V well explained. Don’t be disheartened by negative comments. People like me need elaborate explanation 🙏 Thanks
@fincalc7 ай бұрын
Thank you so much for your positive comment. That is one of my aim to elaborate the topic to make people understand more clearly. Thanks again 👍
@georgecorera8565 ай бұрын
Who will decide rate of interest?
@107utube2 ай бұрын
@@georgecorera856 market
@juheldebbarma32822 ай бұрын
@@georgecorera856Doraemon
@sachinzagade8243Ай бұрын
Is your app chargable or free
@himachalirider1874Ай бұрын
Bhai ek do gyani k comments dekhe shuru m..video dekhne se phle comment pdh kr m b thoda negative ho gya tha....8 saal se market m hu m....pr jb video dekhi to schi aapne bhut simple or bhut achhi video bna rkhi....keep it up brother......meko sb pta tha pr is video se muje ye vala formula sikhne ko mila....M SWP calculator m calculation krta tha...pr nyi chiz sikhne ko mili...thanks brother
@fincalcАй бұрын
Welcome
@manjunathar182427 күн бұрын
Llb BC 5@@fincalc
@reddyclasses2933Ай бұрын
Very good explanation. Very simple and straight. Thanks
@fincalcАй бұрын
welcome
@hazrathvali26849 ай бұрын
Excellent suggestion for swp.I am impressed
@fincalc9 ай бұрын
Thanks a lot
@momikachannel12137 ай бұрын
@@fincalc can we do SWP from grow app
@happylifmindfully7 күн бұрын
Perfect analysis. 🥇
@fincalc2 күн бұрын
thanks
@lakhansinghkuntia45388 ай бұрын
One of the best idea 💡 "SWP"
@dr.mithunhazarika20162 ай бұрын
Utna bhi atcha nehi😂, kahi bhi aur kabhi bhi market sidha upar nehi jata, market humesha up down ke sath chalega! To down time mein aap chahoge ki aapke capital se Paisa nikal kar aapko diya jaye?
@rams54742 ай бұрын
Wonderful explanation. Please give us the list of MFs schemes available in SWP. So immediate or after one year M.I -SWP starts. But i think the fund grow as per market also.
@gkkrishna96203 ай бұрын
Good expl anation thanks Bhai 🎉
@fincalc3 ай бұрын
Always welcome
@navnitkumargupta60885 ай бұрын
बहुत ही अच्छा जानकारी प्राप्त हुआा है । धन्यवाद
@rg58069 ай бұрын
Good explanation with calculation.
@fincalc9 ай бұрын
thanks
@ArunKumar-me3cp2 ай бұрын
Please post in English language as well...Your videos are bery valuable
@vanshi7078 ай бұрын
Very useful information/presentation by you. Thanks
@fincalc8 ай бұрын
Glad it was helpful!
@yadaiahpatti28342 ай бұрын
Please explain about income tax liability on withdrawals. Your idea is very useful.
@bariklelin5 ай бұрын
Very well explained... thank you sir
@kanakkumar26 ай бұрын
Thans and very good knowledge at this young age. Plz also suggest which swp to opt for? Which will be good for senior citizen
@fincalc6 ай бұрын
you can select some good index mutual fund for monthly income. here's another video to get monthly income with more options: kzbin.info/www/bejne/hoCTdKWJiNeNeqM
@kanakkumar26 ай бұрын
@@fincalc, yes but can you suggest with SWP to opt? like SBI, ICICI, HDFC etc?
@khadarkhan729 ай бұрын
Nicely explained 🙏Thank you Brother.
@fincalc9 ай бұрын
You're most welcome
@dnyaneshwarjtambe17829 ай бұрын
Thank you bro very nice explanation..❤
@fincalc9 ай бұрын
Glad you liked it
@dr.rameshkumar79973 ай бұрын
Simple easy to understand as a lay man
@kandurpra5 ай бұрын
Well explained. THANKS BRO
@fincalc4 ай бұрын
You are welcome
@dhruvrajsinhjadeja-vfxarti30852 ай бұрын
Thanks for this video bro 😇👍
@fincalc2 ай бұрын
Welcome 😊
@mukaramasaha73446 ай бұрын
Very useful information.. good 👍 job bro❤
@fincalc6 ай бұрын
thanks
@rajkumarjha38456 ай бұрын
Ye sahi class hai
@supersonkamei57574 ай бұрын
Explained well, thanks but tell me what is the minimum term for swp, can I put lum sum amount for one year or two years ?
@fincalc4 ай бұрын
keep the tenure for long term o at least 5 to 7 years to get good profits.. short term of 1 to 2 years is risky
@supersonkamei57574 ай бұрын
@@fincalc thanks dude
@zamirhasankhan2012 ай бұрын
Excellent
@shaheenbano6941Ай бұрын
Best video lgi
@mayurpalsokar93927 ай бұрын
Great
@fincalc7 ай бұрын
Thanks
@rupeshghorpade19774 ай бұрын
Very good explanation.
@fincalc4 ай бұрын
Glad it was helpful!
@dilse20147 ай бұрын
Ye kithne sal ki kar saktha hei, any loking period? Aur full amonut withdraw kab kar saktha hei?
@jssping1236 ай бұрын
very well explained
@sowmithryg2 ай бұрын
what is the locking period for SWP and which is best one to select among all
@fincalc2 ай бұрын
SWP is a way to remove money from mutual funds systematically. The one that might give better returns in future can be the best mutual fund for you
@tarunkumarsaha88289 ай бұрын
Please mention name of the fund for same return as per your video.
@SanthoshKaitheri9 ай бұрын
Index Funds
@tusharpandit57698 ай бұрын
Good evening. Can u pls send me calculations for SWP if we invest as under : 1) 25 lacs - minimum withdrawal of 500/- per month - for 5 years. 2)25 lacs - minimum withdrawal of 500/- per month - for 10 years. 3)50 lacs - minimum withdrawal of 500/- per month - for 5 years. Thanks
@shaikhrf19 ай бұрын
Tax ke bare me bhi batao
@AshishGershom2 ай бұрын
Very nice video bro keep making more
@bullpat14794 ай бұрын
Well explained ❤
@lalanprasadrajak45757 ай бұрын
Nice👍
@malharb61099 ай бұрын
Why such long lectures to show your intelligence😂. Simple hai, 1%/month milega return on mutual funds
@prakashjha33399 ай бұрын
Haha .. that's correct 😅
@VittiPatel9 ай бұрын
You say right. It's Indian mathematics totally confusing.
@malharb61099 ай бұрын
@@VittiPatel .... It's not about Indian mathematics , but just to run long vlogs they keep on doing uneccesory calculations to prove they are smart
@rohithgiriya37288 ай бұрын
Watch time brother.. Nothing else
@Telugupole8 ай бұрын
For Video and for advertisement
@dr.rameshkumar79973 ай бұрын
Which SWP is good for 60+ person
@venkateswararaok37572 ай бұрын
Good explaind. For this swp with drowel amount any Income tax to be pai or not. Pl reply
@sdatt47612 ай бұрын
Withdrawal pi ki TAX dena hoga ? Kon sa Tax slab use hoga?
@hukamsingh67973 ай бұрын
Good efforts
@viriventisatyanarayana99778 ай бұрын
Excellent ,bhai..nice explanation...
@rahulsinhapiet2 ай бұрын
On an average house much return should expect for 30 year investment.
@psbhaumik43672 ай бұрын
Which fund best for SWP & which app we using SWP.
@glitterworldcreation6 ай бұрын
BRO U R TALKING ABOUT SWP BUT NOWHERE CALCULATION FOR DEDUCTION OF TAX IS EXPLAINED NOR THE CALCULATION SHOWN WITH THE SUITABLE DEDUCTION. COZ WE ALL KNOW ANY MONEY WE GAINED SUBJECT TO I TAX DEDUCTION.
@kh.lalmani4717Ай бұрын
Capital gains is tax free up to 1 lakh per annum
@baaghisingh1987 ай бұрын
Bhaji, info de ta tusi fatte chak te ... well explained vid indeed. But wut about the taxes upon withdrawing the monthly interest if any...& India mein jo mutual funds hota hai are the FDIC approved? The principle amount 100% secure hota hai? ( excuse my ignorance I'm an NRI)
@kvlalani4 ай бұрын
Good information....pls share the excel sheet
@manojpatil65826 ай бұрын
Good explained
@DeepakYadav-jg3bp7 ай бұрын
Ammount jama karne ke next month se paisa aana shuru ho jayega kya
@kavitaborkar83098 ай бұрын
Superrrr Information
@sandipacherjee467012 күн бұрын
Just one question is there any tax deductions in swp
@TheIconOfHistory2 ай бұрын
सर ये पैसा invest करणे के कितने दिनो बाद हमे monthly withdrawal karna चाहिए
@georgecorera8565 ай бұрын
Rate of interest ye kon tay karega?
@shibooster2 ай бұрын
Tum hi karoge, usne worst case consider kiya hai.
@amritchopra79966 ай бұрын
good
@fincalc6 ай бұрын
Thanks
@sumitkumarnanda79104 ай бұрын
Jis din hm swp set karenge next kitne din baad amount milna start ho jata hai ? Please tell
@Sonuans19004 ай бұрын
Sir SWP mey to unit he sale karke paisa milta hey na...matlab tree ko bech kar paisa khana...jo long time me mere bachho k liye sahi nahi hey... Lekin eysa koi option hey jaha unit sale kiye bina dividend type paisa milta rahe...matlab tree v bacha rahe aur uss tree ka fruit khaya kar jiya jay...? Aur tree ka value v kam he sahi but thori thori bardhti rahe... Idcw sahi hey but government tax bahot leti hey... Others koi option hey?
@fincalc4 ай бұрын
Mutual fund with dividend option hi hai. Uspe tax to Dena hoga
@poojaverma-hh4ei8 ай бұрын
Can you suggest some good swp plan
@fincalc8 ай бұрын
you can invest in nifty mutual fund plan. Here's the video with calculations: kzbin.info/www/bejne/fmLUnJmebd6tlZY
@Heartbeat-20124 ай бұрын
क्या इस स्कीम में पैसा डूब भी जाता है क्या पैसा बिलकुल जीरो हो जाएगा क्योंकि कई बार शेयर मार्केट में ऐसा ही होता है कृपया बताएं
@pramodsharma92624 ай бұрын
Nhi aisa nhi hota hai. Q ki mutual fund me return 15,% se upar hota hai. Lekin aap ek sal bad se suru krnaa chahiye jama ke bad.
@HarishMokari-wh3fe3 ай бұрын
Bro 1 lakh invest karenge. Fix 10 saal k liye. Toh 10 saal bad swp monthly kitna milega.
@HarishMokari-wh3fe3 ай бұрын
Swp me jyada returns kaun si bank deti Hain
@rajmk37476 ай бұрын
Thank you nice explanation, but can also make a video for us the best MF for SWP
@rashmivoicee7 ай бұрын
It is risky for one who are dependent on investment income. Since principle amount will reduce, when market falls...
@udaybanerjee61103 ай бұрын
Absolutely right, depends upon fund selection , withdraw what amount in percentage as to protect the principal. Must have to give clear answers.
@ansumanhazra11602 ай бұрын
On the other hand principal amount may increase if market gives you more than 10% and ur withdrawal percentage 10%
@dn-29912 ай бұрын
No,in SWP the principle amount u invested will never get reduced,rather it will increase with few percentage.. So there is no risk and ur future generation also can enjoy ur investment.. u can see other videos on swp where they explain it nicely
@ansumanhazra11602 ай бұрын
@@dn-2991 say, u have buy 50000 units at nav of 20, after 1 year start SWP 10000/ month. After 1 year say nav is 22. First month units will be redeemed 10000÷22=454.5, second month say nav is 22.3. units will be redeemed 10000÷22.3=448.4. Third month say nav is down 19.5, units will be redeemed 10000÷19.5=512.8. In this way all depends upon the nav, if your fund house gives more % than swp %, then your initial investment amount will be increased, on the other hand it can go down if it is reversed, happy investment
@SimarpreetSinghsimuАй бұрын
well agar 1 lakh nikal rehe ho in the end agar kuch bach jaye to u can invest that back fir kuch or add ho jayenge
@sourishbhattacharya11867 ай бұрын
Sir Good evening. Will the total amount be zero after certain point of time, as we are withdrawing money every month. Regards
@vikrambadkur65172 ай бұрын
12% हर साल निकालो गे तो 15साल बाद फण्ड की वैल्यू शून्य हो जएगी।।ओर कैप्टिल गेन 15% कौन भरेगा।
@kh.lalmani4717Ай бұрын
12% har saal nikal ne se fund ki value zero kaise ho jayegi? agar yeh 12% ka rate of return assume kar rahe hai toh?
@prustysaurabh9 ай бұрын
what is the short term and long term capital gains tax in SWP plans....???
@shibooster2 ай бұрын
Upto 1.25 L its exempted
@MrPrasantmeherАй бұрын
Minimum kay hai swp pe
@ajayarora35828 ай бұрын
Ram Ram ji
@fincalc8 ай бұрын
Jai Shree Ram 🙏
@AnantArolkar-xi3cb28 күн бұрын
How and where to do swp?
@almasfarogh1203 ай бұрын
Yeh paisa Baad Mein nikal sakte hai Baad Mein ki nahi
@gopalaswamybalasubramaniam1435Ай бұрын
Why you r not talking about income tax on interest paid by Bank We will loose as well we have to file return and pay Auditor . Why invest in Banks insurance etc and invite trouble .
Swp karne ke liye mutual fund me deposit karna padega pehle
@ushanagrajiyer4582 ай бұрын
Sir shd I continue sip if I opt for swp.?
@vinodkumarb23189 ай бұрын
M fund has risk. Po has no risk.
@phuleshyam55833 ай бұрын
Swp में सिर्फ 3 लाख इन्वेस्ट करें तो कितना मिलेगा हर महीना?
@SheetalSingh-jq3vyАй бұрын
Sir how i do swp if i want to start withdrawal after one year
@sonushriwas66448 ай бұрын
❤
@sureshkatre7327 ай бұрын
Nex month se hi Swp kare ki 5 sal bad sir
@swarajveer63605 ай бұрын
Bhai tax ka b bataya karo
@viriventisatyanarayana99778 ай бұрын
Bhai ,SWP karna hai to kis fund me karsakte hain .in safety aspect
@saubhikbhattacharjee60238 ай бұрын
Mat karo bhai bekar hai...usse accha post office mis hai...sip is good invest lumsum in sip & withdraw the profits.
@husainahmad64248 ай бұрын
Kitne year ka plan hai mool dhan kab wapas hoga ,
@atharvakadam-yj5fv4 ай бұрын
But bother how to invest for app or bank 🏧
@AnantArolkar-xi3cb7 ай бұрын
If I start investment in swp 1st march 2024 with 6lacs lumpsup can I get 5000 rs pm from 1st April 2024?
@nitish_motivation7 ай бұрын
Yes
@mustaquealamchoudhury36576 ай бұрын
Will the invested amount remain same after maturity?
@PA_vlogs-rx8hx6 ай бұрын
Yes, because in this strategy we are withdrawing 10% and our portfolio grows by 10% and if you count 6% inflation then you will end up less amount value by the time
@born-victor5 ай бұрын
No. Depends on market condition during maturity. That's the catch in this plan. Everything is dependent on the rate of return while receiving monthly income. Even though you will continue to get the same amount, if ROR is less than assumed interest, your principle sum will go down. Besides, he says nothing about taxes. Capital gains tax is hefty for this plan.
@rambrikshprajapati63248 ай бұрын
Post offices ki MIS scheme ki Tarah hai
@vsrinivas74172 ай бұрын
SWP is taxable income or not.
@rams54742 ай бұрын
Taxable as per IT as Dividend hopefully
@DeepakYadav-jg3bp7 ай бұрын
Mutual fund kitna safe hota h
@Likeandsubscribe-z1b7 ай бұрын
More then 8per .only private bank giving.hre some people giving only 3per .
@thegaurav53632 ай бұрын
kitne years tak withdrawal hoga ye?
@fincalc2 ай бұрын
jab tak mutual fund account me balance hai tab tak
@happylifmindfully7 күн бұрын
Infinite time
@vivekrupareliya97179 ай бұрын
Exle file kaha milegi bhai?
@fincalc9 ай бұрын
SWP online calculator use karo: fincalc-blog.in/swp-calculator-with-inflation-systematic-withdrawal-plan/ aur yahi pe excel file milegi
@vikasmathur72765 ай бұрын
Swp investment k just next month se withdraw kr skte h..?
@fincalc4 ай бұрын
yes
@greenerygardenbyharishkuma18879 ай бұрын
Age 46,5lakh lagana hai or next month say incom chiya 10 year time.mf bata do
@praveenjha9424Ай бұрын
don't withdraw more than 6 percent of your portfolio otherwise you may lose on your portfolio...moreover.your withdrawal will attract 12.5 percent capital gains( long term) tax...
@technicalstudio9877Ай бұрын
LONG TERM CAPITAL TAX 12.5% EXID LOAD AND MUTUAL EXPENSES PHIR GST
@arvindpashilkar47445 ай бұрын
Guarantee Agreament Manager..... comition
@pvenkateswarapratap27809 ай бұрын
Monthly 8% is good
@rahul0101013 ай бұрын
Kaha milta hai bhai...8% per month
@mr.Lalitnarayan1989Ай бұрын
5k investment karo fir usko nikalo fund me farak nai hoga😮