FAFSA (federal loans) for dental school education! DDS/DMD Debt, Govt/ Private loans, US citizen/GC

[@user-qk6wz1xc1s]

Do i need a credit history with a credit card before i get eligible with grad plus loan?

[@ammoula2974]

Also, does your spouse’s income affect your eligibility for the loan?!! Thanks!

[@CaapidSimplified]

Hi Ammoula, if he is the cosigner, yes! More than income, it’s the credit score, and more than the eligibility it’s the difference in interest rates. The better the credit history, the better the chances are to get lesser interest rates.

[@ammoula2974]

Isn’t the tuition way more than the amount FAFSA grants? How can a student manage?

[@CaapidSimplified]

You can divide the overall tuition and take a loan for semesters. The school’s financial aid will guide you on this once you’re in.

[@Facefixer91]

Grand+ usually covers the whole amount the school allows to take plus living expenses. you are able to live okay but not a luxurious life. Penn and Phili are costly in a way

[@ammoula2974]

@@Facefixer91 thank you for the response.