
@judejeanpierre7486
@judejeanpierre7486 5 ай бұрын
❤❤❤🎉🎉🎉🎉
@MrsUnderwriter
@MrsUnderwriter 11 ай бұрын
With all the respect, this is way too complicated
@Happy2planwithDesiree
@Happy2planwithDesiree 11 ай бұрын
That’s ok it’s not for everyone 🤗
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