Why all Finfluencers won’t get BANNED | SEBI New Rules

1% Club KZbin : / @onepercentclub12
Has SEBI banned all Finfluencers?
SEBI has presented a Consultation Paper that outlines various limitations on the activities of financial influencers. But does this spell the end of personal finance and wealth management content online? To address this and all other related concerns, I’ve prepared a comprehensive video response.
Given the prevalent misinformation, I aim to debunk all the myths connected with SEBI’s directive.
I encourage you to watch the entire video and share your thoughts by leaving a comment below.
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Time Stamps:
(0:00) - Introduction
(0:51) - Why is SEBI after Finfluencers?
(1:21) - Different types of Finfluencers
(1:50) - Where the problem starts?
(2:27) - SEBI consultation paper says..
(3:38) - What I personally think
(4:22) - Will I be able to create content?
(5:30) - Different types of financial advisor
(6:25) - Does getting RIA license solve all problems?
(7:22) - Traditional media houses are reliable?
(7:43) - Conclusion
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Sources Mentioned:
- • SEBI Finalizing Draft ...
- • How SEBI's Guidelines ...
- • Baap of Chart fined ₹1...
- • SEBI Penalises Finflue...
- • Financial Influencers ...
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Sharan Hegde is a personal finance expert who has been featured in Forbes, Economic Times, Mint, Times of India and many more. He is the Founder of The 1% Club, India's biggest finance community which helps people achieve financial independence.
Instagram: / financewithsharan
Facebook: / financewithsharan
LinkedIn: / sharanhegde
Twitter: / financewsharan
#financewithsharan #sharanhegde #sebi #finfluencer

[@studywithmeindia2551]

He may not get banned but people should understand there’s a huge difference between experts who have spent years earning a degree, experience and license in finance vs a mere engineer trying to become a KZbinr through skits related to finance.

[@vivkrishna]

Finally a sane comment

[@samarthsrivastava2416]

I absolutely agree but RIA people are also committing scams, in such a scenario I feel its best to consume knowledge from everywhere and do your own research, just because someone has a degree doesn't mean that they are great. Why is degree a measure of anything, makes no sense to me. Knowledge should be the prime parameter . I don't have a Btech CS degree but I know coding better than my engineering friends.

[@wdvhi]

@@samarthsrivastava2416 you know coding , coding isnt engineering , its just one of the skill. Engineering isnt just IT (abstracted level of software). Let me see you build an os from scratch for a specific system architecture. IT is huge and has more money hence everyone (engineers and coders) get there.

[@venkateswarankrishnan7963]

Totally agree bro. Don't go by the advice of such bachcha influencers

[@studywithmeindia2551]

@@samarthsrivastava2416 Agreed. Degree is not the best parameter but so is not having a degree. His financial knowledge is quite practical but cannot be followed blindly. If I were to save my time learning, I'd go to certified guy than a youtuber, if it involves my hard earned money

[@Bongbabu22]

Very good move by SEBI. I am looking forward to more strict rules. I hope they are more strict with all 3 types of Finfluencers and ban one and all finfluencers.

[@SD-dq6qw]

Freedom of speech left chat 😅

[@sameerjaiswal4542]

I genuinely don’t understand the value of Degrees anymore, although I respect the need of degrees in the role of education & maintenance of social status in our life but what if our interests gets changed after getting a degree in a specific subject. My point is by getting a degree is pretty good for those who want to go into jobs & preparations for govt. exams, because there you need to get qualified enough to even sit into the examination hall. For people like Sharan, degrees don’t and they shouldn’t be because you cannot compare education with degrees.

[@lokeshnamburi5125]

I love when people with a large following are bold enough to tackle hate targeting in a very mature way, just like you did by addressing this situation by highlighting the important pointers!

[@financewithsharan]

Thank you so much

[@formaltechz]

sharan love you man such a great work infact we are thankful@@financewithsharan

[@rahulp2537]

U r free to lick his ass. Go be happy. U must be a paid commenter...

[@ramakrishna1008]

Thanks for clearing out the douuts! Moral: Trust no one, improving our financial knowledge is the best option

[@EduBulletin]

We recently started our Educational Channel. And Financial Education Series is one of them. For once when we saw the news headlines we thought "Career shuru hone se pehle hi khatham" 😂😂😂.

[@radhamadhav8063]

Don't worry have faith Protect the law and the law will protect you All the best !

[@EduBulletin]

@@radhamadhav8063 thank you !! Definitely... We believe in educating people and that's what we will do having the law in mind. 🙏

[@AASTHA0009]

No it’s not for people or investment professional engaged in investors education . I am myself into investments and finance education and this ban is for people who advice stock and return claims without RIA license like rachana ranade , she is not an RIA.

[@poojamaradimani4668]

This is absolutely insightful! And yes I agree with your point that this has been a long time coming. Hope this move somehow reduces people becoming victims of financial frauds in this country, where people do misguide you for their own benefits. Yes our money is our responsibility, hence taking charge of it through 1% club has been one of the best decisions I’ve taken. 😊

[@superfitcs4005]

This is a fake comment / 💩 marketing

[@bhargavjoshi1401]

Excellent sharan, I'm really appreciated unbiased financial education to the people. Great move by SEBI. At the end of the day you are responsible for your hard earned money. This is the core message of the video

[@mikaelrutherford1507]

If you wanna be successful, you must take responsibility for your emotions, not place the blame on others. In addition to making you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life...

[@mrsOlivia150]

Absolutely. Market success requires emotional maturity

[@Guillermo535]

The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional

[@Mohammedyusuf668]

I trade as a side hustle while keeping my job. I'm tired of trading in losses myself. I've blown my account twice and it's frustrating. I see people making a living out of trading and I want to do the same. Please I need help can someone teach me how to trade?

[@FlorianGeerts]

the market is profiting if you are using a good broker or account manager to help out with trades or provide signals

[@PatriciaGabrielaTorres]

I'll recommend Expert Mrs. Theresa Walton to you. She's the best I've seen. She trades my fx account and makes me good profits weekly

[@MoraleMessenger]

Hey Sharan, I like the way you explained each and every single point. Thank you.. Really appreciated..!! I must say, you have strong courage muscles to explain this to others with actual proofs. Once again, Thank you for this..!!

[@shivakrishnan9206]

I am glad Sharan you addressed this and the problem in our country is that people do not do adequate research and that is the main problem . As usual I will continue making my own research before making any investment decision

[@sid_mode]

He addressed to control the damage. You people are fools

[@SD-dq6qw]

@@sid_modewhat kind of damage 😂 u r jealous maroon

[@shivakrishnan9206]

​@@SD-dq6qw well sid_mode thinks we all are blind followers of Sharan and that is not true at all

[@shivakrishnan9206]

@@sid_mode , I honestly will not react to your stupid remark , the reason being as Sharan correctly point out doing one's research into where to invest , when to invest and how to invest is the responsibility of oneself and that is the type of person I am too . I personally do not follow anyone blindly and stupidity can be expected from blind followers

[@ananyaupadhyay6877]

Sharan, could you discuss any potential challenges you foresee in complying with these regulations?

[@media.made.easy.by.g]

Wow it was really informative and simple. Glad I subscribed to you

[@vivekminz6793]

Have always admired your work! Your redressal to this topic is spot-on. Method finance is a basic necessity that we all need to incorporate within ourselves. Gems are your advice. Always keep up the good work brother !! ❤

[@jonasakula4279]

Good one. Appreciate you coming openly and addressing this aspect

[@SamWalker0001]

Hey Nimonee soo happy that this issue is finally sorted out, & so glad to be a part of 1% club seriously it takes lot's of efforts to be an finfluncer #Goodluck🎉

[@sabyasachidey7119]

Beautiful video and beautiful marching music in background…as usual, finance with sharan is one of the best creative content creators on youtube…across categories..even non financial investors love your content

[@ravikumar-tw6fm]

You're one of a kind sharan, don't stop your journey with youtube, keep going

[@sachinsreedharan]

@Sharan - I know that i am very late in responding here.. First of all Thanks to the core for making all understand what was the real issue with important pointers as TBH i was quite confused.... Second Congrats to u and ur team for educating us about finance literacy as you mentioned, the finance literacy in our country is very less like you mentioned... just an eg : my friends who left US for job transfer an year or 2 back whenever i had conversations with them would give a very awesome and much better explanations and guidance on planning financial stuffs as they are very much exposed to them..... All the best... 🙂

[@HowToBro]

I support your thought sharan......it is not about finfluencer or sebi registered advisor or anything like that..it is ultimately your money & the inevstment decision should be yours ...because no one can can guranteed in this market that you will make money or not.... kisiko maat suno khud ki suno aur agar sunnna hi hai toh suno & khud se decision loow....because in stock market there is no 2+2=4 mathematically ...2+2=anything even warren buffet does't know.

[@nskiriti2884]

This guy promoted few stocks. He is changing his word now.

[@praveenkrishnan4935]

Nice & Informative Video Bro. Keep Going

[@prathyushag.s2589]

Clearing the doubts and fear in the people is also the responsibility of a teacher. I must say, you're a great teacher Sharan. Great work. ❤

[@njanarun]

Excellent. Thank you for this video.

[@ulkagokhale3187]

Very nice video, did not know about the diff types of fiinfluencers, learnt it today only. Learning new things following you everyday.

[@surabhi150]

Beautiful response Sharan! Inspite of all the negative clashback, I love how you’ve smoothly handled the situation and how you’ve been in support of SEBI’s decision and navigated your company getting a license to follow the guidelines.

[@financewithsharan]

Thank you so much

[@abymathews7998]

Wish sebi also implemented some personal finance education as part of college curriculums, it is definitely of need in today’s times….

[@financewithsharan]

Agree

[@johnofavalon1]

​@@financewithsharanyou are not a registered entity..

[@SD-dq6qw]

@@johnofavalon1he doesn’t required any registration.

[@superfitcs4005]

@@financewithsharan the bot comments have more morals than you scum

[@Dr_anonymous_ji]

Thank you sir for your advice 🙏 And regarding the advice given by you... I agree fully to it... And therefore, I started learning trading, market and investments by myself. Because I myself too don't trust anyone😂😂

[@Asdfghkdhhdj]

great video and explanation sharan. keep it up.

[@burraNikhilSai]

This was my comment, since I followed this channel from an year this is the most valuated video as per my knowledge.... Respect to Sharan thanks for the content like this 💯

[@PratikDas-vu1bs]

Thank you so much for cleaning the SEBI statement ❤

[@krinu]

Rightly said bro ...untill its educating people on fundamentals, it is a right of every individual , Else its ok to say i have invested in it because of these things what i observed is ok is also fine (with a clear disclaimer) but giving advise with vested intrest to gain kick backs is the peoblem here , some people may take it to face value and invest they fail to verify what this guy says is right or baseless This move by SEBI is actually a welcome move #krinu

[@rajvlog9602]

great explaination sharan bro🙏❤️

[@godbless_rohitt]

Beautiful video, too much effort must’ve went into this :)

[@jatinkumar7287]

I like lla as they teach very good finance advice. We should all know how Money work but money is a curse and can change anyone mindset for profit. People can scam people to just invest in big stocks, this and that stock and then will take money as commission from them. Few people even lost money in stocks and talk about giving advice to youths. So having a control setup is always appreciated.

[@ashwin-e4m]

Superb Video..... you have given the clarity to everyone

[@HemantKumar-ii8op]

I truly support this and just wanted to know that some tv channels also give suggestions or to buy certain stocks at a range of some price, shouldn't these things also be banned? And if not then how they are doing differently as compared to a telegram group where some guy suggests to buy some stock??

[@Alexibawendi]

I began investing at the age of 40 primarily by leveraging my hard work and dedication. Now, at 45 years old, I recently achieved a milestone where my passive income exceeded $100,000 in a single month. This success reinforces the importance of following this valuable advice. Take action and make it happen

[@Louisbrus498]

I understand that tomorrow isn't promised to anyone, but investing today is hard for me now because I have no idea of how and where to invest in. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.

[@GarryBenson1]

Quite impressive but How? I know it's possible, my colleague at work got her first investment return of 46k after two weeks she quit the job,I would appreciate if you show me how to go about it

[@Alexibawendi]

@@GarryBenson1 Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $489k in just the past two quarters. this experience has shed light on why experience traders are able to generate substantial return even in lesser -known market. It's safe to say that this bold decision has been one of the most impactful choices I have made recently.

[@Louisbrus498]

please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@Alexibawendi]

Yes, My mentor CHARLOTTE GOLDYN ALLAN has extensive training and knowledge in the financial industry. She is regarded as an authority in the field and has an in-depth understanding of portfolio diversification. I advise doing more study on her credentials. She is a great resource for anyone looking to understand the financial market because of her extensive experience.

[@prashantkshk]

Trading gurus are everywhere, very few of them talk about long term wealth generation and give a realistic view of the returns that can be generated in the markets. This is exactly why I follow my man Finance With Sharan! 🤟🏼

[@financewithsharan]

Hahaha thanks a lot

[@superfitcs4005]

Hahahaha 🤡 all your fake PR comments have same grammar and phrasing trends . Next time hire different people to sell your membership

[@aviyanka070]

Well said Sharan… We r with u… Keep us educating…

[@EnjoywoodMoviezTv]

Thanks a lot sir , you opening my eyes. ,i am a very beginner for learning financial literacy, please keep making the helpful videos like this love your sir ❤❤❤❤ .

[@yohanadarsh8362]

CA rachana ranade and Akshat has taught me a lot. In trading, PR Sundar gives excellent advice. I don't know how I would have learned so much without their help.

[@chiragshashanth3832]

I follow my man!! Finance with sharan!!! Since i started following you and your videos it has peaked my interests in the field of finance and stock market... We needed this video so that someone can explain what really was sebi's moves and we got that man..... Keep rocking want to see more podcasts from you on personal finance ❤

[@salonijaiswal3686]

Was very much awaiting your response to this Sharan, I’ve always followed you for your brilliant analysis of investment products in general, and tbh I’m very impressed with the response given by you.

[@financewithsharan]

Thank you :)

[@KRB696]

Fun fact is that we trust others more than we trust ourselves...😒

[@ziqrarao3373]

Cringe x100

[@CUBICMETERS]

It's a question of how do you trust ? We usually trust people basis their qualifications, competence,accreditations & certifications on a particular subject. How do I know, looking at a face, that a person is trustworthy ? Every fin advisor must prove his/her competence before starting talking on a subject, especially if there is a financial reward attached to it, whether directly or indirectly.

[@VinodKumarGowda]

Ver well said.. News papers must be fined for Stocks suggestions...

[@satish.nurukurthi]

We still gonna see people promoting retire early stuff.

[@karthikkeyan7231]

We stand with you Sharan🎉🎉🎉 keep rocking 🎉🎉🎉

[@shatabdimistry1926]

Hey man, thanks for addressing this situation, I’m very happy and proud to be a part of the 1% Club, a personal finance community that’s led by a well thought out man and his team

[@financewithsharan]

Thank you :)

[@superfitcs4005]

Another fake rewiew trying to sell membership

[@premrathinamoorthipro]

Fake reviews 😂

[@axiommmm5977]

​@@premrathinamoorthiprokyu bhai koi course online hai to aacha nahi ho sakta kya.... Mai hun course mai.... Mujhe to thik i laag raha hai...

[@superfitcs4005]

@@axiommmm5977 tu hi bol , agar koi pesa de kar course liya h to , yaha KZbin comment section m iska gaand Kyu chaatega? .

[@shashankraj6818]

I knew u never gonna get banned, being mindful & taking decision as goal to chase purpose more than profit. caring about client money more than own profit is what makes u diff from other fake finfluencer(cut throat competition) I hope you grow exponentially, like you can't even imagined of.....

[@ferdinandroshana243]

I watched your interview on the news channel and I think you have always been honest about what you end goal is as a influencer and how you believed in the fact that all the education you give should be a part of our schooling system inorder to achieve financial independence as and when we start earning.. Thanks for everything you do

[@financewithsharan]

Thank you

[@bibin6780]

You just did the first mover advantage pretty good

[@anirbanshome2285]

Much needed video in this era of infodemic.

[@sangeethm1984]

so what does the 1% club comes under?

[@Mr.Khan1432]

Bro u r doing a great job . we all trust u nd have faith on u bro .

[@financewithsharan]

🙏🏻🙏🏻🙏🏻

[@sanketnandurkar4535]

It's a good move to register the finfluencers and what Sharan is doing is just increasing the financial literacy which is actually very low in the country and yes if you have studied economics and finance you will understand that Sharan or person like him are doing the good job it's just sometime corporate or industrial lobby wants people to do job and don't get financially sound so they discredit them✅

[@MrBrainatwork]

Much awaited video from Sharan.

[@subratadutta3872]

I'm following you from the time when you had less than 1k followers.. You never disappointed me❤️

[@amareshsat]

and what have you achieved ? any example please ?

[@subratadutta3872]

@@amareshsat knowledge on personal finance, insurance, credit cards, investments & some crazy Taxation hacks what i teach to my students nowadays... If you watch his videos with a clear mind you'll surely get some knowledge too..

[@tenzingejhe5806]

Absolutely well said i am SEC registered advisor… to bring this to light always understand the financial plan and product before burning ur fingers..😅

[@rudrajit2681]

Ìt was a nice video when you truly educate everyone

[@pratikjoshi9836]

Financial Advice should always be hyper-personalised, un-biased and certified!

[@SD-dq6qw]

Certified also biggest looters. My uncle lost money on recommendation by sebi registration research analysis firm and when he do complaint to sebi they said we r not responsible for u r losses. 😅 what a joke

[@kaushikpaul6930]

I am sure mass audience will get clarity on this issue that is affecting their views on finfluencers!

[@sanskarsharma1138]

He answered all questions and allegations by his video , great work champ

[@MutualFundSchool]

Sir soo no more demat account referral right 😢?

[@Champ1824]

Your video's are awesome thanks for your help❤

[@financewithsharan]

Most welcome :)

[@samadpangarkar7802]

Bruh stoodup and handle the situation with ease😂😂

[@sonalshrey6261]

yes sir ur absolutely right because of these economic news channel i have face huge number of loss in my life when i was in 12th standard due to this i stop investing money in the market .

[@BroccolixBeatz]

If I place an order for mutual fund today, at what price will the fund be allocated to me? Tomorrow's price?

[@jrard92]

Sharan is selling courses about investment so hes not going to be impacted. So maybe other few he mentioned. But Akshat Shrivastav, Ankoor Warikoo etc and some other did promote Vault ( crypto stuff). Though not exactly this but they did give very greedy poor investment advices.

[@subhratuhin]

I'm getting the Aevy vibe by the editing of this video

[@Nawaz_Khann]

I'm with my friend, support finance with sharan he is the one who thought us what is the true meaning of money management, rest is upto you guys ❤

[@user-influence]

Great Informative Vid✨

[@Ek-Niranjan]

Hi Sharan, I’m the great fan of you and your content. Why? - the way you deliver the content and get the attention that’s is the greatest thing you have. I have attended your one of the paid session thinking of will gain more information and what I get to know was which I already knew.!! And I think many people who attended the session are having same understanding. For a session you gained 35L and we gained nothing out of it.! Haven’t got clear information of the savings or investment as you just gave the taste and asking to join 1% club.! I love to follow your videos and I feel paid subscription is not that’s much.! Anyone who has joined 1% club can provide their feedback.! Thank you for the great information.!

[@financewithsharan]

I’m sorry you felt that way. I guess you’re already already in the top 1% when it comes to money management. But we have lakhs of people who have gives us positive testimonials on LinkedIn and trust pilot. You can see the proof for yourself. Hundreds of testimonials have also been put on our website along with hand written notes from people who mail it to our office. But I understand that for every 1000 we help, 1 of them might not get enough help for which we have a no questions asked 100% refund policy. Please write to us and we will return your investment in our masterclass. But if you want to explore more you can also check out the 1% club membership which also has a 100% no questions asked money back policy.

[@Ek-Niranjan]

@@financewithsharan that’s great bro.! I’m not looking out for any refund.! But the thing is I really inspired by you..!! Keep rocking.!!

[@khilankakadiya3795]

Sharan, you said that mutual fund Distributors earn lots of money from mutual funds companies. I just want to clarify here that mutual funds commission is less than 1% on AUM. Where Insurance commission is 15% on per policy. Now you can indetify that how we can earn money from MF.

[@rickychickyy]

Thank you for the response. When big influencers like you who have a good audience address important topics, it instills faith in the public to trust all the finfluencers who are educating us out there.🤗

[@financewithsharan]

My pleasure!

[@sridharvemulapalli4983]

Why sebi is not catching stock operators,pumpers and dumpers

[@user-lp9mi4ho4u]

Better write to all sebi officials, pmo and finance minister. Sebi chairman can't decide what we should buy or not. They are tightening legs of small and mid caps with esm and other norms. Many will exit from market. It will affect mutual fund. Many are yet to join market. They are benefitting large companies.

[@themoneystream2036]

When you are the beneficiary of so much praise the least you can do is to mind your language when talking about intermediaries. Mind you they are not yet banned and by a far shot still very relevant in the system. Yes I'm talking about your reference to MFDs and the "kickbacks" they make from AMCs. While MFDs may have their own share of bad eggs, like in the case of any other intermediary (like finfluencers and RIAs) it also certainly has its own share of Sharans among them. So next time when you refer to any intermediary don't get carried away with your language PS: I'm a MFD and have informed and happy clientele

[@krazykeyboardist6324]

Crisp and clear - short and sweet

[@mihirshah9746]

Finfluencers like you are doing a great job spreading financial education across the country. SEBI’s new rules about supporting finfluencers spreading educational content is an amazing initiative in my opinion.

[@financewithsharan]

Thank you

[@NishantRathod]

What exactly did sebi penalize PR sundar for? I don’t understand the issue exactly

[@kirann5827]

the same thing what trade Finfluencers do now was done by Harshad Mehta in a different way in the 90's

[@ayushichoudhary7004]

How will your company, the 1% Club address these issues and comply with SEBI? I’m curious about your answer because I’m planning to join the 1% Club myself.

[@financewithsharan]

An announcement will come out on Monday. Keep your ears and eyes open 😇

[@Manndpak]

Sharan, your dedication to educating us about these guidelines is appreciated. Keep up the great work! Especially with all the confusion related to this created by the media channels.

[@financewithsharan]

Thank you so much!

[@gursimransingh7103]

Sharan one question If I am sharing my analysis of stocks for intraday purpose on social media Will i get any trouble

[@amarnathananth9304]

Maybe

[@prathamjain4001]

Best line - Trust no one. Bang on!

[@boystoys7491]

Hey! No worry about you man. you are always best.

[@Thehighschoolscientistforever]

From basic financial video this turned into a dramatic motivational video😂, good video by the way love your work 🎉❤

[@Bankniftysurgeon]

Ys right trading influencer should be ban..not all influencer peoples are confused.... I don't know why

[@Pyarse1]

U r the best 👍💯 out of 100 guide

[@sekhar019]

Where can we find unbiased channels...

[@sachinmkale]

Very rational and ethical approach

[@prathameshakerkar8062]

Hey can you make video about side hustle like drop shipping etc

[@Abhishek-tv8px]

Bhai you are great. I want to be like you ❤

[@vikaschandrakar4746]

Good Point. Banks, Insurance companies and all short of Registered or licensed entities are selling all shorts of dubious financial products to customers for so long. Bank employees are selling all kind of risky and useless products to customers who don't even understand the basics of financial markets 😂 including people aged above 60-65.

[@friendsgamingyt2749]

Bro You Are not going to leave us I Understood. Just Joking Bro your videos are educating a lot of people

[@aditya9464]

All the Best Sharan!!!

[@appatakkar6112]

6:22 increase RIA consulting fees and reduce the registration compliance, then you'll have more RIA, current situation no body would want to register as RIA

[@SD-dq6qw]

RIA are big joke

[@atifs3273]

At the end of the every video have a disclaimer that you are “trying to gather best information possible to educate public and ask everyone to do their own research as the content created is just to educate” this will help you to be on the safer side.

[@prasaddwarapureddi5239]

Yes you are correct if a person want to invest money in any investment he has to thourugh knowledge about that investment otherwise he won't invest their money