Fidelity ZERO Index Funds 2020 FULL REVIEW || The Average Joe Investor

[@AverageJoeInvestor]

HEY EVERYBODY! I made an updated video for Fidelity ZERO Index Funds that is more relevant and current if you want to check it out! kzbin.info/www/bejne/rJCrXqeDZreejqM || THANK YOU GUYS for watching and leaving your $0.02 in the comments! =)

[@zahirzavier1780]

Pro trick : watch series on flixzone. Me and my gf have been using it for watching a lot of movies recently.

[@korbinkylo1921]

@Zahir Zavier definitely, have been watching on Flixzone for since november myself :D

[@eggsbacon607]

I just started a Roth and I'm in it for the long ride and I just want 1-2 funds to throw my money into and forget about it .. should I put my trust in fidelity zero accounts?

[@theresagarcia1218]

Nobody can become financially successful over night. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking bold steps we need in other to reach our goals.

[@mayacho4910]

I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value.

[@danielkey1463]

@@mayacho4910 This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a financial consultant by name 'MARGARET ANN WARNKEN" and everything changed. I started enjoying huge returns from my investment.

[@mayacho4910]

@@danielkey1463 Oh that sounds good but how do i reach out to MARGARET ANN WARNKEN?

[@danielkey1463]

@@mayacho4910 Look up with her name on the webpage.

[@mayacho4910]

@@danielkey1463 Okay i just found her website, it was very impressive and i dropped a message for her.,. i hope she reply's me.

[@luiscastillo7009]

another thing to consider tho is the minimum investments, with vanguard most of those have minimum of 3K

[@markofunkade]

Good point

[@TedPatrickBaird]

My employer's 401k provider is Fidelity so I will definitely look into these. Thanks Joe!

[@briand986]

Fidelity’s Zero Large Cap FNILX and Zero Extended Index FZIPX complement one another well and used in the right weighting approximate the Zero Total Stock Market Index. Joe’s knock on FZIPX is unfair because he compares it to standard completion index funds that are designed to complement a S&P 500 index fund. Since FNILX is not a S&P 500 Index fund the comparisons are not accurate. Joe does not mention that Tesla is a large cap stock and a top 20 holding in the FNILX. This explains why FZIPX does not hold Tesla. Since Tesla has not been added to the S&P 500 index yet the standard completion index hold this large cap stock as one of its largest holdings - for now. For investors that hold FNILX and FZIPX in the right percentage their performance will compare reasonably to an investor who holds a S&P 500 Index fund and a completion index fund over the long run. Joe’s video used a short period of time and compared funds that have different objectives.

[@briand986]

@It Is Me 12/21/2020 was the first day that the S&P 500 index traded with Tesla included in it.

[@michaeljaf5734]

@It Is Me So would it be good to invest into these zero funds into my Roth IRA? Especially since they are so cheap now I’m a college student trying to learn.

[@michaeljaf5734]

Also just to make sure what you guys are saying is that fzipx is actually a good hold?

[@briand986]

@@michaeljaf5734 Michael the Zero funds are excellent funds for your Roth IRA. I choose to hold FZROX in my Roth IRA because I want to buy and hold the total market at the cap-weighted values. FZIPX is worthwhile if you are trying overweight smaller companies or decide to target a unique ratio between FZIPX and FNILX. Since nobody knows what the optimal split is, I favor holding the whole market in a single fund.

[@michaeljaf5734]

@@briand986 thanks I see. I literally opened one yesterday and invested into a Schwab ETF. Didn’t realize they will charge fees until I started doing more research I’m definitely gonna sell it and put it into a zero fund. Do you diversify into different zero funds such as the international one?

[@karlbe8414]

So far liking both my FZROX and FZILX, mostly stable, plodding growth. Wouldn't mind having quarterly payouts, but the price is right and they are for long term. Otherwise, I would only want ETF's. Thanks for the comparative info!

[@AverageJoeInvestor]

YOU BET KARL! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@emikami1]

FZIPX (Fidelity ZERO Extended Market Index) follows the Fidelity U.S. Extended Investable Market Index which is a float-adjusted market capitalization-weighted index designed to reflect the performance of U.S. mid- and small-cap stocks. This index is a subset of the Fidelity U.S. Total Investable Market Index, excluding the 500 largest companies. VEXAX (Vanguard Extended Market) Follows S&P Completion Index. FSMAX (Fidelity Extended Market Index Fund) follows the Dow Jones U.S. Completion Total Stock Market Index. The later two are very similar because they both exclude the S&P 500. But all three are following different index. The first one just happened to divert considerably because it is excluding the largest 500 stocks which aren't necessarily the same as excluding the S&P 500. S&P 500 stocks are selected by Standard and Poor's corporation and not strictly based on size of the company. In this case, Tesla is not part of the S&P 500 but apparently was one of the largest 500 stocks. Since float adjusted market weighting tends to put more weight in those larger companies, the index itself got skewed in the later two funds but not impacted by the first. I wouldn't call FZIPX a fund to avoid just from that. In fact, it is probably following its objective perfectly. It compliments Fidelity ZERO Large Cap Index Fund (FNILX) which is Fidelity's Index that follows the largest 500 stocks. If you weight both FZIPX and FNILX I bet you get the performance that very closely matches FZROX. So no, FZIPX is not junk.

[@briand986]

Well said.

[@lawfulevil4449]

I hold FZROX. Starting buying in when it launched and put money into it every month. I am happy with it. The new Disruptive funds are doing well also so far.

[@terrancehall2538]

I'm a month in with thr fzrox fund. I'm glad to hear it's going well for you.

[@ofcbob6391]

Say Lawful Evil, does Fidelity charge to add funds from time to time (buy-in) and what about when extracting some funds (sell-out) ?

[@lawfulevil4449]

@@ofcbob6391 I believe most Fidelity funds if not all of them are no load and no transaction fee. When you are a Fidelity customer.

[@ofcbob6391]

@@lawfulevil4449 I understand Fidelity offers a Visa card with 2% cash back and the returns can be tied to the Zero account to go into it automatically. You know anything about that?

[@52msdiane]

Awesome! Whats your return?

[@kaylaperson4778]

Im a beginner investor and i really appreciate how well this video broke all the funds down and what categories to look at to see if at stoke is worth investing in

[@AverageJoeInvestor]

THANK YOU for that feedback Kayla!

[@Lisa-xy9cw]

As a new investor, (just started out this Feb!), that title made me so nervous. Coz I'm a Fidelity customer, lol. Really loved your style of presentation! Thank you for getting right to the point, no fluff.

[@AverageJoeInvestor]

Glad it was helpful Lisa! I JUST did an update video on Fidelity ZERO funds if you are interested! =) Here is the video link: kzbin.info/www/bejne/rJCrXqeDZreejqM || THANK YOU for watching Lisa and for leaving your $0.02 in the comments! 😎👍🏻

[@lx95020]

I like the FNILX its young and inexpensive. If it trends similar to FXAIX or VFIAX it will grow at a similar rate. 10 years from now I'm hoping it will be around $150/share and 15 years from now it will be around $300-$350/share....we'll see.

[@TheMonicagal]

Would love to see more Fidelity fund tips. Thank you 🙏

[@lenmueller9702]

No one on KZbin does a better in-depth analysis as you do. Great work!

[@AverageJoeInvestor]

THANK YOU so much for that feedback Len! I really appreciate it. =) THANK YOU for watching and for leaving your $0.02 in the comments!

[@bryansproles2879]

For International, I'm not in any of those funds - I've got Fidelity's FSPSX (Standard International fund), which is up about 9.2% for the year so far in my portfolio. I don't own much, it's probably my smallest investment, other than my Bond fund (which I won't really actively do much with in the next 2-3 years at least.)

[@coolgamers2794]

I have a general question about Mutual/Index Funds. Is it a better idea for me in the long term 30-40 years from now to have multiple Mutual/Index Funds with low shares to maximize my earnings? Or should I have smaller amount of Mutual/Index funds, but with higher shares?

[@AverageJoeInvestor]

GREAT QUESTION! The honest truth is it doesn't matter IF we are talking about index funds that track the same underlying index. If 2 different index funds have different price/share but track the S&P 500 then your results would be the same. Hope that helps! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@jasonrobbind231]

Fzipx was not allowed to add tesla because tesla joined the S&P500 prior to Fzipx inception. The other two are older and were able to add tesla prior too tesla leaving and joining the S&P500

[@AverageJoeInvestor]

THANK YOU for weighing in Jason! I appreciate it!

[@KewlkatNDahat]

I just started the week with an IRA and picked up the Zero Total Market & International....I'm adding a Bond fund for 3 fund portfolio. I guess Im ok. Thx

[@AverageJoeInvestor]

GREAT JOB! THANK YOU for watching and leaving your $0.02 in the comments! 😎👍🏻

[@KewlkatNDahat]

Will be 40 soon....this year..whatever is left of it.

[@YubaaNYC]

Hi Joe, FZIPX is much much better shape now, by the time you were making video i know it was terrible but now it is fantastic because by today ( 04/05-2021, it says one year return is 97%, it’s beating any other index funds out there. So this became like one similar story , “when one parents says one of their kid very bad in childhood time and same child does much much better progress in career later down the road”. So I guess it’s better not to judge anything too early....

[@AverageJoeInvestor]

I AGREE YUBA. I also reflected on this in a recent Fidelity ZERO update video I created, THANK YOU for keeping me honest though. =) THANK YOU for watching Yuba and for leaving your $0.02 in the comments! 😎👍🏻

[@jep9152]

I think the difference between the fzipx and the other two is that the former is more of a small cap fund whereas the latter two are mid cap. This based on the description given in the equity style map section. This is why I think Tesla was not included in the fzipx

[@AverageJoeInvestor]

THANK YOU for weighing in Javier. I appreciate it. FYI, I created an updated Fidelity ZERO video earlier this year in case you are interested. Here is the link: kzbin.info/www/bejne/rJCrXqeDZreejqM || THANK YOU for watching Javier and for leaving your $0.02 in the comments! 😎👍🏻

[@cyoteegrills6397]

OMG Joe, I’m gonna have to sit and wait all day tomorrow for Monday morning! 🤯

[@52msdiane]

Thx Joe, if I'm with Fidelity already, would it make more sense to go with 80% FZROX and 20% FZILX in my ROTH IRA? Im making contributions monthly.. Thx

[@heathere1654]

Thank you for the educational video. I appreciate the time and effort you put for the FI community.

[@AverageJoeInvestor]

My pleasure Heather! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@markofunkade]

Are the Fidelity Zero funds actively managed? If so, would it be better to keep them out of taxable accounts?

[@financefreedom1134]

Just found your channel, great content I appreciate you getting straight to the point!

[@mayyang8350]

I have FZROX. Thank you for the good information!

[@8ofwands300]

I am invested in that one too.

[@michaelknight8459]

Fidelity Zero funds all pay out dividends only once a year in December, where there fee base ones are pay out quarterly. Are they making money on the dividends since they only pay the lump sum once a year?

[@Tgogators]

Zero index is good for beginning investors, dont need much at all to begin investing. Cant deny that Fidelity is offering a pretty killer dear currently, they're not afraid to directly compete with Vanguard

[@hmj8469]

Is FZROX a good choice to put a large amount of money using a taxable account? Looking for growth; don't care about dividend payouts or incoming generating. I plan on adding monthly to it.

[@peterwaligo4433]

I followed up the Extended Market Index Fund for fidelity since last year but their is an improvement on the fund as of 2021. Its decline may have been due to the Pandemic.

[@lx95020]

Assets aside; what is the advantage between buying young fund that is price at $24 vs an fund that is ten years old at a $340 price if they track the same funds in the similar percentages?

[@hottdogg1232]

so if im investing more heavy in FZROX, is it a good move to include & mirror FNILX & FZIPX together in a lesser amount?

[@AverageJoeInvestor]

GREAT QUESTION -- IF you are investing heavily in FZROX the Fidelity ZERO Total Stock Market, then I would say FNILX has A LOT of overlap, especially with the top holdings. IF iot were me and I had those choices I would only supplement with the Fidelity Extended Market FZIPX. Hope that helps! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@lupisalinas4766]

i just spend 3 hrs in the phone with them trying to open an account with them, and the phone got cut off at the last minute, it seems to me that they think they are the only ones.

[@peaceofrefuge]

Can someone explain to me what the expense ratio is because I don’t think I fully understand?

[@gameeupp4689]

In December 2020 I started index investing and in my notes i have "fzipx " is terrible... I had to track down why I put that and I remember I got the info from Joe. Being more close to index funds now I went and researched more and found "fzipx " is up now, they added zoom. (2-18-21) Is this still a bad fund Average Joe? Appreciated in advance.

[@karinamedrano9046]

I’m invested in these and haven’t moved them at all. Would love you to review them again!

[@ferchanguitoable]

Do you think FZIPX might have different holdings due to being a new fund? The vanguard and older fidelity funds manage billions while the zero extended market is still in the millions. Maybe in the future they will be more closely match.

[@neygarcia2380]

FSNAX id doing very good since this video, what you think?

[@AverageJoeInvestor]

Hi Ney! GREAT POINT! I did an update video on Fidelity ZERO where I acknowledge this and review them in deeper detail. Here is the link: kzbin.info/www/bejne/rJCrXqeDZreejqM || THANK YOU for watching and for leaving your $0.02 in the comments! =)

[@joshb5898]

You mentioned the differing dividend payout schedules (annual vs biannual or quarterly), can that make a huge impact when reinvesting dividends in the long run?

[@Phou1984]

Absolutely, getting it reinvested the sooner the better, that's why I stuck with Vanguard for my ROTH IRA. Time is money.

[@WAHEGURU1784]

Hi Joe, Whats the difference between ETFs and index funds. What are the symbols for fidelity s&p 500, vanguard s&p 500, HL S&P 500 , II S&P 500. Which is the cheapest platform to buy s&p 500 index funds. Thanks

[@stretch1681]

I feel that the Tesla weighting made those mid cap fund look better than normal due to Tesla momentum the past year. I feel if you take out Tesla the funds will look similar to the zero fund. Any thoughts on that?

[@AverageJoeInvestor]

I AGREE WITH YOU! I actually just did an update on the Fidelity ZERO Funds last week and called that out. Here is the video link if you are interested: kzbin.info/www/bejne/rJCrXqeDZreejqM || THANK YOU for watching Buddah_life and for leaving your $0.02 in the comments! 😎👍🏻

[@noahfreestone8029]

I use the international fund so balance out my portfolio which is mostly american. I'm not excited about international funds in general but I like to keep 10% international just in case the US takes a dump

[@AverageJoeInvestor]

I can appreciate that Noah and do not dispute that adding International Exposure DOES provide additional diversification. THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@gladysgarcia475]

Great information. What are your thoughts regarding investing in precious metals? Thanks

[@robbbyyy25]

I never understood why there would be Fidelity total market funds FZROX and a vanguard equivalent VTSAX.? does it make sense to invest in both or just pick one if theyre the same?

[@AverageJoeInvestor]

GREAT QUESTION -- Because Vanguard and Fidelity like to compete with each other, LOL. You would probably choose the one where you already have a brokerage/retirement account since I know Fidelity would change a hefty fee to own VTSAX and I think Vanguard charges a fee to own Fidelity. That being said you can own VTI, the VTSAX-ETF equivalent rom Fidelity, if you want to for no charge. Hope that answer your question! THANK YOU for watching robbbyyy25 and for leaving your $0.02 in the comments! 😎👍🏻

[@robertjohnson4401]

maybe Fidelity includes Tesla in the large cap. If Tesla performed well it would have almost no impact in the large cap as its market cap is at the bottom of the large cap. In the extended, it is the top holding so it brings the performance of fund up.

[@Brmajor82]

I dont know if this is a stupif question or not but vanguards fund returns, do they account for reinvestment of dividends? Otherwise the fidelity zero funds would have the advantage since they are reinvested and only paid at end of year?

[@AverageJoeInvestor]

Yes, they assume reinvestment of dividends in the returns for BOTH Vanguard and Fidelity! =)

[@SamanthaRorke]

So would it be smart to say.. add $800 a month total and do $400 in a FZROX and $400 in FSKAX or would it be smarter to put the $800 in one fund? i’m new to this

[@iFistCats]

the Vanguard extended market fund no longer includes Tesla :O

[@AverageJoeInvestor]

Good to know. I believe they have shifted into the S&P 500 which automatically would take them out of the Extended Market fund(s). THANK YOU for weighing in! =)

[@jarc02]

FZIPX is the best performer for me out of the bunch since I had it. Which is not that long. The top 10 holdings changed since your video. Maybe do an update video? Personally I would avoid the international fund. I do not do well no matter who has an international fund so I avoid them except for a couple ETF's.

[@AverageJoeInvestor]

THANK YOU for weighing in! I actually DID do an updated video on Fidelity ZERO just this past week! Here is a link to the video: kzbin.info/www/bejne/rJCrXqeDZreejqM || THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@PhillipLearnTeach]

FNILX is not good.. not much growth... same as FSCSX and FSELX. What are holding ranges foor these? Do you compare Fidelity funds? Some are really not good compared to Vanguard

[@splashwellington29]

I own FNILX, FZROX, and FZILX as well as FXIAX. This video gave me more faith in my investments lmfao

[@Roswell504]

Does payment of the dividend being once a year for FZROX and twice a year for FSKAX make any difference?

[@akin242002]

Yes! In the long run (20+ years), VTSAX's dividends reinvested will give it a slight edge. However, assuming things remain the same, FZROX is on pass to out perform VTSAX for the first 10 years.

[@wmmarquez]

Good job on reviews. I’m still undecided if I go with zero ER or not

[@AverageJoeInvestor]

THANK YOU for that feedback! I appreciate it! =)

[@ReedHarrison]

Fantastic video . Keep em coming Joe. You rock

[@AverageJoeInvestor]

Thanks! Will do!

[@tshawnd]

I’m really struggling with getting VTSAX or just keeping VOO and VTI , plus all 4 fidelity zero funds.

[@AK-ky3ou]

It doesn’t suck, extended market by vanguard and paid fidelity hold Tesla as it’s the compliment to the s&p 500 which didn’t at the time. The fidelity zero extended is the companion to the zero large cap which has always held Tesla. Bad review... returns don’t mean everything, it’s how the funds compliment each other.

[@AverageJoeInvestor]

THANK YOU for weighing in AK. I am always open to feedback and I believe I didn't work diligently enough to get the entire picture on that specific fund. THANK YOU for keeping me honest! =)

[@Kay-jk2gi]

TY for the 1 yr update on these. I'm new to investing but have target date 401k w/ employer. Is there a fidelity SP 500 index? Or is that what the fidelity Large cap index here represent? If there is a fidelity SP 500 index...is there a zero version as well? I'd ❤️ to compare those.

[@britneyhayes8725]

I own all of these funds except the one you said wasn’t performing well. Thanks for this video ❤️❤️❤️

[@ofcbob6391]

Britney, was there any charge at all to get started....and do you know if they charge to get funds out (sell-out)? I need to put my savings into something with a good track record, have been just putting it in savings& loan but earning a meager .5% geez.

[@RobertBlaize]

How about looking at the Fidelity in house ETF provider, Black Rock with iShare ETFs. I recently opened a Fidelity IRA and wanted to look at ETFs. To my surprise they offer almost none, then I found that they have a special relationship with iShares.

[@jillgizzio]

Hi Joe, I just bought FXZIP ...may be time for an updated review as the performance is pretty good as of May 23, 2021. Thanks for all you do!

[@averyrobbins68]

Very helpful video! Thank you Joe! I have heard that the zero funds receive dividends throughout the year but that they are reflected in the share price and not actually distributed. Do you know if this is true?

[@averyrobbins68]

Also, isn’t FNILX basically just tracking the s&p 500?

[@akin242002]

@@averyrobbins68 Yes, but Fidelity didn't want to pay the S&P 500 committee for the name.

[@averyrobbins68]

Mr. Berry that makes sense. That’s what I thought. Thanks!

[@briand986]

Avery Robbins FNILX does not track the S&P 500. Their composition is very similar but FNILX can hold any large cap stock that meets its criteria, including stocks that S&P has not added to its official index. A prime example of a stock currently held in FNILX but not Fidelity’s S&P 500 Index Fund FXAIX is Tesla. The performances of the two indices are very comparable but the differences go beyond expense ratios and tracking errors.

[@geronimorex3608]

@@briand986 (

[@annielin2894]

Average Joe, I just subscribed to your channel: I just need your opinion, I am 46 single and I have Fidelity IRA account and I want to do 80% Bonds and 20% Stocks. So I should just focus on Mutual Funds. But what index funds for stocks do you have in your portfolio?

[@AverageJoeInvestor]

HI ANNIE! Thank you for subscribing. For my own personal retirement accounts, I hold Vanguard's S&P 500 index fund as well as their Mid-Cap and Small-Cap Index Funds. Your choice for how much in bonds and stocks will be dependent on your comfort level with risk and your time frame for when you will need to start drawing the money out for retirement. Hope that helps.

[@annielin2894]

@@AverageJoeInvestor thank you very much!

[@kevinsnyder2298]

You tell it like it is Joe. Thanks for the information.

[@tonyynot6151]

Minimum investments make a big difference also

[@AverageJoeInvestor]

THANK YOU for watching Tony and for leaving your $0.02 in the comments! 😎👍🏻

[@zGEORGYs]

Thanks for this explanation

[@mayaalston1488]

This was such good perspective, Thank you!!

[@AverageJoeInvestor]

Glad it was helpful Maya! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@maiza666]

Do you know if non us residents that owns us LLC can invest in fidelity?

[@outdoorsywannabe1888]

I am ready to buy some of these thru my roth ira in fidelity. But its default to mutual funds? Is that right? So this is mutual funds index funds? Pls help

[@AverageJoeInvestor]

I know it's confusing. Index Funds are actually a type of mutual fund. They are passively managed which means there is no fund manager making buy and sell decisions trying to BEAT the stock market. Like Lori said, if it says INDEX in the fund name, its an index fund. =) THANK YOU for watching Outdoorsy Wanna be and for leaving your $0.02 in the comments! 😎👍🏻

[@outdoorsywannabe1888]

@@AverageJoeInvestor - do you have help me big time. Thank you so very very much.

[@d.w.714]

LOL, your funny, yet most informative regarding index funds

[@WallStreetIceCream]

more videos like this

[@davetichenor7226]

lots of great info !!! thanks for posting sir :) i just became a new subscriber

[@akin242002]

Fidelity zero funds have been great! Although those low reinvested dividends will cause it to fall behind their Index competitors in 20+ years of holding.

[@cassiealexander1827]

Huh?

[@ReedHarrison]

The fzipx is terrible so why doesn't fidelity update the weighting of the fund?

[@munimhasanpolash8797]

Very much informative .thanks

[@hectorbarboza1926]

great break down young man.... keep up the great work

[@joseirizarry-negron6837]

That is the same as M1 Finance?

[@SoothingMusic509]

Can you invest for 5 years without being penalized?

[@lifeisgood070]

What if I told you the investment returns of a vanguard fund minus the fee still out perform the fidelity funds..... Might not be true anymore, but was when they were first released. I'd also rather pay for a honest product rather than a lost leader (or basically a fish hook they're trying to get you in with to charge fees on other products).

[@lifeisgood070]

Paying out yearly vs quarterly seems to be a big difference.... quarterly your interest would compound.... 3x before. U should invest 1k in each and then do $100/week in each and see what the account balance is after 12 to 14 months.

[@GRIMRPR6942]

Just had this video show up on recommended, and i have to wonder why the title says 2020 full review, yet the video was from August?? You use a different calendar than the rest of us??

[@AverageJoeInvestor]

Touché -- What I was going for was "2020" because Hey I created the video in the Year 2020 AND "FULL REVIEW" meaning a comprehensive review of the index funds BUT when you put the words together it sounds like the full 2020 review which is not possible in August, LOL. IF you are interested I happen to have a COMPREHENSIVE Fidelity ZERO review coming out THIS MORNING at 9am that goes more in depth than this video. =) THANK YOU for watching Grimrpr6942 and for leaving your $0.02 in the comments! 😎👍🏻

[@GRIMRPR6942]

@@AverageJoeInvestor Im already a Fidelity investor, i currently hold FSKAX, FSPGX, FZILX, and FZROX in one account, and in my ROTH i have FSKAX, SCHD, and FSPGX. Love all the info you give on Fidelity funds, it makes balancing/research so much easier. Thanks!

[@danielpagan2848]

This video is not aging well, FZIPX has been killing it since this was posted.

[@AverageJoeInvestor]

Touché. I pinned a comment on the video to advise I have done update on this one. Either way, I think I am going to update the title on this video. I do not want to appear like clickbait.

[@AverageJoeInvestor]

Here is the updated video: kzbin.info/www/bejne/rJCrXqeDZreejqM

[@danielpagan2848]

@@AverageJoeInvestor Awesome channel, I've been subscribed for a while. I was researching the fund and this video came up. I noticed the fund took off right after the video was posted. I ultimately went with Fidelity's Small Cap Value Fund which has been doing great since this was posted as well.

[@johngoodrich6218]

"I don't see why anyone would buy FZIPX" 9 months later +64.64% return on the 1 year - it wasn't doing well early on

[@vikasgaddu]

FZIPX 1yr return is +44.91%, so after all not that bad.

[@AverageJoeInvestor]

I AGREE WITH YOU. I have done an update on Fidelity ZERO Funds IF you are interested. Here is the link: kzbin.info/www/bejne/rJCrXqeDZreejqM || THANK YOU for watching vikas and for leaving your $0.02 in the comments! 😎👍🏻

[@ThePapaja1996]

We have a fully free fund allready in 2006 in Sweden.

[@AverageJoeInvestor]

That is GREAT to hear. =) THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@DarrellRDP]

What do you think about Main Street Capital Corporation (MAIN)?

[@TCGhits]

They same some dividends and are a stock that is consistent.

[@trentmiddendorf759]

Thank you

[@AverageJoeInvestor]

You're welcome! THANK YOU for watching Vague and for leaving your $0.02 in the comments! 😎👍🏻

[@ImeldaHongCares]

thanks for the review

[@AverageJoeInvestor]

You bet Imelda! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@ikbev]

Can anyone create their own ira account separate from their employee ira

[@AverageJoeInvestor]

YES, you absolutely can create your own personal IRA or Roth IRA Account with Fidelity or any other brokerage EVEN IF you have access to a 401(k) with your employer. Hope that helps! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@JeanRaymond-y6e]

Davis Laura Williams Matthew Thompson Mark

[@mohanale5690]

You got good humors dude 😂😂😂

[@totallypucked28]

I was getting nervous when you were getting towards the end and FZILX was still a sucks candidate haha. Glad it wasn’t. For index funds, I own FXAIX-one of my IRA cores- and FZILX. I had FTIHX and FZROX for a while, but once I started getting heavier and more knowledgeable on dividend stocks, I sold them due to redundancy.

[@TheGatlinburgHussey]

FXAIX is great...Slow and boring but steady😎

[@tonyp2632]

Fidelity has $0 buy in. Vanguard has a $3000 minimum.

[@AverageJoeInvestor]

That is true Tony. The other option though is to own Vanguard's ETF versions of the assets which also have a $0.00 minimum. You are right though that Fidelity DOES HAVE the $0.00 minimums which are great for the Average Joe investor out there. THANK YOU for watching Tony and for leaving your $0.02 in the comments! 😎👍🏻

[@paulspicks2020]

great work

[@AverageJoeInvestor]

Thanks!

[@firstborncooking8555]

Awesome information, great job..

[@AverageJoeInvestor]

Glad it was helpful! THANK YOU for watching Garfield and for leaving your $0.02 in the comments! 😎👍🏻

[@HalimMondole]

Martin Jose Gonzalez Kimberly Davis Kenneth

[@user-cc1vd1dl8y]

Wilson John Lee Gary Anderson Richard

[@vinnyeye]

Thanks for the information!

[@rayguzman5101]

Hey Joe - Recently started watching your videos. I am brand new to the investing world. I recently used Vanguard and purchased Index funds (VTSAX, VFIAX) and a few ETF's (VOO, VTI, VYM). I did so without really knowing much about investment strategies. In your opinion, should I have used a different strategy? Did I buy at the worst time possible? HELP! 😢 BTW, I am 51 years old, recently retired and I am collecting a pension from NYC.

[@52msdiane]

I got in VOO & VTI last year and they're kicking butt!

[@leeiloilocity9705]

You have good positions👏👏👏

[@simplymervilus]

Great content, thank you.

[@taglishteacher3600]

This is so helpful! You are awesome. =)

[@AverageJoeInvestor]

THANK YOU so much for that feedback! I really appreciate it. =) THANK YOU for watching and for leaving your $0.02 in the comments!

[@Imnot_tired_okay]

Thank you for the info....Hare Krishna!!

[@AverageJoeInvestor]

YOU BET NELLIE! THANK YOU for watching and for leaving your $0.02 in the comments! 😎👍🏻

[@slimdawgwoof]

Can you do an update video?