Car Loan EMI Prepayment Calculator | How to Save Car Loan Interest Amount | Save Loan Interest

[@fincalc]

More videos: SIP Calculator: kzbin.info/www/bejne/b6nOhGqqqJl-rMU Home Loan Prepayment: kzbin.info/www/bejne/opqqmJmdgtNorsk 20 Years SIP Returns: kzbin.info/www/bejne/ZmmbhGWQoJymj7c Income Tax Calculation: kzbin.info/www/bejne/o6iQlqV8qr6Vpa8 PPF Calculator: kzbin.info/www/bejne/kH_JiWOohtCVhqs

[@rishibasu05]

very easy to understand and i was able to do the calculations quite easily . Only one thing that you may want to add - most bank add a charge if you want to pre-pay loan in the first 24 months of loan tenure, around 5% of the outstanding principal at the time of pre-payment. That amount should be taken into consideration as then the total savings at the end is reduced. But still one still gets the benefit of decreased tenor and some savings definitely.

[@alokranjansingh20]

A well explained video. Your way of explaining is excellent. Thank you so much 😊

[@fincalc]

thank you so much for your comment :)

[@S.AJohnson]

JESUS BLESS YOU AND CROWN 👑👑 YOU THIS YEAR WITH**""HIS BLESSINGS """** AMEN AMEN AMEN FOREVER

[@satyendraambegaonkar8665]

Best video on car loan repayment

[@fincalc]

Glad you liked it

[@NikhilSharma-mu8vt]

Best video I have ever seen on loan calculation thanks helped a lot🤩

[@fincalc]

Glad it was helpful. Share with your friends 👍🙂

[@NikhilSharma-mu8vt]

@@fincalc already did😊

[@jaythakkar8117]

Amazing content 🙏🏻❤️

[@fincalc]

Thank you 🙌

[@SanjeevKumar-yl2fw]

Very much informative vedio. I appreciate

[@fincalc]

Glad it was helpful!

[@hexabuddy4938]

there no availbe excel file for download

[@DrDevinderBirSingh]

👍very clearly explained in simple words

[@VKlifeenjoy]

Very informative video

[@ankitjha9245]

Very informative video, thank you so much for sharing such a nice content in easy language.

[@drrojarathodmbbsmsog1995]

Very well explained

[@MasterinTechnologywithAjay]

Grant vitara Lena hai. Down payment 5 lakhs ka hai. Email 50 k , is that fine. please suggest me some good idia to save money

[@SonuRapstar]

Maan lo hum 100000 prepayment ki jagha fd me bhi invest kr dete h to 3 saal me 7% se 21000/- rs earn kr sakte hai aur ye hi same amount hum prepayment krte h to uspe 5% charges bhi paid krna padega then uske baad jo saving interesy bachega lagbhag same ho jayega.... To kaan ek taraf se pakdo ya dusre side se baat same hi hai... 😂 Thank you for your informative video...

[@ijustfoundit786]

Zero fee pre payment

[@VishalKumar-gb2if]

Sir kindly share the information about how to get back TCS which paid while buying new car, in income tax rebate

[@sumitpetkar9300]

It's useful, thanks for sharing.

[@biplabnaik7086]

Great bro......

[@KhanMedicalHall-z5d]

sir maine 6 lack ka ncar loan liya tha 8.75 % ki dar par 5 year ke liye uss 5 emi bhar di abh main 2lack pre payment karna chahta hu to mere ko kitna benifit ho ga 13000 pe month eme hai

[@afa340]

I buy car in 2020 December,for 7 years tenure,and pricipal i paid was 80k,now currently in 2023 my intrest amount is 4424,so my question is if i deposit more money in my loand account like EMI+50000,will it benifit me if i do it once . please help

[@JaspalKaur-d9u]

Kitne din bad prepayment kar sakte hain kuch din hafte ya mahino bad

[@fincalc]

yes 1-2 mahine baad kar sakte

[@shoaibdefy]

Sir.. Please give the excel sheet for simple interest.. For a bank employee taking loan from its own bank..

[@karthikgln]

Good Information Bro, Thanks for sharing from AP.

[@6387vickypatel]

Pre-Payment me EMI kam karvane se koi benefit hoga ya Tenure kam karvane se benefit hoga?

[@thejack0037]

Tenure

[@umangsharma6902]

OD account or C.C loan working capital loan excel pr vedio banao

[@monicatunar9449]

Dos Muje ek Tata 407 Lena hn... down payment 5lakhs 4yrs ki emi Diya hua hn kse calculate kare

[@sarvjeetsingh2407]

From the link not being able to download excel calculater.. After filling name n email id asking failed to submit contact administrator

[@shariqqureshi7392]

In some time I am financing my car, so two things i am focused on force closure (there are some penalties+ GST) and secondly part payment possible after 1st year only that too maximum 25% on principal, and a bank employee said part payment will minimise your tenure but actual interest will be 2-3% higher on given ROI, so conclusion if u taking loan for 3 years so pay in 3 years or else your given interest rate will be higher as in beginning they'll take their profit(interest) and last emi are mainly your principal (which is like your real money you borrowed) bankers aren't fool to let you win this battle... If 9% ROI you had in beginning will end up 14-15% easily if you force close. All above knowledge I got in few days before applying loan, and I may be wrong... Please correct me, as safer side I am taking some 6-12 months longer duration for pay back... But I'm sure I'll get rid of loan way earlier.

[@fincalc]

why 9% rate will increase to14-15% rate? if it happens due to rise in interest rates than it's fine but if happening due to prepayment than increase in rate is incorrect

[@kirankumarsp15]

Hi, Could you share me the car loan Excel Sheet.

[@bhavinsoni9838]

Hello sir mera 48 year ka lone hai but exel me 35 tak hi a raha hai 48 tak kase kr help kr dona

[@sskk1503]

please guide me. if prepayment of all amount ,we done after 6tn month. is it good ?

[@fincalc]

yes that would be great to close your loan account

[@aksharabodduna9719]

One thing here confirm 5 month me prepayment 50000 add kiya na 5 month ka emi bi pay karna hi kya.. Ex: 15899.87 + 50000 I think only 50000 isme se emi cut hoga right . So here we adding 34100.13

[@fincalc]

no, EMI is separate, 50,000 separately add karke loan amount kam kar sakte ho

[@aksharabodduna9719]

@@fincalc iam not finding calulater

[@aksharabodduna9719]

@@fincalc @FinCalC TV 50000 prepayment karvaneke badh 3 maine bach gaya.. 16000×3 EMI = 48000 .. What was we getting extra benefit here < in 32 month princple amount is 1247 and we r paying full EMI for this 1247 amount Thoda sa confuse kindly clear

[@fincalc]

@@aksharabodduna9719 ye video dekho home loan ke related hai. Lekin car loan ke liye bhi applicable hai kzbin.info/www/bejne/rIDVdYCbm7qlesU

[@kapilsharma6046]

dhanyawad bhai

[@fincalc]

Welcome

[@Forbhaskarm07]

Link to download Excel file brings the control back to the same page. There is no Excel to download.

[@fincalc]

fill this form to download car loan excel calculator: fincalc-blog.in/car-loan-emi-calculation-method-india-excel-video/#htoc-download-car-loan-emi-calculator hope this helps

[@onkarsingh4651]

Thank you bro❤

[@ithemickey]

Car loan EMI calculator does not include pre payment option. Could you please share the link to download the Excel of Car loan with prepayment .

[@fincalc]

updated the file with prepayment option. please check fincalc-blog.blogspot.com/2021/09/car-loan-emi-calculation-method-India-excel-video.html

[@ithemickey]

@@fincalc Thanks a lot

[@fincalc]

@@ithemickey no problem 👍🙂

[@ramessharma]

@@fincalc excel file download krne to do direct video ni chaiye... file ka link do direct

[@mastivlogs8717]

Sir.. Please give the simple interest.. taking loan 2nd car loam . from its own bank.

[@shobhaterdal2719]

Sir, car loan income tax exemtion hota hai ya nahi

[@sellychandan]

I have given pre payment of my car load. But still I am seeing the duration and emi value not change in my bank account.how long it will take

[@fincalc]

It should change once the prepayment amount is processed.. probably by next working day of prepayment. Please check with bank

[@ajayojha621]

Sir car loan 7 year ka h 5 year m close kr sakte h

[@rajeshkumarsingha8129]

Thank you so very much sir ji... 🙏😇😴🧠🤴👸👋👌🤝☂️👏🇲🇰💯🇮🇳🎓🎂🎉🎁🌈❤👑

[@fincalc]

Most welcome

[@amansrivastava3081]

prepayment charges agar ho to kaise karenge??

[@NinadKhaire]

Really usefull content! 🙏

[@fincalc]

Glad it was helpful!

[@bharathk5441]

Hi sir How to fix EMI values same for tenure can you help me out what is the excel formula how to fix

[@fincalc]

You can copy the value of emi and paste in the remaining cells throughout tenure

[@NishantSingh-oq5ci]

ish month car loan liya ...agle mahine mei kuch paisa hone pr prypayment krne mei kya fayda h.

[@ktvyas]

Download ka link hi nahi aarha website pe

[@sandeepsharma9173]

Car loan auto debit h to kya hum monthly kuch extra pay kr skte h agr ha to kaise kre kyunki loan to auto debit h

[@fincalc]

Bank me jakar extra payments kar sakte hai

[@ashokdhruw8326]

Sir sbi se home loan liya hu one month emi due ho gya hai but salary nhi dal paa rha hai

[@mehulsonara1964]

Awesome

[@antriksh8571]

Excel sheet link

[@fincalc]

fill this form to get excel fincalc-blog.in/car-loan-emi-calculation-method-india-excel-video/#htoc-download-car-loan-emi-calculator

[@AnimalsCasa]

Bhai..15.03 minute me jo aapne bola 28th month me hi loan khatam ho jayega. Loan or interest nil ho jayega? Principal amount bhi Zero ho jayega kya? Nice video.

[@amitsinha6572]

Prepayment me penalty lagta hai.. wo kon consider krega?

[@zachariahanse10]

I paid 2lakhs to showroom for down-payment Car loan amount rs. 538349 So how to calculate The interest takes 15% ? So please

[@ashishjain2345]

information is good but your calculator is not downloaded

[@singhsubash9562]

Personal lone ka batadeje

[@fincalc]

ye video dekho kzbin.info/www/bejne/mpK2qISdbrR1qas

[@Mdwasim0590]

Prepament ke charge bhi to lagta hai

[@tanazkapadia619]

Ek bat samajh nahi aayi agar mene 50000 ka pre payment kiya to Mujhe last ke 3 installment nahi bharne pade Matlab Aprox. 48000 bahe To 12000 ka saving kaise hua

[@travelpartner7619]

Hi Can you please send that excel sheet file Thanks in advance

[@fincalc]

fill this form to download excel: fincalc-blog.in/car-loan-emi-calculation-method-india-excel-video/#htoc-download-car-loan-emi-calculator

[@deenuist]

sir Car EMI excel calculator is not open

[@fincalc]

Check again

[@teji0111]

unable to download car loan calculator from ur site.... pls resolve the issue and update

[@fincalc]

issue is solved now, please check. thanks for informing

[@puneetsharma9962]

But You haven't explain the difference if we reduce the EMI instead ??

[@gauravgautam4832]

But sir, pre repayment penality ka kya ??

[@pankajsaikia7190]

Sir 910000 rupees loan me kitna emi hona sahiye 7.6 interest rate me..

[@pankajsaikia7190]

Traneur 5 years ka

[@fincalc]

Car loan calculator check Karo EMI ke liye. Link: fincalc-blog.in/car-loan-emi-calculator/

[@pankajsaikia7190]

Sir mera emi 20930 bola he per month. Is it correct

[@pankajsaikia7190]

Lekin emi calculator me 18278 per month but dealer se bola 20930 per as per interest rate 7.6 per annum

[@fincalc]

@@pankajsaikia7190 dealer ko pucho emi kaise calculate Kiya hai? Kyuki 18278 correct emi hai

[@deenuist]

from were download

[@sahibsinghmarwah6872]

Bht kahani bnatey ho sedhi bat ki vedio bnya kriye u hv good potential

[@fincalc]

Theek hai dhyan rakhunga 👍

[@josnaparmar6741]

Hum log 1 month ke bad 850000 ka sweft dizair lene wale finance bank se or down payment 200000 hai to kya hum every 6 mouth 50000 extra pay karenge to PESA bachega kya hamara

[@letmeknowmore6697]

NOT FIND EXCEL FILE FOR CAR LOAN

[@devilboyz5238]

Bhai 50000 deke 3 mahine ka EMI kum hogya but agar mai nahi deta 50000 to 45000 hi dena padta vo bhi 15000 per month to kya faida hau 50000 ka prepayment karne ka

[@ZainZain-ei7ho]

5th mahine ka emi 15899+ last 3 month emi Dhononko milake hisab karke dheko bhai

[@ZainZain-ei7ho]

Fahida hai

[@shubhendrasingh9921]

But you did't consider the PENALTY on PrePayment and +GST, Like SBI took 1% Penalty + GST on PrePayment, ,, Saving will not be 12342 at @13:30 ,,, According to me Saving will be 12342 - 9500=2842 ,, (I just took example of SBI ),, Correct me if I am wrong ? 50000*(1% Penalty + 18 % GST )=9500

[@ashwinkumarmaurya4412]

18% gst will be on penalty of 500 not 50k i think

[@harshalshekharjha5669]

Foreclosure kitne time me Kiya tha,Anyday foreclosure after 2yrs has NO penalty. Was the timeline before 2yrs?? Or after?? Agreement me kya mentioned tha???

[@d-wamps6218]

You are right

[@bhuphendrasinghchandrawat4034]

Agar fix ho to kya kre

[@CrazeVideoz]

There is no excel file available for download

[@fincalc]

you can download car loan excel from here fincalc-blog.in/car-loan-emi-calculation-method-india-excel-video/

[@JaspalKaur-d9u]

Bhai pre payment karne se to ulta zyada pesa dena pad rha h zara dhyan do ki 1 lakh pay karne k bad loan bhi to kam ho jaega na 4 lakh ka or phir use total payable amount se less karo to 552000-400000=152000 isse to pehle kam interest lag rha tha only 72000. Plz explain😮

[@arpitsingh1022]

Meri bank ma to pre payment ka option hi nhi hai

[@rohanpawar9395]

very complicated.

[@pradeepkumar-ds8kq]

Value drag nhi hoti esme

[@sonukumar1623]

अशोक लीलैंड बड़ा दोस्त पर वीडियो बनाइए

[@MehulShihora]

Nahi ho raha he bhai download

[@fincalc]

yaha se try kiya? fincalc-blog.in/car-loan-emi-calculation-method-india-excel-video/#htoc-download-car-loan-emi-calculator

[@noormasalewale1418]

Itna excel me magz mari krne se Acccha emi calculator download kr lo

[@RajinderSingh-wu4wf]

Itna pkka kyu rha h

[@josnaparmar6741]

200000 download paymant hai or 15300 60 emi hai please gide me how to i pay pre paymant

[@josnaparmar6741]

Ripley me please

[@AmitSingh-hy2ek]

Prepayment pr bhi interest bol rhi hai bank 2.5 lgga agr kroge to aise me kya krna chhiye

[@riteshpoza]

Repayment schedule of bank and your excel does not match. Please help me. I can mail it you. Please give me your mail ID.

[@simranmalka2151]

Sir mane car loan par li thi 4 saal tak ki kishat thi abhi 4 month ho chuke ha mane time par kishat di thi or mane loan close karwana ha oske bare me jaruri baat karni thi apse apna number send krna sir