12 ways to become good with your money in 2023

Below some resources
oldmutualfinance.co.za/file/d...
www.oldmutual.co.za/personal/...
www.22seven.com/
www.franc.app/
www.amazon.com/s?k=kindle+boo...
www.upwork.com/
www.fiverr.com/
www.vertex42.com/ExcelTemplat...

[@nqobilesanelisiwe6876]

Thank you sis. I resigned from my 9-5 walked away from R18500 salary coz I wasn't happy and I knew there is more out there for me and I risked it all and started my own business I'm a life coach and I didn't know until know that I'm capable of helping other people and that's there is so much out there for us as individuals but we scared to go get it so my journey in life coaching I'm proud to say Together we can fight and conquer anything we set our minds too. 7 months later this year this month January 2023 I'm opening my own office as a life coach. Thanks sis your videos are really helpful and my friend bought me one of your books it will be the first time I'm actually owning a book as I want to start reading more this year. Keep up the good work I'll push also this side. 😍 🧒

[@ndumindumi6813]

Hi.... please contact me I would like to have a conversation privately if possible, regarding life couching. I don't know though how to contact you privately

[@rhulanemakaringe2156]

Plo9olp Looks Plo

[@Given1133]

❤️👏👏

[@joytshabalala9850]

Very interesting how do i connect with you

[@myspce]

Hey, may I please get your email address I have a question for you. Thank you

[@baxtersamuel5787]

”Anyone who is not investing now is missing a tremendous opportunity." I’ve been able to build a big income stream investing with, Mrs Maya Payson, she changed my whole life.

[@katemorrison5444]

This lady called Maya Payson must be very good for people to talk about her this much. she handles my colleague's investment too. I'm surprised to see you talking about her.

[@baxtersamuel5787]

@@katemorrison5444 Yes she’s very good, one of the best. A registered investment Advisor that's well grounded on financial market. I Met her once during a trading conference in Oklahoma U.S.

[@angelmiguel133]

i'm well pleased to meet you Bax, I also invest with Mrs. Maya, ever since my first investment with her i have never for once had any issues when withdrawing my profits. she is straightforward.

[@taylormuller3959]

I am not here to converse for her but to share a testimony of what I confirmed, she’s the best broker i know who is sincere, trustworthy and reliable. kudos! Maya

[@salmarangel87]

I heard about this lady on Larry Jones channel, please how can i get in touch ?

[@dintleseseane]

"Learning to let go of control and just live." I related so strongly to everything you said about control. It's really draining trying to control everything/everyone... and frankly, it's IMPOSSIBLE. Thank you being vulnerable enough to share that ❤️

[@fatoumatamukelabai5878]

Funny how m actually working towards applying for a new job I don’t even feel qualified for but m here researching before I even send the papers😪😪🙌🏾🙌🏾🙌🏾thanks for the emphasis 🙏

[@juliledube8873]

Never a waste listening to you sis. Valuable content you share 🤞🏾👌🏾... Let's do this!

[@FinancialBunny]

Ngiyabonga Mmake Dube

[@MindSetOnWealth]

We should reflect on our relationship with money and how we view it. I can relate to learning to let go of control in different areas.

[@lethabonkoane4282]

Since I came across your videos I can proudly say I have improved my finances drastically in a way I've never thought I would, thank you for the free important lesson. I've learnt a lot of tips and I tried by all means to implement every little tip as difficult as it has been.... But now I'm all smiles looking at my bank balance post paying all " important" / necessary creditors.... Keep on educating us, and God bless you for being the person you are ❤️❤️

[@travelthroughthelens369]

Great delivery as always. All the best for the year everyone ✌🏾

[@zukhanyemazibukwana5317]

Thank you Nicole the for the word of advice. Definitely soldiering on with willingness to learn...

[@BonoloPalesaNorris]

“It’s important to change” 🙌🏾 Powerful! Thank you for the insightful video Nicolette, I can’t wait for the book!

[@FinancialBunny]

Liste i have been a writing bunny this last few days. I hope it will deliver like Whats your move.

[@anastasimankesemokgobu1724]

I totally agree with you, reading, watching KZbin videos, listening to podcasts, learning new skills have shaped me so much. Our brains need to be fed each and everyday to develop. I was taught early in life that having a teachable spirit will take me places.

[@noluthandomadela]

Thank you Nicolette always. ❤❤❤

[@queenmusapitso5406]

I first need to increase my income in order to do more investments..it's hard to save with little salary and reducing debts at the same time...so true, too many of us are stuck in jobs we don't like..thanks for this video, it's such a reminder to always improve yourself.

[@MuyowaMutemwa]

2 cents. Reduce your expenditure..if possible even by R50. Then invest that R50, so that the new increased income finds you on the way.

[@FinancialBunny]

This is exactly my new book. You have just affirmed that i am on the right track. Thank you

[@mangcobo_blackrose]

@@MuyowaMutemwa I can spare about R300 monthly towards investing but the problem is what’s the right stock to pick.I read the books and binge on these videos but still my portfolio is all over the place. I feel like I’m investing poorly, where can I access information to invest better?

[@RelateWithRele]

@@mangcobo_blackrose I can relate 😭

[@candymail61]

@@mangcobo_blackrose I am here with you.

[@miriamchikwanda201]

Absolutely love this thanks so much Nicolette 😊

[@hilili4724]

I was making my goals for the new years and ran unto yours about three months ago because there is so many unique advises that I didn't even think of incorporating into my list. So think you and I will be checking back every month for the motivation to keep me on track

[@siphiwekhumalo2307]

Thank you Nicolet. Great advice 👍 👌 👏

[@nomkhosixulugama1089]

Thank you for uploading this before the year ends. 👍

[@rosemaryallison5684]

Happy new year, Nicolette... U will get a good man, trust in the process. A good man is already on the way👍

[@tumekamgibanyoni1738]

Yhuuu !! I will come back here before December 2023 with my testimony🙏.. Enkosi sis

[@phumimabanga962]

Me too hey

[@lediretseebineng6577]

Thank you Nicolette educational video 🙏🙏🙏 and keep up the good work sis. God bless

[@lesegoyv]

My sister Nicollete always makes me go mmmmm, kore your content is always serving hle. Thank you for the lessons boo.

[@lethiwesithole]

Thank you so much for this 🙏🏾 highly appreciated 🤗💕🌸

[@madidimaletladi7138]

Good thing about your content is that one can easily relate based on the fact thay we largely live and exist in the same context...so you speak nothing foreign out of my life...❤

[@dikeleditlhoaele1892]

Thanks you Nicollet for the advice and the best information that you are giving us 👌

[@shihlamarisomaluleke8728]

Thank you so much for this. I needed this

[@phindz113]

Woow always a pleasure listening to you Nicollet. Thank you and yep maybe it time my hobby starts paying me ngoba hhayi it rough out there.

[@dreamchaser1364]

I wish I could like this a multiple times. Thanks Coco for taking us through the years with your financial wisdom. Wishing you and subbies financial breakthrough for 2023

[@FinancialBunny]

Thank you and right back at you. Thank you for being on this journey with me. We are all learning. Trust me i should make a video of mistakes i still make even though i know better

[@billylungumotis3868]

I just tapped on this video and its my very frst time an viewing and listening to you and u have captured my whole attention and am loving this....this is so powerful thank you for this data which is so uplifting and motivating.

[@FinancialBunny]

Thank you so much Billy, I appreciate the feedback

[@charles.m.molema4758]

You've been doing the most . . . 👏🏽 Most definently among the constellations if not headed there... Should get a job , pacing myself before getting involved in business , politics & family considering naming my future first born Tshiamo or Yuri similar to a former school mate (positive energies) . . .

[@boitumelosephaka3702]

Wow thank you:) Exactly what I needed.

[@zulukazihendricks6943]

Wasn't even searching for this but it came at the right time, was praying asking God to give me wisdom I want to save & give to charity as well this year 2023 " blessed is the hand that gives" but was scared when I was looking at my finances. Although I do spend money on take aways & outing, thought it was just a small amount, imagine the money I would have had if I started early. Your video encourages me I will say it's my answer. Thank you sis ❤️

[@themaboes]

Excellent stuff Nic, thank you.

[@unathingongoma2288]

You the best Nic ❤️I watched one of your videos about different streams of income! I took action, my side gig is so helpful! I appreciate you. This year I want to get a new skill to work with my hands! I’m so passionate about it.

[@Inspirationdiaries]

Thanks Nikki for all your vids 🥰

[@Brett_Flow]

Very valuable advice. Thanks Nicolette

[@hushcounseling]

I love your content 💞💞, love your honesty about the battery 🤣

[@Rethabile3]

Thank you very much Financial Bunny, very informative content.

[@ignatiaradebe3326]

I just love this!

[@boikgantshomohlala5045]

Bumped into this and can I just say it saved my finances!

[@nosipiwosojada6706]

Thanks Nic, this was really helpful for me and my business. Have a great new year ✨️ 😊

[@constancemokoena2644]

👊🏽💯You my lady are the BOMB!!

[@thandekambuyisa2061]

Jeep it up Nicollete. I am where I am because of you❤❤❤

[@GwenMats]

Love this ❤️ i would like to add that in addition to reading, what i've also found useful over the years is listening to talk radio. I honestly learn a lot just by listening to The Clement Manyathela show on 702 especially when i don't have busy mornings. The 9-12 show has been my go to from the days of Redi and have learned a lot from politics, social issues etc. Am able to challenge, debate and hold conversations because of what I've heard on radio. I would also recommend Podcasts, i love them because people can listen based on topics they enjoy. In terms of getting a financial advisor, i will add by referencing Dave Ramsey "Remember a financial advisor is not there to tell you what to do or sell you a product but to provide guidance based on their knowledge". Once i picked up on personal finance content via Podcasts i asked mine a lot of questions she just didn't have the patience to answer me and make a comment once saying gore nkare i have lots of time on my hands these days because i was asking alot of questions about the unit trusts she advised me to invest in but never explained the fees. The next day i submitted a form to remove her as my financial advisor 😛😒 and now she only manages my RA and Life cover because i don't know if there is an option to remove her as yet. 🤔😉. I think we also need to prioritize our mental health in the new year. The monthly budget if possible should include monthly therapy sessions. That's what am planning on doing next year, just need to find a good one. Quick question, aren't money market accounts from asset management companies a bit expensive unlike Banks? I was of the impression that emergency funds is about quick access to cash during emergency and the interest in a money market whether from a Bank or asset management company would be the same since its based on interest rates unlike other products. Happy new year, love your content my sister ❤️💕🌹💐

[@siyolisemakaka6013]

Thank you💟

[@FinancialBunny]

I absolutely love this. Even podcasts. I listen to podcasts on my walks these days

[@mphomoloyi7459]

Been following since 2018 wena o skhokho Great video .

[@lifewithharinandaba4845]

Thank you Sis. This was insightful❤

[@zincanegumede8653]

Thank you so much ❤🙏🏽

[@tumimotsamai2731]

Happy New Year. And thank you so much for the content. Will follow up on the Alan Gray Money Market Account.

[@VhonieR]

I needed this 💖

[@luciacoeto3222]

Happy new year sis I wish I could give this content a 10 thumbs! 👍 my word last year was determination and here we go this year with CONSISTENCY. Am so happy for myself to be financial free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits ms Important to get a mentor /coach to lead you all the way. It's great to start young too!

[@phillawson5785]

Hello I'm 43 working on my retirement fund too What do you think is the best target for retirement?

[@louis-freddieceaser8811]

A lot of people find having a coach /financial advisor a luxury

[@luciacoeto3222]

@@phillawson5785 personally I think 1m is the goal to overcome inflation and having them in an inv estment p ortfolio is a perfect plan. I'm half way to my goal 😊

[@luciacoeto3222]

@@louis-freddieceaser8811 yeah. Fees and commissions are factors to look at in search for financial advisers. There’s financial experts out there who do not look at their fees but the impact and intrinsic value they bring along to you no matter how little you want to start. I’m glad I had one guide me start my financial journey

[@maxdmitry1912]

I'm trying to read books about finance, budgeting and saving. Looking at having a good financial advisor. Can you recommend?

[@Agisanang_Tsholo]

Thank you Financial Bunny❤️🤗

[@lisashikuku]

I love your energy😍

[@stokvelacademychannel9811]

Thank you! 😘

[@LabRatsTraders]

I like how you always say facts .

[@tshilidzimagada4494]

What an amazing video! Thank you for sharing this! 🙏🏿

[@ayandatshabalala9160]

Thank you 💗

[@ReaBaloyi]

Super informative content. Thanks a million ❤️

[@cayleighseibes6126]

Only heard of you today and joh... let's get that money managing under control 🎉

[@dinepephotography2040]

i needed to hear this

[@sphephelolamula]

I'm just glad I found this channel towards the year end. Next year I will be able to save more money because of this channel. Thank you so much Madam ❤

[@FinancialBunny]

lalela, we are going to make this work. Im here for you

[@sphephelolamula]

@@FinancialBunny thank you once again.

[@abongilesibhoko539]

You are spoiling us with these videos Nic,Thankyou so much girlfriend. You are helping us everyday to make better financial decisions ♥️♥️♥️happy New year cc

[@Inspirationdiaries]

I feel the same. We are being spoilt. Grateful for Nikki

[@FinancialBunny]

Happy New Year my love dove. We must remain impactful and you guys reciprocate so you know what. I like our relationship. Lets keep going. To an Adbundant, Kind and Magical 2023

[@ayabongamaliwa5559]

Thanks for the advice even though I learned this in 2024

[@kushathakokorwe7572]

Insightful video to start off the year ✨✨

[@carolm1523]

Impressed!!!

[@MrBee_ZA]

Truly there's everything on KZbin 🙂

[@kimberly5778]

Good morning I'm a new subbie, stumbled upon your channel. I love ❤️ this you're so true and do this I keep learning and taking new training classes and skills. And I try to tell my husband and he said every year I keep changing but my husband is still stuck in the time Is capsule of 1988

[@nonkululekomhlongo5937]

Thank you for video

[@vuyelwaradebe9312]

thank you i needed this... im currently attending a learnership, started a vision board 2020, and on my vision board i always adding "new skill". and from 2021- 2022 i gained or learned new skills and certificates.

[@seedsofenlightenment]

I can't wait for April!!! Currently working on my budget and it is such a sobering activity but I know what moves I want to make for 2023. So much of what you said I already know, I just don't know what I have not taken action until now, but regardless, onwards and upwards.

[@FinancialBunny]

Education without action is like blinking to a hot girl in a dark room. Lets take actions please

[@refilwehine8742]

Thank you

[@dinepephotography2040]

wow thank you so much sis

[@MrsMphoNgwenya]

such a good video. thank you

[@samsonbottoman6292]

Thex to open us mind

[@zilkekordom6394]

Thanks Girl

[@thabangndaba7480]

Nice one, learning new skills is very important

[@bongiwempepetho8492]

“Apply for that NEW JOB” 🥺🙏🏾

[@loloemoyo3618]

Wow. I just got a hard kick. I really needed to hear this. Thank you!

[@FinancialBunny]

Amazing Loloe, I hope this is your abundance year. I wish you nothing but all the luck in the world.

[@loloemoyo3618]

@@FinancialBunny yes yes💃💃

[@mphomashane3602]

I have been addicted to fiction so much that I thought there was something wrong with me, I used to read books that had to do with psychology and changing from there to fiction has been mind blowing 🤯

[@valeriel7417]

I like psychology, any recommendations?

[@mphomashane3602]

@@valeriel7417 Brené Brown has series that I find interesting....Rising Strong, Daring Greatly and two others. Who moved my Cheese? By Dr Spencer Johnson always comes handy for me, very good for beginners and easy to read.

[@FinancialBunny]

@@mphomashane3602 great suggestions

[@surprisenkuna4480]

I'm learning a lot from you though I'm still in collage but my goal is to have multiple incomes

[@thebigzfamily]

Heaven Yeah

[@dumilemdluli1791]

I'm always on the like button but found myself changing positions because I've heard the word "READ"

[@MrBee_ZA]

Currently I've no source of income coming in, but you know what I'm ready! I've easy equities app, I've the Franc app, I've 22seven app, I've all your videos ready to strike as soon as I get that job🎉

[@siphesihlemchunu5979]

Sisi wamii Ngyabonga ukuthi ngihlangane namaVideo akho🥺🙏💯. I see changes in my life when it comes to money.

[@revelationmokgadi873]

Thats y am competing with my provident fund,UIF n e.t.c ,each and every month i save equally with whatever I see on my payslip soo it happens I loose my job then I got back up on my savings account..then now am thankful u just reminded me with that emergency account thanks

[@revelationmokgadi873]

🤣🤣degree

[@quant_in_sa]

Banks have dedicated Cash and Investments Teams that deal with the notice deposits and TFSA investments. Accessing them are often cheaper than seeking out an Asset Management company

[@FinancialBunny]

I can assure you that you don’t need to seek an asset management company. But banks are still bottom for TFSAs

[@maomao2733]

Happy 2023, thanks for the all the information @Nic. I am struggling to sign-up on the franc app however will try again. Lets start early.

[@LifeIsGood49]

Your videos have so much of insight in financies and life in general. "Learn something new...a new skill" Having a skillset is a beautiful possession, especially skills that you acquired off from curiosity. Thank you Nicollete and Happy new year😇❤️🙏🏾 Have a blessed one.

[@frednyambok5722]

Great content. Really helpful. Thanks nikolette

[@ofentse9988]

There's also a Library to start with

[@lebogangsedumedi143]

When you said there’s nothing more annoying then people who don’t know anything 🤣🤣🤣 it’s is so true

[@madiehekoloko362]

always great to hear your advice. what is tfsa?

[@janetlindi4387]

Tax Free Savings Account

[@nosisibango7104]

I find Nic funny, too much sense of humor. Money subject is boring but she makes it interesting

[@FinancialBunny]

Thank you. i really try. We say in my office its like putting lipstick on a pig

[@nosisibango7104]

@@FinancialBunny Hahaha now that's really funny 😍🧡

[@ntombimolema7992]

Just a quick question nicollette, does the TFSA affect your retirement fund when you do it annually? I'm not sure of my question is structured correctly. When I was working at a private company, when we were retrenched we were given an option to withdraw or keep the retirement fund, it was also capped at 500 000k so I wanted to find out if I do a tax free will it also affect retirement withdrawal in terms of tax at a later stage?

[@FinancialBunny]

No it’s not a retirement product under the pensions act.

[@triciamagagula9749]

❤️❤️❤️

[@lungilethungo3967]

❤️❤️

[@izahchauke8409]

💐

[@humphreylinda2565]

I hear people always talking about "Financial Advisors" where do you Google one or find one?

[@maps_t6059]

My curiosity about Nicolette's personal life and relationships 🙈🙈

[@zamambatha7388]

😂😂😂 me too like she’s so beautiful and smart why are men like this, if I don’t as a man I would definitely marry her

[@nomafmaroga6827]

@@zamambatha7388 man are scared of strong independent women who knows to say No you are wrong

[@Sheilzdarlingz]

That happened to me , i have to start a new degree, i've learned my lesson yet ndiyabatyala wooo hayi kubi 😴😴

[@gofaonemontebatsi7458]

Is my franc app only for SA people?um from Botswana and um interested in investing in it

[@enockmalahlela3271]

Hi All, was the budget PDF template shared?

[@FinancialBunny]

All in the caption