u can count urself lucky, had a bad accident on october 6th with my freshly bought dreambike an 2011 R1.. sold my r6 for it and had it for a month exactly. My front tire collapsed in a turn sending me into the guardrail, the bike got split in three parts I landed in the hospital with a severe concussion but my gear saved me from worse, helmet got split in half.. The Bike is totaled and Insurance wont cover a dime. Lost alot of money and my dream bike that i didn t get to enjoy for long... also I lose my license for a month... (I m from switzerland)