FD Credit Card आपके CIBIL Score को पूरी तरह से बर्बाद कर देगी - Never Apply for a Secure Credit Card

[@vivekkumaranand5272]

Sahi bol raha hai bhai mera bhi ek baar me 80 points kam ho gaya.706 se sidhe 624 ho gaya.

[@YashGupta365]

100% correct. This video is shit knowledge hoti ni video bnane lgte hn

[@sureshrathod-bg9gt]

आप ने सहि बतया 30% युज किया जाता है धन्यवाद

[@arkyagorai4625]

Aisa nehi hota..app credit limit ka 30 to 40 % use karey time se pehele pay karey..or overdue na karey..sure credit barhega..

[@ankitraghuvanshi5514]

Bilkul sahi kaha aapne ise kuch nhi pta... sab bekaar ki baatein kar rha hai

[@parthmittal9605]

Ek tarah se inki baat theek h jitni limit h repay krke usse zyada use na kre Orr limit ka 30% use kre to credit score badhega

[@naturalpathy8243]

Paisa bazar ka FD base SBM credit card sabse bada scam kar raha hai jab is card ko close karwate hai to paisabazar bolta hai card band hai koi dues nahi hai aur dusari taraf cibill main report dal deta hai amount overdue yeh paisabazar chor company hai is ka fd base card na le

[@Shahidulla.007]

Fd wale card he cibil badane ke liye hote h😂😂😂😂

[@hanumannisad4160]

Sir, do reply ---- fd cc is good only if the credit utilization is less than 30%

[@abhijeettripathi5765]

Haaa

[@parthmittal9605]

Sir, 50,000 ki limit wala to theek rhega na sirf 10,000 limit use kre to

[@virenxplore88]

Wrong information...m use kr rha hu icici & one card fd ..mere koi ifect ni hua...badi h cibil...uske baad mujhe Flipkart & amazone pay leter bhi mila h..galat jankari na de...

[@HiteshVaja2890]

ty

[@arjunkumar962]

yr 650 hai cibil stepup liya hu .plz batao kaise bdhega boss

[@vishalthakor0077]

Bajaj finsrver

[@arjunkumar962]

bhai ek month me kitna badhata hai

[@vishalthakor0077]

@@arjunkumar962 Bhai ase hi 1 month me cibil increase nahi hota time lagata he tum

[@Akashjha18871]

Fake information dete ho glt baat hai pehle khud use kro phir logo ko btana experience our logo ko mei yh samjhana chahunga aise fake information ko mt dekho inke views mat badhao like subscribe mt kiya kro yrr

[@rohitkushwaha3295]

Bhai kuch nhi hota h bar bar limit use krke repayment krne per.....bss billing date se pehle utilisation km krdo 30% se....cibil me humne kitne ka transaction kiya uska report nhi aata h to aap jo bol rhe h wo glt h...

[@Hey-come-and-learn]

Utilization 30 percent se kam ka kya matlb hai? Please suggest

[@SunilSoni-sn1ed]

@@Hey-come-and-learn man lo apne 50000 ka fd karva kar card liya he to 50000 ka 25 se 30% use Karo vo esliye man lete he apne 70 se 90 % ya 100% use Kar liya to bank ya cibil ya dusre credit score vle ko lagta he es insan ki life credit par ji rahi he

[@Hey-come-and-learn]

Oh ohke🤣🤣🤣🤣 mtlb hme grib smjh lete hai vo

[@SunilSoni-sn1ed]

@@Hey-come-and-learn ha yahi samjh lo unko lagta he humko dega ki nhi 🤣

[@shubhamfitnessseries8125]

Bhai repayment bill generate hone se phle hi karde?

[@kpcincinnati6409]

mere pass axis bank ka card hai fd vala maine ise apna cibil badhane ke liye banaya tha jab maine card banaya tab mera cibil 589 tha or ab mera cibil 738 hai total 1 saal k baad mera score badha meri limit 16000 hai lekin use sirf 25% use karna hi best h tabhi score achha badhta hai

[@aartitomar4998]

Muje kya farq pdega mera to CIBIL score hi nahi hai

[@Barqat1989]

Agar galti se fd click huwa to kya kare

[@Cartoons_Network.]

Mera galati se hogaya 2000 Gaye

[@SamiranSardar]

😅😅😅😅😅😅

[@kushagrame]

Bhai Jada sey Jada fd karkey jarurat Kay hisab sey Jada limit wala cc apply kr saktey hai... Jaisey 30000 ki limit wala fd card banwa Kay 7 ya 8 hazar ka monthly expenses chala saktey hai... Depending on usage kitna karna hai.. uskay hisab sey fd karkey Jada limit wala cc lay saktey hai... Currently my Experian score is 830+.. bad may jab unsecure card mil jaiye to phir card band karwa dengay...

[@adeshvyavahare6820]

I have some questions for you 1)5000 fd ka new card hai to max kitna amount use kr sakte hai for 800+ cibil score? 2)kitne transactions hone chahiye minimum per month for 800+cibil? 3)kitna time lagega 800+ cibil krne k liye agar card new ho (first time user)? 4)first time fd credit card user kese fastest way me 800+ cibil kar sakta hai?

[@SunilSoni-sn1ed]

@@adeshvyavahare6820 1 5000 ka 24 se 30 % use Karo or agar new ho to fd card mat lo 2 ketne bhi karo par 5000 ka 30 % use ho 3 6 se 12 month 4 fd card jab banvao tab cibil 680 se niche ho fd card ke bad koi loan ka offers nhi aayega

[@SunilSoni-sn1ed]

@@adeshvyavahare6820 apke pass filpcart pay later he agar he to usko use Karo jo limit he uska 30 % 3 month emi time se de di score badh jayega ya secure loan jese gold loan auto car loan le sakte ho

[@adeshvyavahare6820]

@@SunilSoni-sn1ed thanks

[@Akashjha18871]

Cibil increase krne ka sabse best idea fd credit card sbm bank ya idfc ya one card tilmly payment kro 30 percent use kro bill pay kro 6 month mei cible good kr dega

[@opfacts9652]

Hlo mene union bank me account khulwaya h atm abhi tk nhi aaya kya kre Your information

[@amitbasak1489]

Bahud galat bathe bole rahi ho ...tume 2000 bala card loge 2000 spend koroge to cibil to daun hoga ... Card jitna limit he uska 30% use korna caiye

[@arjunkumar962]

limit me hi use kre tb badhega ya nhi?????

[@arindamfouzdar9872]

Step up card keya CRED application Mai support karta hai ?

[@mrdavid.optiontrading_]

Hi bro mayne 1 card leya h 2 month hogaya hai...or mujhe ye close karna hai ...kitna charges Dena padega mujhe

[@AbhishekGupta-yw8zd]

Pata nahi aap jo bol rahe ho ohh sahi but saab log toh credit card bol kar bechh rahe hai toh kya RBI koi bhi objection nahi leta hai kya?

[@mdsarfaraj1987]

मेरा पैसा कट गया हैं लेकिन confirmation pending लिख रहा है हम बहुत परेशान हैं जल्द से जल्द विडिओ बनाए

[@KORAGGGAMING]

yeh banda sirf galat galat battein bolta hai... khudko bohot smart samajh liya hai

[@Anil0427]

Tumko kuch nai pata padhai kro fir video bnana chasma lagne se knowledge nai aati mere sabil score 460 tha mene 4 bar defaulter kr diya mene 2000 ki fd kiya or Card limit %30 se km Kiya ab mera Sibil 780 nai FD credit card Is Best

[@Banking.Express]

Hahahaha !

[@ashishkumarkarn5217]

Misslead kar rahe ho bhai aisa nhi hota hai aap 30 se 40% tak use kro guranteed ke sath cibil improve hoga

[@deepakkaushik2306]

Bhai ye sbm ki fd kese tode

[@verma.deepak]

Hi sir...sir pure you tube par ek jesi video hai...ek video kam se kam esi banao card se online pese kese transfer kare...emi main converter kese kare..ish typ ki video bnao aap

[@GABBARSINGH-nt1mv]

Sir mene one card se fd based card liya hai mein bill pay nahi kr pa raha hu mere saath kya kya ho sakta hai

[@Relax-your-mind47]

Aap kuchh bhi bolte hai

[@arjunsingh8541]

आपके हिसाब कौन सी बैंक के FD क्रेडिट कार्ड से सिबिल स्कोर जल्दी बढ़ता है बताइए सर

[@sachin1254]

He is right...I got axis bank fd credit card with 1.6 lac credit limit based on 2 lac fd but credit score drop from 764 to 755 when credit card account added to cibil

[@Banking.Express]

Credit Cards on FD is just like a Sucide !!

[@ankitraghuvanshi5514]

Aisa nahi hota brother you must have exceeded your credit utilisation ratio...

[@Akashjha18871]

30 percent use kro bill timely payments kro cible khud increase hoga

[@MkRasnol]

भईया मेरा खाता bob bank में है और मेरा अकाउंट फ्रीज नही है ब्लॉक नहीं है फिर भी मेरा पैसा ट्रांसफर नहीं हो रहा है

[@diwne9420]

भाई एकदम सही बोल रहे हैं। कुल मिलाकर उनके बोलने का मतलब है। अगर आभाई एकदम सही बोल रहे हैं। कुल मिलाकर उनके बोलने का मतलब है। अगर आपके पास ₹20000 का क्रेडिट लिमिट मिली है तो आपको सिर्फ ₹10000 उसे करना है एक पीरियड में।पके पास ₹20000 का क्रेडिट लिमिट मिली है तो आपको सिर्फ ₹6000 उसे करना है एक पीरियड में। 30%

[@avinashkumardas6264]

To bhai Kaise Milega credit card Or mera cibil score 765 hai tb vi nhi mila raha hai credit card

[@mohdshadab723]

Sir cibil check karne ke liye cibil walo ka koi app hai kiya

[@nochance3914]

800 rs ka he 6 mahine ya ek saal ka..direct cibil score dekho.Free wala score nahi.

[@naturalpathy8243]

Paisa bazar ka FD base SBM credit card jab close karwaoge to paisa bazar card close kar deta hai par 1 mahine baad cibill main overdue amount daal ke cibill kharab kar deta hai .... secured credit card lene se acha unsecured credit card lena chahiye

[@Nagesh403]

Brother please dont spread wrong information. If your credit card limit has 20k, then you will spend above 20k per billing date so abuously your cibil score automatically decrease.

[@perfectdesign.6904]

10 year old credit card issue how to closed . Pls tell me

[@mohdshadab723]

Sir ager ye band karwane ka koi nuksaan to nahi hai jese bolte hai ki Pehla card band nahi karna chahiye

[@rashidsaifi7315]

Maximum credit card kese apply kre....hum ek bar mai kitne credit card apply kr skte hai ek month mai...

[@umarkhan31]

Bhai har 3 month me ek baar credit card ke liye apply karo koi 1 hi bank ka. 1 baar me jyada bank me credit card ke liye apply karoge toh credit enquiry badh jaigi aur card milna mushkil hoga

[@biswamajumdar8161]

no no brother...as i am self employed i could not get a cc. i took a fd credit card from icici bank, in a year time i got pre approved offer from icici amazon pay card also from sbi too as a preappoved offer.

[@HarjitSingh-dc9sj]

Bill generate hone se pahile hi yadi aap payment kar dete hai, vo cibil mai show karega hai nahi..😅

[@RockyKumar-rr4zg]

Cibil ko upar le jane fd cc hota hai ji, defame mat karo, Credit utilization ki baat aap bol sakte ho , but don't defame

[@rabimallick3960]

Wrong information

[@drjohnmiltonlima3320]

Very nicely explained I was trapped to ICICI FD credit card unnecessarily

[@SonuKumar-ny1rq]

Bhai ek Vedio main aap keh rhe ho isse credit history banti h Abhi is Vedio mein mana kar rhe ho?

[@subratamal4668]

Yesterday Jo video upload kiya tha maine comments kiya reply Kiya nehi.

[@dancerritika1909]

Yaar shlope pay later card app launch hua hai ushka video bnao ( shlope buy now pay later)

[@arijitsarkar8378]

Mera One Card ka limit 25000 .....South Indian Bank ke taraf se pre-approved mila.....Without FD without income proof....🥰🥰🥰🥰🥰🥰 Accha hua yeh FD wala Credit Card apply hi nahi karna pada......🥰🥰🥰🥰🥰

[@subratamal4668]

Lazy pay kaise close karu, make a video please

[@arijitsarkar8378]

Mujhe without income proof and without FD mila hai Bank ke taraf se woh bhi Metal Credit card......🥰🥰🥰🥰🥰🥰🥰🥰

[@sanketpal7187]

totally wrong information

[@Aparna02489]

Right bro.

[@loveislifeloveeveryone8341]

Sab galat information dera hai ye banda sare bank wale channel pe strike kardege,or ye banda frustrate hai kyuki isko unsecure card nahi deta koi bank,,

[@omgviralvideos5564]

Wrong information. Nothing any sense 😜

[@Anil0427]

FD credit card Use nai ke liye nai he Sibil Score increase karne ke liye hai

[@Banking.Express]

Cibil score increase karke kya karoge bhai aur karj aur loan ke daldal me fasoge !

[@Sonu_kumar_805]

और जिसका cibil है ही नहीं उसका माइंस जाएगा क्या 🤣

[@sarkari_tak]

745 ho jayega

[@makarimhameed8624]

Credit utilisation samjha na bhai jo main hai.direct card ko blame kar raha hai

[@siddhantgupta6225]

Card sahi se use nhi karoge to cibil down jayega hi... Isme fd ka kya kasoor hai.. batao...😂😂... Credit card responsibility se use krna ata nhe or chale galtiya batane.... Kon hai ye log... Kaha se ate hai

[@pranayroy8060]

😂😂😂😂 Pehle tum use korna toh Sikh lo... Limit hain 2000 aur tum 40000 kha gaye cibil toh down hoga heee .. 😂😂😂😂😂

[@vishalkumar-vk6pr]

Galat mat btaye kuki isse credit score badta h

[@ChouhanTractors]

Shi hai mera 864 se 700 ho gya

[@amitbasak1489]

Maine icici fd card liya 36k limit aj mere pass sbi 32k unsecore card r hdfc bank credit he 49k limit ... Koi bhi income prufe nai Diya ..abhi fd card close korba dunga .. Dekho kitna fayda he fd card ca. Sahi se use korna ana caiye samje

[@explaineverybit]

Kaise ICICI aur SBI me account tha pahle se?

[@amitbasak1489]

@@explaineverybit Yes icici r sbi ac he but hdfc me koi ac nai he

[@WolfyOP]

@@amitbasak1489kitne % limit aap use krte the per month of fd based card for good cibil building

[@amitbasak1489]

@@WolfyOP 30% use korte hu r cibil 757 he

[@WolfyOP]

@@amitbasak1489 mene paisa bazar ka fd card liya he aur mene 10k ka fd karavaya he to me monthly 3000 use kar sakta hu right? agar 30% se zyada use karunga toh tab bhi score badega na if i pay on time

[@gamesinfoprofile]

Thank you for this informative video 🙏🙏🙏🎉

[@DHRMA26]

Galat bol rhaa hii

[@sagarbanshiwal-oq1ex]

Agar 30% se Kam use karoge to cibil badega

[@narayanpatra1133]

Very good talk dada

[@sanjeevgurung7049]

Right now

[@historiceventofindia001]

Are bhai jb limit hi 2000 h to ghanta paisa dega 25000 kuch bhi bol rhe vdo bda krne ke chhakar me

[@MKJYT]

Arey Tera cibil enquiry ki wajah se down hua he secured credit card ki wajah se nahi...

[@Bikramjitkhuman]

Thanks for Information

[@vk-qm9yg]

Bro apko chyawanprash khana chahiye 👍👍

[@NaushadAnsari-iz1dn]

Tu kabhi liya yes ya no

[@swapanmallick6376]

Sir 100% bàat kahi hai

[@HarishKumar-en6eb]

From the functionality of secured credit Card . It can't be said outrightly about prepaid cards (debit cards). Customers can earn the interest on its deposit and at the same time one can use one's money for basic requirements. As For recharge, bill payment and many more. And for the charges for cash withdrawal and balance transfer, it is also applicable on unsecured credit cards. A lot of points for consideration. Yes It may be true if one utilizes the full limit of credit card then it may result in drop of cibil score. I have no idea about it. So it is a drawback for the people who want to utilise full money from FD Based CARD. And I think it's not factual that if one has a secured card then no bank will issue an unsecured credit card. In my opinion, Banks observe a person's use of credit card. So I think if a person assumes that a unsecured credit cards may be issued on the basis of statement of secured credit card then one has to keep patience and use credit card judiciously. In my case till now I have no patience I want to use my full money of secured credit card. If this impacts my cibil score then I will close my card and will use another method like a minimum average balance of ₹ 20000. As SBI demands from who have no ITR or income proof. It is my perspective. I am newbie in the world of credit card.

[@loveav4111]

Bhai tuje nahi ptaa Bhai Mane 5 month me time se pay Kiya 620 se 750 ho gya

[@rajudeen846]

Bhai information Dene aaya tha. Bs bakwas kr rha h 3-4 minutes

[@pranayroy8060]

Tumko credit card use karna heee nahi ataaaa 😂😂😂

[@viralwithvikas]

Wrong information aap wrong ho sir

[@tarunkumarsahoo5887]

WRONG INFORMATION

[@ssamim]

You are Misleading and misguiding people You are telling about using over limit and blaming FD based card Over limit is harmful for every card may it be secured or not And every credit card user should be careful in using their limits. Otherwise it will hurt your score. And for your information every credit card limit is provided for the whole month it's not a new thing for fd cards. You should grow your own knowledge of cards and then teach others. You didn't have knowledge and misused card that's why your score went down. If used carefully these FD based credit cards are great for increasing credit score and for building new credit history. You are a good youtuber. Many people rely on your video. So a little more care is needed. Be careful in future before sharing these types of misinformation

[@niramayahealthcare9346]

bahot accha video hain👍👍👍

[@Pushpa-dy7dq]

Tumko kuch nhi padhai kro fir video bnana chasma lagane se knowledge nhi ati ....

[@Himanshu_Verma164]

Faltu ki bakwas karta rahata hai

[@perrytheplatypus199]

KZbinrs logo ko bewakoof banata hey sabsay zada

[@rings_18]

Abe jb koi topic nhi mila to , kuch bhi bna dya

[@Satyasanatan453]

Logo ko misinformation misguided mat karr jinka cibil score nahi hota 0 hota hai fd karvane se unka pan card se credit score chalu ho jata hai 😠 ruk report marta hu

[@harvey3348]

Gadheeeeee

[@TechMynn]

Vi Galat information mat Diya Karo

[@DHRMA26]

650 750 ho gya hii

[@newmovieH]

Tu apane card band kar de

[@srkentertainment5718]

Nice explanation sir ❤

[@vishalkumar-vk6pr]

Mera to bad gya h

[@RATANMAJUMDER137]

Valuable information

[@shaileshshailesh4737]

Bhai tu thik se recherche kar bad mein video bana

[@_RahulTiwari]

lol kuch bhi?😂😂😂

[@Sai-rp2pw]

Bad information

[@tusharmitra2746]

Bakwas

[@Himanshu_Verma164]

Lllpp ttooo rr

[@ABIDALI-uu2yr]

Kay bol rah hi malum hi Kuch

[@freeslothaggudogl4618]

Isne daaru peeke banaya h😂

[@rajputgamingyt4215]

Lol

[@MrSijumenon]

😅

[@panditji7896]

bhai bs kr jiska cibil hai hi nhi uska ghtega kya abhi ur.koi trika dhundho views k liye httt